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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 10  10  27.5 
EBITDA Growth (%) 10.4  37.3  9.3 
Free Cash Flow Growth (%) 6.6  16  -90 
Book Value Growth (%) 13.2  26.7  13.4 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
44.58
43.94
42.85
49.09
61.17
69.50
66.87
77.20
80.21
102
107
23.80
26.10
25.38
26.51
28.83
EBITDA per Share
2.72
6.30
5.17
5.75
6.33
2.26
7.87
7.85
8.43
10.66
9.03
2.38
2.56
2.95
2.73
0.79
Free Cashflow per Share
4.71
3.38
1.69
1.50
3.75
5.09
1.59
5.24
3.90
6.82
0.70
3.02
2.83
-1.52
2.52
-3.13
Earnings per Share ($)
1.58
3.48
4.17
3.43
3.87
1.05
4.73
4.89
4.84
5.61
4.55
1.28
1.31
1.61
1.43
0.20
Dividends Per Share
0.44
0.14
0.03
0.03
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.04
--
--
--
0.04
Book Value per Share
10.71
12.58
13.77
12.85
16.48
13.07
19.67
24.14
30.42
34.30
34.04
30.02
31.58
32.88
34.45
34.04
Month End Stock Price
19.17
27.19
37.23
43.86
53.73
16.85
35.27
36.66
42.00
53.46
62.37
49.25
44.00
47.17
53.46
62.37
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
14.80
27.60
30.30
26.70
23.50
8.10
24.00
20.20
15.90
16.60
2.40
17.20
16.80
19.60
16.80
2.40
Return on Assets %
0.70
1.80
3.60
2.70
2.80
0.70
3.00
2.90
2.60
3.00
0.40
2.80
2.80
3.60
3.20
0.40
Return on Capital - Joel Greenblatt %
--
--
--
--
--
--
4,519
--
--
--
--
--
--
--
--
--
Debt to Equity
0.33
0.28
0.27
0.39
0.38
0.67
0.47
0.43
0.61
0.53
0.56
0.61
0.58
0.55
0.53
0.56
   
Gross Margin %
--
--
--
--
94.90
--
--
--
--
--
--
--
--
--
--
--
Operating Margin %
4.80
13.10
10.70
10.50
9.30
2.00
10.30
8.80
8.90
8.50
0.90
8.10
7.90
9.80
8.20
0.90
Net Margin %
3.60
7.90
9.70
7.00
6.30
1.50
7.10
6.30
6.00
5.60
0.70
5.50
5.10
6.30
5.40
0.70
   
Debt to Revenue
0.08
0.08
0.09
0.10
0.10
0.13
0.14
0.13
0.23
0.18
0.66
0.77
0.70
0.71
0.69
0.66
Interest Exp. to Revenue %
--
--
--
--
--
--
--
-0.86
-0.92
-0.92
-0.82
-0.97
-0.90
-0.92
-0.89
-0.82
   
Asset Turnover
0.21
0.22
0.37
0.39
0.44
0.46
0.43
0.47
0.43
0.54
0.15
0.13
0.14
0.14
0.14
0.15
Buyback Ratio
-1.00
-4.10
-21.30
-21.70
-22.20
-12.70
-2.30
-4.70
-55.30
-7.50
-61.00
-12.10
-1.80
-1.30
-15.50
-61.00
Dividend Payout Ratio
0.28
0.04
0.01
0.01
0.01
0.04
0.01
0.01
0.01
0.01
0.20
0.03
--
--
--
0.20
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Total Premiums Earned
15,441
14,236
13,695
13,641
15,008
16,203
16,041
18,393
19,089
26,187
27,360
6,141
6,686
6,637
6,723
7,314
Net Investment Income
--
--
--
--
--
1,063
1,014
1,105
1,146
1,144
1,143
288
283
283
290
287
Fees and Other Income
3,367
3,940
2,989
2,906
2,615
1,835
1,359
1,755
1,763
1,788
2,011
359
488
438
503
582
Revenue
18,808
18,176
16,684
16,547
17,623
19,101
18,414
21,253
21,998
29,119
30,514
6,788
7,457
7,358
7,516
8,183
   
Selling, General, &Admin. Expense
--
--
--
--
--
5,535
5,450
5,744
5,901
7,187
3,646
--
--
1,829
1,817
--
Policyholder Benefits & Claims
24,440
16,880
15,951
12,222
13,596
11,537
10,334
12,233
13,693
19,228
21,019
4,462
4,949
4,796
5,021
6,253
Earnings Before DDA
1,149
2,605
2,014
1,939
1,825
622
2,166
2,162
2,313
3,037
2,583
678
732
854
773
224
   
Depreciation, Depletion and Amortization
246
230
221
208
194
244
268
292
345
560
584
126
144
136
154
150
   
Operating Income
903
2,375
1,793
1,731
1,631
378
1,898
1,870
1,968
2,477
1,999
552
588
718
619
74.00
Net Income
668
1,438
1,625
1,155
1,115
292
1,302
1,345
1,327
1,623
1,309
371
380
466
406
57.00
   
Earnings per Share ($)
1.58
3.48
4.17
3.43
3.87
1.05
4.73
4.89
4.84
5.61
4.55
1.28
1.31
1.61
1.43
0.20
Total Shares Outstanding
422
414
389
337
288
275
275
275
274
285
284
285
286
290
284
284
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Fixed Maturity Investment
--
--
--
--
--
11,781
13,443
14,709
16,217
17,705
16,600
17,049
17,327
17,868
17,705
16,600
Equity Investments
--
--
--
--
--
112
113
127
100.00
111
131
107
102
109
111
131
Short-term investments
29,431
16,718
16,025
12,793
12,754
236
493
174
225
154
122
187
215
151
154
122
Net Loan
10,227
5,123
5,271
5,393
4,727
5,173
5,071
5,067
4,803
4,352
4,315
4,747
4,516
4,465
4,352
4,315
Cash and cash equivalents
1,392
2,519
1,709
1,392
1,970
1,342
924
1,605
4,690
2,978
3,306
2,111
3,045
2,236
2,978
3,306
Accounts Receivable
9,421
16,223
8,616
9,504
8,736
1,407
1,361
1,318
1,358
1,777
1,943
1,897
1,773
1,714
1,777
1,943
Deferred Policy Acquisition Costs
580
544
618
707
816
789
943
1,122
1,312
1,198
1,221
884
900
1,022
1,198
1,221
Property, Plant and Equipment
973
777
638
632
625
804
862
912
1,024
1,120
1,109
1,083
1,115
1,136
1,120
1,109
Intangible Assets
1,620
1,620
1,622
1,736
1,783
4,398
2,876
4,357
4,940
8,356
8,836
8,054
8,182
8,107
8,356
8,836
Total Assets
90,953
81,059
44,863
42,399
40,065
41,406
43,013
45,682
51,047
53,734
54,939
52,785
53,553
53,531
53,734
54,939
   
Unpaid Loss & Loss Reserve
43,558
32,515
24,263
23,306
22,339
4,037
3,968
4,017
4,146
4,062
4,218
4,176
4,153
4,253
4,062
4,218
Unearned Premiums
326
343
515
499
496
414
427
416
502
549
577
1,050
1,052
474
549
577
Future Policy Benefits
11,545
8,428
8,626
8,373
8,147
8,754
8,136
8,147
8,593
9,265
9,538
8,404
8,645
9,209
9,265
9,538
Policyholder Funds
26,979
17,839
9,676
9,164
8,594
9,463
9,405
9,755
9,648
8,508
8,512
10,264
10,275
10,118
8,508
8,512
Current Portion of Long-Term Debt
--
--
100.00
382
3.00
301
104
552
104
201
400
227
226
226
201
400
Other liabilities
-3,457
8,934
-10,142
-9,384
-10,179
5,880
7,323
7,926
8,093
7,871
8,063
8,481
8,354
8,362
7,871
8,063
Long-Term Debt
1,500
1,438
1,338
1,294
1,790
2,090
2,436
2,288
4,990
4,986
4,995
4,990
4,985
4,986
4,986
4,995
Total Liabilities
86,434
75,856
39,503
38,069
35,317
37,814
37,596
39,037
42,703
43,965
45,279
44,224
44,531
44,001
43,965
45,279
   
Common Stock
69.00
40.00
40.00
40.00
88.00
88.00
88.00
88.00
92.00
92.00
92.00
92.00
92.00
92.00
92.00
92.00
Retained Earnings
9,782
3,679
5,162
6,177
7,113
7,374
8,625
9,879
11,143
12,330
12,328
11,123
11,501
11,962
12,330
12,328
Additional Paid-In Capital
3,279
2,360
2,385
2,451
2,474
2,502
2,514
2,534
3,188
3,295
3,305
3,268
3,276
3,282
3,295
3,305
Treasury Stock
-8,557
-540
-1,718
-4,169
-4,978
-5,298
-5,192
-5,242
-5,286
-5,277
-5,309
-5,200
-5,176
-5,253
-5,277
-5,309
Total Equity
4,519
5,203
5,360
4,330
4,748
3,592
5,417
6,645
8,344
9,769
9,660
8,561
9,022
9,530
9,769
9,660
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
620
1,577
1,625
1,155
1,115
292
1,305
1,349
1,328
1,624
1,312
371
380
466
407
59.00
Depreciation, Depletion and Amortization
246
230
221
208
194
244
268
292
345
560
584
126
144
136
154
150
Cash Flow from Others
1,442
-371
-1,128
-721
33.00
1,120
-828
102
-182
166
-1,292
444
412
-922
232
-1,014
Cash Flow from Operations
2,308
1,436
718
642
1,342
1,656
745
1,743
1,491
2,350
604
941
936
-320
793
-805
   
Investment for Property, Plant & Equipement
-321
-38.00
-61.00
-136
-262
-257
-307
-300
-422
-408
-411
-81.00
-127
-121
-79.00
-84.00
Cash Flow from Acquisitions
231
2,121
--
--
-42.00
-1,327
-277
-344
-102
-3,581
-422
-3,199
2.00
-271
-113
-40.00
Cash Flow from Investing
-796
1,218
258
1,548
269
-2,572
-1,485
-1,342
-1,270
-3,857
524
-3,419
-4.00
-441
7.00
962
   
Net Issuance of Stock
6.00
-612
-1,272
-2,514
-937
-341
30.00
-137
509
-87.00
-173
45.00
7.00
-79.00
-60.00
-41.00
Net Issuance of Debt
--
--
--
--
--
595
146
273
2,225
-228
173
-203
-1.00
1.00
-25.00
198
Cash Flow for Dividends
-185
-100.00
-13.00
-12.00
-11.00
-14.00
-11.00
-11.00
-11.00
-11.00
-11.00
--
-11.00
--
--
--
Other Financing
-1,516
-815
-500
13.00
-93.00
74.00
142
149
144
98.00
74.00
52.00
19.00
20.00
7.00
28.00
Cash Flow from Financing
-1,695
-1,527
-1,785
-2,513
-1,041
314
307
274
2,867
-228
63.00
-106
14.00
-58.00
-78.00
185
   
Net Change in Cash
-183
1,127
-810
-317
578
-628
-418
681
3,085
-1,712
1,195
-2,579
934
-809
742
328
   
Free Cash Flow
1,987
1,398
657
506
1,080
1,399
438
1,443
1,069
1,942
193
860
809
-441
714
-889
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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