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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 18.4 
EBITDA Growth (%) -143.4 
Free Cash Flow Growth (%) -65.7 
Book Value Growth (%) -18.5  -18.5  21.8 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec97 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec10 Dec11 Dec12 TTM Dec11 Mar12 Jun12 Sep12 Dec12
   
Revenue per Share ($)
2.02
5.77
5.25
5.78
6.28
7.68
-1.02
1.01
1.05
1.27
1.16
0.19
0.14
0.37
0.34
0.31
EBITDA per Share
1.50
4.10
3.91
3.97
3.39
4.28
-7.13
-0.84
1.29
-0.19
-0.56
1.42
-0.24
0.01
-0.04
-0.29
Free Cashflow per Share
1.49
1.35
2.19
2.15
1.30
1.04
-7.71
-0.67
0.35
0.12
0.12
0.15
0.10
0.07
0.20
-0.25
Earnings per Share ($)
1.50
1.09
1.13
2.44
0.78
2.30
1.37
-0.71
0.68
0.07
0.08
0.97
0.09
0.06
0.02
-0.09
Dividends Per Share
1.06
1.71
1.75
1.79
1.84
1.92
2.00
--
--
--
--
--
--
--
--
--
Book Value per Share
19.25
20.03
19.12
21.56
19.35
20.13
17.08
3.23
3.89
4.71
4.70
3.86
3.98
4.25
4.62
4.70
Month End Stock Price
--
25.09
25.45
24.75
27.21
25.83
32.20
0.12
0.17
0.40
0.40
0.17
0.44
0.28
0.29
0.40
RatiosAnnualsQuarterly
Fiscal Period
Dec97 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec10 Dec11 Dec12 Latest Q. Dec11 Mar12 Jun12 Sep12 Dec12
   
Return on Equity %
7.80
5.90
5.90
11.30
4.00
11.40
8.00
-21.90
23.50
1.60
-21.60
107
14.40
10.40
6.00
-21.60
Return on Assets %
7.70
2.00
1.90
3.20
0.80
2.30
0.60
-1.40
2.00
0.20
-2.40
9.20
1.20
1.20
0.80
-2.40
Return on Capital - Joel Greenblatt %
--
--
15.60
11.10
6.40
8.50
-55.80
--
--
-25.60
-58.40
--
-82.80
-15.60
-28.00
-58.40
Debt to Equity
--
1.45
1.68
1.88
2.52
2.50
4.95
--
--
--
--
--
6.20
5.87
5.43
--
   
Operating Margin %
74.20
68.90
73.10
62.40
44.50
47.50
757
-83.00
81.00
-32.80
-76.80
684
-261
-20.80
-34.10
-76.80
Net Margin %
74.20
20.60
21.70
42.20
12.40
29.80
-134
-69.80
87.30
5.80
-81.80
556
101
29.60
20.90
-81.80
   
Debt to Revenue
--
5.04
6.12
7.03
7.75
6.56
-82.52
--
--
--
--
--
175
66.79
73.88
--
Interest Exp. to Revenue %
84.24
47.05
44.51
28.24
21.61
18.30
-163
77.00
72.89
48.79
79.41
72.78
88.56
44.45
35.03
79.41
   
Asset Turnover
0.10
0.10
0.09
0.08
0.07
0.08
-0.01
0.02
0.02
0.03
0.01
0.00
0.00
0.01
0.01
0.01
Buyback Ratio
--
-329
-281
-216
-214
-78.80
--
--
--
--
--
--
--
--
--
--
Dividend Payout Ratio
0.71
1.44
1.54
0.73
2.37
0.84
1.46
--
--
--
--
--
--
--
--
--
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec97 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec10 Dec11 Dec12 TTM Dec11 Mar12 Jun12 Sep12 Dec12
   
Net Interest Income
21.35
59.17
59.48
48.56
47.20
53.62
65.44
31.65
31.37
26.32
27.86
5.58
5.38
7.05
5.04
10.40
Non Interest Income
3.99
19.61
29.00
63.42
72.46
144
-106
9.46
11.67
27.62
21.54
2.09
0.70
8.80
9.34
2.70
Revenue
25.34
126
134
172
218
293
-40.08
41.10
43.04
53.94
49.40
7.67
6.07
15.85
14.38
13.09
   
Selling, General, &Admin. Expense
--
--
7.02
12.16
26.45
32.33
110
19.65
16.10
15.46
15.46
3.09
4.15
3.68
3.74
3.89
Credit Losses Provision
--
--
--
--
--
--
12.56
4.44
0.86
-5.65
2.92
--
3.41
0.87
-1.36
--
Other Expenses
-0.06
-2.88
-8.88
-22.99
-47.26
-56.63
116
51.12
-26.79
52.05
55.36
-54.06
9.01
10.99
13.65
21.72
Earnings Before DDA
18.86
89.47
99.51
118
118
163
-279
-34.10
52.88
-7.93
-24.35
58.64
-10.50
0.31
-1.64
-12.51
   
Depreciation, Depletion and Amortization
0.06
2.88
1.86
10.83
20.82
24.30
24.56
--
18.03
9.78
9.78
6.20
5.36
3.61
3.26
-2.45
   
Operating Income
18.80
86.59
97.66
107
97.14
139
-303
-34.10
34.85
-17.70
-34.12
52.44
-15.86
-3.30
-4.90
-10.06
Net Income
18.80
25.88
28.95
72.50
27.04
87.40
53.65
-28.71
37.60
3.12
3.12
42.61
6.13
4.70
3.00
-10.71
   
Preferred dividends
--
--
--
--
--
--
--
--
9.60
--
6.85
2.48
2.28
2.28
2.28
--
Earnings per Share ($)
1.50
1.09
1.13
2.44
0.78
2.30
1.37
-0.71
0.68
0.07
0.08
0.97
0.09
0.06
0.02
-0.09
Total Shares Outstanding
12.54
21.80
25.47
29.77
34.78
38.18
39.11
40.55
41.13
42.44
42.53
41.37
42.98
42.43
42.38
42.53
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec97 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec10 Dec11 Dec12 Latest Q. Dec11 Mar12 Jun12 Sep12 Dec12
   
Cash and cash equivalents
7.37
97.37
43.75
50.83
92.88
141
339
32.54
42.12
50.86
50.86
42.12
37.60
39.37
43.10
50.86
Money Market Investments
-7.37
-97.37
-43.75
-50.83
-92.88
-141
14.93
24.99
50.67
55.31
55.31
50.67
59.33
70.79
62.13
55.31
Net Loan
--
440
461
552
631
804
989
72.92
10.95
1.17
1.17
10.95
4.71
5.42
6.71
1.17
Securities & Investments
--
--
--
--
--
--
1,770
1,267
1,516
1,464
1,464
1,516
1,154
1,133
1,139
1,464
Accounts Receivable
1.47
15.86
16.16
16.84
18.37
22.10
23.41
16.33
10.65
8.44
8.44
10.65
--
9.70
8.43
8.44
Property, Plant and Equipment
--
2.72
--
--
183
158
349
1.45
0.81
120
120
0.81
114
125
113
120
Intangible Assets
--
38.17
44.55
146
140
223
192
--
--
--
--
--
--
--
--
--
Other Assets
242
792
1,031
1,535
2,338
2,625
4,808
644
212
102
102
212
469
458
478
102
Total Assets
243
1,289
1,553
2,250
3,310
3,832
8,484
2,060
1,844
1,802
1,802
1,844
1,840
1,842
1,851
1,802
   
Accounts Payable
1.00
29.01
14.11
17.51
35.00
43.89
56.48
18.89
15.64
12.50
12.50
15.64
14.96
16.11
16.52
12.50
Current Portion of Long-Term Debt
--
78.56
671
1,018
1,426
1,625
534
--
--
--
--
--
--
--
--
--
Long-Term Debt
--
555
147
190
267
297
2,773
--
--
--
--
--
1,060
1,058
1,063
--
Other liabilities
0.70
190
234
382
909
1,098
4,452
1,910
1,668
1,589
1,589
1,668
593
586
576
1,589
Total Liabilities
1.70
853
1,066
1,608
2,637
3,063
7,816
1,929
1,684
1,602
1,602
1,684
1,669
1,661
1,655
1,602
   
Common Stock
193
407
472
655
681
773
--
--
--
--
--
--
--
--
--
--
Preferred Stock
17.54
2.96
--
--
--
--
--
169
155
155
155
155
155
155
155
155
Additional Paid-In Capital
--
--
--
--
--
--
567
-130
-99.22
-93.79
-93.79
-99.22
-95.36
-92.91
-89.96
-93.79
Treasury Stock
-0.92
-0.91
-0.86
-2.62
-2.62
--
--
--
--
--
--
--
--
--
--
--
Total Equity
241
437
487
642
673
768
668
131
160
200
200
160
171
180
196
200
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec97 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec10 Dec11 Dec12 TTM Dec11 Mar12 Jun12 Sep12 Dec12
   
Net Income
18.80
25.88
28.95
72.50
27.04
87.40
53.65
-28.71
--
-38.66
-26.53
--
15.98
-14.14
-13.41
-14.96
Depreciation, Depletion and Amortization
0.06
2.88
1.86
10.83
20.82
24.30
24.56
--
18.03
9.78
9.78
6.20
5.36
3.61
3.26
-2.45
Cash Flow from Others
-0.10
2.69
25.27
-16.92
6.29
-64.50
-317
49.20
-3.63
33.83
21.70
-0.16
-16.94
13.38
18.57
6.69
Cash Flow from Operations
18.76
31.45
56.08
66.40
54.14
47.21
-238
20.49
14.40
4.95
4.95
6.04
4.40
2.85
8.41
-10.72
   
Investment for Property, Plant & Equipement
-0.08
-2.10
-0.29
-2.46
-8.98
-7.66
-63.29
-47.77
--
--
--
--
--
--
--
--
Cash Flow from Acquisitions
--
--
-1.10
-105
-348
-520
-1,042
--
--
--
--
--
--
--
--
--
Cash Flow from Investing
-24.53
-210
-301
-369
-657
-683
-773
59.65
79.05
24.05
24.05
44.57
-14.10
-8.54
-5.40
52.09
   
Net Issuance of Stock
--
85.20
81.36
157
57.90
67.54
--
--
--
--
--
--
--
--
--
--
Net Issuance of Preferred Stock
--
15.63
-19.30
--
71.03
97.66
--
--
-10.50
--
--
--
--
--
--
--
Net Issuance of Debt
--
197
185
198
258
204
517
-86.19
-115
-26.12
-26.12
-49.64
0.71
-2.94
3.06
-26.95
Cash Flow for Dividends
-21.67
-38.41
-55.19
-60.74
-63.18
-71.43
-77.10
-16.10
-13.04
-9.33
-9.33
-5.65
4.59
-9.36
-2.28
-2.28
Other Financing
--
-10.43
0.00
15.42
321
385
480
36.61
54.91
15.19
15.19
9.85
-0.12
19.75
-0.06
-4.38
Cash Flow from Financing
-21.67
249
192
309
645
683
920
-65.68
-83.87
-20.26
-20.26
-45.44
5.19
7.45
0.72
-33.62
   
Net Change in Cash
-27.45
69.87
-53.63
7.08
42.06
47.80
-91.13
14.46
9.57
8.74
8.74
5.88
-4.52
1.77
3.73
7.76
   
Free Cash Flow
18.68
29.36
55.79
63.95
45.17
39.55
-302
-27.28
14.40
4.95
4.95
6.04
4.40
2.85
8.41
-10.72
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec97 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec10 Dec11 Dec12 Latest Q. Dec11 Mar12 Jun12 Sep12 Dec12
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec97 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec10 Dec11 Dec12 Latest Q. Dec11 Mar12 Jun12 Sep12 Dec12
   
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