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| Annual Rates (per share) | 10 yrs* | 5 yrs* | 12 months* |
|---|---|---|---|
| Revenue Growth (%) | -8.4 | -40.2 | -94.7 |
| EBITDA Growth (%) | 0 | 0 | 0 |
| Free Cash Flow Growth (%) | 0 | 0 | -92.9 |
| Book Value Growth (%) | -11.8 | -11.8 | -35.1 |
See this page for the explanation of the data and charts
* All numbers are in millions except for per share data
| Per Share Data | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Mar03 | Mar04 | Mar05 | Mar06 | Mar07 | Mar08 | Mar09 | Mar10 | Mar11 | Mar12 | TTM | Dec11 | Mar12 | Jun12 | Sep12 | Dec12 |
| Revenue per Share ($) | 136 |
138 |
139 |
142 |
148 |
195 |
186 |
209 |
206 |
14.16 |
6.86 |
2.14 |
1.37 |
1.56 |
1.97 |
1.96 |
| EBITDA per Share | 55.23 |
63.66 |
43.24 |
43.91 |
12.77 |
27.51 |
-48.08 |
-13.12 |
-134 |
-13.41 |
-1.90 |
-0.74 |
-1.88 |
-0.22 |
0.03 |
0.17 |
| Free Cashflow per Share | -6.58 |
103 |
-30.38 |
178 |
-79.53 |
-156 |
62.82 |
8.90 |
25.95 |
18.88 |
7.22 |
5.66 |
1.62 |
1.53 |
1.74 |
2.33 |
| Earnings per Share ($) | 22.80 |
28.05 |
15.45 |
22.05 |
15.00 |
23.25 |
-43.05 |
-11.85 |
-242 |
-14.26 |
-1.94 |
-0.26 |
-1.93 |
-0.10 |
-0.04 |
0.13 |
| Dividends Per Share | 0.75 |
3.00 |
3.90 |
4.65 |
5.25 |
5.85 |
6.00 |
6.00 |
0.75 |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Book Value per Share | 258 |
271 |
279 |
285 |
300 |
318 |
390 |
374 |
143 |
32.41 |
15.02 |
23.14 |
14.58 |
14.51 |
14.71 |
15.02 |
| Month End Stock Price | 210 |
352 |
280 |
256 |
250 |
174 |
51.15 |
131 |
13.49 |
7.50 |
4.23 |
8.29 |
7.50 |
2.65 |
3.74 |
4.23 |
| Ratios | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Mar03 | Mar04 | Mar05 | Mar06 | Mar07 | Mar08 | Mar09 | Mar10 | Mar11 | Mar12 | Latest Q. | Dec11 | Mar12 | Jun12 | Sep12 | Dec12 |
| Return on Equity % | 9.30 |
10.80 |
5.80 |
7.70 |
5.00 |
7.30 |
-10.90 |
-1.70 |
-167 |
-43.50 |
3.60 |
-4.40 |
-53.20 |
-2.80 |
-1.20 |
3.60 |
| Return on Assets % | 0.80 |
0.90 |
0.40 |
0.60 |
0.30 |
0.50 |
-0.90 |
-0.10 |
-5.60 |
-3.70 |
0.40 |
-0.40 |
-4.40 |
-0.40 |
-- |
0.40 |
| Return on Capital - Joel Greenblatt % | 63.70 |
-- |
10,966 |
-- |
-- |
-- |
-520 |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Debt to Equity | 2.65 |
2.34 |
2.52 |
1.93 |
1.18 |
1.08 |
1.79 |
2.13 |
4.76 |
0.81 |
1.32 |
1.87 |
0.81 |
1.24 |
1.20 |
1.32 |
| Operating Margin % | 31.80 |
32.10 |
18.20 |
21.00 |
6.90 |
9.70 |
-32.20 |
-11.30 |
-69.60 |
-101 |
4.80 |
-40.60 |
-143 |
-18.80 |
-2.10 |
4.80 |
| Net Margin % | 17.80 |
21.20 |
11.60 |
15.60 |
10.20 |
11.90 |
-22.90 |
-3.00 |
-116 |
-99.40 |
6.50 |
-12.10 |
-142 |
-6.30 |
-1.90 |
6.50 |
| Debt to Revenue | 5.06 |
4.57 |
5.04 |
3.87 |
2.41 |
1.76 |
3.75 |
3.81 |
3.30 |
1.85 |
10.11 |
20.22 |
8.60 |
11.51 |
8.96 |
10.11 |
| Interest Exp. to Revenue % | 85.34 |
76.86 |
82.18 |
77.96 |
88.69 |
76.42 |
83.13 |
85.31 |
78.52 |
84.48 |
64.99 |
90.14 |
76.62 |
83.71 |
66.65 |
64.99 |
| Asset Turnover | 0.04 |
0.04 |
0.04 |
0.04 |
0.03 |
0.04 |
0.04 |
0.04 |
0.05 |
0.04 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
| Buyback Ratio | -- |
-- |
-- |
-- |
-- |
-- |
270 |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Dividend Payout Ratio | 0.03 |
0.10 |
0.24 |
0.21 |
0.35 |
0.25 |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Income Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Mar03 | Mar04 | Mar05 | Mar06 | Mar07 | Mar08 | Mar09 | Mar10 | Mar11 | Mar12 | TTM | Dec11 | Mar12 | Jun12 | Sep12 | Dec12 |
| Net Interest Income | 18.40 |
17.53 |
18.79 |
18.89 |
22.51 |
25.48 |
25.49 |
29.46 |
26.79 |
19.88 |
18.28 |
5.06 |
3.87 |
4.83 |
4.86 |
4.72 |
| Non Interest Income | 3.16 |
5.28 |
4.08 |
5.34 |
2.87 |
7.86 |
5.18 |
5.07 |
7.33 |
3.65 |
7.10 |
0.55 |
1.18 |
0.94 |
2.43 |
2.54 |
| Revenue | 21.56 |
22.81 |
22.86 |
24.23 |
25.38 |
33.34 |
30.67 |
34.53 |
34.12 |
23.54 |
25.38 |
5.61 |
5.05 |
5.77 |
7.30 |
7.26 |
| Selling, General, &Admin. Expense | 6.77 |
7.59 |
9.46 |
9.51 |
10.47 |
13.32 |
14.34 |
14.68 |
14.95 |
14.09 |
13.16 |
3.54 |
3.36 |
3.13 |
3.15 |
3.53 |
| Credit Losses Provision | -- |
-- |
-- |
-- |
0.28 |
0.22 |
2.70 |
7.85 |
27.11 |
16.34 |
4.44 |
0.11 |
4.05 |
0.22 |
0.56 |
-0.40 |
| Other Expenses | 6.00 |
4.72 |
6.31 |
7.21 |
12.43 |
15.09 |
21.56 |
14.17 |
14.27 |
15.40 |
14.75 |
3.90 |
4.57 |
3.21 |
3.48 |
3.48 |
| Earnings Before DDA | 8.78 |
10.50 |
7.09 |
7.51 |
2.20 |
4.70 |
-7.93 |
-2.16 |
-22.22 |
-22.29 |
-6.97 |
-1.94 |
-6.93 |
-0.80 |
0.11 |
0.65 |
| Depreciation, Depletion and Amortization | 1.92 |
3.17 |
2.93 |
2.41 |
0.44 |
1.46 |
1.93 |
1.72 |
1.53 |
1.45 |
1.15 |
0.34 |
0.31 |
0.29 |
0.26 |
0.29 |
| Operating Income | 6.86 |
7.33 |
4.17 |
5.10 |
1.76 |
3.25 |
-9.87 |
-3.89 |
-23.75 |
-23.74 |
-8.13 |
-2.28 |
-7.24 |
-1.09 |
-0.15 |
0.35 |
| Net Income | 3.83 |
4.84 |
2.65 |
3.77 |
2.58 |
3.98 |
-7.02 |
-1.02 |
-39.53 |
-23.41 |
-7.17 |
-0.68 |
-7.15 |
-0.36 |
-0.14 |
0.47 |
| Preferred dividends | 0.20 |
0.20 |
0.11 |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Earnings per Share ($) | 22.80 |
28.05 |
15.45 |
22.05 |
15.00 |
23.25 |
-43.05 |
-11.85 |
-242 |
-14.26 |
-1.94 |
-0.26 |
-1.93 |
-0.10 |
-0.04 |
0.13 |
| Total Shares Outstanding | 0.16 |
0.17 |
0.16 |
0.17 |
0.17 |
0.17 |
0.17 |
0.17 |
0.17 |
1.66 |
3.70 |
2.62 |
3.70 |
3.70 |
3.70 |
3.70 |
| Balance Sheet | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Mar03 | Mar04 | Mar05 | Mar06 | Mar07 | Mar08 | Mar09 | Mar10 | Mar11 | Mar12 | Latest Q. | Dec11 | Mar12 | Jun12 | Sep12 | Dec12 |
| Cash and cash equivalents | 17.66 |
14.57 |
13.62 |
14.20 |
16.05 |
16.87 |
13.34 |
38.35 |
36.73 |
89.87 |
122 |
105 |
89.87 |
104 |
82.18 |
122 |
| Money Market Investments | 10.94 |
12.78 |
11.93 |
13.33 |
4.54 |
12.13 |
-- |
-- |
7.35 |
8.24 |
6.42 |
8.24 |
8.24 |
13.23 |
16.31 |
6.42 |
| Net Loan | 293 |
352 |
422 |
493 |
604 |
652 |
655 |
658 |
566 |
423 |
369 |
460 |
423 |
401 |
390 |
369 |
| Securities & Investments | 166 |
140 |
149 |
108 |
67.12 |
38.17 |
74.78 |
55.39 |
71.25 |
96.19 |
120 |
67.22 |
96.19 |
101 |
125 |
120 |
| Accounts Receivable | 3.35 |
2.49 |
2.70 |
2.97 |
4.34 |
4.06 |
3.70 |
3.54 |
2.85 |
2.26 |
2.36 |
2.35 |
2.26 |
2.18 |
2.44 |
2.36 |
| Property, Plant and Equipment | 10.19 |
11.83 |
13.66 |
13.19 |
14.63 |
15.78 |
15.24 |
12.08 |
11.04 |
9.57 |
8.89 |
9.88 |
9.57 |
9.31 |
9.08 |
8.89 |
| Intangible Assets | 0.18 |
-- |
-- |
-- |
6.40 |
6.90 |
0.38 |
0.23 |
0.08 |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Other Assets | 9.21 |
5.39 |
13.15 |
15.58 |
23.11 |
50.85 |
28.88 |
37.88 |
13.56 |
12.44 |
12.67 |
17.94 |
12.44 |
13.36 |
13.39 |
12.67 |
| Total Assets | 510 |
539 |
626 |
661 |
740 |
796 |
791 |
805 |
709 |
641 |
641 |
671 |
641 |
645 |
638 |
641 |
| Total Deposits | 347 |
374 |
453 |
505 |
615 |
655 |
603 |
603 |
561 |
533 |
502 |
485 |
533 |
514 |
506 |
502 |
| Current Portion of Long-Term Debt | 18.25 |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Long-Term Debt | 90.75 |
104 |
115 |
93.79 |
61.09 |
58.63 |
115 |
132 |
113 |
43.43 |
73.40 |
113 |
43.43 |
66.42 |
65.41 |
73.40 |
| Other liabilities | 12.61 |
16.24 |
11.82 |
13.87 |
12.11 |
28.77 |
8.66 |
8.98 |
12.20 |
11.34 |
10.08 |
11.44 |
11.34 |
10.85 |
12.10 |
10.08 |
| Total Liabilities | 469 |
494 |
581 |
612 |
688 |
742 |
727 |
744 |
686 |
587 |
585 |
610 |
587 |
591 |
584 |
585 |
| Common Stock | 0.02 |
0.02 |
0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
0.06 |
0.06 |
0.06 |
0.06 |
0.06 |
0.06 |
0.06 |
| Preferred Stock | 0.00 |
0.00 |
-- |
-- |
-- |
-- |
18.98 |
18.98 |
18.98 |
45.12 |
45.12 |
45.12 |
45.12 |
45.12 |
45.12 |
45.12 |
| Retained Earnings | 16.71 |
20.89 |
22.75 |
25.74 |
27.44 |
30.49 |
21.90 |
18.81 |
-21.46 |
-45.09 |
-45.13 |
-37.94 |
-45.09 |
-45.46 |
-45.60 |
-45.13 |
| Additional Paid-In Capital | 23.78 |
23.88 |
23.94 |
23.94 |
24.00 |
24.11 |
24.21 |
24.37 |
27.03 |
54.07 |
55.57 |
53.90 |
54.07 |
54.55 |
55.06 |
55.57 |
| Treasury Stock | -0.19 |
-0.39 |
-0.42 |
-0.30 |
-0.28 |
-0.67 |
-0.76 |
-0.70 |
-0.57 |
-0.45 |
-0.42 |
-0.45 |
-0.45 |
-0.42 |
-0.42 |
-0.42 |
| Total Equity | 41.07 |
44.65 |
45.80 |
48.70 |
51.63 |
54.38 |
64.34 |
61.69 |
23.68 |
53.87 |
55.51 |
60.66 |
53.87 |
53.62 |
54.39 |
55.51 |
| Cashflow Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Mar03 | Mar04 | Mar05 | Mar06 | Mar07 | Mar08 | Mar09 | Mar10 | Mar11 | Mar12 | TTM | Dec11 | Mar12 | Jun12 | Sep12 | Dec12 |
| Net Income | 3.83 |
4.84 |
2.65 |
3.77 |
2.58 |
3.98 |
-7.02 |
-1.02 |
-39.53 |
-23.41 |
-7.17 |
-0.68 |
-7.15 |
-0.36 |
-0.14 |
0.47 |
| Depreciation, Depletion and Amortization | 1.92 |
3.17 |
2.93 |
2.41 |
0.44 |
1.46 |
1.93 |
1.72 |
1.53 |
1.45 |
1.15 |
0.34 |
0.31 |
0.29 |
0.26 |
0.29 |
| Cash Flow from Others | -6.80 |
8.94 |
-10.56 |
24.34 |
-16.70 |
-32.06 |
16.85 |
0.77 |
42.30 |
53.49 |
32.89 |
15.21 |
12.84 |
5.75 |
6.35 |
7.94 |
| Cash Flow from Operations | -1.05 |
16.96 |
-4.98 |
30.52 |
-13.68 |
-26.62 |
11.76 |
1.47 |
4.31 |
31.53 |
26.87 |
14.87 |
6.01 |
5.68 |
6.48 |
8.71 |
| Investment for Property, Plant & Equipement | -- |
-- |
-- |
-- |
-- |
-- |
-1.39 |
-- |
-- |
-0.14 |
-0.16 |
-0.03 |
-0.00 |
-0.03 |
-0.04 |
-0.09 |
| Cash Flow from Acquisitions | -- |
-- |
-- |
-- |
-2.43 |
-- |
-2.55 |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Cash Flow from Investing | -65.79 |
-38.17 |
-86.31 |
-54.40 |
88.65 |
-18.07 |
-48.68 |
9.17 |
55.64 |
62.34 |
11.89 |
25.86 |
1.62 |
9.16 |
-16.70 |
17.80 |
| Net Issuance of Stock | -0.10 |
-0.30 |
-1.02 |
-0.12 |
-0.32 |
-0.33 |
18.82 |
-0.07 |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Net Issuance of Debt | 33.35 |
-17.46 |
10.96 |
-21.51 |
-45.66 |
-2.53 |
56.39 |
16.54 |
-19.03 |
-69.21 |
-48.02 |
10.92 |
-70.01 |
22.99 |
-1.01 |
-- |
| Cash Flow for Dividends | -0.31 |
-0.66 |
-0.79 |
-0.78 |
-0.88 |
-0.98 |
-1.07 |
-1.94 |
0.71 |
-0.36 |
-- | -0.36 |
-- |
-- |
-- |
-- |
| Other Financing | 22.21 |
39.24 |
79.79 |
48.77 |
-33.66 |
58.54 |
-51.25 |
-0.17 |
-35.90 |
23.33 |
24.44 |
-14.63 |
47.40 |
-18.53 |
-7.69 |
3.26 |
| Cash Flow from Financing | 55.14 |
20.83 |
88.93 |
26.36 |
-80.52 |
54.71 |
22.90 |
14.36 |
-54.21 |
-46.25 |
-23.58 |
-4.07 |
-22.61 |
4.46 |
-8.70 |
3.26 |
| Net Change in Cash | -11.69 |
-0.39 |
-2.35 |
2.48 |
-5.55 |
10.02 |
-14.03 |
25.01 |
5.73 |
47.62 |
15.17 |
36.66 |
-14.98 |
19.31 |
-18.93 |
29.77 |
| Free Cash Flow | -1.05 |
16.96 |
-4.98 |
30.52 |
-13.68 |
-26.62 |
10.37 |
1.47 |
4.31 |
31.38 |
26.71 |
14.84 |
6.00 |
5.65 |
6.44 |
8.61 |
| Valuation Ratios (Daily) | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Mar03 | Mar04 | Mar05 | Mar06 | Mar07 | Mar08 | Mar09 | Mar10 | Mar11 | Mar12 | Latest Q. | Dec11 | Mar12 | Jun12 | Sep12 | Dec12 |
| PE Ratio(ttm) | ![]() |
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| Price to Tangible Book | ![]() |
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| Price-to-Free-Cash-Flow ratio | ![]() |
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| PS Ratio | ![]() |
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| EV-to-Revenue | ![]() |
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| EV-to-EBITDA | ![]() |
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| EV-to-EBIT | ![]() |
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| Earnings Yield (Joel Greenblatt) | ![]() |
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| Forward Rate of Return | ![]() |
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| Shiller PE Ratio | ![]() |
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| Valuation and Quality | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Mar03 | Mar04 | Mar05 | Mar06 | Mar07 | Mar08 | Mar09 | Mar10 | Mar11 | Mar12 | Latest Q. | Dec11 | Mar12 | Jun12 | Sep12 | Dec12 |
| Market Cap | ![]() |
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| Enterprise Value | ![]() |
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| Month End Stock Price | ![]() |
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| Net Cash (per share) | ![]() |
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| Net Current Asset Value (per share) | ![]() |
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| DCF (per share) | ![]() |
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| Median PS (per share) | ![]() |
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| Peter Lynch Fair Value (per share) | ![]() |
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| Graham Number (per share) | ![]() |
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| Altman Z-Score | ![]() |
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| Piotroski F-Score | ![]() |
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