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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) -11  -16.2  -4.4 
EBITDA Growth (%) 11.9 
Free Cash Flow Growth (%)
Book Value Growth (%) -4.8  -4.8  9.9 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
32.07
17.55
30.69
32.96
32.90
24.38
14.93
12.24
12.71
10.95
11.13
2.70
2.54
2.89
2.84
2.86
EBITDA per Share
5.47
2.83
4.21
6.44
32.96
-10.11
2.83
3.25
0.28
1.15
0.47
0.08
0.08
-0.12
0.02
0.49
Free Cashflow per Share
6.30
4.11
9.18
9.73
7.92
-1.11
--
-0.03
-0.26
-1.31
-1.06
-0.64
-0.17
-0.11
-0.36
-0.42
Earnings per Share ($)
3.45
2.56
3.58
5.36
5.30
-8.64
2.92
2.80
-1.31
1.30
1.40
0.38
0.35
0.39
0.17
0.49
Book Value per Share
59.47
30.00
34.98
41.08
44.77
38.51
32.19
30.68
27.83
30.16
32.98
30.01
28.57
31.77
32.07
32.98
Month End Stock Price
35.34
37.24
36.72
50.66
39.84
25.62
15.84
20.45
19.83
22.13
23.20
19.49
20.25
21.88
22.13
23.20
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
20.30
8.60
10.30
13.00
11.80
-22.40
9.00
9.10
-4.70
4.30
6.00
5.20
4.80
4.80
2.00
6.00
Return on Assets %
2.70
1.40
2.10
3.30
3.60
-5.70
3.00
3.70
-1.90
1.80
2.40
2.00
2.00
2.00
0.80
2.40
Debt to Equity
0.27
0.24
0.25
0.21
0.17
0.19
0.15
0.13
0.12
--
0.10
0.12
0.13
0.11
--
0.10
   
Operating Margin %
17.00
15.00
13.40
19.20
100.00
-41.70
18.90
25.30
--
9.90
16.80
--
--
--
--
16.80
Net Margin %
37.60
14.60
11.70
16.20
16.10
-35.40
19.30
22.90
-10.30
11.90
17.20
14.10
13.60
13.50
6.10
17.20
   
Debt to Revenue
0.51
0.41
0.28
0.26
0.22
0.31
0.32
0.33
0.27
--
1.18
1.33
1.45
1.16
--
1.18
Interest Exp. to Revenue %
-0.80
-2.18
-1.68
-1.86
-1.85
-2.16
-1.87
-1.90
-1.68
-1.84
-1.63
-1.91
-2.08
-1.72
-1.65
-1.63
   
Asset Turnover
0.07
0.10
0.18
0.21
0.22
0.16
0.16
0.16
0.19
0.15
0.04
0.04
0.04
0.04
0.04
0.04
Buyback Ratio
-215
-19.70
--
-4.60
-1.90
--
--
--
--
--
--
--
--
--
--
--
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Total Premiums Earned
180
230
475
546
536
383
302
287
298
239
230
64.47
57.86
55.33
61.20
56.00
Net Investment Income
19.40
20.17
47.12
66.54
77.34
67.83
--
56.62
53.11
47.56
46.17
11.42
11.07
14.78
10.29
10.03
Fees and Other Income
5.76
2.68
38.99
-0.57
0.97
-50.26
84.83
27.09
33.61
6.60
11.00
1.41
1.90
3.31
-0.02
5.81
Revenue
205
253
562
612
615
400
387
370
385
293
288
77.30
70.83
73.42
71.47
71.84
   
Selling, General, &Admin. Expense
--
--
--
--
--
14.05
16.75
21.13
13.53
9.69
9.55
2.49
2.34
2.04
2.83
2.35
Policyholder Benefits & Claims
123
268
576
609
598
305
169
130
279
154
143
42.01
36.16
35.41
40.05
31.79
Policy Acquisition Expense
45.15
79.79
152
174
174
143
120
118
123
95.40
96.71
23.17
23.76
23.22
25.25
24.48
Earnings Before DDA
35.03
40.85
77.07
120
616
-166
73.22
98.28
8.42
30.78
11.98
2.15
2.34
-3.15
0.54
12.25
   
Depreciation, Depletion and Amortization
0.09
3.01
1.92
1.74
1.01
1.01
--
4.47
8.42
1.88
-0.08
2.15
2.34
-3.15
0.54
0.19
   
Operating Income
34.94
37.84
75.15
118
615
-167
73.22
93.82
--
28.90
12.06
--
--
--
--
12.06
Net Income
77.13
37.05
65.59
99.42
98.92
-142
74.63
84.90
-39.63
34.76
36.26
10.86
9.60
9.91
4.38
12.37
   
Preferred dividends
29.25
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Earnings per Share ($)
3.45
2.56
3.58
5.36
5.30
-8.64
2.92
2.80
-1.31
1.30
1.40
0.38
0.35
0.39
0.17
0.49
Total Shares Outstanding
6.40
14.42
18.30
18.58
18.68
16.41
25.88
30.27
30.25
26.75
25.10
28.64
27.84
25.41
25.15
25.10
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Fixed Maturity Investment
550
585
1,086
1,308
1,435
1,205
1,482
1,449
1,297
1,232
1,253
1,370
1,307
1,260
1,232
1,253
Equity Investments
38.11
43.01
66.00
75.37
85.68
55.28
65.66
148
175
197
217
188
180
195
197
217
Short-term investments
--
--
--
--
--
--
1.15
1.11
--
--
--
--
--
--
--
--
Cash and cash equivalents
215
242
220
274
244
293
185
120
176
104
69.32
101
77.12
108
104
69.32
Accounts Receivable
1,768
1,532
1,279
983
720
696
547
480
340
52.01
64.23
54.70
62.46
325
52.01
64.23
Deferred Policy Acquisition Costs
8.58
29.74
59.34
60.09
52.51
34.73
33.18
35.34
25.57
18.27
22.26
19.47
20.19
19.44
18.27
22.26
Intangible Assets
--
--
133
108
107
9.31
9.24
23.90
23.52
23.16
23.08
23.43
23.34
23.25
23.16
23.08
Total Assets
2,849
2,626
3,107
2,985
2,775
2,473
2,447
2,295
2,076
1,904
1,918
2,081
1,992
1,964
1,904
1,918
   
Unpaid Loss & Loss Reserve
2,060
1,877
1,914
1,702
1,503
1,506
1,258
1,053
971
879
864
961
941
924
879
864
Unearned Premiums
177
152
273
283
228
150
132
136
114
94.11
108
100
103
99.09
94.11
108
Future Policy Benefits
2,060
1,877
1,914
1,702
1,503
--
--
--
--
--
--
--
--
--
--
--
Current Portion of Long-Term Debt
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Other liabilities
-1,993
-1,840
-1,841
-1,640
-1,453
38.07
86.90
38.91
36.55
117
28.45
29.66
31.78
30.03
117
28.45
Long-Term Debt
104
104
158
156
138
122
122
121
103
--
84.93
103
103
84.93
--
84.93
Total Liabilities
2,468
2,193
2,467
2,221
1,939
1,841
1,614
1,366
1,234
1,097
1,090
1,221
1,196
1,157
1,097
1,090
   
Common Stock
0.00
0.00
0.00
0.00
0.00
0.00
0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Retained Earnings
23.27
60.32
126
225
325
183
264
350
310
342
355
318
328
338
342
355
Additional Paid-In Capital
347
357
505
515
520
524
619
623
622
512
514
584
519
514
512
514
Treasury Stock
--
--
--
--
-48.42
-100
-101
-101
-130
-101
-101
-101
-101
-101
-101
-101
Total Equity
381
433
640
763
836
632
833
929
842
807
828
859
795
807
807
828
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
77.13
37.05
65.59
99.42
98.92
-142
--
84.90
-39.63
34.76
36.26
10.86
9.60
9.91
4.38
12.37
Depreciation, Depletion and Amortization
0.09
3.01
1.92
1.74
1.01
1.01
--
4.47
8.42
1.88
-0.08
2.15
2.34
-3.15
0.54
0.19
Cash Flow from Others
-36.86
19.23
100
79.62
48.09
122
--
-90.40
23.47
-71.65
-63.17
-31.46
-16.59
-9.57
-14.03
-22.98
Cash Flow from Operations
40.36
59.29
168
181
148
-18.23
--
-1.03
-7.74
-35.01
-26.99
-18.45
-4.65
-2.81
-9.11
-10.42
   
Cash Flow from Acquisitions
-11.52
--
-58.76
--
--
--
--
-14.97
--
--
--
--
--
--
--
--
Cash Flow from Investing
-87.39
-39.27
-206
-126
-115
133
--
-64.40
112
64.64
87.91
-47.97
47.25
57.71
7.66
-24.71
   
Net Issuance of Stock
166
7.31
--
4.85
2.43
-52.02
--
-0.19
-29.53
-82.96
-74.14
-8.85
-66.00
-5.53
-2.58
-0.03
Net Issuance of Preferred Stock
-150
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Net Issuance of Debt
30.00
--
16.38
-5.18
-1.54
-15.76
--
-0.28
-18.29
-18.07
-18.00
-0.07
--
-18.00
--
--
Cash Flow for Dividends
--
--
-0.02
--
--
--
--
--
--
--
--
--
--
--
--
--
Other Financing
8.32
--
-0.73
4.26
-63.48
0.95
--
-0.26
-0.13
--
0.02
0.00
-0.00
--
--
0.02
Cash Flow from Financing
53.88
7.31
15.63
3.93
-62.59
-66.83
--
-0.73
-47.95
-101
-92.12
-8.92
-66.00
-23.53
-2.58
-0.01
   
Net Change in Cash
6.85
27.33
-22.00
58.23
-29.42
48.28
--
-66.20
55.97
-71.40
-31.20
-75.34
-23.40
31.37
-4.03
-35.14
   
Free Cash Flow
40.36
59.29
168
181
148
-18.23
--
-1.03
-7.74
-35.01
-26.99
-18.45
-4.65
-2.81
-9.11
-10.42
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Price to Tangible Book Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Price-to-Free-Cash-Flow ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
PS Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-Revenue Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-EBITDA Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-EBIT Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Earnings Yield (Joel Greenblatt) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Forward Rate of Return Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Shiller PE Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Enterprise Value Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Month End Stock Price Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Cash (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Current Asset Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
DCF (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Median PS (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Peter Lynch Fair Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Graham Number (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Altman Z-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Piotroski F-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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