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| Annual Rates (per share) | 10 yrs* | 5 yrs* | 12 months* |
|---|---|---|---|
| Revenue Growth (%) | 0 | 4.2 | 9.2 |
| EBITDA Growth (%) | 0 | 0 | 96.4 |
| Free Cash Flow Growth (%) | 0 | -12.8 | -69.5 |
| Book Value Growth (%) | 0 | 9.8 | 7.1 |
See this page for the explanation of the data and charts
* All numbers are in millions except for per share data
| Per Share Data | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | TTM | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Revenue per Share ($) | -- |
-- |
2.76 |
2.59 |
2.49 |
4.18 |
4.38 |
4.32 |
4.78 |
4.92 |
5.23 |
1.19 |
1.18 |
1.21 |
1.30 |
1.54 |
| EBITDA per Share | -- |
-- |
0.18 |
0.32 |
-0.87 |
-0.99 |
0.56 |
0.58 |
0.68 |
1.43 |
1.63 |
0.36 |
0.41 |
0.45 |
0.19 |
0.58 |
| Free Cashflow per Share | -- |
-- |
0.38 |
0.35 |
14.05 |
0.78 |
0.61 |
0.98 |
1.63 |
0.24 |
0.46 |
0.25 |
0.28 |
0.41 |
-0.76 |
0.53 |
| Earnings per Share ($) | -- |
-18,648 |
-0.03 |
0.11 |
-0.66 |
-0.76 |
0.19 |
0.21 |
0.30 |
0.80 |
0.97 |
0.16 |
0.21 |
0.23 |
0.21 |
0.32 |
| Dividends Per Share | -- |
-- |
-- |
-- |
-- |
-- |
-- |
0.03 |
0.12 |
0.15 |
0.16 |
0.03 |
0.04 |
0.04 |
0.04 |
0.04 |
| Book Value per Share | -- |
-- |
14.54 |
14.23 |
14.66 |
13.94 |
14.71 |
20.18 |
20.18 |
18.99 |
21.85 |
20.41 |
20.27 |
20.48 |
19.76 |
21.85 |
| Month End Stock Price | -- |
-- |
18.78 |
20.49 |
19.05 |
9.04 |
7.18 |
13.76 |
13.70 |
16.25 |
17.75 |
13.75 |
14.29 |
15.14 |
16.25 |
17.75 |
| Ratios | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Return on Equity % | 1.60 |
-4.40 |
-0.20 |
0.70 |
-4.50 |
-5.50 |
1.30 |
1.00 |
1.50 |
4.20 |
6.00 |
3.20 |
4.00 |
4.40 |
4.00 |
6.00 |
| Return on Assets % | 0.10 |
-0.30 |
-- |
0.10 |
-0.60 |
-0.60 |
0.20 |
0.20 |
0.30 |
0.70 |
1.20 |
0.40 |
0.80 |
0.80 |
0.80 |
1.20 |
| Return on Capital - Joel Greenblatt % | 0.20 |
-1.80 |
0.10 |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Debt to Equity | 7.58 |
5.53 |
2.26 |
1.93 |
2.31 |
3.37 |
2.67 |
1.32 |
0.84 |
0.91 |
-- | 0.81 |
0.78 |
0.64 |
0.91 |
-- |
| Operating Margin % | 3.30 |
-29.20 |
0.30 |
8.70 |
-37.70 |
-28.10 |
7.70 |
8.40 |
9.40 |
25.70 |
31.20 |
21.70 |
27.40 |
28.70 |
24.70 |
31.20 |
| Net Margin % | 4.70 |
-13.70 |
-1.20 |
4.10 |
-26.30 |
-18.20 |
4.40 |
4.90 |
6.20 |
16.40 |
20.90 |
13.40 |
17.50 |
18.70 |
15.80 |
20.90 |
| Debt to Revenue | 22.03 |
17.18 |
11.91 |
10.58 |
13.60 |
11.24 |
8.96 |
6.18 |
3.54 |
3.53 |
-- | 13.84 |
13.49 |
10.88 |
13.86 |
-- |
| Interest Exp. to Revenue % | 55.81 |
74.87 |
74.25 |
73.48 |
87.44 |
70.62 |
74.47 |
80.40 |
76.25 |
74.80 |
66.60 |
75.34 |
74.25 |
76.14 |
73.46 |
66.60 |
| Asset Turnover | 0.02 |
0.02 |
0.03 |
0.03 |
0.02 |
0.03 |
0.04 |
0.04 |
0.04 |
0.04 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
| Dividend Payout Ratio | -- |
-- |
-- |
-- |
-- |
-- |
-- |
0.14 |
0.41 |
0.19 |
0.12 |
0.19 |
0.19 |
0.18 |
0.19 |
0.12 |
| Income Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | TTM | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Net Interest Income | 4.07 |
4.81 |
6.38 |
6.21 |
6.50 |
8.32 |
9.39 |
10.06 |
10.61 |
10.32 |
10.28 |
2.56 |
2.53 |
2.65 |
2.58 |
2.53 |
| Non Interest Income | 3.22 |
1.62 |
2.21 |
2.24 |
0.93 |
3.46 |
3.22 |
2.45 |
3.31 |
3.48 |
3.91 |
0.84 |
0.88 |
0.83 |
0.93 |
1.27 |
| Revenue | 7.29 |
6.43 |
8.60 |
8.45 |
7.43 |
11.79 |
12.61 |
12.51 |
13.92 |
13.79 |
14.19 |
3.40 |
3.40 |
3.48 |
3.51 |
3.80 |
| Selling, General, &Admin. Expense | 4.24 |
3.98 |
5.73 |
4.78 |
5.66 |
5.63 |
6.77 |
6.89 |
7.97 |
6.69 |
6.96 |
1.57 |
1.60 |
1.60 |
1.91 |
1.85 |
| Credit Losses Provision | 0.24 |
0.14 |
0.09 |
0.08 |
1.12 |
0.88 |
1.09 |
0.85 |
0.85 |
0.31 |
0.15 |
0.16 |
0.05 |
0.10 |
-- |
-- |
| Other Expenses | 1.51 |
3.26 |
2.22 |
2.55 |
3.25 |
8.08 |
3.13 |
3.09 |
3.13 |
2.77 |
2.68 |
0.64 |
0.55 |
0.49 |
1.09 |
0.54 |
| Earnings Before DDA | 1.30 |
-0.96 |
0.57 |
1.03 |
-2.60 |
-2.80 |
1.63 |
1.69 |
1.97 |
4.02 |
4.41 |
1.04 |
1.20 |
1.29 |
0.50 |
1.42 |
| Depreciation, Depletion and Amortization | 1.06 |
0.92 |
0.54 |
0.30 |
0.21 |
0.51 |
0.66 |
0.64 |
0.67 |
0.48 |
0.42 |
0.30 |
0.26 |
0.29 |
-0.36 |
0.23 |
| Operating Income | 0.24 |
-1.88 |
0.02 |
0.73 |
-2.80 |
-3.31 |
0.97 |
1.05 |
1.30 |
3.54 |
3.99 |
0.74 |
0.93 |
1.00 |
0.87 |
1.19 |
| Net Income | 0.34 |
-0.88 |
-0.10 |
0.34 |
-1.96 |
-2.15 |
0.56 |
0.61 |
0.86 |
2.26 |
2.59 |
0.46 |
0.59 |
0.65 |
0.56 |
0.79 |
| Earnings per Share ($) | -- |
-18,648 |
-0.03 |
0.11 |
-0.66 |
-0.76 |
0.19 |
0.21 |
0.30 |
0.80 |
0.97 |
0.16 |
0.21 |
0.23 |
0.21 |
0.32 |
| Total Shares Outstanding | -- |
-- |
3.12 |
3.26 |
2.99 |
2.82 |
2.88 |
2.90 |
2.91 |
2.80 |
2.47 |
2.86 |
2.89 |
2.87 |
2.69 |
2.47 |
| Balance Sheet | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Cash and cash equivalents | 8.33 |
6.72 |
6.33 |
4.43 |
5.55 |
7.85 |
7.50 |
9.32 |
14.57 |
5.87 |
4.83 |
23.10 |
22.77 |
10.52 |
5.87 |
4.83 |
| Money Market Investments | 8.91 |
6.39 |
5.15 |
4.90 |
5.08 |
6.90 |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Net Loan | 165 |
157 |
171 |
175 |
188 |
230 |
240 |
230 |
245 |
250 |
252 |
246 |
243 |
242 |
250 |
252 |
| Securities & Investments | 132 |
86.31 |
77.95 |
83.05 |
89.07 |
85.43 |
79.56 |
78.75 |
52.45 |
42.58 |
36.54 |
51.55 |
51.28 |
48.58 |
42.58 |
36.54 |
| Accounts Receivable | 1.75 |
1.36 |
1.39 |
1.59 |
1.62 |
1.65 |
1.56 |
1.37 |
1.24 |
1.04 |
1.04 |
1.23 |
1.13 |
1.11 |
1.04 |
1.04 |
| Property, Plant and Equipment | 2.24 |
2.10 |
2.07 |
2.16 |
2.96 |
2.74 |
2.41 |
2.28 |
2.16 |
1.80 |
1.74 |
2.08 |
2.03 |
1.97 |
1.80 |
1.74 |
| Intangible Assets | 1.08 |
1.08 |
1.08 |
1.08 |
1.08 |
1.08 |
1.08 |
1.08 |
1.08 |
1.08 |
1.08 |
1.08 |
1.08 |
1.08 |
1.08 |
1.08 |
| Other Assets | 7.96 |
8.97 |
10.95 |
11.59 |
11.97 |
13.93 |
20.80 |
20.22 |
18.49 |
16.86 |
15.99 |
18.18 |
17.51 |
16.79 |
16.86 |
15.99 |
| Total Assets | 328 |
270 |
276 |
284 |
305 |
350 |
353 |
343 |
335 |
319 |
314 |
343 |
339 |
322 |
319 |
314 |
| Total Deposits | 143 |
138 |
125 |
143 |
156 |
173 |
194 |
204 |
222 |
214 |
219 |
232 |
229 |
220 |
214 |
219 |
| Accounts Payable | -- |
-- |
0.96 |
1.50 |
1.53 |
1.29 |
0.84 |
0.60 |
0.43 |
0.30 |
0.27 |
0.39 |
0.36 |
0.29 |
0.30 |
0.27 |
| Current Portion of Long-Term Debt | 161 |
110 |
33.50 |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Long-Term Debt | -- |
-- |
68.90 |
89.32 |
101 |
132 |
113 |
77.35 |
49.29 |
48.68 |
-- | 47.08 |
45.88 |
37.83 |
48.68 |
-- |
| Other liabilities | 3.28 |
1.23 |
2.51 |
2.85 |
3.34 |
3.94 |
3.53 |
3.06 |
5.25 |
2.49 |
40.23 |
5.19 |
4.78 |
4.66 |
2.49 |
40.23 |
| Total Liabilities | 307 |
250 |
231 |
237 |
262 |
310 |
311 |
285 |
277 |
266 |
260 |
285 |
280 |
263 |
266 |
260 |
| Common Stock | -- |
-- |
0.07 |
0.07 |
0.07 |
0.07 |
0.07 |
0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
| Retained Earnings | 21.14 |
20.19 |
20.03 |
20.48 |
18.52 |
15.93 |
17.62 |
18.14 |
18.65 |
19.82 |
20.52 |
19.02 |
19.50 |
20.04 |
19.82 |
20.52 |
| Additional Paid-In Capital | -- |
-- |
28.65 |
28.79 |
29.08 |
29.29 |
29.56 |
42.02 |
41.63 |
34.99 |
34.77 |
41.02 |
40.55 |
40.13 |
34.99 |
34.77 |
| Treasury Stock | -- |
-- |
-- |
-- |
-1.75 |
-2.96 |
-3.11 |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Total Equity | 21.16 |
19.97 |
45.30 |
46.35 |
43.77 |
39.32 |
42.36 |
58.50 |
58.76 |
53.23 |
53.87 |
58.38 |
58.52 |
58.81 |
53.23 |
53.87 |
| Cashflow Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | TTM | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Net Income | 0.34 |
-0.88 |
-0.10 |
0.34 |
-1.96 |
-2.15 |
0.56 |
0.61 |
0.86 |
2.26 |
2.59 |
0.46 |
0.59 |
0.65 |
0.56 |
0.79 |
| Depreciation, Depletion and Amortization | 1.06 |
0.92 |
0.54 |
0.30 |
0.21 |
0.51 |
0.66 |
0.64 |
0.67 |
0.48 |
0.42 |
0.30 |
0.26 |
0.29 |
-0.36 |
0.23 |
| Cash Flow from Others | -0.10 |
-1.57 |
0.73 |
0.51 |
43.71 |
3.84 |
0.78 |
2.00 |
3.66 |
-1.88 |
-1.58 |
-0.01 |
-0.00 |
0.26 |
-2.13 |
0.29 |
| Cash Flow from Operations | 1.30 |
-1.53 |
1.17 |
1.15 |
41.96 |
2.20 |
2.00 |
3.24 |
5.19 |
0.86 |
1.43 |
0.74 |
0.85 |
1.20 |
-1.94 |
1.32 |
| Investment for Property, Plant & Equipement | -- |
-- |
-- |
-- |
-- |
-- |
-0.24 |
-0.40 |
-0.44 |
-0.20 |
-0.19 |
-0.03 |
-0.04 |
-0.03 |
-0.10 |
-0.02 |
| Cash Flow from Acquisitions | -- |
-- |
-- |
-- |
-- |
-- |
-0.53 |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Cash Flow from Investing | -41.19 |
55.32 |
-6.66 |
-8.53 |
-63.19 |
-47.14 |
-3.08 |
9.04 |
10.58 |
6.22 |
9.88 |
0.06 |
3.50 |
4.69 |
-2.04 |
3.72 |
| Net Issuance of Stock | -- |
-- |
26.14 |
-- |
-1.75 |
-1.35 |
-0.08 |
-0.02 |
-0.54 |
-6.75 |
-6.39 |
-0.63 |
-0.49 |
-0.45 |
-5.19 |
-0.26 |
| Net Issuance of Debt | 42.89 |
-50.10 |
-8.48 |
-13.08 |
11.75 |
31.34 |
-19.90 |
-35.62 |
-27.60 |
-0.61 |
-9.19 |
-2.21 |
-1.20 |
-8.05 |
10.85 |
-10.79 |
| Cash Flow for Dividends | -0.00 |
-0.07 |
-0.06 |
-- |
-- |
-- |
-0.08 |
-0.14 |
-0.41 |
-1.10 |
-1.13 |
-0.10 |
-0.11 |
-0.11 |
-0.77 |
-0.13 |
| Other Financing | -1.89 |
-5.24 |
-12.49 |
18.56 |
12.29 |
17.24 |
20.78 |
25.32 |
18.04 |
-7.32 |
-12.89 |
10.66 |
-2.89 |
-9.53 |
-5.56 |
5.09 |
| Cash Flow from Financing | 41.00 |
-55.40 |
5.11 |
5.48 |
22.28 |
47.23 |
0.73 |
-10.46 |
-10.52 |
-15.77 |
-29.59 |
7.73 |
-4.69 |
-18.14 |
-0.67 |
-6.09 |
| Net Change in Cash | 1.11 |
-1.61 |
-0.38 |
-1.90 |
1.05 |
2.30 |
-0.35 |
1.82 |
5.25 |
-8.70 |
-18.28 |
8.53 |
-0.34 |
-12.25 |
-4.64 |
-1.05 |
| Free Cash Flow | 1.30 |
-1.53 |
1.17 |
1.15 |
41.96 |
2.20 |
1.76 |
2.85 |
4.75 |
0.66 |
1.24 |
0.72 |
0.82 |
1.17 |
-2.04 |
1.30 |
| Valuation Ratios (Daily) | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| PE Ratio(ttm) | ![]() |
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| Price to Tangible Book | ![]() |
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| Price-to-Free-Cash-Flow ratio | ![]() |
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| PS Ratio | ![]() |
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| EV-to-Revenue | ![]() |
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| EV-to-EBITDA | ![]() |
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| EV-to-EBIT | ![]() |
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| Earnings Yield (Joel Greenblatt) | ![]() |
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| Forward Rate of Return | ![]() |
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| Shiller PE Ratio | ![]() |
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| Valuation and Quality | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Market Cap | ![]() |
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| Enterprise Value | ![]() |
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| Month End Stock Price | ![]() |
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| Net Cash (per share) | ![]() |
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| Net Current Asset Value (per share) | ![]() |
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| DCF (per share) | ![]() |
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| Median PS (per share) | ![]() |
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| Peter Lynch Fair Value (per share) | ![]() |
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| Graham Number (per share) | ![]() |
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| Altman Z-Score | ![]() |
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| Piotroski F-Score | ![]() |
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