10 Year Financial Data of Cash America International Inc (CSH)

46.48 (1y: +6%)

Market Cap	1.33 B	P/E(ttm)	13.30
Enterprise Value	1.7 B	P/B	1.35

CSH- NYSE (USA)
Cash America International Inc

Currently 5/5

Business Predictability Rank: 5-Star (On Watch)
Back Testing Results:
Average gain of all 5-Star stocks: 12.1% per year.
% of Stocks that are in still loss if held for 10yrs: 3%.
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$46.48

2 Severe Warning Signs 1 Medium Warning Sign 1 Good Sign

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Annual Rates (per share)	10 yrs*	5 yrs*	12 months*
Revenue Growth (%)	15.8	13.9	12.7
EBITDA Growth (%)	17	11	-1
Free Cash Flow Growth (%)	25.5	21.9	23
Book Value Growth (%)	13.9	13.2	8.1

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.

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See this page for the explanation of the data and charts * All numbers are in millions except for per share data

Per Share Data	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	TTM	Mar12	Jun12	Sep12	Dec12	Mar13

Revenue per Share ($)	16.40	15.87	19.68	22.70	30.62	34.25	36.73	41.03	48.16	57.24	57.79	14.34	12.94	14.01	15.92	14.92
EBITDA per Share	2.64	2.66	3.45	4.30	5.46	6.26	7.19	7.96	9.33	9.26	9.55	2.71	2.18	2.14	2.20	3.03
Free Cashflow per Share	2.11	1.76	3.21	3.78	6.69	6.53	7.34	9.25	11.68	13.95	15.60	3.76	2.43	3.26	4.52	5.39
Earnings per Share ($)	1.13	1.92	1.49	2.00	2.61	2.70	3.17	3.67	4.25	3.42	3.50	1.30	0.94	0.37	0.79	1.40
Dividends Per Share	0.07	0.07	0.10	0.10	0.14	0.14	0.14	0.14	0.14	0.14	0.14	0.04	0.04	0.04	0.04	0.04
Book Value per Share	10.36	11.29	12.41	14.43	16.36	19.11	22.19	25.27	28.21	31.54	32.34	29.92	30.66	31.08	32.12	32.34
Month End Stock Price	21.18	29.73	23.19	46.90	32.30	27.35	34.96	36.93	46.63	39.67	52.47	47.93	44.04	38.57	39.67	52.47
Ratios	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

Return on Equity %	10.90	17.00	12.00	13.80	16.00	14.10	14.30	14.50	15.10	10.80	17.20	17.20	12.40	4.80	10.00	17.20
Return on Assets %	6.10	10.20	7.50	7.90	8.80	6.80	7.60	8.10	8.10	5.90	10.00	10.40	7.20	2.80	5.20	10.00
Return on Capital - Joel Greenblatt %	17.80	20.60	24.80	28.10	29.70	30.60	29.90	29.60	28.30	22.70	35.60	36.80	24.80	16.80	20.80	35.60
Debt to Equity	0.58	0.50	0.44	0.50	0.58	0.76	0.63	0.57	0.60	0.58	0.44	0.43	0.50	0.62	0.58	0.44

Gross Margin %	24.70	67.20	69.10	70.40	73.40	71.30	71.10	73.80	59.10	55.90	58.10	56.10	56.80	56.50	54.30	58.10
Operating Margin %	12.40	13.10	13.60	15.00	14.40	14.40	15.70	16.00	15.90	12.00	16.60	15.70	13.20	9.10	10.10	16.60
Net Margin %	6.90	12.10	7.60	8.80	8.50	7.90	8.60	8.90	8.80	6.00	9.40	9.10	7.20	2.70	5.00	9.40

Days Sales Outstanding	28.50	24.10	21.80	21.90	17.00	77.90	83.70	113	124	118	99.70	88.60	111	116	108	99.70
Days Inventory	62.10	74.80	144	155	145	135	128	134	87.50	76.90	67.70	63.30	74.00	81.50	67.90	67.70
Inventory Turnover	5.90	4.90	2.50	2.40	2.50	2.70	2.80	2.70	4.20	4.70	1.30	1.40	1.20	1.10	1.30	1.30

Debt to Revenue	0.37	0.36	0.28	0.32	0.31	0.43	0.38	0.35	0.35	0.32	0.96	0.89	1.18	1.37	1.18	0.96
COGS to Revenue	0.75	0.70	0.31	0.30	0.27	0.29	0.29	0.26	0.41	0.44	0.42	0.44	0.43	0.43	0.46	0.42
Inventory to Revenue	0.13	0.14	0.12	0.13	0.11	0.11	0.10	0.10	0.10	0.09	0.31	0.31	0.35	0.39	0.34	0.31
Interest Exp. to Revenue %	-2.10	-1.60	-1.51	-1.49	-1.61	-1.53	-1.86	-1.70	-1.65	-1.61	-1.58	-1.56	-1.62	-1.63	-1.63	-1.58

Asset Turnover	0.89	0.85	0.99	0.89	1.03	0.87	0.88	0.91	0.92	0.99	0.27	0.29	0.25	0.25	0.27	0.27
Buyback Ratio	-71.50	-10.70	-4.90	-11.90	-1.00	--	--	-1.70	-0.30	-1.80	--	-1.20	--	-9.50	-2.20	--
Dividend Payout Ratio	0.06	0.04	0.07	0.05	0.05	0.05	0.04	0.04	0.03	0.04	0.03	0.03	0.04	0.09	0.04	0.03
Income Statement	Annuals (USD $) View: $ %											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	TTM	Mar12	Jun12	Sep12	Dec12	Mar13

Revenue	438	469	594	693	929	1,031	1,120	1,293	1,541	1,800	1,811	457	412	440	492	468
Cost of Goods Sold	330	327	184	205	247	295	324	339	631	794	790	201	178	191	225	196
Gross Profit	108	316	411	488	683	735	796	955	910	1,006	1,021	257	234	248	267	272

Selling, General, &Admin. Expense	37.55	63.71	306	357	517	547	87.93	521	611	715	721	170	164	181	199	177
Earnings Before DDA	70.44	78.62	104	131	166	188	219	251	298	291	300	86.63	69.42	67.26	68.03	95.12

Depreciation, Depletion and Amortization	16.14	17.21	23.42	27.31	32.13	39.65	43.55	43.92	54.15	75.43	78.34	14.62	15.19	27.07	18.55	17.53

Operating Income	54.30	61.41	80.71	104	134	149	176	207	244	216	221	72.01	54.23	40.19	49.49	77.59
Interest Income/Expense	-9.18	-7.51	-9.00	-10.31	-14.98	-15.73	-20.78	-22.02	-25.45	-28.99	-29.22	-7.15	-6.67	-7.17	-8.00	-7.38
Net Income	30.04	56.84	45.02	60.94	79.35	81.14	96.68	116	136	107	110	41.47	29.82	11.70	24.48	43.93

Earnings per Share ($)	1.13	1.92	1.49	2.00	2.61	2.70	3.17	3.67	4.25	3.42	3.50	1.30	0.94	0.37	0.79	1.40
Total Shares Outstanding	26.69	29.58	30.21	30.53	30.35	30.09	30.50	31.52	31.99	31.45	31.37	31.91	31.82	31.38	30.88	31.37
Balance Sheet	Annuals (USD $) View: $ %											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

Cash and cash equivalents	14.55	15.10	18.85	25.72	22.73	30.01	46.00	38.32	62.54	63.13	78.36	63.61	68.94	78.66	63.13	78.36
Accounts Receivable	34.20	31.01	35.45	41.51	43.26	220	257	399	524	583	513	446	504	560	583	513
Inventory	56.12	67.05	72.68	87.06	98.13	109	114	124	151	167	146	140	145	171	167	146
Other Current Assets	180	155	167	224	246	106	130	60.51	76.98	84.60	84.20	66.53	72.42	76.74	84.60	84.20
Total Current Assets	285	268	294	378	410	465	547	622	815	898	821	715	790	887	898	821

Property, Plant and Equipment	78.98	87.61	94.86	119	162	186	194	222	246	262	255	251	256	258	262	255
Intangible Assets	118	188	198	266	330	530	521	575	597	645	646	602	597	634	645	646
Other Long Term Assets	7.44	10.83	11.17	13.04	3.48	5.72	7.50	8.12	15.24	13.61	12.40	15.07	15.50	12.94	13.61	12.40
Total Assets	490	555	599	776	905	1,187	1,270	1,427	1,674	1,818	1,735	1,583	1,658	1,792	1,818	1,735

Accounts Payable	39.17	33.85	37.22	91.22	87.40	136	98.36	97.35	126	133	116	108	95.70	110	133	116
Current Portion of Long-Term Debt	8.29	16.79	16.79	16.79	8.50	15.81	25.49	24.43	34.27	43.62	22.61	35.94	47.48	57.15	43.62	22.61
Other Current Liabilities	5.49	8.19	7.69	10.16	11.61	--	8.84	9.15	9.94	11.42	12.83	11.46	0.00	-0.00	11.42	12.83
Total Current Liabilities	52.94	58.83	61.69	118	108	151	133	131	170	188	151	156	143	167	188	151

Long-Term Debt	152	150	149	203	280	422	404	432	503	535	428	372	438	545	535	428
Other Long-Term Liabilities	7.70	12.56	13.03	14.40	20.26	37.68	56.34	67.58	98.58	104	142	100	101	105	104	142
Total Liabilities	213	221	224	336	408	611	593	631	772	826	721	628	683	817	826	721

Common Stock	3.02	3.02	3.02	3.02	3.02	3.02	3.02	3.02	3.02	3.02	3.02	3.02	3.02	3.02	3.02	3.02
Retained Earnings	142	188	230	288	363	440	533	644	776	879	922	816	845	856	879	922
Additional Paid-In Capital	142	154	157	162	164	160	167	166	168	158	156	165	166	158	158	156
Treasury Stock	-15.55	-8.75	-12.35	-11.94	-33.20	-24.28	-26.84	-21.28	-37.42	-51.30	-70.60	-33.05	-34.86	-46.18	-51.30	-70.60
Total Equity	276	334	375	441	497	575	677	796	902	992	1,015	955	976	975	992	1,015
Cashflow Statement	Annuals (USD $) View: $ %											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	TTM	Mar12	Jun12	Sep12	Dec12	Mar13

Net Income	30.04	56.84	45.02	60.94	79.35	81.14	97.94	115	135	102	105	40.52	29.22	7.93	23.99	43.92
Depreciation, Depletion and Amortization	16.14	17.21	23.42	27.31	32.13	39.65	43.55	43.92	54.15	75.43	78.34	14.62	15.19	27.07	18.55	17.53
Cash Flow from Others	29.36	6.63	55.92	73.56	162	133	126	192	260	341	377	81.37	52.94	88.98	118	117
Cash Flow from Operations	75.54	80.67	124	162	273	254	268	351	449	518	560	137	97.35	124	160	179

Investment for Property, Plant & Equipement	-19.20	-28.49	-27.26	-46.36	-70.10	-57.08	-44.10	-59.70	-75.05	-79.40	-72.20	-16.67	-20.05	-21.85	-20.83	-9.46
Cash Flow from Acquisitions	-48.30	-122	-19.94	-64.93	-82.56	-182	-43.62	-82.26	-49.54	-78.22	-74.25	-4.18	-0.54	-52.20	-21.30	-0.21
Cash Flow from Investing	-92.80	-84.74	-112	-211	-318	-381	-244	-368	-478	-527	-526	-6.74	-152	-213	-155	-6.06

Net Issuance of Stock	19.17	1.74	-4.04	-2.36	-23.27	-7.21	-10.81	-12.47	-20.09	-23.35	-45.28	-1.44	-1.74	-13.40	-6.77	-23.37
Net Issuance of Debt	10.04	16.09	-0.63	53.75	69.05	146	18.42	24.58	77.70	37.46	38.83	-130	65.72	123	-21.54	-129
Cash Flow for Dividends	-1.67	-10.62	-2.90	-2.95	-4.13	-4.07	-4.13	-4.14	-4.11	-4.10	-4.08	-1.03	-1.02	-1.02	-1.02	-1.01
Other Financing	-0.00	0.00	-1.33	7.48	0.57	1.35	-16.25	2.25	-1.86	-2.99	-3.76	1.29	-0.00	-14.42	10.14	0.51
Cash Flow from Financing	27.54	7.21	-8.90	55.92	42.22	136	-12.77	10.22	51.64	7.03	-14.29	-131	62.95	94.59	-19.19	-153

Net Change in Cash	10.60	3.14	3.75	6.87	-3.00	7.28	16.00	-7.68	24.22	0.59	14.76	1.06	5.33	9.72	-15.53	15.23

Free Cash Flow	56.34	52.18	97.10	115	203	196	224	292	374	439	488	120	77.30	102	140	169
Valuation Ratios (Daily)	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

PE Ratio(ttm)
Price to Tangible Book
Price-to-Free-Cash-Flow ratio
PS Ratio
EV-to-Revenue
EV-to-EBITDA
EV-to-EBIT
Earnings Yield (Joel Greenblatt)
Forward Rate of Return
Shiller PE Ratio
Valuation and Quality	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

Market Cap
Enterprise Value
Month End Stock Price
Net Cash (per share)
Net Current Asset Value (per share)
DCF (per share)
Median PS (per share)
Peter Lynch Fair Value (per share)
Graham Number (per share)
Altman Z-Score
Piotroski F-Score
Beneish M-Score

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CSH Quarterly/Annuals Reports

CSH: 10-Q - CASH AMERICA INTERNATIONAL INC (0000807884) (Filer): (10-Q) - 2012-10-29
CSH: 10-Q - CASH AMERICA INTERNATIONAL INC (0000807884) (Filer): (10-Q) - 2012-07-27
CSH: 10-Q - CASH AMERICA INTERNATIONAL INC (0000807884) (Filer): (10-Q) - 2012-04-30
CSH: 10-K - CASH AMERICA INTERNATIONAL INC (0000807884) (Filer): (10-K) - 2012-02-27
CSH: 10-Q - CASH AMERICA INTERNATIONAL INC (0000807884) (Filer): (10-Q) - 2011-07-22

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