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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) -16.7  -41.2  -23.5 
EBITDA Growth (%) 31 
Free Cash Flow Growth (%) -6.8  -39.7 
Book Value Growth (%) -18.4  -18.4  31.8 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
   Trendline:
Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
21.38
23.74
27.10
30.65
32.36
29.59
22.42
11.13
6.12
3.98
4.16
0.89
1.03
1.00
1.06
1.07
EBITDA per Share
9.35
12.36
16.14
18.09
-5.11
-16.94
-25.18
-7.17
1.55
1.42
1.65
0.26
0.29
0.42
0.46
0.48
Free Cashflow per Share
3.79
6.94
11.04
7.92
15.68
7.63
15.35
19.10
2.35
1.56
2.80
-0.68
1.40
0.48
0.37
0.55
Earnings per Share ($)
5.36
6.72
9.36
10.64
-10.16
-17.84
-20.56
-7.44
1.38
2.87
2.95
0.23
1.77
0.42
0.44
0.32
Dividends Per Share
1.60
1.60
1.60
1.92
1.92
0.72
--
--
--
--
--
--
--
--
--
--
Book Value per Share
38.90
73.51
68.36
78.83
62.20
46.03
25.18
14.70
13.98
12.01
12.30
9.33
11.06
11.54
12.00
12.30
Month End Stock Price
79.08
144
143
180
68.96
16.48
9.60
9.20
7.40
13.59
16.00
10.12
10.48
12.81
13.59
16.00
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
13.80
9.20
13.60
13.50
-16.30
-38.70
-81.70
-50.80
9.90
23.90
10.40
10.00
64.00
14.40
14.80
10.40
Return on Assets %
1.10
1.20
1.70
1.80
-1.50
-2.60
-3.90
-3.00
1.00
3.10
1.60
1.20
8.00
2.00
2.00
1.60
Return on Capital - Joel Greenblatt %
--
--
--
--
--
-565
--
--
--
--
--
--
--
--
--
--
Debt to Equity
1.29
0.38
0.30
0.17
1.40
1.92
1.59
1.84
0.59
0.23
0.15
0.30
0.25
0.24
0.23
0.15
   
Operating Margin %
41.30
46.20
56.00
56.10
-18.60
-61.00
-115
-67.00
23.10
33.90
43.60
26.30
26.60
40.20
41.40
43.60
Net Margin %
25.10
28.40
34.40
34.70
-31.30
-60.20
-91.70
-67.00
22.50
72.10
29.80
26.10
172
42.20
41.90
29.80
   
Debt to Revenue
2.35
1.18
0.76
0.44
2.69
2.98
1.79
2.43
1.35
0.69
1.66
3.09
2.69
2.79
2.60
1.66
Interest Exp. to Revenue %
74.33
78.63
80.96
81.20
78.75
79.22
75.92
80.65
80.92
80.63
75.39
87.10
77.79
79.26
79.22
75.39
   
Asset Turnover
0.04
0.04
0.05
0.05
0.05
0.04
0.04
0.05
0.05
0.04
0.01
0.01
0.01
0.01
0.01
0.01
Buyback Ratio
--
--
--
--
--
--
5.60
132
-274
--
--
--
--
--
--
--
Dividend Payout Ratio
0.30
0.24
0.17
0.18
--
--
--
--
--
--
--
--
--
--
--
--
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Interest Income
56.96
102
137
154
152
134
101
106
101
101
102
24.53
25.17
24.92
26.43
25.60
Non Interest Income
19.68
27.60
32.22
35.60
41.08
35.26
32.11
25.41
23.85
24.27
29.00
3.63
7.19
6.52
6.93
8.36
Revenue
76.64
129
169
189
193
170
133
131
125
125
131
28.17
32.36
31.44
33.36
33.96
   
Selling, General, &Admin. Expense
22.85
36.54
39.75
43.51
50.67
45.73
54.57
60.98
55.95
53.74
52.66
13.22
14.13
12.63
13.76
12.14
Credit Losses Provision
5.68
2.91
5.40
7.17
38.32
75.68
196
122
12.10
6.00
4.00
2.00
4.00
--
--
--
Other Expenses
14.59
22.46
23.33
26.88
135
145
32.12
32.39
25.23
20.81
22.38
4.90
5.06
5.61
5.23
6.48
Earnings Before DDA
33.53
67.24
101
112
-30.55
-97.13
-150
-84.59
31.74
44.79
52.08
8.05
9.18
13.20
14.37
15.34
   
Depreciation, Depletion and Amortization
1.89
7.57
6.05
5.57
5.50
6.32
3.66
3.44
2.86
2.32
2.24
0.63
0.58
0.56
0.56
0.55
   
Operating Income
31.64
59.68
94.68
106
-36.04
-103
-153
-88.02
28.88
42.47
49.84
7.42
8.60
12.64
13.82
14.79
Net Income
19.21
36.70
58.23
65.65
-60.52
-102
-122
-88.01
28.15
90.37
93.14
7.34
55.78
13.28
13.98
10.11
   
Earnings per Share ($)
5.36
6.72
9.36
10.64
-10.16
-17.84
-20.56
-7.44
1.38
2.87
2.95
0.23
1.77
0.42
0.44
0.32
Total Shares Outstanding
3.59
5.44
6.24
6.18
5.97
5.73
5.95
11.79
20.42
31.52
31.63
31.49
31.50
31.55
31.54
31.63
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Cash and cash equivalents
62.60
55.16
103
97.50
106
85.19
154
220
182
268
145
160
271
289
268
145
Money Market Investments
10.36
93.96
84.59
70.92
49.98
171
--
30.00
137
5.35
--
122
147
72.39
5.35
--
Net Loan
1,247
2,235
2,469
2,837
3,241
3,291
2,674
2,121
1,872
1,994
2,067
1,953
1,884
1,904
1,994
2,067
Securities & Investments
415
419
444
392
350
198
133
414
442
451
420
415
372
410
451
420
Accounts Receivable
6.69
10.03
14.12
16.92
17.50
12.35
66.05
17.24
16.90
16.61
64.61
7.97
21.12
19.16
16.61
64.61
Property, Plant and Equipment
8.44
19.69
20.78
20.08
20.80
21.10
18.66
17.60
16.60
15.15
14.79
16.27
15.91
15.41
15.15
14.79
Intangible Assets
2.04
221
218
214
118
4.95
3.38
2.23
1.53
1.34
1.29
1.46
1.42
1.38
1.34
1.29
Other Assets
34.01
50.41
60.54
76.90
79.67
92.30
113
85.33
78.07
131
79.33
95.58
134
130
131
79.33
Total Assets
1,786
3,104
3,414
3,725
3,984
3,876
3,163
2,907
2,745
2,883
2,792
2,771
2,847
2,842
2,883
2,792
   
Total Deposits
1,446
2,529
2,826
2,945
3,002
3,070
2,749
2,467
2,345
2,396
2,333
2,364
2,385
2,363
2,396
2,333
Accounts Payable
4.40
7.10
11.91
22.58
21.83
18.54
12.61
15.97
26.88
21.52
13.82
26.87
26.12
26.89
21.52
13.82
Current Portion of Long-Term Debt
--
--
--
--
--
82.41
82.41
82.41
82.41
1.34
2.17
1.54
1.44
2.16
1.34
2.17
Long-Term Debt
180
152
129
82.41
520
423
156
236
85.71
85.34
54.32
85.62
85.53
85.44
85.34
54.32
Other liabilities
16.15
16.67
20.71
188
69.10
17.89
12.90
-67.26
-80.69
-0.00
0.00
0.00
-0.00
-0.00
-0.00
0.00
Total Liabilities
1,646
2,704
2,987
3,238
3,612
3,612
3,013
2,734
2,459
2,504
2,403
2,478
2,498
2,478
2,504
2,403
   
Common Stock
0.01
0.05
0.05
0.05
0.05
0.05
0.06
0.16
0.26
0.26
0.26
0.26
0.26
0.26
0.26
0.26
Retained Earnings
35.99
63.89
112
165
93.40
-15.75
-138
-226
-198
-108
-97.41
-191
-135
-121
-108
-97.41
Additional Paid-In Capital
103
335
340
345
348
349
357
472
550
550
551
550
550
550
550
551
Treasury Stock
--
--
-20.04
-20.04
-70.01
-70.01
-70.01
-70.01
-69.86
-69.86
-69.86
-69.86
-69.86
-69.86
-69.86
-69.86
Total Equity
139
400
427
487
372
264
150
173
286
378
389
294
348
364
378
389
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
19.21
36.70
58.23
65.65
-60.52
-102
-122
-88.01
28.15
90.37
93.14
7.34
55.78
13.28
13.98
10.11
Depreciation, Depletion and Amortization
1.89
7.57
6.05
5.57
5.50
6.32
3.66
3.44
2.86
2.32
2.24
0.63
0.58
0.56
0.56
0.55
Cash Flow from Others
-7.52
-6.53
4.66
-22.31
149
140
211
311
18.24
-42.76
-6.81
-29.08
-12.16
1.24
-2.76
6.87
Cash Flow from Operations
13.59
37.73
68.94
48.91
93.65
43.76
92.26
226
49.25
49.94
88.57
-21.11
44.20
15.08
11.78
17.52
   
Investment for Property, Plant & Equipement
--
--
--
--
--
--
-0.99
-1.23
-1.17
-0.68
-0.60
-0.22
-0.17
-0.02
-0.26
-0.15
Cash Flow from Acquisitions
--
-63.50
--
--
-4.12
--
--
--
--
--
--
--
--
--
--
--
Cash Flow from Investing
-380
-49.74
-280
-308
-424
48.76
427
35.98
99.34
-34.27
-41.83
-39.06
78.68
4.76
-78.65
-46.62
   
Net Issuance of Stock
3.14
75.14
-17.53
3.55
-49.16
-0.07
6.84
116
77.11
--
--
--
--
--
--
--
Net Issuance of Debt
145
-137
-22.96
123
318
-64.18
-267
-0.51
-152
-0.37
-31.30
-0.09
-0.09
-0.09
-0.09
-31.02
Cash Flow for Dividends
-4.22
-7.74
-9.81
-11.81
-11.57
-3.85
--
--
--
--
--
--
--
--
--
--
Other Financing
162
146
297
119
57.18
68.38
-321
-283
-122
51.06
-30.38
18.82
21.38
-21.72
32.59
-62.63
Cash Flow from Financing
306
76.58
247
234
315
0.28
-581
-167
-197
50.70
-61.68
18.73
21.29
-21.82
32.49
-93.65
   
Net Change in Cash
-60.18
64.57
36.31
-24.98
-16.10
92.79
-61.84
95.61
-48.04
66.36
-14.94
-41.44
144
-1.98
-34.38
-123
   
Free Cash Flow
13.59
37.73
68.94
48.91
93.65
43.76
91.27
225
48.08
49.26
87.97
-21.34
44.02
15.05
11.52
17.37
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
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