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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) -10 
EBITDA Growth (%)
Free Cash Flow Growth (%) -20.7 
Book Value Growth (%) -0.6 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Jun07 Jun08 Jun09 Jun10 Jun11 Jun12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
--
--
--
--
9.69
9.39
8.57
2.36
2.24
2.18
2.09
2.06
EBITDA per Share
--
--
--
--
-3.15
-0.32
0.49
0.18
-0.04
0.21
0.21
0.11
Free Cashflow per Share
--
--
--
--
3.44
0.91
1.07
0.79
0.35
1.28
-0.32
-0.24
Earnings per Share ($)
--
--
--
--
-3.28
-0.70
0.09
0.09
-0.13
0.11
0.09
0.02
Book Value per Share
--
--
--
--
23.46
22.01
22.04
22.17
21.99
22.15
22.11
22.04
Month End Stock Price
--
--
--
--
9.20
10.34
15.75
8.50
10.34
11.65
14.20
15.75
RatiosAnnualsQuarterly
Fiscal Period
Jun07 Jun08 Jun09 Jun10 Jun11 Jun12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
6.30
1.30
-47.20
0.90
-15.40
-3.20
0.40
1.60
-2.40
2.00
1.60
0.40
Return on Assets %
0.60
0.10
-3.10
0.10
-1.80
-0.40
--
--
-0.40
0.40
--
--
Return on Capital - Joel Greenblatt %
124
17.30
--
--
--
--
Debt to Equity
1.60
2.65
3.02
3.07
1.50
1.20
1.20
1.38
1.20
1.19
1.19
1.20
   
Operating Margin %
22.00
3.30
-107
-10.30
-37.20
-7.40
1.10
3.90
-5.70
5.20
4.40
1.10
Net Margin %
15.70
3.30
-93.60
1.70
-37.20
-7.40
1.10
3.90
-5.70
5.20
4.40
1.10
   
Debt to Revenue
3.95
7.02
5.99
5.55
3.62
2.82
12.79
12.95
11.77
12.13
12.60
12.79
Interest Exp. to Revenue %
76.26
74.18
75.35
72.40
75.75
71.04
78.59
67.80
74.60
74.35
74.38
78.59
   
Asset Turnover
0.04
0.04
0.03
0.05
0.05
0.05
0.01
0.01
0.01
0.01
0.01
0.01
Buyback Ratio
--
--
--
--
263
--
--
--
--
--
--
--
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Jun07 Jun08 Jun09 Jun10 Jun11 Jun12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Interest Income
18.67
17.47
16.30
17.85
17.97
16.37
15.91
3.92
4.11
3.98
3.83
3.99
Non Interest Income
5.81
6.08
5.33
6.81
5.75
6.67
5.18
1.86
1.40
1.37
1.32
1.09
Revenue
24.48
23.55
21.64
24.66
23.72
23.05
21.09
5.78
5.51
5.35
5.15
5.07
   
Selling, General, &Admin. Expense
12.70
13.15
15.92
14.48
16.95
16.03
13.08
4.02
2.95
3.60
3.33
3.21
Credit Losses Provision
0.72
3.55
20.26
2.62
8.08
2.74
2.19
0.30
1.44
0.30
0.23
0.23
Other Expenses
3.92
4.13
6.77
8.48
6.40
5.07
4.59
1.02
1.23
0.93
1.08
1.36
Earnings Before DDA
7.14
2.72
-21.32
-0.92
-7.71
-0.79
1.23
0.45
-0.09
0.52
0.52
0.28
   
Depreciation, Depletion and Amortization
1.76
1.93
1.86
1.62
1.11
0.92
0.98
0.23
0.22
0.24
0.30
0.22
   
Operating Income
5.38
0.78
-23.18
-2.54
-8.82
-1.71
0.24
0.22
-0.31
0.28
0.23
0.06
Net Income
3.84
0.79
-20.25
0.42
-8.82
-1.71
0.24
0.22
-0.31
0.28
0.23
0.06
   
Earnings per Share ($)
--
--
--
--
-3.28
-0.70
0.09
0.09
-0.13
0.11
0.09
0.02
Total Shares Outstanding
--
--
--
--
2.45
2.45
2.46
2.45
2.46
2.46
2.46
2.46
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Jun07 Jun08 Jun09 Jun10 Jun11 Jun12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Cash and cash equivalents
10.92
11.00
42.39
32.83
63.76
78.67
63.74
83.43
78.67
73.79
74.26
63.74
Net Loan
478
492
480
393
326
288
284
296
288
288
286
284
Securities & Investments
75.99
77.67
79.87
58.81
45.75
55.90
65.83
60.00
55.90
58.43
59.53
65.83
Accounts Receivable
3.20
3.03
6.43
4.49
1.81
1.53
1.97
1.66
1.53
1.71
1.70
1.97
Property, Plant and Equipment
15.26
15.53
15.41
14.44
13.08
12.21
11.51
12.27
12.21
11.99
11.70
11.51
Intangible Assets
0.57
0.65
0.88
0.92
--
--
--
--
--
--
--
--
Other Assets
24.62
26.88
27.37
39.97
38.85
34.43
34.15
34.57
34.43
32.33
35.80
34.15
Total Assets
609
626
652
545
489
471
461
488
471
466
469
461
   
Total Deposits
443
390
472
356
339
346
336
352
346
338
343
336
Accounts Payable
4.95
5.68
4.87
4.11
2.88
3.77
3.25
3.31
3.77
6.36
3.69
3.25
Current Portion of Long-Term Debt
--
--
--
--
--
--
--
--
--
--
--
--
Long-Term Debt
96.67
165
130
137
85.90
64.90
64.90
74.90
64.90
64.90
64.90
64.90
Other liabilities
3.21
3.29
3.44
3.36
3.23
2.33
3.06
3.90
2.33
2.85
2.55
3.06
Total Liabilities
548
564
610
500
431
417
407
434
417
412
414
407
   
Common Stock
--
--
--
--
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
Retained Earnings
61.33
62.11
41.86
42.28
33.46
31.75
32.30
32.06
31.75
32.02
32.25
32.30
Additional Paid-In Capital
--
--
--
--
23.19
23.20
23.22
23.20
23.20
23.21
23.21
23.22
Total Equity
60.52
62.36
42.91
44.67
57.45
54.02
54.27
54.38
54.02
54.45
54.40
54.27
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Jun07 Jun08 Jun09 Jun10 Jun11 Jun12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
3.84
0.79
-20.25
0.42
-8.82
-1.71
0.24
0.22
-0.31
0.28
0.23
0.06
Depreciation, Depletion and Amortization
1.76
1.93
1.86
1.62
1.11
0.92
0.98
0.23
0.22
0.24
0.30
0.22
Cash Flow from Others
-2.61
-8.99
-14.62
10.11
16.14
3.02
1.43
1.48
0.94
2.63
-1.30
-0.84
Cash Flow from Operations
2.99
-6.27
-33.01
12.15
8.44
2.23
2.66
1.93
0.85
3.15
-0.78
-0.56
   
Investment for Property, Plant & Equipement
-2.16
-2.06
-2.27
-0.26
--
--
-0.02
--
--
--
--
-0.02
Cash Flow from Investing
-41.01
-8.88
18.46
86.80
66.63
28.19
4.01
2.33
11.77
-0.37
-4.23
-3.16
   
Net Issuance of Stock
--
--
--
--
23.21
--
--
--
--
--
--
--
Net Issuance of Debt
-3.28
68.50
-35.67
7.40
-51.00
-21.00
-10.00
--
-10.00
--
--
--
Other Financing
44.32
-53.26
81.60
-116
-16.35
5.50
-16.36
2.84
-7.38
-7.66
5.48
-6.79
Cash Flow from Financing
41.05
15.24
45.94
-109
-44.14
-15.50
-26.36
2.84
-17.38
-7.66
5.48
-6.79
   
Net Change in Cash
3.03
0.09
31.39
-9.56
30.93
14.92
-19.69
7.09
-4.76
-4.89
0.47
-10.52
   
Free Cash Flow
0.83
-8.33
-35.28
11.90
8.44
2.23
2.63
1.93
0.85
3.15
-0.78
-0.59
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Jun07 Jun08 Jun09 Jun10 Jun11 Jun12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Jun07 Jun08 Jun09 Jun10 Jun11 Jun12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
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