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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) -36.4  -76.3  -98.5 
EBITDA Growth (%) -77 
Free Cash Flow Growth (%) -103.5 
Book Value Growth (%) -26.3 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
   Trendline:
Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
688
719
835
778
754
728
736
730
14.66
3.90
4.00
0.90
1.07
0.92
1.01
1.00
EBITDA per Share
238
193
280
246
208
-522
-817
-914
-30.36
-1.74
-1.37
-0.47
-0.81
-0.18
-0.29
-0.09
Free Cashflow per Share
755
432
110
190
275
59.12
-95.26
276
12.16
-1.82
-1.47
-0.42
-0.61
-0.65
-0.14
-0.07
Earnings per Share ($)
143
113
169
125
109
-524
-916
-1,017
-22.09
-1.87
-1.58
-0.51
-0.86
-0.22
-0.29
-0.21
Dividends Per Share
57.00
60.00
60.00
60.00
60.00
45.00
5.00
--
--
--
--
--
--
--
--
--
Book Value per Share
1,381
1,416
1,734
2,141
1,914
1,298
440
-582
30.74
4.61
4.12
5.59
5.10
4.95
4.56
4.12
Month End Stock Price
2,118
1,914
1,900
1,834
1,216
314
130
32.50
12.80
11.60
9.76
18.89
12.99
11.88
11.60
9.76
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
10.30
8.00
9.70
5.90
5.70
-40.40
-103
--
-106
-40.60
-20.40
-36.80
-67.20
-17.60
-25.60
-20.40
Return on Assets %
1.10
0.80
0.90
0.70
0.60
-2.90
-4.80
-5.90
-5.70
-1.90
-0.80
-2.00
-3.20
-0.80
-1.20
-0.80
Return on Capital - Joel Greenblatt %
288
11.20
13.70
--
232
-289
-479
--
--
--
--
--
--
--
--
--
Debt to Equity
1.06
1.28
1.43
0.69
0.93
2.35
2.42
-21.02
0.89
1.17
1.29
0.98
1.07
1.08
1.17
1.29
   
Operating Margin %
28.50
21.40
30.00
25.80
21.90
-75.90
-116
-134
-213
-49.30
-12.60
-57.40
-80.20
-24.10
-33.10
-12.60
Net Margin %
20.70
15.80
20.20
16.20
14.50
-72.10
-121
-136
-223
-48.10
-21.20
-57.10
-80.30
-23.70
-28.90
-21.20
   
Debt to Revenue
2.12
2.53
2.97
1.91
2.37
4.19
2.83
2.51
1.87
1.38
5.30
6.05
5.10
5.80
5.28
5.30
Interest Exp. to Revenue %
64.70
67.22
69.72
74.53
74.66
72.37
74.09
62.75
64.29
73.62
69.90
79.87
71.07
76.60
68.10
69.90
   
Asset Turnover
0.05
0.05
0.05
0.04
0.05
0.04
0.04
0.04
0.03
0.04
0.01
0.01
0.01
0.01
0.01
0.01
Buyback Ratio
--
--
--
--
--
--
--
--
211
16.70
--
--
38.10
-4.60
--
--
Dividend Payout Ratio
0.40
0.53
0.36
0.48
0.55
--
--
--
--
--
--
--
--
--
--
--
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Interest Income
26.28
28.03
34.37
56.21
63.61
60.02
62.20
52.20
39.56
61.28
61.27
15.18
16.05
15.20
14.85
15.17
Non Interest Income
14.34
13.67
14.93
19.22
21.59
22.92
21.75
30.99
21.97
21.96
24.67
3.83
6.53
4.64
6.96
6.53
Revenue
40.61
41.71
49.29
75.43
85.21
82.94
83.95
83.19
61.53
83.24
85.94
19.01
22.58
19.85
21.81
21.71
   
Selling, General, &Admin. Expense
15.80
16.76
18.93
28.08
35.09
34.45
41.53
40.09
37.22
45.14
46.08
16.78
12.48
11.52
9.88
12.20
Credit Losses Provision
1.86
4.03
2.84
2.53
5.51
27.76
61.74
115
67.36
14.05
11.09
3.07
7.78
0.03
3.17
0.11
Other Expenses
8.90
9.74
10.99
20.93
21.14
80.20
73.85
32.10
84.38
61.24
58.01
9.08
19.46
12.13
15.05
11.37
Earnings Before DDA
14.05
11.19
16.53
23.90
23.46
-59.47
-93.18
-104
-127
-37.20
-29.24
-9.93
-17.14
-3.84
-6.30
-1.97
   
Depreciation, Depletion and Amortization
2.46
2.27
1.76
4.44
4.81
3.45
4.53
7.41
3.44
3.82
3.61
0.98
0.98
0.95
0.91
0.77
   
Operating Income
11.60
8.92
14.77
19.46
18.65
-62.93
-97.70
-112
-131
-41.02
-32.85
-10.91
-18.11
-4.79
-7.21
-2.74
Net Income
8.40
6.60
9.94
12.19
12.36
-59.81
-102
-113
-137
-40.01
-33.74
-10.86
-18.14
-4.71
-6.30
-4.60
   
Preferred dividends
--
--
--
--
--
--
2.87
3.29
-44.59
--
--
--
--
--
--
--
Earnings per Share ($)
143
113
169
125
109
-524
-916
-1,017
-22.09
-1.87
-1.58
-0.51
-0.86
-0.22
-0.29
-0.21
Total Shares Outstanding
0.06
0.06
0.06
0.10
0.11
0.11
0.11
0.11
4.20
21.37
21.70
21.10
21.19
21.59
21.59
21.70
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Cash and cash equivalents
25.81
20.42
24.70
78.15
38.58
29.15
27.70
161
553
240
262
469
364
328
240
262
Money Market Investments
1.32
0.09
20.18
30.19
0.54
0.21
--
--
--
--
--
--
--
--
--
--
Net Loan
546
657
803
1,306
1,446
1,587
1,572
1,265
1,183
1,155
1,089
1,210
1,245
1,209
1,155
1,089
Securities & Investments
144
125
160
172
197
233
326
305
431
565
566
474
477
492
565
566
Property, Plant and Equipment
15.01
17.11
24.67
45.69
46.61
50.95
48.12
45.10
53.76
52.73
52.45
53.31
52.89
52.64
52.73
52.45
Intangible Assets
16.33
16.34
31.38
111
110
52.40
4.97
4.17
12.08
11.70
11.65
12.03
11.68
11.57
11.70
11.65
Other Assets
24.79
26.33
38.63
72.02
66.80
91.91
123
141
176
128
112
170
152
144
128
112
Total Assets
773
863
1,102
1,815
1,907
2,044
2,101
1,921
2,409
2,152
2,093
2,388
2,302
2,238
2,152
2,093
   
Total Deposits
598
660
842
1,421
1,441
1,515
1,722
1,696
2,129
1,907
1,856
2,120
2,042
1,982
1,907
1,856
Current Portion of Long-Term Debt
14.82
82.91
108
--
--
--
--
--
--
--
--
--
--
--
--
--
Long-Term Debt
71.28
22.57
39.00
144
202
348
238
209
115
115
115
115
115
115
115
115
Other liabilities
7.77
15.73
11.59
42.37
47.22
34.16
42.94
26.13
35.91
31.10
32.76
34.83
36.94
33.90
31.10
32.76
Total Liabilities
692
781
1,000
1,607
1,690
1,897
2,003
1,931
2,280
2,053
2,004
2,270
2,194
2,131
2,053
2,004
   
Common Stock
14.22
14.01
15.93
28.24
28.57
28.57
28.57
28.56
--
--
--
454
--
--
--
--
Preferred Stock
--
--
--
--
--
--
48.21
56.42
--
--
--
--
--
--
--
--
Retained Earnings
53.17
56.38
62.71
68.66
74.20
8.90
-96.23
-210
-322
-362
-367
-333
-351
-356
-362
-367
Additional Paid-In Capital
12.48
10.64
23.54
112
114
115
115
115
455
461
461
--
461
461
461
461
Total Equity
81.46
82.15
102
208
216
148
98.36
-9.93
129
98.45
89.37
118
108
107
98.45
89.37
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
8.40
6.60
9.94
12.19
12.36
-59.81
-102
-113
-137
-40.01
-33.74
-10.86
-18.14
-4.71
-6.30
-4.60
Depreciation, Depletion and Amortization
2.46
2.27
1.76
4.44
4.81
3.45
4.53
7.41
3.44
3.82
3.61
0.98
0.98
0.95
0.91
0.77
Cash Flow from Others
33.68
16.18
-5.18
1.84
13.91
63.10
87.35
138
188
0.23
1.35
1.58
4.86
-9.65
3.44
2.70
Cash Flow from Operations
44.54
25.04
6.51
18.47
31.08
6.74
-9.82
32.19
53.73
-35.96
-28.78
-8.30
-12.30
-13.41
-1.95
-1.12
   
Investment for Property, Plant & Equipement
--
--
--
--
--
--
-1.04
-0.75
-2.70
-2.89
-2.84
-0.56
-0.61
-0.70
-1.03
-0.51
Cash Flow from Acquisitions
-0.44
--
--
10.26
--
--
--
--
101
-0.91
0.00
-0.91
--
--
0.00
--
Cash Flow from Investing
-45.44
-115
-56.31
44.52
-179
-219
-143
164
427
-63.92
79.30
-67.43
-24.71
39.72
-11.50
75.79
   
Net Issuance of Stock
1.67
-2.04
0.31
2.12
1.30
0.00
--
--
290
6.69
6.69
--
6.92
-0.22
-0.00
--
Net Issuance of Preferred Stock
--
--
--
--
--
--
51.50
7.50
-3.13
--
--
--
--
--
--
--
Net Issuance of Debt
-33.96
20.59
8.82
-12.96
63.75
134
-72.81
-23.04
-86.99
-0.04
-0.04
-0.01
-0.01
-0.01
-0.01
-0.01
Cash Flow for Dividends
-3.22
-3.52
-3.37
-5.39
-7.04
-5.71
-3.66
-0.64
-0.76
--
--
--
--
--
--
--
Other Financing
5.95
68.17
68.41
16.71
20.23
73.71
176
-47.20
-287
-221
-263
-9.13
-74.57
-62.09
-74.80
-51.97
Cash Flow from Financing
-29.55
83.21
74.16
0.48
78.25
202
151
-63.38
-88.41
-214
-257
-9.14
-67.66
-62.32
-74.81
-51.98
   
Net Change in Cash
-30.46
-6.62
24.37
63.46
-69.22
-9.76
-1.66
133
393
-314
-206
-84.87
-105
-36.01
-88.26
22.68
   
Free Cash Flow
44.54
25.04
6.51
18.47
31.08
6.74
-10.86
31.44
51.04
-38.85
-31.62
-8.86
-12.91
-14.11
-2.98
-1.63
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
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