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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) -1.7  -2.1  -3.2 
EBITDA Growth (%) -22.5 
Free Cash Flow Growth (%) -13.2  -28.4  -50 
Book Value Growth (%) 12.5  9.8 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
23.86
22.55
21.68
23.50
24.85
22.96
20.10
20.43
20.96
20.27
20.02
4.89
5.11
5.13
5.14
4.64
EBITDA per Share
9.19
9.22
9.02
9.69
1.79
-0.13
-0.02
1.68
2.14
1.44
1.72
0.75
0.34
0.20
0.70
0.48
Free Cashflow per Share
7.60
11.21
7.18
9.30
10.70
12.56
4.28
2.71
6.33
1.95
2.58
-0.51
0.96
0.42
1.08
0.12
Earnings per Share ($)
2.21
2.36
2.52
2.83
2.73
-1.32
-1.02
0.29
0.25
0.65
0.78
0.09
0.16
0.07
0.34
0.21
Dividends Per Share
--
0.07
0.27
0.32
0.37
0.40
--
--
--
--
--
--
--
--
--
--
Book Value per Share
32.30
26.24
27.47
28.40
30.11
20.60
27.21
28.06
33.52
33.45
32.65
29.73
32.02
33.26
33.47
32.65
Month End Stock Price
--
27.00
34.58
34.21
25.45
2.83
11.35
13.14
6.55
7.51
10.00
8.32
5.66
5.23
7.51
10.00
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
6.80
9.00
9.20
10.00
9.10
-6.40
-3.70
1.00
0.70
2.00
2.40
1.20
2.00
0.80
4.00
2.40
Return on Assets %
1.00
1.10
1.20
1.20
1.10
-0.50
-0.40
0.10
0.10
0.30
0.40
--
0.40
--
0.40
0.40
Return on Capital - Joel Greenblatt %
1,224
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Debt to Equity
0.18
0.35
0.22
0.31
0.30
0.60
0.37
0.64
0.51
0.43
0.29
0.55
0.50
0.46
0.43
0.29
   
Operating Margin %
27.00
29.70
33.50
34.50
--
-9.50
-8.70
0.80
3.00
7.10
10.30
4.20
6.60
3.90
13.60
10.30
Net Margin %
9.30
10.50
11.60
12.00
11.00
-5.70
-5.10
1.40
1.20
3.20
4.50
1.90
3.00
1.30
6.50
4.50
   
Debt to Revenue
0.24
0.40
0.28
0.37
0.37
0.54
0.50
0.88
0.81
0.72
2.07
3.33
3.11
2.98
2.83
2.07
Interest Exp. to Revenue %
-15.11
-14.91
-16.36
-17.10
-18.27
-4.73
-4.33
-4.53
-4.89
-4.75
-5.47
-3.92
-5.19
-4.97
-4.89
-5.47
   
Asset Turnover
0.11
0.11
0.10
0.10
0.10
0.09
0.08
0.09
0.09
0.09
0.02
0.02
0.02
0.02
0.02
0.02
Buyback Ratio
-24.10
-165
-1.90
-3.70
-49.20
--
156
--
--
--
--
--
--
--
--
--
Dividend Payout Ratio
--
0.03
0.11
0.11
0.14
--
--
--
--
--
--
--
--
--
--
--
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Total Premiums Earned
6,703
6,559
6,297
6,487
6,330
6,777
6,019
5,854
5,705
5,038
5,192
1,107
1,302
1,311
1,318
1,261
Net Investment Income
4,015
3,648
3,536
3,837
4,135
3,730
3,033
3,266
3,380
3,343
3,325
832
846
825
840
814
Fees and Other Income
953
850
671
705
660
-559
17.00
969
1,259
1,642
1,383
487
375
400
380
228
Revenue
11,671
11,057
10,504
11,029
11,125
9,948
9,069
10,089
10,344
10,023
9,900
2,426
2,523
2,536
2,538
2,303
   
Policyholder Benefits & Claims
5,232
4,804
4,205
4,485
10,712
5,806
5,818
5,994
5,926
5,378
5,347
1,232
1,382
1,363
1,401
1,201
Policy Acquisition Expense
1,942
1,812
1,989
2,013
2,075
2,160
1,884
1,965
2,032
2,593
2,618
530
502
504
1,057
555
Earnings Before DDA
4,497
4,522
4,369
4,549
802
-58.00
-10.00
832
1,057
712
847
374
166
99.00
345
237
   
Depreciation, Depletion and Amortization
1,351
1,235
853
745
802
884
782
756
743
--
--
272
--
--
--
--
   
Operating Income
3,146
3,287
3,516
3,804
--
-942
-792
76.00
314
712
847
102
166
99.00
345
237
Net Income
1,081
1,157
1,221
1,328
1,220
-572
-460
142
122
323
379
47.00
76.00
34.00
166
103
   
Earnings per Share ($)
2.21
2.36
2.52
2.83
2.73
-1.32
-1.02
0.29
0.25
0.65
0.78
0.09
0.16
0.07
0.34
0.21
Total Shares Outstanding
489
490
485
469
448
433
451
494
494
494
497
496
494
494
494
497
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Fixed Maturity Investment
65,485
52,424
53,791
55,448
55,154
42,871
49,752
55,183
58,295
62,161
61,082
58,532
59,791
62,214
62,161
61,082
Equity Investments
600
374
367
197
366
234
159
332
361
518
490
434
431
524
518
490
Short-term investments
531
818
25.00
--
--
--
--
--
--
--
--
--
--
--
--
--
Net Loan
7,219
7,275
1,350
1,494
10,604
10,096
8,902
8,696
8,052
7,814
7,796
7,977
7,876
7,846
7,814
7,796
Cash and cash equivalents
1,982
1,392
1,875
2,469
3,091
7,328
5,002
3,132
4,488
3,653
3,797
4,187
3,874
3,741
3,653
3,797
Accounts Receivable
2,334
18,535
18,245
17,554
16,483
--
--
--
--
--
--
--
--
--
--
--
Deferred Policy Acquisition Costs
5,788
5,020
5,586
6,325
7,034
7,786
7,341
7,256
7,327
5,036
5,050
5,060
5,023
5,020
5,036
5,050
Intangible Assets
3,074
2,245
2,232
2,578
2,514
2,463
2,258
2,070
1,830
1,609
1,214
1,829
1,737
1,616
1,609
1,214
Total Assets
103,431
103,878
105,292
110,871
114,315
107,389
108,187
112,395
114,302
113,312
112,075
110,983
112,536
114,387
113,312
112,075
   
Unpaid Loss & Loss Reserve
465
638
507
441
67,346
5,322
6,567
6,933
7,620
7,509
7,343
7,663
7,552
7,545
7,509
7,343
Unearned Premiums
3,616
3,597
3,647
4,231
5,631
4,734
4,714
4,541
4,257
4,333
4,193
4,209
4,156
4,291
4,333
4,193
Future Policy Benefits
59,257
61,698
63,749
64,136
26,740
28,533
29,469
30,717
31,971
33,505
33,601
32,380
32,825
33,221
33,505
33,601
Policyholder Funds
--
--
--
--
36,913
34,702
28,470
26,978
26,345
26,262
25,886
26,204
26,160
26,449
26,262
25,886
Current Portion of Long-Term Debt
2,239
559
152
199
200
1,133
930
494
396
336
--
383
375
353
336
--
Other liabilities
21,525
20,629
21,191
24,613
-39,896
19,778
15,519
20,482
19,190
17,988
20,064
17,709
18,188
18,896
17,988
20,064
Long-Term Debt
529
3,891
2,736
3,921
3,903
4,261
3,641
8,389
7,982
6,842
4,766
7,697
7,463
7,205
6,842
4,766
Total Liabilities
87,631
91,012
91,982
97,541
100,837
98,463
95,911
98,534
97,761
96,775
95,853
96,245
96,719
97,960
96,775
95,853
   
Common Stock
--
--
--
--
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
Retained Earnings
5,751
645
1,735
2,914
3,913
3,210
3,105
2,973
3,095
1,907
1,966
1,631
1,707
1,741
1,907
1,966
Additional Paid-In Capital
8,377
10,612
10,671
10,759
11,461
11,477
12,034
12,095
12,124
12,127
12,131
12,150
12,156
12,162
12,127
12,131
Treasury Stock
--
--
-500
-1,500
-2,624
-2,700
-2,700
-2,700
-2,700
-2,700
-2,700
-2,700
-2,700
-2,700
-2,700
-2,700
Total Equity
15,800
12,866
13,310
13,330
13,478
8,926
12,276
13,861
16,541
16,537
16,222
14,738
15,817
16,427
16,537
16,222
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
1,081
1,157
1,221
1,328
1,220
-572
-399
285
261
523
584
80.00
109
70.00
264
141
Depreciation, Depletion and Amortization
1,351
1,235
853
745
802
884
782
756
743
--
--
272
--
--
--
--
Cash Flow from Others
1,284
3,106
1,405
2,292
2,769
5,131
1,548
295
2,121
439
690
-604
363
137
271
-81.00
Cash Flow from Operations
3,716
5,498
3,479
4,365
4,791
5,443
1,931
1,336
3,125
962
1,274
-252
472
207
535
60.00
   
Cash Flow from Acquisitions
1,587
1.00
--
-511
-31.00
-22.00
-51.00
-37.00
207
46.00
64.00
-18.00
64.00
--
--
--
Cash Flow from Investing
-681
-5,404
-3,277
-2,898
-1,880
1,965
820
-1,815
-59.00
-722
-393
124
-230
-424
-192
453
   
Net Issuance of Stock
--
--
-500
-1,000
-524
-76.00
622
--
--
--
--
--
--
--
--
--
Net Issuance of Debt
389
54.00
-59.00
658
-200
1,251
-6,691
-1,338
-479
-1,089
-951
-159
-453
88.00
-565
-21.00
Cash Flow for Dividends
-3,232
-1,613
-128
-145
-163
-175
-10.00
-43.00
-67.00
-50.00
-51.00
-12.00
-12.00
-12.00
-14.00
-13.00
Other Financing
129
768
439
-348
-1,408
-3,913
770
-131
-1,095
38.00
-209
-18.00
-71.00
-14.00
141
-265
Cash Flow from Financing
-2,714
-791
-248
-835
-2,295
-2,913
-5,309
-1,512
-1,641
-1,101
-1,211
-189
-536
62.00
-438
-299
   
Net Change in Cash
413
-590
-88.00
594
622
4,237
-2,326
-1,870
1,356
-835
-368
-301
-313
-152
-69.00
166
   
Free Cash Flow
3,716
5,498
3,479
4,365
4,791
5,443
1,931
1,336
3,125
962
1,274
-252
472
207
535
60.00
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Net Cash (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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