10 Year Financial Data of First Citizens BancShares Inc (DE) (FCNCA)

203.4 (1y: +24%)

Market Cap	1.98 B	P/E(ttm)	13.20
Enterprise Value	2.99 B	P/B	1.00

FCNCA- NAS (USA)
First Citizens BancShares Inc (DE)

Currently 3/5

Business Predictability Rank: 3-Star (On Watch)
Back Testing Results:
Average gain of all 3-Star stocks: 8.2% per year.
% of Stocks that are in still loss if held for 10yrs: 11%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies

$203.40

2 Severe Warning Signs 4 Medium Warning Signs 1 Good Sign

Bookmark

Annual Rates (per share)	10 yrs*	5 yrs*	12 months*
Revenue Growth (%)	8.8	10.8	-11.2
EBITDA Growth (%)	7.2	10.2	-6.8
Free Cash Flow Growth (%)	-0.1	5.4	-100.2
Book Value Growth (%)	7.4	7.6	8.4

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.

Trendline:

Export:

Print This Table Print

See this page for the explanation of the data and charts * All numbers are in millions except for per share data

Per Share Data	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	TTM	Mar12	Jun12	Sep12	Dec12	Mar13

Revenue per Share ($)	57.96	61.16	68.16	71.96	74.35	77.81	88.18	113	129	108	109	26.05	26.55	26.03	29.15	27.28
EBITDA per Share	17.09	16.99	21.68	23.12	20.83	19.68	23.27	35.70	36.17	25.68	29.70	6.85	6.33	7.49	5.00	10.88
Free Cashflow per Share	12.69	10.70	35.32	18.75	15.56	21.78	7.95	7.27	53.19	10.97	-0.07	17.65	12.85	-16.32	-3.31	6.71
Earnings per Share ($)	7.19	7.17	10.82	12.12	10.41	8.73	11.15	18.50	18.80	13.11	15.43	3.45	3.66	3.85	2.14	5.78
Dividends Per Share	1.10	1.10	1.10	1.10	1.10	1.10	1.20	1.20	1.20	1.20	1.20	0.30	0.30	0.30	0.30	0.30
Book Value per Share	98.47	104	113	126	138	138	149	166	179	182	199	184	188	192	183	199
Month End Stock Price	121	148	174	203	146	153	164	189	175	164	183	183	167	163	164	183
Ratios	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

Return on Equity %	7.30	6.90	9.60	9.60	7.50	6.30	7.50	11.10	10.50	7.20	11.60	7.60	7.60	8.00	4.80	11.60
Return on Assets %	0.60	0.60	0.80	0.80	0.70	0.50	0.60	0.90	0.90	0.60	1.20	0.80	0.80	0.80	0.40	1.20
Return on Capital - Joel Greenblatt %	64.90	36.90	27.90	23.20	13.20	16.40	66.30	57.20	69.90	52.70	1,129	90.80	1,058	88.40	35.20	1,129
Debt to Equity	0.70	0.68	1.01	1.18	1.19	0.96	0.92	0.78	0.70	0.54	0.53	0.70	0.70	0.58	0.54	0.53

Operating Margin %	19.20	19.50	25.10	26.10	21.60	17.20	19.90	25.70	23.20	17.60	33.00	20.10	17.70	22.30	11.00	33.00
Net Margin %	12.40	11.70	15.90	16.80	14.00	11.20	12.60	16.40	14.60	12.20	21.20	13.20	13.80	14.80	7.30	21.20

Debt to Revenue	1.19	1.15	1.67	2.07	2.20	1.70	1.57	1.15	0.98	0.92	3.88	4.96	4.93	4.30	3.42	3.88
Interest Exp. to Revenue %	59.74	60.68	62.97	62.80	61.92	61.56	55.48	65.59	65.23	82.85	78.08	82.48	78.99	80.60	88.78	78.08

Asset Turnover	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.06	0.06	0.05	0.01	0.01	0.01	0.01	0.01	0.01
Dividend Payout Ratio	0.15	0.15	0.10	0.09	0.11	0.13	0.11	0.07	0.06	0.09	0.05	0.09	0.08	0.08	0.14	0.05
Income Statement	Annuals (USD $) View: $ %											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	TTM	Mar12	Jun12	Sep12	Dec12	Mar13

Net Interest Income	362	387	448	472	480	500	511	774	871	915	899	221	215	215	263	205
Non Interest Income	244	251	263	279	295	312	410	406	464	189	200	46.94	57.30	51.84	33.22	57.51
Revenue	606	638	711	751	776	812	920	1,180	1,335	1,104	1,098	268	273	267	296	262

Selling, General, &Admin. Expense	246	256	267	289	304	326	358	386	397	397	402	98.99	100	97.43	100	104
Credit Losses Provision	24.19	34.47	33.11	20.91	33.59	65.81	79.36	144	232	143	93.56	30.72	29.67	17.62	64.88	-18.61
Other Expenses	157	171	185	200	221	215	240	279	331	301	306	67.72	78.08	75.29	80.06	72.56
Earnings Before DDA	179	177	226	241	217	205	243	373	375	263	297	70.47	64.97	76.86	50.82	105

Depreciation, Depletion and Amortization	62.01	53.12	47.53	45.30	49.79	65.70	59.66	68.96	65.17	68.94	70.32	16.62	16.71	17.36	18.26	17.99

Operating Income	117	124	179	196	168	140	183	304	310	194	227	53.85	48.26	59.50	32.56	86.65
Net Income	75.19	74.84	113	126	109	91.06	116	193	195	134	154	35.50	37.58	39.52	21.75	55.59

Earnings per Share ($)	7.19	7.17	10.82	12.12	10.41	8.73	11.15	18.50	18.80	13.11	15.43	3.45	3.66	3.85	2.14	5.78
Total Shares Outstanding	10.45	10.44	10.43	10.43	10.43	10.43	10.43	10.43	10.38	10.24	9.62	10.28	10.27	10.26	10.16	9.62
Balance Sheet	Annuals (USD $) View: $ %											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

Cash and cash equivalents	790	680	778	1,011	794	593	1,204	859	1,026	1,083	1,414	1,305	1,556	1,294	1,083	1,414
Money Market Investments	294	384	481	349	266	175	--	--	--	--	--	--	--	--	--	--
Net Loan	8,207	9,224	9,514	10,108	10,827	11,562	12,713	13,349	13,766	13,153	12,944	13,474	13,265	13,154	13,153	12,944
Securities & Investments	2,469	2,126	2,930	3,221	3,237	3,272	2,933	4,513	4,058	5,228	5,281	4,459	4,636	5,014	5,228	5,281
Accounts Receivable	--	--	--	--	--	--	250	623	540	270	196	410	314	244	270	196
Property, Plant and Equipment	540	568	639	703	758	799	837	843	854	883	872	864	873	886	883	872
Intangible Assets	--	115	113	111	108	106	109	113	110	106	106	109	108	107	106	106
Other Assets	259	163	184	228	222	239	421	508	528	561	538	521	489	475	561	538
Total Assets	12,560	13,259	14,639	15,730	16,212	16,746	18,466	20,807	20,881	21,284	21,351	21,144	21,241	21,174	21,284	21,351

Total Deposits	10,711	11,351	12,174	12,743	12,929	13,714	15,338	17,635	17,577	18,086	18,065	17,759	17,802	17,893	18,086	18,065
Accounts Payable	--	--	--	--	--	--	--	--	--	102	98.87	--	--	--	102	98.87
Current Portion of Long-Term Debt	430	448	779	1,151	1,305	647	642	547	615	569	573	678	700	678	569	573
Long-Term Debt	289	286	409	401	404	733	797	810	688	445	444	650	645	472	445	444
Other liabilities	99.80	88.00	96.46	124	133	208	130	81.89	140	219	251	164	165	156	219	251
Total Liabilities	11,531	12,172	13,458	14,419	14,771	15,302	16,907	19,074	19,020	19,420	19,432	19,252	19,311	19,199	19,420	19,432

Common Stock	10.44	10.44	10.44	10.44	10.44	10.44	10.44	10.44	10.28	9.62	9.62	10.28	10.27	10.26	9.62	9.62
Retained Earnings	864	928	1,029	1,148	1,246	1,326	1,430	1,615	1,774	1,793	1,845	1,804	1,838	1,872	1,793	1,845
Additional Paid-In Capital	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144
Total Equity	1,029	1,086	1,181	1,311	1,441	1,443	1,559	1,733	1,861	1,864	1,919	1,892	1,930	1,974	1,864	1,919
Cashflow Statement	Annuals (USD $) View: $ %											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	TTM	Mar12	Jun12	Sep12	Dec12	Mar13

Net Income	75.19	74.84	113	126	109	91.06	116	193	195	134	154	35.50	37.58	39.52	21.75	55.59
Depreciation, Depletion and Amortization	62.01	53.12	47.53	45.30	49.79	65.70	59.66	68.96	65.17	68.94	70.32	16.62	16.71	17.36	18.26	17.99
Cash Flow from Others	-4.57	-16.33	208	23.81	3.99	70.47	2.84	-115	369	-2.00	-158	156	100	-200	-58.38	-0.28
Cash Flow from Operations	133	112	368	196	162	227	179	147	629	201	66.44	208	155	-143	-18.37	73.30

Investment for Property, Plant & Equipement	--	--	--	--	--	--	-95.88	-70.84	-76.90	-88.88	-70.99	-26.61	-22.64	-24.36	-15.27	-8.71
Cash Flow from Acquisitions	-79.40	-2.50	--	-19.45	--	--	51.38	106	1,151	--	--	--	--	--	--	--
Cash Flow from Investing	-449	-865	-1,515	-905	-707	-872	-154	-130	2,412	-244	-27.93	-449	-189	293	101	-232

Net Issuance of Stock	-3.65	-0.22	--	--	--	--	--	--	-24.39	-104	-102	-1.57	-0.84	-2.54	-98.68	-0.32
Net Issuance of Debt	-8.09	14.16	454	364	153	-330	-75.10	-615	-604	-298	-319	24.99	14.09	-200	-137	3.93
Cash Flow for Dividends	-11.50	-11.48	-11.48	-11.48	-11.48	-11.48	-12.52	-12.52	-12.50	-15.40	-15.20	-3.09	-3.08	-3.08	-6.15	-2.89
Other Financing	319	640	802	590	185	785	-50.72	590	-2,269	509	305	182	42.15	91.57	193	-21.10
Cash Flow from Financing	295	643	1,245	943	327	444	-138	-37.20	-2,910	91.98	-131	203	52.32	-114	-48.54	-20.39

Net Change in Cash	-21.49	-110	98.25	233	-217	-200	-113	-20.06	131	48.93	-92.45	-38.14	18.34	35.10	33.62	-180

Free Cash Flow	133	112	368	196	162	227	82.96	75.90	552	112	-4.55	182	132	-168	-33.64	64.58
Valuation Ratios (Daily)	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

PE Ratio(ttm)
Price to Tangible Book
Price-to-Free-Cash-Flow ratio
PS Ratio
EV-to-Revenue
EV-to-EBITDA
EV-to-EBIT
Earnings Yield (Joel Greenblatt)
Forward Rate of Return
Shiller PE Ratio
Valuation and Quality	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

Market Cap
Enterprise Value
Month End Stock Price
Net Cash (per share)
Net Current Asset Value (per share)
DCF (per share)
Median PS (per share)
Peter Lynch Fair Value (per share)
Graham Number (per share)
Altman Z-Score
Piotroski F-Score

Switch to Another Stock:

FCNCA Quarterly/Annuals Reports

FCNCA: 10-Q - FIRST CITIZENS BANCSHARES INC /DE/ (0000798941) (Filer): (10-Q) - 2012-11-09
FCNCA: 10-Q - FIRST CITIZENS BANCSHARES INC /DE/ (0000798941) (Filer): (10-Q) - 2012-05-10
FCNCA: 10-K - FIRST CITIZENS BANCSHARES INC /DE/ (0000798941) (Filer): (10-K) - 2012-03-07
FCNCA: 10-Q/A - FIRST CITIZENS BANCSHARES INC /DE/ (0000798941) (Filer): (10-Q/A) - 2011-11-18
FCNCA: 10-Q - FIRST CITIZENS BANCSHARES INC /DE/ (0000798941) (Filer): (10-Q) - 2011-11-09

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

Home About Jobs Advertise Site Map Term of Use Privacy Policy RSS Email Alerts Affiliate Program FAQ Contact Us
Disclaimers: GuruFocus.com is not operated by a broker, a dealer, or a registered investment adviser. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. The gurus may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes provided by InterActive Data. Fundamental company data provided by Morningstar, updated daily.

FocusBar

Home

Premium Membership

Value Screens

Model Portfolios

Guru Stocks

Market Valuation

By Country

Articles

Submit Articles

FCNCA Quarterly/Annuals Reports