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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 3.7  1.2 
EBITDA Growth (%) -3.6 
Free Cash Flow Growth (%)
Book Value Growth (%) 0  108.4 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
   Trendline:
Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
1.22
1.78
1.65
1.29
1.42
1.65
1.75
1.71
0.43
0.47
0.46
0.40
0.38
EBITDA per Share
-0.32
0.15
-0.22
-1.18
-2.29
-0.90
-0.21
-0.56
0.11
-0.01
-0.06
-0.23
-0.26
Free Cashflow per Share
0.05
0.42
0.04
-1.30
-0.25
-0.27
-0.04
-0.40
-0.11
-0.01
-0.02
0.09
-0.46
Earnings per Share ($)
-0.31
0.15
-0.23
-1.04
-3.04
-1.00
-0.29
-0.39
0.09
-0.03
-0.08
-0.25
-0.03
Book Value per Share
8.86
9.08
8.97
8.00
5.01
4.04
9.64
8.67
4.16
4.08
4.04
9.03
8.67
Month End Stock Price
--
--
--
--
0.16
0.20
0.30
0.90
0.15
0.16
0.13
0.30
0.90
RatiosAnnualsQuarterly
Fiscal Period
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
-3.50
1.70
-2.60
-13.00
-60.70
-24.70
-3.00
-12.80
8.80
-3.20
-8.40
-10.80
-12.80
Return on Assets %
-0.80
0.30
-0.40
-1.60
-5.20
-1.90
-0.50
-2.00
0.80
-0.40
-0.80
-2.00
-2.00
Return on Capital - Joel Greenblatt %
-70.60
5.50
-39.40
--
-716
--
--
--
--
--
--
--
--
Debt to Equity
--
0.47
1.02
0.84
0.67
0.83
0.34
0.36
0.81
0.82
0.83
0.34
0.36
   
Operating Margin %
-33.90
2.80
-18.60
-98.50
-167
-60.30
-16.40
-71.90
21.30
-6.50
-17.90
-62.20
-71.90
Net Margin %
-25.20
8.60
-14.10
-80.20
-214
-60.30
-16.40
-71.90
21.30
-6.50
-17.90
-62.20
-71.90
   
Debt to Revenue
--
2.41
5.53
5.20
2.36
2.03
1.87
8.04
7.89
7.12
7.26
7.71
8.04
Interest Exp. to Revenue %
98.04
98.31
95.73
90.06
90.98
93.71
87.52
95.41
92.90
82.30
82.16
93.72
95.41
   
Asset Turnover
0.03
0.03
0.03
0.02
0.02
0.03
0.03
0.01
0.01
0.01
0.01
0.01
0.01
Buyback Ratio
--
--
--
--
--
--
2,064
--
--
--
--
2,239
--
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Interest Income
2.50
3.67
3.29
2.43
2.70
3.23
3.28
3.28
0.82
0.81
0.79
0.85
0.83
Non Interest Income
0.05
0.06
0.15
0.27
0.27
0.22
0.47
0.44
0.06
0.17
0.17
0.06
0.04
Revenue
2.54
3.73
3.44
2.70
2.97
3.45
3.74
3.73
0.89
0.98
0.96
0.91
0.87
   
Selling, General, &Admin. Expense
1.69
1.94
2.19
3.14
2.89
2.58
2.94
2.98
0.65
0.65
0.66
0.99
0.68
Credit Losses Provision
0.87
0.48
0.36
1.21
3.08
0.73
-0.02
-0.02
--
0.04
-0.07
--
--
Other Expenses
0.66
0.99
1.35
0.81
1.79
2.02
1.28
2.06
0.01
0.31
0.50
0.46
0.79
Earnings Before DDA
-0.67
0.32
-0.46
-2.47
-4.78
-1.88
-0.46
-1.29
0.24
-0.02
-0.13
-0.53
-0.60
   
Depreciation, Depletion and Amortization
0.19
0.22
0.18
0.19
0.19
0.20
0.16
0.14
0.05
0.04
0.04
0.03
0.03
   
Operating Income
-0.86
0.11
-0.64
-2.65
-4.97
-2.08
-0.61
-1.43
0.19
-0.06
-0.17
-0.57
-0.63
Net Income
-0.64
0.32
-0.49
-2.16
-6.35
-2.08
-0.61
-1.43
0.19
-0.06
-0.17
-0.57
-0.63
   
Earnings per Share ($)
-0.31
0.15
-0.23
-1.04
-3.04
-1.00
-0.29
-0.39
0.09
-0.03
-0.08
-0.25
-0.03
Total Shares Outstanding
2.09
2.09
2.09
2.09
2.09
2.09
2.13
2.28
2.09
2.09
2.09
2.28
2.28
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Cash and cash equivalents
0.40
0.81
1.73
4.93
2.99
5.65
20.14
18.38
8.36
9.32
4.29
20.14
18.38
Money Market Investments
0.78
1.80
2.39
5.30
7.70
9.55
2.50
9.58
11.71
7.51
8.66
2.50
9.58
Net Loan
61.76
97.61
122
106
91.40
74.78
68.52
65.15
71.31
70.03
69.60
68.52
65.15
Securities & Investments
10.14
6.18
6.08
8.17
10.65
12.62
25.48
24.31
12.27
15.90
18.05
25.48
24.31
Accounts Receivable
0.36
0.47
0.43
0.40
0.29
0.30
0.36
0.32
0.32
0.29
0.33
0.36
0.32
Property, Plant and Equipment
1.62
2.73
3.35
3.77
3.69
2.34
2.19
2.18
2.30
2.26
2.22
2.19
2.18
Other Assets
0.68
0.90
1.07
6.61
5.08
7.07
5.69
6.88
7.17
7.03
6.05
5.69
6.88
Total Assets
75.73
111
137
135
122
112
125
127
113
112
109
125
127
   
Total Deposits
56.91
82.13
98.86
104
104
96.57
96.40
99.76
97.49
96.43
93.47
96.40
99.76
Accounts Payable
0.23
0.35
0.26
0.19
0.21
0.20
0.81
0.28
0.26
0.24
0.26
0.81
0.28
Current Portion of Long-Term Debt
--
--
--
--
--
--
--
--
--
--
--
--
--
Long-Term Debt
--
9.00
19.00
14.00
7.00
7.00
7.00
7.00
7.00
7.00
7.00
7.00
7.00
Other liabilities
0.12
0.04
0.06
0.16
0.07
0.11
0.11
0.03
0.02
0.16
0.03
0.11
0.03
Total Liabilities
57.26
91.52
118
119
111
104
104
107
105
104
101
104
107
   
Common Stock
0.02
0.02
0.02
0.02
0.02
0.02
0.20
0.20
0.02
0.02
0.02
0.20
0.20
Retained Earnings
-2.03
-1.71
-2.19
-4.35
-10.70
-12.78
-13.39
-14.02
-12.59
-12.65
-12.83
-13.39
-14.02
Additional Paid-In Capital
20.56
20.67
20.84
21.00
21.10
21.10
33.75
33.78
21.10
21.10
21.10
33.75
33.78
Total Equity
18.47
18.99
18.71
16.69
10.45
8.43
20.56
19.74
8.66
8.51
8.43
20.56
19.74
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
-0.64
0.32
-0.49
-2.16
-6.35
-2.08
-0.61
-1.43
0.19
-0.06
-0.17
-0.57
-0.63
Depreciation, Depletion and Amortization
0.19
0.22
0.18
0.19
0.19
0.20
0.16
0.14
0.05
0.04
0.04
0.03
0.03
Cash Flow from Others
0.55
0.34
0.39
-0.13
5.74
1.34
0.38
0.42
-0.46
-0.00
0.10
0.75
-0.43
Cash Flow from Operations
0.10
0.87
0.09
-2.10
-0.42
-0.55
-0.07
-0.87
-0.23
-0.03
-0.03
0.21
-1.02
   
Investment for Property, Plant & Equipement
--
--
--
-0.61
-0.11
-0.02
-0.01
-0.03
-0.00
--
-0.00
--
-0.02
Cash Flow from Investing
-35.37
-33.57
-25.34
7.70
8.17
12.53
-5.45
-6.64
4.26
-2.30
-0.75
-6.66
3.07
   
Net Issuance of Stock
--
--
--
--
--
--
12.65
12.65
--
--
--
12.65
--
Net Issuance of Debt
-5.16
8.92
10.03
-4.91
-7.09
0.04
0.47
0.47
-0.09
0.14
-0.13
0.55
-0.08
Other Financing
40.49
25.23
16.72
5.42
-0.19
-7.51
-0.16
2.27
0.92
-1.05
-2.96
2.93
3.35
Cash Flow from Financing
35.33
34.14
26.75
0.51
-7.29
-7.47
12.96
15.40
0.83
-0.92
-3.09
16.13
3.27
   
Net Change in Cash
0.06
1.44
1.50
6.11
0.47
4.51
7.44
7.89
4.87
-3.24
-3.88
9.69
5.32
   
Free Cash Flow
0.10
0.87
0.09
-2.71
-0.53
-0.56
-0.08
-0.89
-0.23
-0.03
-0.03
0.21
-1.05
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Price to Tangible Book Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
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