European Shorting
VSBN has been successfully added into Your Stock Email Alerts list.
You can manage your stock email alerts here.
VSBN has been removed from your Stock Email Alerts list.
| Annual Rates (per share) | 10 yrs* | 5 yrs* | 12 months* |
|---|---|---|---|
| Revenue Growth (%) | 2.2 | 0.5 | -4.6 |
| EBITDA Growth (%) | -3.4 | -6.7 | -9.6 |
| Free Cash Flow Growth (%) | 0.7 | -3.4 | -33.1 |
| Book Value Growth (%) | 12 | 6.6 | 2.3 |
Print This Table 
See this page for the explanation of the data and charts
* All numbers are in millions except for per share data
| Per Share Data | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | TTM | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Revenue per Share ($) | 4.72 |
5.65 |
6.16 |
6.31 |
5.85 |
5.88 |
6.47 |
6.68 |
6.31 |
6.10 |
5.96 |
1.56 |
1.58 |
1.53 |
1.44 |
1.41 |
| EBITDA per Share | 2.02 |
2.50 |
2.74 |
2.62 |
2.19 |
2.05 |
2.20 |
2.31 |
1.83 |
1.59 |
1.51 |
0.38 |
0.48 |
0.46 |
0.27 |
0.30 |
| Free Cashflow per Share | 1.29 |
1.63 |
1.58 |
0.48 |
0.89 |
1.36 |
1.16 |
1.92 |
1.46 |
1.02 |
0.83 |
0.27 |
0.41 |
0.29 |
0.06 |
0.07 |
| Earnings per Share ($) | 0.86 |
1.23 |
1.38 |
1.36 |
1.09 |
1.03 |
1.01 |
1.06 |
0.80 |
0.67 |
0.63 |
0.16 |
0.21 |
0.20 |
0.10 |
0.12 |
| Dividends Per Share | -- |
-- |
-- |
-- |
0.06 |
0.24 |
0.24 |
0.24 |
0.24 |
0.24 |
0.24 |
0.06 |
0.06 |
0.06 |
0.06 |
0.06 |
| Book Value per Share | 6.05 |
6.95 |
7.83 |
9.26 |
11.12 |
12.33 |
13.53 |
14.82 |
15.33 |
15.91 |
15.90 |
15.54 |
15.66 |
15.92 |
15.94 |
15.90 |
| Month End Stock Price | 13.80 |
17.80 |
16.20 |
14.50 |
11.15 |
8.72 |
11.86 |
11.49 |
10.42 |
9.94 |
10.45 |
10.70 |
10.65 |
10.60 |
9.94 |
10.45 |
| Ratios | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Return on Equity % | 14.30 |
17.70 |
17.70 |
14.70 |
9.80 |
8.30 |
7.40 |
7.20 |
5.30 |
4.30 |
3.20 |
4.00 |
5.60 |
5.20 |
2.40 |
3.20 |
| Return on Assets % | 0.80 |
1.00 |
1.20 |
1.20 |
1.00 |
0.90 |
0.80 |
0.80 |
0.60 |
0.40 |
0.40 |
0.40 |
0.40 |
0.40 |
0.40 |
0.40 |
| Debt to Equity | 0.47 |
0.40 |
0.36 |
0.30 |
0.25 |
-- |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Operating Margin % | 34.30 |
40.80 |
42.00 |
40.40 |
33.90 |
31.10 |
28.30 |
29.60 |
23.60 |
20.60 |
15.70 |
19.10 |
24.80 |
24.80 |
13.10 |
15.70 |
| Net Margin % | 18.30 |
21.80 |
22.50 |
21.60 |
18.60 |
17.40 |
15.60 |
16.00 |
12.90 |
11.20 |
8.50 |
10.40 |
13.50 |
13.40 |
7.10 |
8.50 |
| Debt to Revenue | 0.60 |
0.49 |
0.45 |
0.44 |
0.47 |
-- |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Interest Exp. to Revenue % | 80.25 |
81.87 |
81.47 |
83.57 |
80.22 |
78.31 |
79.33 |
78.80 |
77.85 |
77.17 |
75.27 |
77.20 |
77.22 |
77.13 |
77.16 |
75.27 |
| Asset Turnover | 0.05 |
0.04 |
0.05 |
0.06 |
0.05 |
0.05 |
0.05 |
0.05 |
0.05 |
0.04 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
| Dividend Payout Ratio | -- |
-- |
-- |
-- |
0.06 |
0.23 |
0.24 |
0.22 |
0.29 |
0.35 |
0.50 |
0.37 |
0.28 |
0.29 |
0.59 |
0.50 |
| Income Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | TTM | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Net Interest Income | 6.67 |
8.54 |
9.31 |
9.87 |
8.82 |
8.67 |
9.28 |
9.24 |
8.69 |
8.21 |
7.97 |
2.10 |
2.13 |
2.05 |
1.93 |
1.86 |
| Non Interest Income | 1.64 |
1.89 |
2.12 |
1.94 |
2.17 |
2.40 |
2.42 |
2.49 |
2.47 |
2.43 |
2.42 |
0.62 |
0.63 |
0.61 |
0.57 |
0.61 |
| Revenue | 8.31 |
10.43 |
11.43 |
11.81 |
10.99 |
11.07 |
11.70 |
11.73 |
11.16 |
10.64 |
10.39 |
2.72 |
2.76 |
2.66 |
2.50 |
2.47 |
| Selling, General, &Admin. Expense | 2.79 |
3.42 |
3.78 |
3.82 |
3.80 |
3.52 |
4.62 |
4.96 |
5.13 |
5.15 |
5.04 |
1.19 |
1.15 |
1.18 |
1.51 |
1.20 |
| Credit Losses Provision | 0.21 |
0.15 |
-0.06 |
-0.07 |
-0.01 |
0.29 |
0.56 |
0.14 |
0.60 |
0.36 |
0.30 |
0.18 |
0.07 |
0.04 |
0.08 |
0.12 |
| Other Expenses | 1.75 |
2.25 |
2.63 |
3.16 |
3.08 |
3.42 |
2.55 |
2.56 |
2.21 |
2.36 |
2.43 |
0.68 |
0.71 |
0.64 |
0.45 |
0.63 |
| Earnings Before DDA | 3.56 |
4.61 |
5.08 |
4.90 |
4.11 |
3.86 |
3.98 |
4.07 |
3.23 |
2.77 |
2.62 |
0.67 |
0.83 |
0.80 |
0.47 |
0.52 |
| Depreciation, Depletion and Amortization | 0.72 |
0.36 |
0.27 |
0.13 |
0.39 |
0.41 |
0.67 |
0.60 |
0.60 |
0.58 |
0.56 |
0.15 |
0.15 |
0.15 |
0.14 |
0.13 |
| Operating Income | 2.85 |
4.26 |
4.81 |
4.77 |
3.72 |
3.45 |
3.31 |
3.47 |
2.63 |
2.19 |
2.06 |
0.52 |
0.69 |
0.66 |
0.33 |
0.39 |
| Net Income | 1.52 |
2.28 |
2.57 |
2.55 |
2.05 |
1.93 |
1.82 |
1.88 |
1.44 |
1.19 |
1.12 |
0.28 |
0.37 |
0.36 |
0.18 |
0.21 |
| Earnings per Share ($) | 0.86 |
1.23 |
1.38 |
1.36 |
1.09 |
1.03 |
1.01 |
1.06 |
0.80 |
0.67 |
0.63 |
0.16 |
0.21 |
0.20 |
0.10 |
0.12 |
| Total Shares Outstanding | 1.76 |
1.85 |
1.86 |
1.87 |
1.88 |
1.88 |
1.81 |
1.76 |
1.77 |
1.74 |
1.74 |
1.75 |
1.75 |
1.74 |
1.74 |
1.74 |
| Balance Sheet | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Cash and cash equivalents | 30.19 |
35.66 |
31.32 |
25.36 |
17.70 |
21.24 |
39.72 |
28.77 |
48.11 |
77.73 |
71.68 |
46.37 |
46.17 |
62.82 |
77.73 |
71.68 |
| Net Loan | 66.82 |
66.75 |
72.79 |
65.28 |
61.45 |
65.26 |
77.77 |
80.26 |
80.57 |
80.22 |
78.04 |
81.32 |
84.33 |
80.30 |
80.22 |
78.04 |
| Securities & Investments | 83.77 |
129 |
106 |
114 |
118 |
120 |
114 |
121 |
109 |
107 |
122 |
118 |
117 |
112 |
107 |
122 |
| Accounts Receivable | 0.59 |
0.75 |
0.73 |
0.81 |
0.80 |
0.72 |
0.72 |
0.67 |
0.58 |
0.62 |
0.59 |
0.58 |
0.56 |
0.56 |
0.62 |
0.59 |
| Property, Plant and Equipment | 2.13 |
1.82 |
1.44 |
1.55 |
3.93 |
3.70 |
3.20 |
2.73 |
2.33 |
2.10 |
2.24 |
2.26 |
2.16 |
2.18 |
2.10 |
2.24 |
| Other Assets | 1.48 |
2.18 |
3.47 |
5.11 |
2.11 |
1.45 |
1.67 |
1.51 |
1.75 |
2.22 |
2.38 |
1.80 |
1.94 |
1.69 |
2.22 |
2.38 |
| Total Assets | 185 |
236 |
216 |
212 |
204 |
213 |
237 |
235 |
242 |
270 |
277 |
250 |
252 |
260 |
270 |
277 |
| Total Deposits | 168 |
215 |
193 |
187 |
176 |
188 |
211 |
207 |
213 |
241 |
248 |
222 |
224 |
231 |
241 |
248 |
| Accounts Payable | 1.63 |
2.15 |
2.55 |
2.31 |
1.42 |
1.35 |
1.53 |
1.80 |
1.52 |
1.25 |
0.99 |
1.28 |
1.25 |
1.18 |
1.25 |
0.99 |
| Current Portion of Long-Term Debt | -- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Long-Term Debt | 5.00 |
5.16 |
5.16 |
5.16 |
5.16 |
-- |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Other liabilities | -0.00 |
0.13 |
0.28 |
0.40 |
0.00 |
-0.00 |
0.00 |
-0.00 |
-0.00 |
-0.00 |
-0.00 |
0.00 |
-0.00 |
0.32 |
-0.00 |
-0.00 |
| Total Liabilities | 174 |
223 |
201 |
195 |
183 |
189 |
213 |
209 |
215 |
242 |
249 |
223 |
225 |
232 |
242 |
249 |
| Retained Earnings | 3.78 |
6.05 |
8.62 |
11.29 |
13.23 |
14.71 |
16.11 |
17.56 |
18.58 |
19.34 |
19.44 |
18.75 |
19.01 |
19.27 |
19.34 |
19.44 |
| Additional Paid-In Capital | 7.03 |
8.82 |
8.74 |
8.67 |
9.11 |
9.20 |
9.32 |
9.25 |
9.31 |
9.26 |
9.27 |
9.31 |
9.31 |
9.31 |
9.26 |
9.27 |
| Treasury Stock | -- |
-- |
-- |
-- |
-- |
-0.40 |
-1.84 |
-1.64 |
-1.94 |
-2.07 |
-2.07 |
-2.04 |
-2.04 |
-2.17 |
-2.07 |
-2.07 |
| Total Equity | 10.64 |
12.83 |
14.53 |
17.34 |
20.88 |
23.20 |
24.48 |
26.05 |
27.10 |
27.75 |
27.73 |
27.12 |
27.36 |
27.71 |
27.75 |
27.73 |
| Cashflow Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | TTM | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Net Income | 1.52 |
2.28 |
2.57 |
2.55 |
2.05 |
1.93 |
1.82 |
1.88 |
1.44 |
1.19 |
1.12 |
0.28 |
0.37 |
0.36 |
0.18 |
0.21 |
| Depreciation, Depletion and Amortization | 0.72 |
0.36 |
0.27 |
0.13 |
0.39 |
0.41 |
0.67 |
0.60 |
0.60 |
0.58 |
0.56 |
0.15 |
0.15 |
0.15 |
0.14 |
0.13 |
| Cash Flow from Others | 0.03 |
0.38 |
0.10 |
-1.78 |
-0.77 |
0.22 |
-0.21 |
1.02 |
0.75 |
0.36 |
0.31 |
0.11 |
0.24 |
0.17 |
-0.17 |
0.06 |
| Cash Flow from Operations | 2.26 |
3.01 |
2.94 |
0.90 |
1.67 |
2.56 |
2.28 |
3.50 |
2.79 |
2.13 |
1.99 |
0.54 |
0.76 |
0.67 |
0.15 |
0.40 |
| Investment for Property, Plant & Equipement | -- |
-- |
-- |
-- |
-- |
-- |
-0.17 |
-0.13 |
-0.20 |
-0.35 |
-0.54 |
-0.08 |
-0.05 |
-0.17 |
-0.05 |
-0.28 |
| Cash Flow from Investing | -47.13 |
-45.44 |
14.84 |
-0.34 |
1.05 |
-4.96 |
-4.93 |
-10.53 |
11.46 |
0.68 |
-2.27 |
-10.64 |
-2.78 |
8.99 |
5.12 |
-13.59 |
| Net Issuance of Stock | -- |
0.18 |
0.06 |
0.05 |
0.08 |
-0.23 |
-1.44 |
-0.20 |
-0.29 |
-0.23 |
-0.13 |
-0.11 |
-- |
-0.13 |
-- |
-- |
| Net Issuance of Debt | 5.00 |
-- |
-- |
-- |
-- |
-5.16 |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Cash Flow for Dividends | -- |
-- |
-- |
-- |
-0.11 |
-0.44 |
-0.42 |
-0.43 |
-0.43 |
-0.43 |
-0.43 |
-0.11 |
-0.11 |
-0.11 |
-0.11 |
-0.11 |
| Other Financing | 43.96 |
47.72 |
-22.17 |
-6.57 |
-10.35 |
11.78 |
23.00 |
-3.29 |
5.82 |
27.48 |
26.15 |
8.58 |
1.93 |
7.23 |
9.75 |
7.25 |
| Cash Flow from Financing | 48.96 |
47.90 |
-22.11 |
-6.52 |
-10.39 |
5.95 |
21.13 |
-3.92 |
5.09 |
26.82 |
25.60 |
8.37 |
1.82 |
6.99 |
9.64 |
7.15 |
| Net Change in Cash | 4.09 |
5.47 |
-4.34 |
-5.96 |
-7.67 |
3.54 |
18.48 |
-10.95 |
19.34 |
29.62 |
25.31 |
-1.74 |
-0.20 |
16.65 |
14.91 |
-6.04 |
| Free Cash Flow | 2.26 |
3.01 |
2.94 |
0.90 |
1.67 |
2.56 |
2.11 |
3.37 |
2.59 |
1.78 |
1.44 |
0.47 |
0.71 |
0.50 |
0.10 |
0.13 |
| Valuation Ratios (Daily) | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| PE Ratio(ttm) |  |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Price to Tangible Book | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Price-to-Free-Cash-Flow ratio | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| PS Ratio | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| EV-to-Revenue | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| EV-to-EBITDA | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| EV-to-EBIT | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Earnings Yield (Joel Greenblatt) | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Forward Rate of Return | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Shiller PE Ratio | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Valuation and Quality | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Market Cap | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Enterprise Value | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Month End Stock Price | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Net Cash (per share) | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Net Current Asset Value (per share) | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| DCF (per share) | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Median PS (per share) | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Peter Lynch Fair Value (per share) | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Graham Number (per share) | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Altman Z-Score | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Piotroski F-Score | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Feedback
My Portfolios
Browse Gurus
Bookmark
Add to Portfolio
Get Email Alerts
RSS Update
Company Website
SEC Reports
RSS