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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%)
EBITDA Growth (%)
Free Cash Flow Growth (%)
Book Value Growth (%)

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
   Trendline:
Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec06 Dec07 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
--
--
--
--
7.51
6.55
--
--
1.77
2.48
2.30
EBITDA per Share
--
--
--
--
1.39
1.60
--
--
0.29
0.53
0.78
Free Cashflow per Share
--
--
--
--
-1.46
-3.57
--
--
-0.91
0.58
-3.24
Earnings per Share ($)
--
--
--
--
1.76
1.90
--
--
1.03
0.46
0.41
Book Value per Share
--
--
--
--
19.92
20.23
--
--
18.32
19.92
20.23
Month End Stock Price
--
--
--
--
12.97
15.85
--
--
10.76
12.97
15.85
RatiosAnnualsQuarterly
Fiscal Period
Dec06 Dec07 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
3.60
-13.00
6.50
5.80
8.80
8.00
4.00
8.80
22.40
7.20
8.00
Return on Assets %
0.50
-1.60
0.50
0.50
1.50
1.20
0.40
0.80
4.00
1.20
1.20
Return on Capital - Joel Greenblatt %
101
-71.40
--
--
98.40
181
--
--
1,479
160
181
Debt to Equity
0.39
0.63
0.88
0.33
0.11
--
0.29
0.15
0.07
0.11
--
   
Operating Margin %
11.10
-27.50
9.40
9.70
14.20
26.80
6.30
12.40
17.40
17.40
26.80
Net Margin %
7.60
-29.40
9.40
9.70
23.40
17.80
6.30
12.40
57.80
14.40
17.80
   
Debt to Revenue
0.82
1.41
1.28
0.56
0.30
--
1.78
0.82
0.71
0.92
--
Interest Exp. to Revenue %
69.91
76.04
78.57
84.48
72.71
67.34
83.47
77.62
74.27
61.90
67.34
   
Asset Turnover
0.06
0.05
0.06
0.06
0.06
0.02
0.02
0.02
0.02
0.02
0.02
Buyback Ratio
--
--
--
--
-590
--
--
--
-939
-0.90
--
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec06 Dec07 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Interest Income
11.42
10.68
13.45
13.47
16.42
17.44
3.65
3.89
4.27
4.61
4.67
Non Interest Income
4.91
3.37
3.67
2.48
6.16
7.70
0.72
1.12
1.48
2.84
2.26
Revenue
16.33
14.04
17.11
15.95
22.59
25.14
4.37
5.01
5.75
7.45
6.93
   
Selling, General, &Admin. Expense
12.52
15.18
10.21
10.17
10.09
10.28
2.69
3.08
3.41
0.91
2.89
Credit Losses Provision
0.25
0.58
3.48
2.37
2.91
3.00
0.52
0.55
0.63
1.22
0.60
Other Expenses
1.09
1.34
0.92
1.01
5.42
6.02
0.49
0.41
0.78
3.75
1.09
Earnings Before DDA
2.47
-3.06
2.51
2.39
4.17
5.85
0.68
0.97
0.93
1.58
2.36
   
Depreciation, Depletion and Amortization
0.65
0.80
0.91
0.85
0.97
1.06
0.40
0.35
-0.07
0.28
0.50
   
Operating Income
1.82
-3.86
1.60
1.55
3.20
4.78
0.28
0.62
1.00
1.30
1.86
Net Income
1.25
-4.13
1.60
1.55
5.30
6.25
0.28
0.62
3.33
1.07
1.24
   
Earnings per Share ($)
--
--
--
--
1.76
1.90
--
--
1.03
0.46
0.41
Total Shares Outstanding
--
--
--
--
3.01
3.01
--
--
3.24
3.01
3.01
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec06 Dec07 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Cash and cash equivalents
7.16
5.90
35.25
19.25
9.41
8.91
16.36
33.24
12.18
9.41
8.91
Net Loan
218
238
231
217
284
297
234
249
268
284
297
Securities & Investments
15.50
4.62
7.64
26.90
43.31
43.16
31.87
37.86
38.79
43.31
43.16
Accounts Receivable
1.11
1.08
0.91
1.02
1.22
1.33
1.14
1.13
1.28
1.22
1.33
Property, Plant and Equipment
8.96
11.30
9.25
9.85
12.66
13.02
9.96
11.15
12.45
12.66
13.02
Other Assets
5.58
2.36
8.46
9.64
8.60
8.49
7.64
8.23
8.84
8.60
8.49
Total Assets
256
263
292
284
359
372
301
341
341
359
372
   
Total Deposits
205
209
244
246
289
294
264
307
275
289
294
Current Portion of Long-Term Debt
--
--
--
--
--
--
--
--
--
--
--
Long-Term Debt
13.40
19.80
21.90
8.90
6.84
--
7.80
4.10
4.10
6.84
--
Other liabilities
3.39
2.71
1.68
1.71
3.34
16.85
1.53
1.54
2.92
3.34
16.85
Total Liabilities
222
231
268
257
299
311
274
313
282
299
311
   
Common Stock
--
--
--
--
0.03
0.03
--
--
0.03
0.03
0.03
Retained Earnings
35.81
31.68
24.91
26.45
31.75
32.98
26.73
27.35
30.67
31.75
32.98
Additional Paid-In Capital
--
--
--
--
29.89
29.92
--
--
29.86
29.89
29.92
Total Equity
34.78
31.69
24.80
26.77
59.90
60.94
27.04
27.90
59.37
59.90
60.94
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec06 Dec07 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
1.25
-4.13
1.60
1.55
5.30
6.25
0.28
0.62
3.33
1.07
1.24
Depreciation, Depletion and Amortization
0.65
0.80
0.91
0.85
0.97
1.06
0.40
0.35
-0.07
0.28
0.50
Cash Flow from Others
0.56
3.67
9.13
2.33
-7.03
-17.37
-0.58
-2.54
-4.73
0.82
-10.93
Cash Flow from Operations
2.46
0.34
11.64
4.72
-0.76
-10.05
0.10
-1.56
-1.47
2.18
-9.20
   
Investment for Property, Plant & Equipement
-2.54
-3.10
-1.60
-1.40
-3.64
-3.91
-0.31
-1.42
-1.48
-0.44
-0.57
Cash Flow from Investing
-2.73
-11.75
-13.89
-10.18
-80.79
-63.80
-19.94
-20.76
-15.64
-24.44
-2.96
   
Net Issuance of Stock
--
--
--
--
31.24
31.24
--
--
31.23
0.01
--
Net Issuance of Debt
3.00
6.40
-4.00
-13.00
-2.06
5.86
-1.10
-3.70
--
2.74
6.82
Other Financing
-4.00
4.05
12.97
2.46
39.90
26.68
18.05
42.90
-35.18
14.13
4.83
Cash Flow from Financing
-1.00
10.45
8.97
-10.54
69.08
63.78
16.95
39.20
-3.95
16.88
11.65
   
Net Change in Cash
-1.26
-0.97
6.72
-16.00
-12.47
-10.08
-2.89
16.88
-21.06
-5.39
-0.51
   
Free Cash Flow
-0.08
-2.77
10.04
3.33
-4.40
-13.96
-0.21
-2.98
-2.95
1.73
-9.77
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec06 Dec07 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec06 Dec07 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
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