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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) -18.5  -27.2  433.3 
EBITDA Growth (%) -171.4 
Free Cash Flow Growth (%) -72.7 
Book Value Growth (%) -12.6  -12.6 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
11.25
10.84
24.70
21.40
19.67
10.10
7.24
4.04
2.50
3.50
2.90
--
-0.41
0.68
1.02
1.61
EBITDA per Share
5.34
4.34
4.66
5.08
4.18
0.83
4.68
-0.04
0.16
0.58
-0.32
--
-0.89
-0.20
0.59
0.18
Free Cashflow per Share
-0.74
2.14
-0.35
6.34
10.95
33.14
-5.82
-0.47
1.49
--
0.14
--
1.85
--
-1.71
--
Earnings per Share ($)
3.44
2.55
2.61
2.92
3.44
0.84
0.45
-0.24
-0.04
-0.12
0.01
--
-0.06
-0.03
-0.03
0.13
Dividends Per Share
2.07
1.97
2.01
2.09
2.08
2.04
--
--
--
--
--
--
--
--
--
--
Book Value per Share
10.19
10.49
10.66
11.64
12.68
9.61
6.92
3.95
4.06
3.82
3.80
--
4.08
3.69
3.56
3.80
Month End Stock Price
31.76
35.89
32.98
44.22
36.73
7.51
3.27
4.11
1.57
3.20
3.00
2.12
1.92
2.49
3.20
3.00
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
33.80
24.30
24.50
25.10
27.10
8.70
6.50
-6.10
-1.00
-3.20
14.00
--
-6.00
-3.20
-3.60
14.00
Return on Assets %
1.30
0.90
0.80
0.80
0.90
0.20
0.30
-0.30
--
-0.20
0.80
--
-0.40
--
--
0.80
Return on Capital - Joel Greenblatt %
--
1,051
9.10
7.70
8.40
--
--
--
--
--
--
--
--
--
--
--
Debt to Equity
1.09
1.03
3.86
5.93
5.23
9.95
6.24
0.87
0.79
0.78
0.78
4.32
3.97
3.59
0.78
0.78
   
Operating Margin %
40.90
33.90
16.20
20.70
21.20
8.20
64.70
-6.30
-1.30
11.30
11.00
50.00
216
-28.90
40.80
11.00
Net Margin %
30.60
23.50
10.60
13.70
17.50
8.30
6.20
-5.90
-1.60
-3.50
8.30
--
14.40
-4.50
-3.00
8.30
   
Debt to Revenue
0.98
0.99
1.67
3.23
3.37
9.47
5.97
0.85
1.29
0.85
1.84
8.43
-39.39
19.59
2.70
1.84
Interest Exp. to Revenue %
49.44
47.71
24.01
26.98
32.40
78.18
19.93
28.01
45.02
22.49
2.47
7.93
-58.59
22.98
19.65
2.47
   
Asset Turnover
0.04
0.04
0.08
0.06
0.05
0.02
0.04
0.05
0.03
0.04
0.02
0.03
-0.01
0.01
0.01
0.02
Dividend Payout Ratio
0.40
0.51
0.51
0.47
0.40
1.60
--
--
--
--
--
--
--
--
--
--
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Interest Income
7,952
7,451
8,591
8,387
9,250
11,694
13,676
19,009
19,239
13,750
11,561
2,882
4,176
2,929
3,764
692
Non Interest Income
8,134
8,165
27,187
22,693
19,306
3,264
54,956
48,845
23,492
47,377
41,198
33,473
-11,303
9,818
15,389
27,294
Revenue
16,086
15,616
35,777
31,080
28,556
14,958
68,632
67,855
42,732
61,127
52,759
36,355
-7,127
12,747
19,153
27,986
   
Selling, General, &Admin. Expense
4,273
3,473
23,098
17,410
16,104
1,544
13,618
38,232
20,544
38,294
19,394
11,217
959
--
--
18,435
Credit Losses Provision
1,437
1,311
1,968
2,356
--
--
--
--
--
--
--
--
--
--
--
--
Other Expenses
2,741
4,582
3,956
3,943
6,386
12,191
10,600
30,227
19,458
12,674
38,297
6,956
7,292
16,433
8,111
6,461
Earnings Before DDA
7,635
6,250
6,756
7,372
6,066
1,223
44,414
-605
2,730
10,159
-4,932
18,182
-15,379
-3,686
11,042
3,091
   
Depreciation, Depletion and Amortization
1,055
959
968
937
--
--
--
3,685
3,295
3,221
3,221
--
--
--
3,221
--
   
Operating Income
6,580
5,291
5,788
6,434
6,066
1,223
44,414
-4,289
-565
6,938
-8,153
18,182
-15,379
-3,686
7,821
3,091
Net Income
4,924
3,667
3,777
4,246
4,988
1,241
4,283
-4,024
-683
-2,162
145
3.03
-1,027
-571
-567
2,311
   
Preferred dividends
--
--
--
--
--
--
--
--
--
-127
--
--
--
--
--
--
Earnings per Share ($)
3.44
2.55
2.61
2.92
3.44
0.84
0.45
-0.24
-0.04
-0.12
0.01
--
-0.06
-0.03
-0.03
0.13
Total Shares Outstanding
1,430
1,441
1,448
1,452
1,452
1,481
9,482
16,779
17,118
17,460
17,330
--
17,337
18,850
18,700
17,330
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Cash and cash equivalents
3,998
3,847
1,751
2,875
6,567
9,021
61,474
59,823
94,136
123,567
101,714
118,247
132,712
123,452
123,567
101,714
Net Loan
150,602
177,725
206,551
228,852
244,901
283,493
662,330
648,604
610,714
551,915
829,800
877,542
548,041
852,955
836,235
829,800
Securities & Investments
43,381
38,156
91,454
102,536
87,830
152,683
354,579
313,714
280,324
280,855
254,256
302,741
286,923
281,994
280,855
254,256
Accounts Receivable
--
--
--
--
--
455
1,030
941
658
536
--
--
--
--
536
--
Property, Plant and Equipment
5,928
6,332
6,500
6,440
4,306
4,492
13,976
12,409
11,626
11,124
--
--
--
--
11,124
--
Intangible Assets
3,803
3,672
3,670
3,810
3,803
3,717
9,247
8,352
7,897
7,285
--
--
--
--
7,285
--
Other Assets
173,628
194,082
159,289
175,929
188,495
206,795
453,811
459,852
465,169
425,555
174,120
166,273
488,947
175,242
141,235
174,120
Total Assets
381,341
423,814
469,216
520,441
535,901
660,656
1,556,447
1,503,694
1,470,524
1,400,836
1,359,889
1,464,803
1,456,623
1,433,642
1,400,836
1,359,889
   
Total Deposits
212,528
245,042
246,302
266,184
296,726
359,776
645,577
619,445
653,532
662,903
683,024
703,017
709,292
711,050
662,903
683,024
Accounts Payable
--
--
--
--
--
--
--
226
156
2,024
--
--
--
--
2,024
--
Current Portion of Long-Term Debt
--
--
59,601
81,972
78,217
770
3,058
2,842
1,735
--
--
--
--
--
--
--
Long-Term Debt
15,819
15,526
--
18,285
18,136
140,858
406,408
54,897
53,165
51,655
51,527
306,464
280,705
249,674
51,655
51,527
Other liabilities
138,431
148,137
147,870
137,104
124,408
145,021
435,832
760,033
692,361
617,589
559,458
384,430
395,976
403,323
617,589
559,458
Total Liabilities
366,779
408,704
453,773
503,545
517,487
646,424
1,490,874
1,437,444
1,400,948
1,334,171
1,294,009
1,393,911
1,385,973
1,364,047
1,334,171
1,294,009
   
Common Stock
2,146
2,149
2,151
2,165
2,172
2,292
15,867
10,326
--
--
--
--
--
--
--
--
Retained Earnings
10,179
10,708
10,940
12,276
14,364
12,515
17,042
13,703
13,152
10,883
--
--
--
--
10,883
--
Additional Paid-In Capital
1,719
1,734
1,773
1,918
1,969
3,176
21,927
24,683
25,062
25,564
--
--
--
--
25,564
--
Total Equity
14,563
15,110
15,443
16,896
18,414
14,232
65,573
66,250
69,576
66,665
65,880
70,892
70,650
69,595
66,665
65,880
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
5,304
5,313
5,787
6,434
6,066
--
--
--
--
--
--
--
--
--
--
--
Depreciation, Depletion and Amortization
1,055
959
968
937
--
--
--
3,685
3,295
3,221
3,221
--
--
--
3,221
--
Cash Flow from Others
-7,421
-3,191
-7,256
1,836
9,834
51,274
-51,114
-6,771
26,845
1,398
1,398
--
34,232
--
-32,833
--
Cash Flow from Operations
-1,062
3,081
-501
9,207
15,901
51,274
-51,114
-3,086
30,141
4,620
4,620
--
34,232
--
-29,612
--
   
Investment for Property, Plant & Equipement
--
--
--
--
--
-2,176
-4,074
-4,873
-4,689
-4,550
-4,550
--
-2,145
--
-2,405
--
Cash Flow from Acquisitions
-1,673
-24.49
-46.67
1,387
2,226
-28.79
25,209
538
432
39.39
39.39
--
-7.58
--
46.97
--
Cash Flow from Investing
2,472
-2,025
-974
-7,411
-1,643
-53,161
77,005
-3,633
10,503
23,079
23,079
--
2,356
--
20,723
--
   
Net Issuance of Stock
48.36
16.59
39.62
159
52.72
1,327
32,576
--
--
258
258
--
--
--
258
--
Net Issuance of Debt
692
-100
1,706
541
-455
2,832
-8,079
3,868
-1,627
-1,006
-1,006
--
-22.73
--
-983
--
Cash Flow for Dividends
-2,887
-2,897
-2,900
-2,907
-2,968
-3,138
-176
-71.21
-75.76
-84.85
-84.85
--
-34.85
--
-50.00
--
Other Financing
0.00
-199
443
-1,357
-1,225
-0.00
-0.00
-2,939
-3,209
-3,870
-3,870
--
-1,335
--
-2,535
--
Cash Flow from Financing
-2,148
-3,180
-711
-3,564
-4,596
1,021
24,321
858
-4,912
-4,703
-4,703
--
-1,392
--
-3,311
--
   
Net Change in Cash
-737
-2,125
-2,186
-1,768
9,663
1,317
49,894
-5,136
35,741
22,983
22,983
--
35,180
--
-12,197
--
   
Free Cash Flow
-1,062
3,081
-501
9,207
15,901
49,098
-55,188
-7,959
25,452
69.70
69.70
--
32,086
--
-32,017
--
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
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