European Shorting
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| Annual Rates (per share) | 10 yrs* | 5 yrs* | 12 months* |
|---|---|---|---|
| Revenue Growth (%) | 2.1 | -0.6 | -4.6 |
| EBITDA Growth (%) | 0 | 0 | 50.9 |
| Free Cash Flow Growth (%) | 0 | 0 | -2.6 |
| Book Value Growth (%) | -0.9 | -0.9 | -7.6 |
Print This Table 
See this page for the explanation of the data and charts
* All numbers are in millions except for per share data
| Per Share Data | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | TTM | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Revenue per Share ($) | 4.95 |
5.50 |
7.13 |
7.86 |
7.26 |
6.31 |
6.94 |
7.71 |
6.80 |
6.18 |
6.17 |
1.54 |
1.49 |
1.58 |
1.58 |
1.52 |
| EBITDA per Share | 2.19 |
2.42 |
3.35 |
3.73 |
1.78 |
-0.83 |
-5.18 |
-1.28 |
1.43 |
2.31 |
2.55 |
0.52 |
0.71 |
0.51 |
0.56 |
0.77 |
| Free Cashflow per Share | 1.89 |
2.16 |
2.93 |
3.50 |
2.45 |
1.61 |
-1.04 |
3.47 |
2.55 |
1.86 |
1.91 |
0.32 |
0.55 |
-0.12 |
1.11 |
0.37 |
| Earnings per Share ($) | 1.39 |
1.62 |
2.10 |
2.33 |
1.06 |
-0.59 |
-6.23 |
-1.72 |
4.07 |
1.30 |
1.51 |
0.28 |
0.36 |
0.30 |
0.35 |
0.50 |
| Dividends Per Share | 0.26 |
0.31 |
0.38 |
0.48 |
0.55 |
0.31 |
0.07 |
0.01 |
-- |
0.09 |
0.19 |
-- |
-- |
-- |
0.09 |
0.10 |
| Book Value per Share | 18.07 |
16.67 |
18.16 |
20.21 |
21.06 |
20.58 |
14.17 |
12.44 |
16.82 |
16.56 |
17.17 |
16.31 |
16.55 |
16.70 |
16.83 |
17.17 |
| Month End Stock Price | 30.69 |
35.97 |
34.92 |
35.91 |
15.50 |
4.30 |
3.08 |
8.20 |
9.75 |
16.50 |
16.50 |
14.23 |
18.45 |
17.14 |
16.50 |
16.50 |
| Ratios | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Return on Equity % | 7.70 |
9.70 |
11.50 |
11.50 |
5.00 |
-2.80 |
-37.20 |
-10.60 |
22.70 |
8.60 |
11.60 |
6.80 |
10.80 |
7.20 |
8.40 |
11.60 |
| Return on Assets % | 0.80 |
0.90 |
1.00 |
1.00 |
0.40 |
-0.20 |
-2.70 |
-0.80 |
2.60 |
0.90 |
1.20 |
0.80 |
1.20 |
0.80 |
0.80 |
1.20 |
| Return on Capital - Joel Greenblatt % | 31.40 |
15.20 |
21.00 |
-- |
230 |
-63.10 |
-432 |
-63.00 |
213 |
-- |
5,143 |
669 |
-- |
13,183 |
-- |
5,143 |
| Debt to Equity | 0.82 |
1.09 |
1.07 |
0.76 |
0.21 |
1.85 |
1.82 |
0.87 |
0.48 |
0.47 |
0.45 |
0.48 |
0.46 |
0.48 |
0.47 |
0.45 |
| Operating Margin % | 38.70 |
40.40 |
42.70 |
43.10 |
19.50 |
-18.40 |
-79.10 |
-20.40 |
17.30 |
33.20 |
46.70 |
30.10 |
43.50 |
28.30 |
31.30 |
46.70 |
| Net Margin % | 28.10 |
29.40 |
29.40 |
29.70 |
14.60 |
-9.30 |
-88.40 |
-20.30 |
64.10 |
22.90 |
33.10 |
20.90 |
29.70 |
19.20 |
22.10 |
33.10 |
| Debt to Revenue | 3.00 |
3.31 |
2.71 |
1.96 |
0.60 |
6.03 |
4.33 |
1.67 |
1.36 |
1.27 |
5.12 |
5.75 |
5.16 |
5.09 |
5.03 |
5.12 |
| Interest Exp. to Revenue % | 87.78 |
90.79 |
90.71 |
92.13 |
90.44 |
86.39 |
87.17 |
85.91 |
87.56 |
85.38 |
86.24 |
85.99 |
85.58 |
84.92 |
85.05 |
86.24 |
| Asset Turnover | 0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
0.02 |
0.03 |
0.04 |
0.04 |
0.04 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
| Buyback Ratio | -- |
-- |
-- |
-- |
-- |
-- |
40.00 |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Dividend Payout Ratio | 0.19 |
0.19 |
0.18 |
0.21 |
0.52 |
-- |
-- |
-- |
-- |
0.06 |
0.20 |
-- |
-- |
-- |
0.26 |
0.20 |
| Income Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | TTM | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Net Interest Income | 31.31 |
42.43 |
55.29 |
61.59 |
55.56 |
46.21 |
51.33 |
56.35 |
51.24 |
46.70 |
46.29 |
11.87 |
11.51 |
11.58 |
11.74 |
11.45 |
| Non Interest Income | 4.36 |
4.30 |
5.66 |
5.26 |
5.87 |
7.28 |
7.56 |
9.24 |
7.28 |
7.99 |
7.89 |
1.93 |
1.94 |
2.06 |
2.06 |
1.83 |
| Revenue | 35.67 |
46.73 |
60.95 |
66.85 |
61.43 |
53.49 |
58.89 |
65.59 |
58.52 |
54.70 |
54.17 |
13.80 |
13.45 |
13.64 |
13.80 |
13.28 |
| Selling, General, &Admin. Expense | 11.70 |
14.42 |
19.19 |
19.58 |
23.46 |
23.05 |
23.51 |
26.17 |
24.20 |
24.93 |
25.04 |
5.00 |
5.15 |
5.14 |
9.64 |
5.10 |
| Credit Losses Provision | 3.80 |
4.67 |
3.79 |
5.78 |
11.07 |
21.20 |
59.00 |
31.80 |
6.90 |
-3.10 |
-4.60 |
-- |
-3.00 |
-0.40 |
0.30 |
-1.50 |
| Other Expenses | 4.43 |
7.08 |
9.37 |
9.79 |
11.82 |
16.31 |
20.40 |
18.55 |
15.10 |
12.46 |
11.24 |
4.15 |
4.88 |
4.46 |
-1.03 |
2.93 |
| Earnings Before DDA | 15.75 |
20.56 |
28.60 |
31.70 |
15.08 |
-7.07 |
-44.02 |
-10.92 |
12.32 |
20.41 |
22.50 |
4.66 |
6.43 |
4.44 |
4.89 |
6.75 |
| Depreciation, Depletion and Amortization | 1.95 |
1.70 |
2.56 |
2.89 |
3.08 |
2.76 |
2.58 |
2.44 |
2.20 |
2.24 |
2.28 |
0.51 |
0.58 |
0.58 |
0.57 |
0.55 |
| Operating Income | 13.80 |
18.86 |
26.05 |
28.81 |
12.00 |
-9.84 |
-46.60 |
-13.36 |
10.12 |
18.17 |
20.22 |
4.15 |
5.85 |
3.86 |
4.32 |
6.20 |
| Net Income | 10.02 |
13.72 |
17.90 |
19.85 |
8.97 |
-4.96 |
-52.09 |
-13.32 |
37.49 |
12.54 |
14.06 |
2.88 |
3.99 |
2.62 |
3.05 |
4.40 |
| Preferred dividends | -- |
-- |
-- |
-- |
-- |
-- |
0.80 |
1.30 |
1.34 |
1.03 |
0.70 |
0.33 |
0.70 |
-- |
-- |
-- |
| Earnings per Share ($) | 1.39 |
1.62 |
2.10 |
2.33 |
1.06 |
-0.59 |
-6.23 |
-1.72 |
4.07 |
1.30 |
1.51 |
0.28 |
0.36 |
0.30 |
0.35 |
0.50 |
| Total Shares Outstanding | 7.20 |
8.49 |
8.54 |
8.51 |
8.46 |
8.47 |
8.49 |
8.51 |
8.60 |
8.85 |
8.72 |
8.99 |
9.04 |
8.65 |
8.71 |
8.72 |
| Balance Sheet | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Cash and cash equivalents | 16.31 |
20.66 |
36.21 |
51.10 |
29.14 |
16.75 |
18.90 |
6.67 |
22.04 |
31.12 |
25.18 |
23.99 |
28.99 |
25.98 |
31.12 |
25.18 |
| Money Market Investments | 4.98 |
6.80 |
7.89 |
7.51 |
9.73 |
24.63 |
1.37 |
47.92 |
54.33 |
105 |
89.59 |
61.02 |
53.48 |
78.01 |
105 |
89.59 |
| Net Loan | 1,022 |
1,299 |
1,541 |
1,724 |
1,774 |
1,830 |
1,492 |
1,217 |
1,036 |
1,013 |
997 |
1,021 |
1,031 |
1,008 |
1,013 |
997 |
| Securities & Investments | 117 |
146 |
174 |
195 |
202 |
227 |
243 |
230 |
173 |
138 |
140 |
150 |
128 |
136 |
138 |
140 |
| Accounts Receivable | 4.10 |
5.64 |
8.27 |
10.29 |
9.96 |
8.51 |
7.09 |
5.94 |
4.40 |
3.87 |
3.90 |
4.43 |
3.90 |
3.94 |
3.87 |
3.90 |
| Property, Plant and Equipment | 15.31 |
24.57 |
30.21 |
33.54 |
34.35 |
32.33 |
29.68 |
27.87 |
26.80 |
25.92 |
25.67 |
26.47 |
26.16 |
26.10 |
25.92 |
25.67 |
| Other Assets | 23.77 |
32.82 |
40.08 |
45.58 |
61.86 |
68.77 |
114 |
96.32 |
117 |
106 |
104 |
115 |
114 |
111 |
106 |
104 |
| Total Assets | 1,203 |
1,536 |
1,838 |
2,067 |
2,121 |
2,208 |
1,906 |
1,632 |
1,433 |
1,423 |
1,385 |
1,402 |
1,385 |
1,388 |
1,423 |
1,385 |
| Total Deposits | 903 |
1,159 |
1,419 |
1,647 |
1,591 |
1,600 |
1,402 |
1,274 |
1,112 |
1,135 |
1,093 |
1,093 |
1,106 |
1,108 |
1,135 |
1,093 |
| Accounts Payable | -- |
-- |
-- |
-- |
23.80 |
-- |
7.24 |
5.88 |
4.16 |
6.93 |
6.14 |
4.23 |
7.71 |
6.79 |
6.93 |
6.14 |
| Current Portion of Long-Term Debt | 45.00 |
120 |
130 |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Long-Term Debt | 62.11 |
34.60 |
35.34 |
131 |
37.00 |
323 |
255 |
110 |
79.42 |
69.43 |
67.99 |
79.40 |
69.41 |
69.42 |
69.43 |
67.99 |
| Other liabilities | 62.63 |
80.72 |
98.40 |
117 |
291 |
112 |
102 |
117 |
72.57 |
64.77 |
68.74 |
57.44 |
52.83 |
60.03 |
64.77 |
68.74 |
| Total Liabilities | 1,073 |
1,395 |
1,683 |
1,895 |
1,943 |
2,034 |
1,766 |
1,506 |
1,268 |
1,276 |
1,236 |
1,235 |
1,236 |
1,244 |
1,276 |
1,236 |
| Common Stock | 119 |
131 |
149 |
-- |
-- |
-- |
-- |
-- |
-- |
166 |
165 |
173 |
173 |
167 |
166 |
165 |
| Preferred Stock | -- |
-- |
-- |
-- |
-- |
-- |
19.84 |
20.08 |
20.33 |
-- |
-- | 20.40 |
-- |
-- |
-- |
-- |
| Retained Earnings | 11.42 |
10.48 |
8.00 |
11.79 |
4.95 |
-1.28 |
-54.17 |
-68.78 |
-32.64 |
-21.13 |
-16.73 |
-30.09 |
-26.80 |
-24.18 |
-21.13 |
-16.73 |
| Additional Paid-In Capital | -- |
-- |
-- |
161 |
173 |
172 |
172 |
173 |
173 |
-- |
-- | -- |
174 |
-- |
-- |
-- |
| Total Equity | 130 |
142 |
155 |
172 |
178 |
174 |
140 |
126 |
165 |
147 |
150 |
167 |
150 |
145 |
147 |
150 |
| Cashflow Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | TTM | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Net Income | 10.02 |
13.72 |
17.90 |
19.85 |
8.97 |
-4.96 |
-52.09 |
-13.32 |
37.49 |
12.54 |
14.06 |
2.88 |
3.99 |
2.62 |
3.05 |
4.40 |
| Depreciation, Depletion and Amortization | 1.95 |
1.70 |
2.56 |
2.89 |
3.08 |
2.76 |
2.58 |
2.44 |
2.20 |
2.24 |
2.28 |
0.51 |
0.58 |
0.58 |
0.57 |
0.55 |
| Cash Flow from Others | 1.64 |
2.93 |
4.59 |
7.02 |
8.67 |
15.83 |
40.74 |
40.48 |
-17.18 |
2.25 |
1.05 |
-0.46 |
0.46 |
-3.96 |
6.20 |
-1.65 |
| Cash Flow from Operations | 13.61 |
18.35 |
25.04 |
29.75 |
20.71 |
13.64 |
-8.78 |
29.60 |
22.51 |
17.02 |
17.39 |
2.93 |
5.03 |
-0.76 |
9.82 |
3.30 |
| Investment for Property, Plant & Equipement | -- |
-- |
-- |
-- |
-- |
-- |
-0.04 |
-0.12 |
-0.56 |
-0.57 |
-0.58 |
-0.07 |
-0.07 |
-0.28 |
-0.16 |
-0.08 |
| Cash Flow from Investing | -296 |
-331 |
-288 |
-219 |
-84.17 |
-112 |
243 |
272 |
228 |
66.73 |
41.67 |
39.73 |
15.92 |
20.58 |
-9.50 |
14.67 |
| Net Issuance of Stock | 43.03 |
0.22 |
0.08 |
0.43 |
0.22 |
0.12 |
20.83 |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Net Issuance of Preferred Stock | -- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-21.00 |
-41.83 |
-- |
-41.83 |
-- |
-- |
-- |
| Net Issuance of Debt | 80.75 |
62.76 |
21.22 |
-20.56 |
102 |
88.66 |
-67.64 |
-140 |
-30.37 |
-9.99 |
-9.89 |
-0.02 |
-9.99 |
0.01 |
0.01 |
0.08 |
| Cash Flow for Dividends | -1.85 |
-2.56 |
-3.19 |
-4.04 |
-4.68 |
-2.63 |
-1.11 |
-0.61 |
-1.62 |
-1.27 |
-1.87 |
-0.26 |
-0.10 |
-0.13 |
-0.77 |
-0.86 |
| Other Financing | 149 |
256 |
260 |
228 |
-55.72 |
8.39 |
-190 |
-118 |
-206 |
8.14 |
24.31 |
-33.74 |
28.43 |
1.83 |
32.45 |
-38.41 |
| Cash Flow from Financing | 271 |
317 |
279 |
203 |
41.51 |
94.55 |
-238 |
-259 |
-238 |
-24.12 |
-29.29 |
-34.03 |
-23.49 |
1.71 |
31.69 |
-39.19 |
| Net Change in Cash | -11.55 |
4.25 |
15.94 |
14.63 |
-21.95 |
-3.63 |
-4.07 |
42.46 |
12.17 |
59.63 |
29.77 |
8.64 |
-2.54 |
21.53 |
32.01 |
-21.23 |
| Free Cash Flow | 13.61 |
18.35 |
25.04 |
29.75 |
20.71 |
13.64 |
-8.82 |
29.48 |
21.95 |
16.45 |
16.81 |
2.86 |
4.97 |
-1.04 |
9.66 |
3.22 |
| Valuation Ratios (Daily) | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| PE Ratio(ttm) |  |
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| Valuation and Quality | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
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