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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 26  63.7  14.3 
EBITDA Growth (%) 16.8  54.1  69.3 
Free Cash Flow Growth (%) 13.4  45.5  96.4 
Book Value Growth (%) -3.4  -3.4  -16.5 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
   Trendline:
Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
14.77
15.93
16.23
17.38
18.23
18.53
19.52
85.96
87.62
103
104
28.18
21.61
27.35
25.79
29.66
EBITDA per Share
3.28
3.93
3.77
3.65
3.76
2.78
3.31
17.93
6.58
17.11
15.41
9.90
-1.30
5.06
3.42
8.23
Free Cashflow per Share
3.14
3.09
3.52
4.07
4.00
2.46
2.86
12.09
6.34
10.78
11.86
1.34
2.22
3.26
3.98
2.40
Earnings per Share ($)
2.81
3.21
3.34
3.13
3.43
1.19
1.89
2.85
3.08
2.99
3.01
0.67
0.80
0.96
0.56
0.69
Dividends Per Share
0.79
0.97
1.34
1.48
1.64
1.77
1.83
1.96
2.10
2.25
2.29
0.55
0.55
0.55
0.59
0.59
Book Value per Share
16.40
17.97
18.45
17.80
16.93
13.66
15.72
16.03
14.19
11.99
12.01
14.39
14.27
14.65
12.07
12.01
Month End Stock Price
42.38
52.57
53.20
57.98
51.89
37.63
39.02
65.47
78.16
69.22
75.53
77.94
71.61
64.27
69.22
75.53
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
17.20
17.90
18.10
17.60
20.30
8.70
12.00
17.80
21.60
24.90
23.20
18.40
22.40
26.00
18.80
23.20
Return on Assets %
7.30
7.60
7.50
6.70
7.40
2.60
4.10
1.10
1.20
1.00
0.80
0.80
1.20
1.20
0.80
0.80
Debt to Equity
--
--
--
--
--
0.10
--
--
--
--
--
--
--
--
--
--
   
Gross Margin %
41.20
39.10
36.90
34.50
33.30
--
--
--
--
--
--
--
--
--
--
--
Operating Margin %
21.80
21.20
19.90
17.60
17.80
11.40
13.60
20.40
7.40
16.30
27.80
35.10
-6.00
18.50
12.00
27.80
Net Margin %
19.00
20.20
20.50
18.00
18.80
6.40
9.70
3.30
3.50
2.90
2.40
2.40
3.70
3.50
2.20
2.40
   
Debt to Revenue
--
--
--
--
--
0.08
--
--
--
--
--
--
--
--
--
--
   
Asset Turnover
0.38
0.38
0.36
0.37
0.39
0.41
0.42
0.34
0.34
0.36
0.10
0.10
0.08
0.09
0.09
0.10
Dividend Payout Ratio
0.28
0.30
0.40
0.47
0.48
1.48
0.97
0.69
0.68
0.75
0.85
0.83
0.69
0.58
1.05
0.85
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Total Premiums Earned
192
208
216
214
208
207
209
3,987
4,214
4,493
4,581
1,087
1,109
1,137
1,160
1,175
Net Investment Income
58.30
60.99
61.56
55.92
52.83
44.18
41.73
433
433
438
433
108
113
105
112
103
Fees and Other Income
799
854
848
864
872
823
869
470
177
581
549
325
-62.00
218
100.00
293
Revenue
1,049
1,123
1,125
1,134
1,132
1,074
1,120
4,890
4,824
5,512
5,563
1,520
1,160
1,460
1,372
1,571
   
Selling, General, &Admin. Expense
--
--
--
--
--
765
769
--
--
--
--
--
--
--
--
--
Policyholder Benefits & Claims
153
153
140
140
126
137
145
2,900
3,444
3,480
3,606
716
943
912
909
842
Policy Acquisition Expense
51.11
47.21
50.11
52.05
48.91
49.22
54.03
969
1,022
1,133
1,156
270
287
278
298
293
Earnings Before DDA
233
277
261
238
233
161
190
1,020
362
916
818
534
-70.00
270
182
436
   
Depreciation, Depletion and Amortization
4.29
38.98
36.86
38.70
31.36
38.41
37.99
21.00
4.00
17.00
17.00
--
--
--
17.00
--
   
Operating Income
228
238
224
200
202
123
152
999
358
899
801
534
-70.00
270
165
436
Net Income
200
226
231
204
213
69.24
108
162
169
160
161
36.00
43.00
51.00
30.00
37.00
   
Earnings per Share ($)
2.81
3.21
3.34
3.13
3.43
1.19
1.89
2.85
3.08
2.99
3.01
0.67
0.80
0.96
0.56
0.69
Total Shares Outstanding
71.00
70.49
69.29
65.26
62.10
57.97
57.39
56.89
55.06
53.55
52.96
53.93
53.68
53.38
53.20
52.96
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Fixed Maturity Investment
879
975
972
837
703
597
706
9,877
10,175
8,159
8,312
7,977
8,079
8,170
8,159
8,312
Equity Investments
189
203
266
251
218
55.28
37.73
594
589
1,000
992
1,734
631
653
1,000
992
Short-term investments
--
--
--
--
--
33.34
--
--
--
2,417
2,662
2,625
2,518
2,669
2,417
2,662
Net Loan
5.18
5.04
4.89
4.73
4.56
1.22
1.12
--
--
--
--
--
--
--
--
--
Cash and cash equivalents
87.19
50.06
31.67
60.24
31.07
61.07
76.51
430
185
400
388
199
240
404
400
388
Accounts Receivable
1,154
1,296
1,310
1,339
272
488
475
942
976
1,062
1,113
1,000
1,073
1,100
1,062
1,113
Deferred Policy Acquisition Costs
16.76
17.11
16.44
16.20
16.13
16.53
17.23
467
487
504
510
482
500
505
504
510
Property, Plant and Equipment
13.87
13.58
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Total Assets
2,755
2,980
3,101
3,039
2,879
2,613
2,667
14,344
14,348
15,441
15,791
14,832
15,042
15,544
15,441
15,791
   
Unpaid Loss & Loss Reserve
846
943
1,019
1,074
1,027
965
965
3,584
3,499
3,598
3,628
3,451
3,613
3,598
3,598
3,628
Unearned Premiums
450
473
454
424
421
424
434
2,082
2,178
2,365
2,399
2,196
2,331
2,420
2,365
2,399
Future Policy Benefits
--
--
--
--
--
--
--
1,603
1,671
1,708
1,726
1,689
1,706
1,721
1,708
1,726
Current Portion of Long-Term Debt
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Other liabilities
96.11
48.36
113
212
216
150
157
6,163
6,219
7,128
7,402
6,720
6,626
7,023
7,128
7,402
Long-Term Debt
--
--
--
--
--
81.27
--
--
--
--
--
--
--
--
--
--
Total Liabilities
1,590
1,713
1,823
1,878
1,827
1,822
1,765
13,432
13,567
14,799
15,155
14,056
14,276
14,762
14,799
15,155
   
Common Stock
2.17
2.17
2.17
2.17
2.17
1.99
1.99
2.00
2.00
2.00
2.00
2.00
2.00
2.00
2.00
2.00
Retained Earnings
1,190
1,354
1,502
1,619
1,740
1,729
1,749
1,827
1,894
1,852
1,861
1,904
1,920
1,945
1,852
1,861
Additional Paid-In Capital
7.83
7.83
7.83
7.83
7.83
7.83
8.01
8.00
16.00
16.00
16.00
16.00
16.00
16.00
16.00
16.00
Treasury Stock
-102
-156
-255
-472
-709
-811
-814
-872
-1,026
-1,095
-1,109
-1,043
-1,069
-1,080
-1,095
-1,109
Total Equity
1,164
1,267
1,279
1,162
1,051
792
902
912
781
642
636
776
766
782
642
636
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
200
226
--
204
--
69.24
108
660
268
619
619
--
--
--
619
--
Depreciation, Depletion and Amortization
4.29
38.98
36.86
38.70
31.36
38.41
37.99
21.00
4.00
17.00
17.00
--
--
--
17.00
--
Cash Flow from Others
21.33
-44.81
210
27.72
217
43.19
33.69
40.00
88.00
-59.00
-4.00
72.00
119
174
-424
127
Cash Flow from Operations
225
221
247
270
248
151
180
721
360
577
632
72.00
119
174
212
127
   
Investment for Property, Plant & Equipement
-2.66
-2.69
-2.66
-4.94
--
-8.28
-16.25
-33.00
-11.00
--
--
--
--
--
--
--
Cash Flow from Investing
-150
-149
-162
61.58
50.14
73.48
-68.64
-405
-375
-85.00
-196
-22.00
-35.00
23.00
-51.00
-133
   
Net Issuance of Stock
--
-54.05
--
-217
-237
-102
-3.14
-57.00
-155
-70.00
-67.00
-18.00
-26.00
-11.00
-15.00
-15.00
Net Issuance of Debt
--
--
--
--
--
--
--
-35.00
-16.00
-93.00
-92.00
-21.00
-21.00
-24.00
-27.00
-20.00
Cash Flow for Dividends
-49.02
-55.12
-49.02
-86.09
-91.06
-92.30
-92.95
-98.00
-102
-229
-202
-27.00
-26.00
-27.00
-149
--
Other Financing
-25.00
-0.00
-25.00
--
0.00
0.00
--
70.00
43.00
115
114
30.00
30.00
29.00
26.00
29.00
Cash Flow from Financing
-74.02
-109
-74.02
-303
-328
-194
-96.09
-120
-230
-277
-247
-36.00
-43.00
-33.00
-165
-6.00
   
Net Change in Cash
1.48
-37.13
10.52
28.58
-29.17
30.00
15.43
196
-245
215
189
14.00
41.00
164
-4.00
-12.00
   
Free Cash Flow
223
218
244
266
248
143
164
688
349
577
632
72.00
119
174
212
127
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Price to Tangible Book Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Price-to-Free-Cash-Flow ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
PS Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-Revenue Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-EBITDA Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-EBIT Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Earnings Yield (Joel Greenblatt) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Forward Rate of Return Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Shiller PE Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Enterprise Value Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Month End Stock Price Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Cash (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Current Asset Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
DCF (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Median PS (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Peter Lynch Fair Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Graham Number (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Altman Z-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Piotroski F-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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