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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 13.8  10.3 
EBITDA Growth (%) 14.2  5.7  -4.7 
Free Cash Flow Growth (%) 16.8  17.1  -132.4 
Book Value Growth (%) 16  13.3  11.8 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
   Trendline:
Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Oct03 Oct04 Oct05 Oct06 Oct07 Oct08 Oct09 Oct10 Oct11 Oct12 TTM Jan12 Apr12 Jul12 Oct12 Jan13
   
Revenue per Share ($)
2.13
2.39
2.89
3.36
4.21
4.53
4.80
5.73
6.13
6.54
6.62
1.60
1.61
1.71
1.63
1.67
EBITDA per Share
1.03
1.09
1.36
1.71
2.30
2.45
2.46
3.05
3.26
2.81
3.01
0.71
0.83
0.76
0.69
0.73
Free Cashflow per Share
0.78
0.52
1.69
1.84
2.24
1.84
1.50
2.78
2.90
2.92
-0.91
0.58
0.69
0.93
0.72
-3.25
Earnings per Share ($)
0.66
0.74
0.85
1.11
1.47
1.55
1.44
2.01
2.08
2.18
2.20
0.53
0.51
0.60
0.53
0.56
Book Value per Share
5.19
5.89
7.18
8.01
9.36
10.49
11.66
12.72
13.85
15.89
16.04
13.97
14.33
15.29
15.59
16.04
Month End Stock Price
--
--
--
--
--
--
--
24.86
29.20
29.40
30.67
26.45
29.22
25.03
29.40
30.67
RatiosAnnualsQuarterly
Fiscal Period
Oct03 Oct04 Oct05 Oct06 Oct07 Oct08 Oct09 Oct10 Oct11 Oct12 Latest Q. Jan12 Apr12 Jul12 Oct12 Jan13
   
Return on Equity %
12.10
12.00
11.90
13.90
16.20
15.00
10.80
14.30
13.80
12.80
13.20
14.00
13.20
14.40
12.80
13.20
Return on Assets %
0.90
0.90
1.00
1.00
1.00
1.00
0.90
1.30
1.20
1.10
1.20
1.20
1.20
1.20
1.20
1.20
Debt to Equity
0.39
0.30
0.28
0.38
0.66
0.55
0.38
0.27
0.42
0.29
0.45
0.42
0.32
0.30
0.29
0.45
   
Operating Margin %
46.00
42.60
44.20
48.40
50.70
49.80
46.40
49.90
49.00
39.60
40.10
40.00
47.50
42.30
39.00
40.10
Net Margin %
29.40
29.60
29.60
33.10
35.90
34.80
33.20
38.70
37.10
36.30
36.40
36.30
34.70
38.10
35.70
36.40
   
Debt to Revenue
0.94
0.74
0.70
0.91
1.46
1.28
1.17
0.75
1.14
0.82
4.99
4.36
3.39
3.12
3.24
4.99
Interest Exp. to Revenue %
80.52
75.84
74.08
75.61
76.57
76.04
71.38
75.04
77.85
84.14
83.45
83.99
83.85
83.15
84.81
83.45
   
Asset Turnover
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.01
0.01
0.01
0.01
0.01
0.01
Buyback Ratio
--
--
--
--
--
--
-2.80
-4.40
-71.40
-7.30
-8.60
--
-13.70
-5.70
-9.70
-8.60
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Oct03 Oct04 Oct05 Oct06 Oct07 Oct08 Oct09 Oct10 Oct11 Oct12 TTM Jan12 Apr12 Jul12 Oct12 Jan13
   
Net Interest Income
103
111
134
161
201
219
224
311
366
426
434
103
103
111
109
111
Non Interest Income
24.83
35.39
46.76
52.05
61.59
68.86
89.82
104
104
31.07
47.07
6.99
19.86
9.83
7.85
9.53
Revenue
127
147
180
213
263
287
314
415
471
506
518
122
123
133
129
133
   
Selling, General, &Admin. Expense
36.94
45.10
55.50
63.49
75.01
85.94
102
122
139
151
156
35.69
37.51
38.58
39.04
40.54
Credit Losses Provision
8.43
9.21
9.90
10.00
10.00
11.76
13.24
20.01
21.74
24.61
24.52
6.30
6.14
6.33
5.85
6.20
Other Expenses
20.39
25.60
30.01
31.41
34.20
34.11
37.80
52.64
59.65
64.18
65.39
14.04
15.65
16.78
17.71
15.25
Earnings Before DDA
61.68
66.61
85.02
109
144
156
161
221
250
217
235
53.79
63.63
59.06
54.33
58.16
   
Depreciation, Depletion and Amortization
3.03
4.21
5.23
5.15
10.34
12.46
15.21
13.55
19.36
16.92
17.14
4.84
5.27
2.60
4.20
5.06
   
Operating Income
58.65
62.40
79.79
103
133
143
146
207
231
200
218
48.95
58.36
56.46
50.13
53.10
Net Income
37.44
43.30
53.32
70.60
94.39
100
104
160
175
184
188
44.39
42.62
50.79
45.93
48.32
   
Preferred dividends
--
--
--
--
--
--
9.86
14.91
14.91
14.91
14.91
3.73
3.73
3.73
3.73
3.73
Earnings per Share ($)
0.66
0.74
0.85
1.11
1.47
1.55
1.44
2.01
2.08
2.18
2.20
0.53
0.51
0.60
0.53
0.56
Total Shares Outstanding
59.75
61.23
62.52
63.60
62.35
63.46
65.34
72.33
76.71
77.46
79.27
76.29
76.51
78.11
78.92
79.27
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Oct03 Oct04 Oct05 Oct06 Oct07 Oct08 Oct09 Oct10 Oct11 Oct12 Latest Q. Jan12 Apr12 Jul12 Oct12 Jan13
   
Cash and cash equivalents
276
228
227
429
405
464
332
184
301
232
203
224
254
271
232
203
Money Market Investments
237
233
358
337
203
75.49
--
174
--
--
--
118
68.44
--
--
--
Net Loan
3,601
4,005
4,590
5,782
7,406
8,624
9,236
10,496
12,221
13,954
14,019
12,495
13,021
3,168
13,680
14,019
Securities & Investments
168
296
368
541
1,315
1,205
1,854
1,481
1,888
2,495
2,446
2,039
1,787
1,941
2,495
2,446
Accounts Receivable
15.01
32.50
--
--
--
--
--
--
--
82.84
--
--
--
--
82.84
--
Property, Plant and Equipment
12.76
18.14
19.19
23.72
25.23
31.27
38.48
64.68
71.25
85.24
62.66
70.04
72.50
74.20
85.24
62.66
Intangible Assets
--
11.02
10.49
9.96
9.43
8.91
15.51
79.55
73.80
126
94.26
80.22
78.50
77.24
126
94.26
Other Assets
-51.06
-2.35
21.22
4.25
-24.75
-15.63
-69.21
-27.36
-73.00
-433
-0.34
154
123
10,187
-159
-0.34
Total Assets
4,259
4,822
5,593
7,126
9,338
10,393
11,408
12,453
14,482
16,542
16,825
15,180
15,405
15,719
16,542
16,825
   
Total Deposits
3,745
4,184
4,817
6,174
8,095
9,064
9,429
10,601
12,255
13,867
13,864
12,707
12,960
13,192
13,867
13,864
Accounts Payable
65.44
56.82
--
--
--
--
--
--
--
220
--
--
--
--
220
--
Current Portion of Long-Term Debt
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Long-Term Debt
120
108
126
194
382
368
368
309
534
417
662
534
417
417
417
662
Other liabilities
18.91
113
202
249
277
295
644
418
425
602
822
668
727
710
602
822
Total Liabilities
3,949
4,462
5,144
6,617
8,754
9,727
10,441
11,327
13,214
15,106
15,348
13,909
14,104
14,319
15,106
15,348
   
Common Stock
--
--
--
--
--
--
222
274
400
481
486
404
408
474
481
486
Preferred Stock
--
--
--
--
--
--
206
206
206
206
206
206
206
206
206
206
Retained Earnings
162
195
237
292
365
439
502
603
637
719
750
626
654
689
719
750
Additional Paid-In Capital
148
165
209
217
224
232
18.99
20.87
21.45
--
--
--
--
--
--
--
Total Equity
310
360
449
509
584
666
967
1,126
1,268
1,436
1,477
1,271
1,302
1,400
1,436
1,477
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Oct03 Oct04 Oct05 Oct06 Oct07 Oct08 Oct09 Oct10 Oct11 Oct12 TTM Jan12 Apr12 Jul12 Oct12 Jan13
   
Net Income
37.44
43.30
53.32
70.60
94.39
100
104
160
175
191
195
46.13
44.33
52.53
47.66
50.06
Depreciation, Depletion and Amortization
3.03
4.21
5.23
5.15
10.34
12.46
15.21
13.55
19.36
16.92
17.14
4.84
5.27
2.60
4.20
5.06
Cash Flow from Others
6.13
-15.70
46.87
41.10
35.14
4.56
-6.90
47.65
46.94
45.79
-261
-4.60
8.43
22.26
19.70
-311
Cash Flow from Operations
46.60
31.80
105
117
140
117
113
222
241
253
-49.16
46.38
58.02
77.39
71.56
-256
   
Investment for Property, Plant & Equipement
--
--
--
--
--
--
-14.52
-20.67
-18.67
-27.05
-26.75
-1.96
-5.60
-5.08
-14.41
-1.67
Cash Flow from Acquisitions
--
-33.04
--
--
--
--
-6.35
-52.48
--
--
--
--
--
--
--
--
Cash Flow from Investing
-533
-467
-805
-1,473
-2,310
-1,034
-948
-731
-2,050
-2,008
-1,317
-655
-214
-331
-808
35.87
   
Net Issuance of Stock
5.30
4.89
3.41
1.64
2.42
1.61
2.90
6.87
122
13.73
15.21
2.81
3.28
3.00
4.63
4.30
Net Issuance of Preferred Stock
--
--
--
--
--
--
201
--
--
--
--
--
--
--
--
--
Net Issuance of Debt
63.73
--
58.82
68.63
188
-14.71
--
-324
225
-0.59
221
--
-118
87.31
29.75
222
Cash Flow for Dividends
-5.76
-9.84
-11.35
-15.09
-20.80
-26.03
-37.31
-43.27
-53.32
-68.62
-70.66
-16.56
-13.14
-15.99
-22.92
-18.61
Other Financing
383
439
633
1,357
1,927
969
659
862
1,567
1,785
1,180
604
287
144
750
-0.00
Cash Flow from Financing
446
434
684
1,412
2,097
930
825
501
1,862
1,729
1,346
591
159
218
761
208
   
Net Change in Cash
-40.19
-0.72
-15.88
55.52
-73.36
13.29
-10.57
-8.67
52.03
-25.94
-20.21
-18.35
3.47
-35.63
24.58
-12.63
   
Free Cash Flow
46.60
31.80
105
117
140
117
98.00
201
222
226
-75.91
44.41
52.43
72.32
57.15
-258
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Oct03 Oct04 Oct05 Oct06 Oct07 Oct08 Oct09 Oct10 Oct11 Oct12 Latest Q. Jan12 Apr12 Jul12 Oct12 Jan13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Oct03 Oct04 Oct05 Oct06 Oct07 Oct08 Oct09 Oct10 Oct11 Oct12 Latest Q. Jan12 Apr12 Jul12 Oct12 Jan13
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Enterprise Value Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Net Cash (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Current Asset Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Median PS (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Peter Lynch Fair Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Graham Number (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Altman Z-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Piotroski F-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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