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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 29.8  12.2 
EBITDA Growth (%) 110.2 
Free Cash Flow Growth (%) 35.6  46.9 
Book Value Growth (%) 2.7  16.9  14.6 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
   Trendline:
Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
11.47
12.86
13.49
6.72
7.60
3.89
9.98
10.74
11.67
13.26
13.45
3.49
3.18
3.44
3.14
3.69
EBITDA per Share
6.21
3.84
-10.22
3.40
4.09
-1.53
5.59
3.30
-1.55
4.25
4.12
1.89
1.20
1.43
-0.36
1.85
Free Cashflow per Share
8.63
7.63
0.97
-5.30
0.98
0.76
2.75
4.56
2.70
3.51
3.57
0.81
1.15
1.15
0.40
0.87
Earnings per Share ($)
6.05
3.55
-10.49
3.23
3.31
-1.69
5.36
2.97
-2.01
3.67
3.48
1.74
1.06
1.25
-0.48
1.65
Dividends Per Share
0.34
1.36
1.16
0.30
0.30
0.30
0.32
0.37
0.41
0.43
0.44
0.11
0.11
0.11
0.12
0.12
Book Value per Share
24.64
25.88
14.74
13.65
17.35
14.50
20.36
23.37
25.07
28.54
30.76
26.83
28.35
30.05
29.46
30.76
Month End Stock Price
36.70
38.45
18.90
18.61
17.01
16.79
17.32
19.94
17.75
22.86
26.05
19.32
21.29
22.13
22.86
26.05
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
24.60
13.70
-71.20
20.30
19.10
-10.70
26.80
13.00
-7.40
14.00
22.80
27.20
16.00
18.00
-5.60
22.80
Return on Assets %
16.00
7.10
-18.50
7.80
9.00
-5.20
14.90
6.60
-3.30
6.00
9.60
11.60
6.80
7.60
-2.40
9.60
Debt to Equity
0.15
0.14
0.24
0.29
0.26
0.26
0.19
0.20
0.21
--
--
0.20
0.20
0.20
--
--
   
Operating Margin %
54.00
29.60
-75.90
50.40
52.80
-39.40
54.80
28.20
-16.10
30.10
48.10
52.60
36.00
39.50
-13.70
48.10
Net Margin %
52.80
27.60
-77.80
41.20
43.60
-39.90
54.70
28.30
-16.00
30.10
47.40
52.60
36.00
39.10
-13.40
47.40
   
Debt to Revenue
0.32
0.29
0.26
0.58
0.59
0.97
0.39
0.44
0.46
--
--
1.56
1.80
1.71
--
--
Interest Exp. to Revenue %
-1.26
-2.01
-1.84
-3.84
13.54
-7.36
-3.10
-3.29
-2.86
-2.69
-2.34
-2.38
-2.64
-2.45
-3.40
-2.34
   
Asset Turnover
0.30
0.26
0.24
0.19
0.21
0.13
0.27
0.23
0.21
0.20
0.05
0.06
0.05
0.05
0.05
0.05
Buyback Ratio
--
-4.40
82.70
-33.10
--
--
--
--
--
--
--
--
--
--
--
--
Dividend Payout Ratio
0.06
0.38
--
0.11
0.09
--
0.06
0.12
--
0.11
0.07
0.06
0.09
0.08
--
0.07
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Total Premiums Earned
705
788
848
583
557
529
573
625
623
617
616
161
146
153
157
160
Net Investment Income
50.15
69.07
87.01
126
133
86.40
81.00
74.00
68.70
67.10
65.90
17.60
17.20
15.50
16.80
16.40
Fees and Other Income
15.94
14.25
32.37
26.83
34.30
-251
193
49.00
29.50
73.60
66.80
31.80
18.50
23.20
0.10
25.00
Revenue
771
871
968
736
724
364
847
748
721
757
748
210
182
192
174
201
   
Selling, General, &Admin. Expense
50.02
55.29
25.94
66.04
85.90
102
137
112
98.60
116
117
25.70
31.00
30.50
29.00
26.90
Policyholder Benefits & Claims
328
810
3,021
345
355
295
139
302
612
286
293
44.00
57.20
57.30
128
50.60
Policy Acquisition Expense
140
153
166
113
342
83.90
80.50
98.70
105
96.60
93.90
24.80
23.60
23.50
24.70
22.10
Earnings Before DDA
418
260
-734
372
389
-143
475
230
-95.80
243
229
114
68.70
79.80
-19.90
101
   
Depreciation, Depletion and Amortization
0.90
1.81
1.37
1.32
7.00
0.10
10.30
19.00
20.00
14.70
15.00
3.60
3.20
4.10
3.80
3.90
   
Operating Income
417
258
-735
370
382
-144
465
211
-116
228
214
110
65.50
75.70
-23.70
96.80
Net Income
407
240
-753
303
316
-146
464
212
-115
228
213
110
65.50
75.00
-23.30
95.40
   
Preferred dividends
--
--
--
--
--
--
--
--
9.10
13.30
13.30
3.30
3.40
3.30
3.30
3.30
Earnings per Share ($)
6.05
3.55
-10.49
3.23
3.31
-1.69
5.36
2.97
-2.01
3.67
3.48
1.74
1.06
1.25
-0.48
1.65
Total Shares Outstanding
67.28
67.71
71.76
109
95.27
93.60
84.90
69.70
61.80
57.10
54.50
60.20
57.30
55.70
55.30
54.50
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Fixed Maturity Investment
1,976
2,325
2,307
2,507
2,282
1,707
2,208
2,289
2,390
2,739
2,492
2,545
2,426
2,698
2,739
2,492
Equity Investments
37.56
45.36
114
203
220
242
167
153
96.10
40.90
34.20
39.80
37.20
40.90
40.90
34.20
Short-term investments
84.35
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Cash and cash equivalents
140
111
450
313
453
261
202
232
340
331
545
439
564
414
331
545
Accounts Receivable
216
268
632
377
330
169
162
202
213
223
281
287
354
288
223
281
Deferred Policy Acquisition Costs
59.82
59.03
53.45
30.30
27.70
28.40
38.20
45.00
50.90
48.40
52.30
56.90
57.70
54.20
48.40
52.30
Total Assets
2,553
3,398
4,060
3,899
3,525
2,798
3,102
3,219
3,500
3,810
4,051
3,804
3,895
4,050
3,810
4,051
   
Unpaid Loss & Loss Reserve
250
550
1,782
1,089
861
809
681
785
1,077
1,112
1,035
1,036
1,030
1,039
1,112
1,035
Unearned Premiums
319
288
263
219
187
185
215
264
266
270
342
345
418
368
270
342
Future Policy Benefits
--
550
1,782
--
--
--
--
--
--
--
--
--
--
--
--
--
Current Portion of Long-Term Debt
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Other liabilities
0.38
-549
-1,611
238
113
3.10
8.60
109
206
741
955
380
379
529
741
955
Long-Term Debt
249
249
249
427
427
353
332
328
328
--
--
328
328
328
--
--
Total Liabilities
895
1,646
3,002
2,406
1,872
1,440
1,374
1,591
1,950
2,181
2,375
2,189
2,270
2,376
2,181
2,375
   
Common Stock
0.11
0.10
0.15
0.19
0.20
0.20
0.10
0.10
0.10
0.10
0.10
0.10
0.10
0.10
0.10
0.10
Preferred Stock
--
--
--
--
--
--
--
--
150
150
150
150
150
150
150
150
Retained Earnings
474
585
-648
-376
-43.60
-215
222
409
260
450
536
361
417
483
450
536
Additional Paid-In Capital
1,130
1,112
1,715
1,819
1,694
1,599
1,541
1,259
1,166
1,056
1,016
1,130
1,093
1,075
1,056
1,016
Treasury Stock
--
--
--
--
--
-23.80
-32.30
-32.70
-22.00
-23.10
-18.60
-21.80
-30.20
-30.20
-23.10
-18.60
Total Equity
1,658
1,752
1,058
1,493
1,653
1,358
1,729
1,629
1,549
1,629
1,676
1,615
1,625
1,674
1,629
1,676
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
407
240
-753
303
316
-146
464
212
-115
228
214
110
65.50
75.00
-23.30
96.60
Depreciation, Depletion and Amortization
0.90
1.81
1.37
1.32
7.00
0.10
10.30
19.00
20.00
14.70
15.00
3.60
3.20
4.10
3.80
3.90
Cash Flow from Others
173
278
822
-873
-223
217
-241
86.70
262
-41.50
-28.70
-65.30
-2.80
-15.00
41.60
-52.50
Cash Flow from Operations
581
520
70.90
-568
100
71.50
233
318
167
201
200
48.70
65.90
64.10
22.10
48.00
   
Investment for Property, Plant & Equipement
-1.07
-2.99
-0.96
-11.43
-6.90
--
--
--
--
-0.40
-0.70
0.20
-0.10
-0.20
--
-0.40
Cash Flow from Acquisitions
--
--
--
--
-6.70
-14.90
-2.50
--
51.20
-1.00
-1.00
--
--
--
-1.00
--
Cash Flow from Investing
-703
-465
105
114
501
221
-176
30.30
-84.20
-129
-26.90
86.60
127
-188
-154
189
   
Net Issuance of Stock
--
-54.86
622
100
--
-130
-113
-289
-87.90
-118
-124
-32.50
-51.40
-23.70
-9.90
-38.70
Net Issuance of Preferred Stock
--
--
--
--
--
--
--
--
145
--
--
--
--
--
--
--
Net Issuance of Debt
98.79
-65.48
-105
273
-125
-75.00
-15.10
-1.00
--
71.10
71.10
--
--
--
71.10
--
Cash Flow for Dividends
--
-95.27
-497
-30.04
-29.90
-87.50
-26.20
-26.20
-30.80
-37.70
-37.60
-9.70
-9.50
-9.40
-9.10
-9.60
Other Financing
-0.17
132
143
-34.24
-308
-193
32.00
0.00
0.00
-2.70
28.70
-0.00
--
-0.00
-2.70
31.40
Cash Flow from Financing
98.62
-83.81
164
309
-462
-486
-122
-316
26.70
-86.80
-61.50
-42.20
-60.90
-33.10
49.40
-16.90
   
Net Change in Cash
-23.34
-29.01
340
-137
140
-192
-58.80
30.20
108
-9.50
106
98.50
125
-149
-83.50
214
   
Free Cash Flow
580
517
69.94
-580
93.20
71.50
233
318
167
200
199
48.90
65.80
63.90
22.10
47.60
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Earnings Yield (Joel Greenblatt) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Enterprise Value Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Net Cash (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Current Asset Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
DCF (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Median PS (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Peter Lynch Fair Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Graham Number (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Altman Z-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Piotroski F-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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