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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 5.6  10.6  11.5 
EBITDA Growth (%) 26 
Free Cash Flow Growth (%) 10.1 
Book Value Growth (%) 4.7  9.3  7.3 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
24.58
29.45
30.28
32.76
36.07
31.79
31.94
38.30
41.57
46.05
47.69
11.05
11.19
11.31
12.48
12.71
EBITDA per Share
3.55
4.77
4.21
3.88
4.97
-0.74
4.26
6.76
5.62
6.57
7.56
1.63
1.61
1.17
2.21
2.57
Free Cashflow per Share
--
3.20
3.25
1.74
2.25
8.35
-5.49
7.26
--
6.14
3.48
0.49
1.13
1.69
2.92
-2.26
Earnings per Share ($)
2.95
--
2.32
2.54
3.39
-0.17
2.95
4.18
4.37
4.62
5.17
1.05
0.99
0.79
1.81
1.58
Dividends Per Share
--
--
0.11
0.44
0.56
0.64
0.68
0.71
0.87
1.43
1.60
0.28
0.35
0.35
0.45
0.45
Book Value per Share
29.65
27.24
31.10
31.89
32.56
27.47
37.94
40.89
41.89
40.81
42.20
39.34
39.92
41.79
42.29
42.20
Month End Stock Price
--
--
41.00
54.50
55.11
23.36
38.82
57.55
49.64
62.63
73.65
57.13
52.26
56.69
62.63
73.65
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
9.90
11.80
7.50
8.00
10.40
-0.60
7.80
10.20
10.40
11.30
14.80
10.80
10.00
7.60
17.20
14.80
Return on Assets %
0.80
0.90
0.60
0.60
0.70
--
0.60
0.80
0.80
0.80
0.80
0.80
0.80
0.40
1.20
0.80
Debt to Equity
0.06
0.06
0.24
0.28
0.26
0.33
0.24
0.25
0.78
0.87
0.90
0.32
0.32
0.89
0.87
0.90
   
Operating Margin %
14.40
16.20
10.00
9.80
11.70
-5.20
11.80
16.60
13.50
12.10
18.00
12.60
12.20
8.00
15.60
18.00
Net Margin %
12.00
11.00
7.70
7.80
9.40
-0.50
9.30
10.90
10.50
10.00
12.40
9.50
8.80
7.00
14.50
12.40
   
Debt to Revenue
0.08
0.05
0.25
0.27
0.23
0.28
0.29
0.27
0.79
0.77
2.98
1.13
1.15
3.28
2.94
2.98
Interest Exp. to Revenue %
--
-0.72
-0.98
-1.43
-1.29
-4.03
-13.20
-2.89
-11.89
-2.69
-2.74
-2.69
-2.85
-2.74
-2.50
-2.74
   
Asset Turnover
0.07
0.08
0.08
0.08
0.08
0.08
0.07
0.08
0.08
0.08
0.02
0.02
0.02
0.02
0.02
0.02
Buyback Ratio
--
--
--
-3.20
-4.50
--
-118
--
--
--
--
--
--
--
--
--
Dividend Payout Ratio
--
--
0.05
0.17
0.17
--
0.23
0.17
0.20
0.31
0.29
0.27
0.35
0.44
0.25
0.29
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Total Premiums Earned
--
1,023
979
932
1,063
1,091
1,098
1,179
1,220
1,223
1,232
301
302
309
311
310
Net Investment Income
--
--
--
--
--
828
2,002
2,313
2,046
1,933
1,891
531
472
427
503
489
Fees and Other Income
6,042
6,222
6,505
7,208
7,591
5,230
4,705
6,554
6,973
7,103
7,263
1,729
1,750
1,743
1,870
1,900
Revenue
6,042
7,245
7,484
8,140
8,654
7,149
7,805
10,046
10,239
10,259
10,386
2,561
2,524
2,479
2,684
2,699
   
Selling, General, &Admin. Expense
--
--
--
--
2,558
4,384
4,296
5,299
5,462
5,740
5,755
1,441
1,439
1,398
1,462
1,456
Policyholder Benefits & Claims
--
1,656
1,760
1,860
2,548
1,125
1,342
1,757
1,557
1,846
1,763
492
396
529
429
409
Policy Acquisition Expense
--
--
--
--
--
--
--
127
--
286
263
31.00
99.00
--
89.00
75.00
Earnings Before DDA
873
1,173
1,040
963
1,192
-167
1,040
1,774
1,385
1,463
1,640
378
363
257
475
545
   
Depreciation, Depletion and Amortization
--
--
295
166
176
204
120
110
--
225
227
56.00
54.00
58.00
57.00
58.00
   
Operating Income
873
1,173
745
797
1,016
-371
920
1,664
1,385
1,238
1,413
322
309
199
418
487
Net Income
725
794
574
631
814
-38.00
722
1,097
1,076
1,029
1,120
244
223
173
389
335
   
Earnings per Share ($)
2.95
--
2.32
2.54
3.39
-0.17
2.95
4.18
4.37
4.62
5.17
1.05
0.99
0.79
1.81
1.58
Total Shares Outstanding
246
246
247
249
240
225
244
262
246
223
212
232
226
219
215
212
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Short-term investments
--
--
--
--
--
--
--
42,497
43,564
41,247
40,804
43,919
43,564
43,289
41,247
40,804
Cash and cash equivalents
--
1,078
2,474
2,717
3,836
6,228
3,097
3,333
3,251
2,950
3,041
2,874
3,272
3,932
2,950
3,041
Accounts Receivable
--
2,203
2,172
2,960
3,441
3,887
4,435
5,097
5,618
4,315
4,383
5,516
5,537
5,584
4,315
4,383
Deferred Policy Acquisition Costs
--
3,956
4,182
4,499
4,503
4,482
4,334
4,619
4,402
2,399
2,435
2,472
2,431
2,397
2,399
2,435
Total Assets
85,530
93,113
93,121
104,172
109,230
95,676
113,774
131,192
133,986
134,729
137,296
136,757
135,270
138,564
134,729
137,296
   
Unpaid Loss & Loss Reserve
32,230
33,253
32,731
30,033
27,446
--
--
--
--
--
--
--
--
--
--
--
Future Policy Benefits
--
33,253
32,731
30,033
27,446
29,293
30,886
30,208
31,723
31,217
30,545
30,994
31,675
31,595
31,217
30,545
Current Portion of Long-Term Debt
--
--
--
--
--
--
--
397
504
501
500
504
498
500
501
500
Other liabilities
45,549
15,088
15,359
31,972
43,323
57,291
70,448
86,386
82,806
85,211
88,701
92,856
90,687
88,508
85,211
88,701
Long-Term Debt
463
385
1,833
2,225
2,018
2,027
2,249
2,317
7,571
7,384
7,537
2,381
2,403
7,634
7,384
7,537
Total Liabilities
78,242
86,411
85,434
96,247
101,420
89,498
104,501
120,467
123,669
125,637
128,336
127,642
126,265
129,407
125,637
128,336
   
Common Stock
--
--
2.00
3.00
3.00
3.00
3.00
3.00
3.00
3.00
3.00
3.00
3.00
3.00
3.00
3.00
Retained Earnings
--
3,415
3,745
4,268
4,811
4,592
5,282
6,748
7,473
6,717
6,978
6,285
6,384
6,477
6,717
6,978
Additional Paid-In Capital
--
2,907
4,091
4,353
4,630
4,688
5,748
6,029
6,237
6,503
6,592
6,237
6,287
6,363
6,503
6,592
Treasury Stock
--
--
--
-490
-1,467
-2,012
-2,023
-2,620
-4,034
-5,325
-5,697
-4,261
-4,611
-4,953
-5,325
-5,697
Total Equity
7,288
6,702
7,687
7,925
7,810
6,178
9,273
10,725
10,317
9,092
8,960
9,115
9,005
9,157
9,092
8,960
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
--
794
574
631
814
-38.00
737
1,260
--
901
1,018
248
170
151
332
365
Depreciation, Depletion and Amortization
--
--
295
166
176
204
120
110
--
225
227
56.00
54.00
58.00
57.00
58.00
Cash Flow from Others
--
117
76.00
-178
-145
1,836
-2,115
665
--
379
-381
-129
69.00
206
233
-889
Cash Flow from Operations
--
911
945
619
845
2,002
-1,258
2,035
--
1,505
864
175
293
415
622
-466
   
Investment for Property, Plant & Equipement
--
-125
-141
-187
-306
-125
-83.00
-131
--
-137
-90.00
-61.00
-38.00
-44.00
6.00
-14.00
Cash Flow from Acquisitions
--
--
--
437
115
-563
--
-2,794
--
-1,604
-1,811
-324
-585
-306
-389
-531
Cash Flow from Investing
--
-2,642
-255
3,523
4,495
15.00
-6,433
-922
--
4,417
5,040
-234
407
940
3,304
389
   
Net Issuance of Stock
--
--
--
-470
-940
-638
858
-582
--
-1,381
-1,495
-292
-374
-342
-373
-406
Net Issuance of Debt
--
-60.00
1,459
-284
-54.00
1,250
-550
481
--
-895
-558
-162
-128
-170
-435
175
Cash Flow for Dividends
--
--
-27.00
-108
-133
-143
-164
-354
--
-512
-463
-150
-138
-82.00
-142
-101
Other Financing
--
1,778
-1,225
-3,075
-3,142
-40.00
4,401
-888
--
-3,554
-3,523
187
354
-164
-3,931
218
Cash Flow from Financing
--
1,718
207
-3,937
-4,269
429
4,545
-1,343
--
-6,342
-6,039
-417
-286
-758
-4,881
-114
   
Net Change in Cash
--
--
1,396
243
1,076
2,392
-3,131
-236
--
-410
-152
-469
409
604
-954
-211
   
Free Cash Flow
--
786
804
432
539
1,877
-1,341
1,904
--
1,368
774
114
255
371
628
-480
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Price to Tangible Book Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Price-to-Free-Cash-Flow ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
PS Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-Revenue Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-EBITDA Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-EBIT Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Earnings Yield (Joel Greenblatt) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Forward Rate of Return Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Shiller PE Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Enterprise Value Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Month End Stock Price Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Cash (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Current Asset Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
DCF (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Median PS (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Peter Lynch Fair Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Graham Number (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Altman Z-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Piotroski F-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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