European Shorting
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| Annual Rates (per share) | 10 yrs* | 5 yrs* | 12 months* |
|---|---|---|---|
| Revenue Growth (%) | -24.8 | -9.6 | -49.7 |
| EBITDA Growth (%) | 0 | 0 | -111.5 |
| Free Cash Flow Growth (%) | 0 | -10.4 | 11.7 |
| Book Value Growth (%) | -25 | 8.1 | 23.3 |
Print This Table 
See this page for the explanation of the data and charts
* All numbers are in millions except for per share data
| Per Share Data | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Nov02 | Nov03 | Nov05 | Nov06 | Nov07 | Nov08 | Nov09 | Nov10 | Nov11 | Nov12 | TTM | May12 | Aug12 | Nov12 | Dec12 | Mar13 |
| Revenue per Share ($) | -- |
2,639 |
8.20 |
9.56 |
10.55 |
9.94 |
13.16 |
12.13 |
13.02 |
6.02 |
6.86 |
3.49 |
3.82 |
-4.99 |
4.02 |
4.01 |
| EBITDA per Share | -- |
-- |
0.21 |
3.36 |
2.46 |
3.73 |
4.54 |
2.63 |
6.51 |
-0.97 |
-0.81 |
1.66 |
1.98 |
-6.78 |
1.68 |
2.31 |
| Free Cashflow per Share | -- |
-- |
2.91 |
3.25 |
4.26 |
9.32 |
6.92 |
6.96 |
6.45 |
5.57 |
5.72 |
0.87 |
1.18 |
1.66 |
-- |
2.88 |
| Earnings per Share ($) | -- |
1.36 |
1.89 |
0.42 |
1.23 |
1.92 |
2.39 |
1.22 |
4.06 |
4.46 |
4.67 |
1.00 |
1.21 |
1.07 |
1.06 |
1.33 |
| Dividends Per Share | -- |
-- |
-- |
-- |
0.06 |
0.24 |
0.12 |
0.08 |
0.20 |
0.40 |
0.34 |
0.10 |
0.10 |
0.10 |
0.14 |
-- |
| Book Value per Share | -- |
7,986 |
8.70 |
10.92 |
11.69 |
12.24 |
14.22 |
11.77 |
15.19 |
17.73 |
19.60 |
16.81 |
17.79 |
18.21 |
19.67 |
19.60 |
| Month End Stock Price | -- |
-- |
-- |
-- |
17.37 |
10.23 |
15.46 |
18.28 |
23.82 |
41.61 |
44.84 |
33.11 |
38.73 |
41.61 |
38.55 |
44.84 |
| Ratios | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Nov02 | Nov03 | Nov05 | Nov06 | Nov07 | Nov08 | Nov09 | Nov10 | Nov11 | Nov12 | Latest Q. | May12 | Aug12 | Nov12 | Dec12 | Mar13 |
| Return on Equity % | 16.90 |
17.00 |
12.60 |
18.60 |
10.50 |
15.70 |
15.10 |
11.80 |
27.00 |
24.00 |
26.00 |
24.00 |
27.60 |
22.40 |
22.00 |
26.00 |
| Return on Assets % | 2.60 |
2.70 |
2.10 |
3.70 |
1.60 |
2.30 |
2.80 |
1.30 |
3.20 |
3.10 |
3.60 |
2.80 |
3.20 |
2.80 |
2.80 |
3.60 |
| Return on Capital - Joel Greenblatt % | -- |
-- |
-- |
22.40 |
71.10 |
-- |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Debt to Equity | -- |
0.25 |
1.01 |
1.43 |
0.95 |
0.38 |
0.29 |
2.74 |
2.23 |
2.05 |
1.90 |
2.14 |
2.13 |
2.05 |
1.82 |
1.90 |
| Operating Margin % | -- |
-- |
-- |
31.30 |
18.70 |
34.50 |
31.50 |
19.10 |
49.70 |
-24.60 |
54.20 |
46.90 |
51.50 |
145 |
41.80 |
54.20 |
| Net Margin % | 55.90 |
51.50 |
13.30 |
21.30 |
11.70 |
19.30 |
19.00 |
11.50 |
31.50 |
74.90 |
33.80 |
29.00 |
31.90 |
-21.80 |
26.70 |
33.80 |
| Debt to Revenue | -- |
0.74 |
1.07 |
1.63 |
1.05 |
0.47 |
0.36 |
2.66 |
2.60 |
6.40 |
9.80 |
10.29 |
9.93 |
-7.92 |
8.93 |
9.80 |
| Interest Exp. to Revenue % | 100.00 |
100.00 |
32.25 |
30.03 |
29.81 |
29.23 |
28.12 |
68.54 |
68.79 |
172 |
70.78 |
71.15 |
69.74 |
-55.19 |
70.83 |
70.78 |
| Asset Turnover | 0.05 |
0.05 |
0.16 |
0.17 |
0.14 |
0.12 |
0.15 |
0.11 |
0.10 |
0.04 |
0.03 |
0.03 |
0.03 |
-0.03 |
0.03 |
0.03 |
| Buyback Ratio | -- |
-- |
-- |
-- |
-- |
-- |
-41.80 |
-0.20 |
-1.00 |
-1.10 |
-0.70 |
-2.30 |
-0.30 |
-1.80 |
-- |
-0.70 |
| Dividend Payout Ratio | -- |
-- |
-- |
-- |
0.05 |
0.13 |
0.05 |
0.06 |
0.05 |
0.09 |
-- | 0.10 |
0.08 |
0.09 |
0.13 |
-- |
| Income Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Nov02 | Nov03 | Nov05 | Nov06 | Nov07 | Nov08 | Nov09 | Nov10 | Nov11 | Nov12 | TTM | May12 | Aug12 | Nov12 | Dec12 | Mar13 |
| Net Interest Income | 1,326 |
1,259 |
1,398 |
1,518 |
1,506 |
1,405 |
1,894 |
4,563 |
4,861 |
5,372 |
5,602 |
1,315 |
1,370 |
1,394 |
1,428 |
1,410 |
| Non Interest Income | -- |
-- |
2,937 |
3,539 |
3,546 |
3,401 |
4,841 |
2,095 |
2,205 |
-2,243 |
-2,156 |
533 |
594 |
-3,920 |
588 |
582 |
| Revenue | 1,326 |
1,259 |
4,335 |
5,057 |
5,052 |
4,805 |
6,734 |
6,658 |
7,066 |
3,129 |
3,446 |
1,848 |
1,964 |
-2,526 |
2,016 |
1,992 |
| Selling, General, &Admin. Expense | -- |
-- |
-- |
933 |
1,532 |
1,376 |
1,523 |
1,524 |
1,452 |
1,940 |
2,274 |
368 |
435 |
759 |
544 |
537 |
| Credit Losses Provision | -- |
-- |
878 |
756 |
950 |
1,596 |
2,362 |
3,207 |
1,013 |
848 |
993 |
233 |
126 |
338 |
370 |
159 |
| Other Expenses | -- |
-- |
2,420 |
1,590 |
1,390 |
28.65 |
525 |
487 |
1,069 |
845 |
601 |
368 |
387 |
-193 |
259 |
148 |
| Earnings Before DDA | -- |
-- |
113 |
1,779 |
1,180 |
1,805 |
2,324 |
1,441 |
3,531 |
-504 |
-422 |
879 |
1,016 |
-3,429 |
843 |
1,148 |
| Depreciation, Depletion and Amortization | -- |
-- |
113 |
197 |
235 |
147 |
203 |
172 |
20.07 |
267 |
307 |
12.06 |
4.43 |
235 |
-- |
68.00 |
| Operating Income | -- |
-- |
-- |
1,582 |
945 |
1,658 |
2,121 |
1,269 |
3,511 |
-771 |
-729 |
867 |
1,012 |
-3,664 |
843 |
1,080 |
| Net Income | 742 |
649 |
578 |
1,077 |
589 |
928 |
1,276 |
765 |
2,227 |
2,345 |
2,389 |
537 |
627 |
551 |
539 |
673 |
| Preferred dividends | -- |
-- |
-- |
-- |
-- |
-- |
53.26 |
90.30 |
-- |
5.00 |
15.00 |
-- |
6.00 |
-- |
-- |
9.00 |
| Earnings per Share ($) | -- |
1.36 |
1.89 |
0.42 |
1.23 |
1.92 |
2.39 |
1.22 |
4.06 |
4.46 |
4.67 |
1.00 |
1.21 |
1.07 |
1.06 |
1.33 |
| Total Shares Outstanding | -- |
0.48 |
529 |
529 |
479 |
483 |
512 |
549 |
543 |
520 |
497 |
529 |
514 |
506 |
502 |
497 |
| Balance Sheet | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Nov02 | Nov03 | Nov05 | Nov06 | Nov07 | Nov08 | Nov09 | Nov10 | Nov11 | Nov12 | Latest Q. | May12 | Aug12 | Nov12 | Dec12 | Mar13 |
| Cash and cash equivalents | -- |
-- |
555 |
334 |
2,505 |
9,121 |
13,021 |
5,099 |
2,850 |
3,926 |
8,067 |
5,112 |
6,238 |
3,926 |
9,106 |
8,067 |
| Money Market Investments | -- |
-- |
-555 |
525 |
6,271 |
1,050 |
643 |
1,364 |
1,286 |
2,344 |
482 |
1,803 |
301 |
2,344 |
-- |
482 |
| Net Loan | -- |
-- |
18,836 |
22,926 |
23,049 |
23,842 |
21,867 |
45,532 |
55,132 |
59,292 |
58,750 |
55,188 |
51,576 |
59,292 |
60,810 |
58,750 |
| Securities & Investments | -- |
-- |
-- |
84.41 |
525 |
1,228 |
6,385 |
5,450 |
6,206 |
6,221 |
5,270 |
6,652 |
6,468 |
6,221 |
-- |
5,270 |
| Accounts Receivable | -- |
-- |
127 |
124 |
139 |
159 |
1,692 |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Property, Plant and Equipment | -- |
-- |
625 |
661 |
658 |
553 |
499 |
461 |
483 |
534 |
572 |
492 |
520 |
534 |
538 |
572 |
| Intangible Assets | -- |
-- |
322 |
735 |
353 |
459 |
451 |
444 |
443 |
476 |
473 |
440 |
479 |
476 |
475 |
473 |
| Other Assets | 28,746 |
24,033 |
7,034 |
3,678 |
3,875 |
3,481 |
1,462 |
2,435 |
2,384 |
2,490 |
2,525 |
2,395 |
8,327 |
2,490 |
2,562 |
2,525 |
| Total Assets | 28,746 |
24,033 |
26,944 |
29,067 |
37,376 |
39,892 |
46,021 |
60,785 |
68,784 |
75,283 |
76,139 |
72,083 |
73,909 |
75,283 |
73,491 |
76,139 |
| Total Deposits | -- |
-- |
16,066 |
13,344 |
24,725 |
28,531 |
32,093 |
34,413 |
39,577 |
42,155 |
42,394 |
41,551 |
42,318 |
42,155 |
42,213 |
42,394 |
| Accounts Payable | -- |
-- |
1,641 |
135 |
265 |
269 |
3,064 |
2,209 |
2,627 |
3,337 |
3,926 |
2,609 |
2,948 |
3,337 |
3,412 |
3,926 |
| Current Portion of Long-Term Debt | -- |
-- |
3,773 |
6,740 |
3,175 |
500 |
-- |
-- |
50.00 |
284 |
290 |
-- |
250 |
284 |
-- |
290 |
| Long-Term Debt | -- |
932 |
864 |
1,508 |
2,134 |
1,735 |
2,428 |
17,706 |
18,287 |
19,729 |
19,230 |
19,024 |
19,246 |
19,729 |
17,993 |
19,230 |
| Other liabilities | 24,354 |
19,292 |
-0.00 |
1,566 |
1,477 |
2,942 |
0.00 |
0.00 |
0.00 |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Total Liabilities | 24,354 |
20,223 |
22,343 |
23,292 |
31,777 |
33,977 |
37,585 |
54,328 |
60,542 |
65,505 |
65,840 |
63,185 |
64,763 |
65,505 |
63,618 |
65,840 |
| Common Stock | -- |
-- |
0.10 |
0.10 |
4.78 |
4.81 |
5.45 |
5.47 |
5.50 |
5.00 |
6.00 |
5.52 |
5.53 |
5.00 |
-- |
6.00 |
| Preferred Stock | -- |
-- |
-- |
-- |
-- |
-- |
1,158 |
-- |
-- |
560 |
560 |
-- |
-- |
560 |
-- |
560 |
| Retained Earnings | -- |
-- |
2,432 |
3,008 |
2,718 |
3,047 |
3,873 |
3,126 |
5,243 |
7,373 |
8,136 |
6,303 |
6,878 |
7,373 |
-- |
8,136 |
| Additional Paid-In Capital | -- |
-- |
2,123 |
2,636 |
2,846 |
2,939 |
3,573 |
3,435 |
3,508 |
3,593 |
3,632 |
3,555 |
3,570 |
3,593 |
-- |
3,632 |
| Treasury Stock | -- |
-- |
-- |
-- |
-1.42 |
-8.26 |
-19.64 |
-27.88 |
-463 |
-1,678 |
-1,951 |
-924 |
-1,277 |
-1,678 |
-- |
-1,951 |
| Total Equity | 4,392 |
3,809 |
4,600 |
5,775 |
5,599 |
5,916 |
8,436 |
6,457 |
8,242 |
9,778 |
10,299 |
8,899 |
9,146 |
9,778 |
9,873 |
10,299 |
| Cashflow Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Nov02 | Nov03 | Nov05 | Nov06 | Nov07 | Nov08 | Nov09 | Nov10 | Nov11 | Nov12 | TTM | May12 | Aug12 | Nov12 | Dec12 | Mar13 |
| Net Income | -- |
-- |
578 |
1,077 |
589 |
928 |
1,276 |
765 |
2,227 |
2,345 |
1,850 |
537 |
627 |
551 |
-- |
673 |
| Depreciation, Depletion and Amortization | -- |
-- |
113 |
197 |
235 |
147 |
203 |
172 |
20.07 |
267 |
307 |
12.06 |
4.43 |
235 |
-- |
68.00 |
| Cash Flow from Others | -- |
-- |
945 |
448 |
1,215 |
3,429 |
2,118 |
2,936 |
1,363 |
429 |
872 |
-56.55 |
25.32 |
96.08 |
-- |
751 |
| Cash Flow from Operations | -- |
-- |
1,636 |
1,721 |
2,038 |
4,504 |
3,598 |
3,873 |
3,610 |
3,041 |
3,030 |
492 |
656 |
882 |
-- |
1,492 |
| Investment for Property, Plant & Equipement | -- |
-- |
-97.96 |
-- |
-- |
-- |
-53.79 |
-54.68 |
-112 |
-144 |
-147 |
-29.62 |
-48.69 |
-39.32 |
-- |
-59.00 |
| Cash Flow from Acquisitions | -- |
-- |
-323 |
-1,924 |
-5.00 |
-90.75 |
-- |
-- |
-401 |
-49.00 |
-49.00 |
-- |
-- |
-49.00 |
-- |
-- |
| Cash Flow from Investing | -- |
-- |
-4,310 |
-2,024 |
-1,595 |
-6,131 |
-6,161 |
-4,723 |
-8,122 |
-5,693 |
-1,346 |
-2,853 |
-318 |
-3,652 |
-- |
2,625 |
| Net Issuance of Stock | -- |
-- |
-- |
-- |
-1.42 |
-6.84 |
522 |
-6.92 |
-412 |
-1,190 |
-999 |
-435 |
-351 |
-392 |
-- |
-256 |
| Net Issuance of Preferred Stock | -- |
-- |
-- |
-- |
-- |
-- |
1,225 |
-1,225 |
-- |
560 |
560 |
-- |
-- |
560 |
-- |
-- |
| Net Issuance of Debt | -- |
-- |
-701 |
3,852 |
-3,279 |
-657 |
194 |
-7,143 |
-2,357 |
2,319 |
2,640 |
256 |
446 |
680 |
-- |
1,514 |
| Cash Flow for Dividends | -- |
-- |
-- |
-500 |
-879 |
-117 |
-101 |
-845 |
-110 |
-209 |
-181 |
-53.47 |
-51.89 |
-50.12 |
-- |
-79.00 |
| Other Financing | -- |
-- |
3,128 |
-2,731 |
11,618 |
3,816 |
3,573 |
2,148 |
5,142 |
2,248 |
593 |
1,390 |
744 |
-339 |
-- |
187 |
| Cash Flow from Financing | -- |
-- |
2,426 |
621 |
7,459 |
3,035 |
5,412 |
-7,072 |
2,263 |
3,728 |
2,612 |
1,157 |
787 |
459 |
-- |
1,366 |
| Net Change in Cash | -- |
-- |
-249 |
318 |
7,902 |
1,409 |
2,850 |
-7,922 |
-2,249 |
1,076 |
4,297 |
-1,203 |
1,126 |
-2,312 |
-- |
5,483 |
| Free Cash Flow | -- |
-- |
1,538 |
1,721 |
2,038 |
4,504 |
3,544 |
3,818 |
3,498 |
2,897 |
2,883 |
462 |
608 |
842 |
-- |
1,433 |
| Valuation Ratios (Daily) | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Nov02 | Nov03 | Nov05 | Nov06 | Nov07 | Nov08 | Nov09 | Nov10 | Nov11 | Nov12 | Latest Q. | May12 | Aug12 | Nov12 | Dec12 | Mar13 |
| PE Ratio(ttm) |  |
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| Price to Tangible Book | |
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| Price-to-Free-Cash-Flow ratio | |
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| PS Ratio | |
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| EV-to-Revenue | |
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| EV-to-EBITDA | |
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| EV-to-EBIT | |
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| Earnings Yield (Joel Greenblatt) | |
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| Forward Rate of Return | |
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| Shiller PE Ratio | |
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| Valuation and Quality | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Nov02 | Nov03 | Nov05 | Nov06 | Nov07 | Nov08 | Nov09 | Nov10 | Nov11 | Nov12 | Latest Q. | May12 | Aug12 | Nov12 | Dec12 | Mar13 |
| Market Cap | |
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| Enterprise Value | |
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| Month End Stock Price | |
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| Net Cash (per share) | |
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| Net Current Asset Value (per share) | |
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| DCF (per share) | |
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| Median PS (per share) | |
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| Peter Lynch Fair Value (per share) | |
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| Graham Number (per share) | |
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