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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 0.1  -1.9  -5.9 
EBITDA Growth (%) -14.2  -2  5.2 
Free Cash Flow Growth (%) -3.2  -2.5  17.6 
Book Value Growth (%) 1.2  0.9  11.2 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
4.30
5.01
5.62
4.95
4.67
4.48
5.61
5.61
4.76
4.42
4.34
1.13
1.07
1.07
1.14
1.06
EBITDA per Share
2.70
3.20
3.84
3.02
2.31
1.29
0.87
1.37
1.26
0.97
1.02
0.20
0.24
0.24
0.29
0.25
Free Cashflow per Share
3.09
2.53
2.63
2.23
2.26
2.46
1.76
2.78
2.30
1.90
2.20
0.64
0.80
0.47
-0.01
0.94
Earnings per Share ($)
1.66
2.00
2.26
1.80
1.36
0.83
0.30
0.78
0.70
0.55
0.59
0.11
0.13
0.14
0.18
0.14
Dividends Per Share
0.57
0.67
0.80
0.96
1.04
1.04
0.52
0.52
0.52
0.25
0.16
0.13
0.04
0.04
0.04
0.04
Book Value per Share
12.05
12.47
13.06
12.50
13.15
13.03
13.34
13.53
13.42
13.56
13.53
13.37
13.49
13.55
13.49
13.53
Month End Stock Price
25.02
26.75
29.40
30.16
23.27
16.48
12.43
13.91
8.49
9.36
9.86
9.86
9.80
9.88
9.36
9.86
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
14.10
16.00
17.30
14.40
10.30
6.40
2.30
5.90
5.40
4.10
4.00
3.20
4.00
4.00
5.20
4.00
Return on Assets %
0.90
0.90
1.00
0.80
0.60
0.30
0.10
0.40
0.40
0.30
0.40
0.40
0.40
0.40
0.40
0.40
Return on Capital - Joel Greenblatt %
--
1,780
--
2,318
385
164
59.60
174
--
--
--
--
--
2,473
--
--
Debt to Equity
1.71
1.75
1.60
1.94
2.85
3.48
2.80
2.23
1.94
2.24
1.61
2.15
2.94
2.71
2.24
1.61
   
Operating Margin %
58.80
59.10
60.60
54.00
40.80
25.70
7.60
22.30
23.80
19.20
21.10
14.40
19.60
19.90
22.90
21.10
Net Margin %
39.40
39.90
40.20
36.30
29.00
18.50
5.40
14.30
15.10
12.60
13.50
9.30
12.60
13.00
15.50
13.50
   
Debt to Revenue
4.80
4.34
3.71
4.89
8.04
10.12
6.64
5.38
5.45
6.87
22.55
25.37
36.95
34.21
26.57
22.55
Interest Exp. to Revenue %
76.05
85.46
82.41
81.04
77.60
97.25
84.31
84.23
84.49
82.63
82.14
81.84
84.87
83.84
80.15
82.14
   
Asset Turnover
0.02
0.02
0.03
0.02
0.02
0.02
0.03
0.03
0.03
0.03
0.01
0.01
0.01
0.01
0.01
0.01
Dividend Payout Ratio
0.34
0.33
0.35
0.53
0.77
1.25
1.70
0.65
0.72
0.45
0.28
1.24
0.30
0.29
0.23
0.28
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Interest Income
380
471
479
390
334
395
429
434
375
348
344
88.20
86.67
86.00
87.41
84.03
Non Interest Income
120
80.08
102
91.35
96.27
11.18
79.80
81.19
68.92
73.24
71.95
19.57
15.45
16.57
21.64
18.28
Revenue
499
551
581
482
430
407
509
515
444
422
416
108
102
103
109
102
   
Selling, General, &Admin. Expense
116
125
128
124
131
134
173
174
197
193
181
55.20
45.99
45.10
46.61
43.52
Credit Losses Provision
--
--
--
--
2.50
69.00
200
115
37.00
40.40
39.53
10.00
10.00
9.50
10.90
9.13
Other Expenses
70.05
73.53
55.18
63.85
83.94
86.18
56.76
99.90
92.66
95.38
96.40
24.04
23.14
24.58
23.62
25.06
Earnings Before DDA
313
352
398
294
213
117
78.94
126
118
92.83
98.91
18.53
22.99
23.39
27.91
24.60
   
Depreciation, Depletion and Amortization
19.65
26.22
45.32
33.80
37.22
12.91
40.42
11.29
11.68
11.86
11.86
2.97
2.97
2.96
2.96
2.97
   
Operating Income
293
326
352
260
176
104
38.51
115
106
80.97
87.04
15.56
20.02
20.43
24.96
21.63
Net Income
197
220
234
175
125
75.34
27.68
73.73
67.21
53.09
56.95
10.00
12.82
13.36
16.92
13.85
   
Preferred dividends
4.50
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Earnings per Share ($)
1.66
2.00
2.26
1.80
1.36
0.83
0.30
0.78
0.70
0.55
0.59
0.11
0.13
0.14
0.18
0.14
Total Shares Outstanding
116
110
103
97.28
92.09
90.69
90.60
91.78
93.25
95.46
96.68
95.02
95.33
95.56
95.91
96.68
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Cash and cash equivalents
174
139
169
134
93.97
76.23
71.54
67.48
133
121
128
122
379
114
121
128
Money Market Investments
279
164
328
225
226
24.06
40.03
51.54
--
--
--
--
--
--
--
--
Net Loan
12,627
13,204
14,335
14,908
16,082
16,599
15,621
14,066
13,150
13,155
12,799
13,254
13,594
13,431
13,155
12,799
Securities & Investments
8,448
8,710
6,572
5,340
4,371
4,037
3,179
2,566
2,475
2,036
2,138
2,515
2,372
2,279
2,036
2,138
Accounts Receivable
77.96
79.14
80.32
78.76
79.13
79.59
66.12
55.49
46.53
41.69
42.50
45.72
44.97
46.35
41.69
42.50
Property, Plant and Equipment
160
157
151
145
140
140
136
133
120
116
115
118
118
117
116
115
Intangible Assets
185
185
185
201
198
193
194
194
193
192
194
193
193
192
192
194
Other Assets
507
778
559
522
530
833
945
955
905
835
795
865
873
859
835
795
Total Assets
22,458
23,416
22,380
21,555
21,719
21,982
20,252
18,089
17,022
16,497
16,211
17,112
17,573
17,038
16,497
16,211
   
Total Deposits
11,187
12,323
12,810
13,224
13,049
13,480
12,812
11,599
11,246
10,444
10,445
11,113
10,714
10,539
10,444
10,445
Accounts Payable
--
--
--
--
--
--
--
--
--
272
268
--
--
--
272
268
Current Portion of Long-Term Debt
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Long-Term Debt
2,393
2,390
2,158
2,356
3,455
4,115
3,378
2,769
2,422
2,897
2,307
2,734
3,773
3,509
2,897
2,307
Other liabilities
7,481
7,333
6,062
4,759
4,004
3,205
2,853
2,479
2,104
1,590
1,753
1,995
1,800
1,695
1,590
1,753
Total Liabilities
21,061
22,046
21,030
20,339
20,508
20,800
19,044
16,847
15,771
15,203
14,773
15,841
16,288
15,743
15,203
14,773
   
Common Stock
1.11
1.67
1.67
1.67
1.67
--
1.67
1.67
1.67
1.67
1.67
1.67
1.67
1.67
1.67
1.67
Preferred Stock
--
--
--
--
--
--
--
--
--
--
130
--
--
--
--
130
Retained Earnings
1,482
1,624
1,775
1,857
1,884
1,864
1,829
1,848
1,862
1,891
1,896
1,860
1,870
1,878
1,891
1,896
Additional Paid-In Capital
799
812
824
829
846
856
858
865
875
885
882
876
882
883
885
882
Treasury Stock
-812
-1,014
-1,172
-1,390
-1,460
-1,459
-1,434
-1,418
-1,404
-1,407
-1,397
-1,406
-1,410
-1,407
-1,407
-1,397
Total Equity
1,397
1,370
1,350
1,216
1,211
1,182
1,209
1,242
1,251
1,294
1,437
1,270
1,286
1,295
1,294
1,437
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
197
220
234
175
125
75.34
27.68
73.73
67.21
53.09
56.95
10.00
12.82
13.36
16.92
13.85
Depreciation, Depletion and Amortization
19.65
26.22
45.32
33.80
37.22
12.91
40.42
11.29
11.68
11.86
11.86
2.97
2.97
2.96
2.96
2.97
Cash Flow from Others
142
31.68
-7.56
8.02
45.80
148
100
180
149
122
149
49.21
62.85
30.61
-20.21
76.13
Cash Flow from Operations
358
277
272
217
208
236
168
265
228
187
218
62.18
78.65
46.93
-0.34
92.95
   
Investment for Property, Plant & Equipement
--
--
--
--
--
-13.17
-8.96
-9.97
-12.98
-6.44
-6.84
-1.46
-2.85
-1.59
-0.54
-1.86
Cash Flow from Investing
-1,417
-817
960
635
-302
-366
1,666
2,017
936
378
761
-169
-246
229
564
214
   
Net Issuance of Stock
-250
-225
-181
-229
-70.89
-18.09
--
--
--
--
--
--
--
--
--
--
Net Issuance of Preferred Stock
--
--
--
--
--
--
--
--
--
--
135
--
--
--
--
135
Net Issuance of Debt
810
-165
-1,530
-1,104
348
-220
-1,108
-1,014
-748
256
-414
243
829
-361
-455
-427
Cash Flow for Dividends
-72.08
-71.98
-81.20
-92.10
-95.18
-93.81
-47.76
-48.69
-49.44
-24.10
-15.48
-12.55
-3.85
-3.86
-3.86
-3.92
Other Financing
132
1,168
506
427
-175
444
-668
-1,212
-352
-808
-678
-135
-400
-177
-96.99
-4.44
Cash Flow from Financing
620
706
-1,286
-998
6.83
113
-1,823
-2,275
-1,150
-576
-973
95.89
425
-541
-556
-300
   
Net Change in Cash
-438
167
-54.35
-146
-87.52
-17.90
11.28
7.45
13.69
-11.23
6.18
-11.05
257
-266
7.90
6.36
   
Free Cash Flow
358
277
272
217
208
223
159
255
215
181
211
60.71
75.80
45.33
-0.87
91.08
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Enterprise Value Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Peter Lynch Fair Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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