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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 8.1  -3.8  13.4 
EBITDA Growth (%) -0.6  -17.4  0.6 
Free Cash Flow Growth (%)
Book Value Growth (%) 11.4  0.7  1.7 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
   Trendline:
Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
10.54
10.77
11.30
11.50
15.84
17.62
28.17
16.36
16.50
18.94
19.18
4.47
4.66
5.02
4.76
4.74
EBITDA per Share
4.40
5.07
3.73
5.54
5.15
5.22
13.99
3.74
3.06
4.30
3.29
1.09
0.76
1.24
1.20
0.09
Free Cashflow per Share
4.41
3.67
4.26
2.38
5.82
3.56
-13.55
4.40
-3.00
-1.53
0.54
1.52
-1.46
-0.51
-1.02
3.53
Earnings per Share ($)
2.74
3.01
2.24
3.57
3.27
3.04
8.03
1.88
1.87
2.59
1.92
0.66
0.43
0.73
0.74
0.02
Dividends Per Share
0.72
0.85
1.00
1.22
1.34
1.36
1.36
1.36
1.36
1.36
1.36
0.34
0.34
0.34
0.34
0.34
Book Value per Share
22.67
24.22
26.84
31.96
39.43
49.62
53.14
51.33
52.02
51.94
52.59
51.70
51.64
53.07
48.46
52.59
Month End Stock Price
48.19
53.09
51.01
59.05
46.75
48.00
53.81
59.13
49.30
49.12
50.02
53.47
50.45
45.80
49.12
50.02
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
12.10
12.40
8.30
11.20
8.30
5.40
15.90
3.70
3.60
5.00
--
5.20
3.20
5.60
6.00
--
Return on Assets %
1.10
1.10
0.80
1.10
0.80
0.70
1.60
0.50
0.50
0.60
--
0.80
0.40
0.80
0.80
--
Return on Capital - Joel Greenblatt %
27.00
17.50
--
26.30
13.20
--
105
75.70
65.40
--
--
--
20.40
55.20
--
--
Debt to Equity
1.63
2.01
1.21
1.38
1.80
0.77
1.06
0.50
0.57
0.48
0.41
0.47
0.71
0.63
0.48
0.41
   
Operating Margin %
37.20
39.80
26.50
43.20
28.80
24.30
46.90
16.60
15.00
18.80
-3.00
20.50
12.60
20.50
21.30
-3.00
Net Margin %
26.00
27.90
19.80
31.00
20.60
17.40
29.90
11.80
11.40
13.70
0.50
15.00
9.30
14.80
15.40
0.50
   
Debt to Revenue
3.52
4.52
2.88
3.82
4.47
2.48
2.00
1.57
1.80
1.30
4.49
5.39
7.85
6.71
4.83
4.49
Interest Exp. to Revenue %
74.57
76.27
76.44
79.60
61.73
59.96
34.16
67.78
71.95
68.45
67.61
71.07
69.09
67.51
66.51
67.61
   
Asset Turnover
0.04
0.04
0.04
0.04
0.04
0.04
0.05
0.04
0.04
0.04
0.01
0.01
0.01
0.01
0.01
0.01
Buyback Ratio
--
--
--
--
--
--
-109
-674
--
--
--
--
--
--
--
--
Dividend Payout Ratio
0.26
0.28
0.45
0.34
0.41
0.44
0.16
0.71
0.72
0.52
13.74
0.51
0.78
0.46
0.46
13.74
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Interest Income
67.63
74.63
84.80
91.52
124
138
173
282
338
382
383
91.86
93.17
96.73
99.99
92.87
Non Interest Income
23.06
23.22
26.14
23.45
76.59
91.93
333
134
132
176
183
37.40
41.69
46.55
50.35
44.49
Revenue
90.70
97.85
111
115
200
230
506
416
470
558
566
129
135
143
150
137
   
Selling, General, &Admin. Expense
27.84
31.43
35.74
42.15
82.71
92.31
136
193
237
316
330
68.57
72.47
74.70
101
82.14
Credit Losses Provision
6.30
4.04
17.07
-7.80
1.53
12.57
45.37
42.45
25.87
20.67
14.44
2.86
8.90
4.05
4.87
-3.38
Other Expenses
18.68
16.34
21.55
25.23
50.85
56.70
73.29
85.62
120
94.19
124
26.39
31.49
29.27
7.05
55.86
Earnings Before DDA
37.88
46.04
36.59
55.40
65.03
68.00
251
94.91
87.29
127
97.87
31.45
22.02
35.26
37.85
2.74
   
Depreciation, Depletion and Amortization
4.11
7.13
7.15
5.75
7.47
12.22
14.10
26.09
16.77
21.69
23.67
4.92
5.07
5.88
5.82
6.90
   
Operating Income
33.77
38.91
29.43
49.65
57.56
55.78
237
68.82
70.52
105
74.21
26.53
16.95
29.38
32.04
-4.16
Net Income
23.55
27.34
22.00
35.70
41.31
39.91
151
48.83
53.54
76.40
57.72
19.39
12.56
21.23
23.21
0.72
   
Preferred dividends
--
--
--
--
--
0.35
3.35
--
--
--
--
--
--
--
--
--
Earnings per Share ($)
2.74
3.01
2.24
3.57
3.27
3.04
8.03
1.88
1.87
2.59
1.92
0.66
0.43
0.73
0.74
0.02
Total Shares Outstanding
8.61
9.09
9.82
10.00
12.63
13.03
17.96
25.39
28.50
29.45
28.98
28.93
28.95
28.55
31.57
28.98
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Cash and cash equivalents
69.57
53.25
127
84.91
123
346
175
338
573
971
627
593
600
623
971
627
Money Market Investments
--
--
--
--
--
--
261
9.04
--
--
--
--
--
--
--
--
Net Loan
1,400
1,639
1,891
2,258
3,449
3,767
6,830
5,983
7,347
8,514
8,593
7,429
7,730
8,240
8,514
8,593
Securities & Investments
480
567
573
581
805
889
1,581
2,020
1,998
1,950
2,150
2,001
2,001
1,947
1,950
2,150
Accounts Receivable
--
--
--
--
--
--
1,035
727
592
423
284
537
470
431
423
284
Property, Plant and Equipment
31.99
39.56
55.01
71.01
122
131
137
208
286
304
304
292
292
305
304
304
Intangible Assets
59.52
64.73
93.17
92.78
231
237
227
234
370
402
402
366
366
395
402
402
Other Assets
75.20
85.49
114
115
186
213
-547
507
592
566
591
572
662
593
566
591
Total Assets
2,116
2,449
2,853
3,203
4,917
5,583
9,700
10,027
11,758
13,130
12,951
11,791
12,121
12,534
13,130
12,951
   
Total Deposits
1,589
1,773
2,243
2,423
3,485
3,996
7,556
7,915
9,289
10,748
10,686
9,461
9,416
9,913
10,748
10,686
Current Portion of Long-Term Debt
163
236
68.85
203
436
--
263
220
396
303
294
266
641
532
303
294
Long-Term Debt
156
206
250
237
458
568
746
432
453
423
323
430
418
429
423
323
Other liabilities
12.66
12.41
27.01
21.31
40.30
285
181
156
138
125
124
138
151
145
125
124
Total Liabilities
1,921
2,228
2,589
2,883
4,419
4,849
8,746
8,723
10,275
11,600
11,427
10,296
10,626
11,019
11,600
11,427
   
Common Stock
8.36
8.65
11.80
12.38
14.80
17.68
22.11
28.08
31.16
31.92
31.92
31.16
31.16
31.92
31.92
31.92
Preferred Stock
--
--
--
--
--
87.78
--
--
--
--
--
--
--
--
--
--
Retained Earnings
120
140
150
174
198
219
342
361
375
411
402
385
387
398
411
402
Additional Paid-In Capital
115
137
191
228
362
474
632
957
1,136
1,176
1,169
1,131
1,133
1,174
1,176
1,169
Treasury Stock
-45.35
-60.19
-73.77
-77.80
-82.12
-76.57
-64.02
-57.22
-84.02
-114
-103
-76.99
-78.24
-116
-114
-103
Total Equity
195
220
264
320
498
734
954
1,303
1,483
1,530
1,524
1,496
1,495
1,515
1,530
1,524
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
23.55
27.34
22.00
35.70
41.31
39.91
151
48.83
53.54
76.40
57.72
19.39
12.56
21.23
23.21
0.72
Depreciation, Depletion and Amortization
4.11
7.13
7.15
5.75
7.47
12.22
14.10
26.09
16.77
21.69
23.67
4.92
5.07
5.88
5.82
6.90
Cash Flow from Others
10.28
-1.15
12.71
-17.69
24.79
-5.76
-393
74.81
-112
-110
-39.48
29.93
-52.57
-36.18
-51.45
101
Cash Flow from Operations
37.94
33.32
41.87
23.76
73.57
46.37
-227
150
-41.36
-12.19
41.90
54.24
-34.94
-9.06
-22.43
108
   
Investment for Property, Plant & Equipement
--
--
--
--
--
--
-16.21
-38.06
-44.06
-32.83
-28.56
-10.29
-7.27
-5.36
-9.90
-6.02
Cash Flow from Acquisitions
21.12
--
--
--
--
128
496
--
-9.43
11.06
11.06
--
--
12.43
-1.37
--
Cash Flow from Investing
-232
-275
-64.47
-383
-421
-220
-242
7.62
82.85
-528
-755
-46.99
-263
5.40
-223
-275
   
Net Issuance of Stock
-4.41
-16.31
-16.10
25.25
-6.44
112
164
327
-43.22
-42.25
-42.52
-0.98
-2.80
-38.30
-0.17
-1.26
Net Issuance of Preferred Stock
--
--
--
--
--
90.00
-1.20
--
--
--
--
--
--
--
--
--
Net Issuance of Debt
71.93
125
-156
121
349
-116
-285
-378
92.74
-159
-116
-151
363
-137
-234
-109
Cash Flow for Dividends
-5.19
-6.61
-8.84
-11.39
-16.14
-17.87
-26.71
-34.41
-38.56
-40.07
-40.11
-9.99
-10.04
-10.03
-10.02
-10.03
Other Financing
138
123
277
182
58.43
329
447
89.77
183
1,179
946
174
-44.84
212
837
-58.31
Cash Flow from Financing
200
225
96.14
317
385
397
299
5.04
194
938
747
12.24
305
26.69
593
-178
   
Net Change in Cash
5.80
-16.32
73.54
-41.90
38.20
223
-170
162
236
398
33.74
19.49
7.27
23.02
348
-344
   
Free Cash Flow
37.94
33.32
41.87
23.76
73.57
46.37
-243
112
-85.42
-45.01
13.35
43.95
-42.21
-14.43
-32.33
102
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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