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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 5.6  -32.2 
EBITDA Growth (%) -0.1  -23.1 
Free Cash Flow Growth (%) 55.6  -70.6 
Book Value Growth (%) 0  -26.8 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec99 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
--
2.07
0.92
1.04
1.23
1.46
1.65
1.91
1.41
1.35
0.53
0.47
0.48
0.19
0.21
EBITDA per Share
--
1.12
0.43
0.24
0.58
0.49
0.53
0.63
0.51
0.50
0.21
0.18
0.18
0.06
0.08
Free Cashflow per Share
--
0.85
0.24
0.25
0.06
0.23
0.48
0.53
0.36
0.20
0.31
-0.05
0.08
0.06
0.11
Earnings per Share ($)
0.86
0.59
0.24
-0.03
0.37
0.28
0.33
0.42
0.29
0.32
0.13
0.10
0.10
0.03
0.09
Dividends Per Share
--
--
--
--
0.04
0.16
0.19
0.23
0.12
0.12
0.06
0.06
--
--
0.06
Book Value per Share
0.02
6.77
3.66
8.21
8.96
9.21
9.52
9.44
7.53
7.20
9.84
9.98
10.13
4.02
7.20
Month End Stock Price
--
--
--
10.49
11.25
13.52
13.32
14.16
15.25
11.36
14.22
14.21
16.02
15.25
11.36
RatiosAnnualsQuarterly
Fiscal Period
Dec99 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
5.40
8.70
6.60
2.90
4.10
3.10
3.50
4.40
3.90
2.40
5.20
4.00
4.00
3.20
2.40
Return on Assets %
0.70
0.90
0.80
0.80
0.90
0.60
0.60
0.70
0.60
0.80
0.80
0.80
0.80
0.40
0.80
Return on Capital - Joel Greenblatt %
--
--
--
177
--
--
--
--
--
--
--
--
--
--
--
Debt to Equity
--
0.18
0.14
0.06
0.42
0.20
0.37
0.54
1.01
--
0.52
0.61
0.62
1.01
--
   
Operating Margin %
--
50.70
41.40
19.30
43.50
30.20
29.30
30.10
32.20
33.50
36.60
33.10
33.00
25.90
33.50
Net Margin %
24.20
28.30
26.40
22.70
29.90
19.50
20.00
21.70
20.70
21.80
23.70
21.40
20.80
16.70
21.80
   
Debt to Revenue
--
0.60
0.55
0.48
3.06
1.28
2.15
2.66
5.41
--
9.62
12.88
13.04
21.57
--
Interest Exp. to Revenue %
98.15
90.62
88.80
79.55
88.38
91.30
90.07
84.72
88.92
85.21
80.98
92.25
90.86
92.43
85.21
   
Asset Turnover
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.01
0.01
0.01
0.01
0.01
0.01
Buyback Ratio
--
--
--
--
--
--
--
--
--
-1,140
--
--
--
--
-1,140
Dividend Payout Ratio
--
--
--
--
0.11
0.56
0.57
0.55
0.41
1.29
0.48
--
--
--
1.29
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec99 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Interest Income
1.54
42.07
36.46
36.87
46.79
56.59
62.09
65.60
68.90
70.74
16.93
17.01
17.00
17.96
18.77
Non Interest Income
0.03
4.35
4.60
9.48
6.15
5.39
6.84
11.84
8.59
7.87
3.98
1.43
1.71
1.47
3.26
Revenue
1.57
46.42
41.06
46.34
52.95
61.98
68.93
77.44
77.48
78.60
20.90
18.44
18.71
19.43
22.02
   
Selling, General, &Admin. Expense
--
11.05
13.45
12.69
14.74
23.19
24.90
27.53
30.99
32.26
8.19
7.91
7.59
7.85
8.90
Credit Losses Provision
--
1.63
0.24
1.44
5.08
9.04
10.08
12.59
3.54
3.20
0.62
0.54
0.50
1.88
0.28
Other Expenses
0.95
8.64
8.07
21.44
8.24
9.05
11.82
11.63
14.87
15.07
3.74
3.10
3.58
3.88
4.50
Earnings Before DDA
0.01
25.10
19.30
10.78
24.88
20.71
22.13
25.69
28.09
28.08
8.36
6.88
7.03
5.82
8.35
   
Depreciation, Depletion and Amortization
0.01
1.56
2.29
1.82
1.87
2.02
1.96
2.37
3.14
3.39
0.71
0.79
0.85
0.79
0.97
   
Operating Income
--
23.54
17.01
8.95
23.01
18.69
20.16
23.32
24.95
24.68
7.64
6.10
6.18
5.03
7.38
Net Income
0.38
13.16
10.84
10.51
15.83
12.07
13.79
16.82
16.03
15.88
4.95
3.95
3.89
3.24
4.79
   
Earnings per Share ($)
0.86
0.59
0.24
-0.03
0.37
0.28
0.33
0.42
0.29
0.32
0.13
0.10
0.10
0.03
0.09
Total Shares Outstanding
441
22.41
44.80
44.75
43.13
42.53
41.67
40.52
55.12
103
39.14
38.96
39.05
103
103
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec99 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Cash and cash equivalents
--
38.37
46.62
25.09
50.13
42.54
43.85
65.27
129
65.92
45.84
34.38
32.01
129
65.92
Money Market Investments
--
0.21
19.20
31.20
--
--
--
--
--
--
--
--
--
--
--
Net Loan
42.86
383
404
419
581
714
807
1,052
1,222
1,228
1,017
1,046
1,075
1,222
1,228
Securities & Investments
--
901
742
826
975
1,142
1,253
1,106
1,283
1,342
1,192
1,229
1,216
1,283
1,342
Accounts Receivable
--
5.65
5.62
5.60
8.32
8.05
7.87
8.61
8.15
8.31
7.81
7.79
7.35
8.15
8.31
Property, Plant and Equipment
0.10
9.18
8.23
7.73
8.90
12.68
16.06
19.99
29.79
30.39
22.18
23.15
24.07
29.79
30.39
Intangible Assets
--
16.16
16.16
16.16
16.16
16.16
16.16
16.16
16.16
16.16
16.16
16.16
16.16
16.16
16.16
Other Assets
10.63
55.66
52.29
56.07
118
67.04
103
109
126
153
105
108
120
126
153
Total Assets
53.58
1,409
1,295
1,387
1,758
2,002
2,247
2,377
2,813
2,844
2,406
2,464
2,491
2,813
2,844
   
Total Deposits
--
1,010
990
877
1,024
1,317
1,373
1,494
1,957
1,625
1,500
1,543
1,571
1,957
1,625
Accounts Payable
--
--
--
--
--
--
--
--
18.86
69.60
--
--
--
18.86
69.60
Current Portion of Long-Term Debt
--
27.63
22.53
22.42
2.28
--
--
--
--
--
--
--
--
--
--
Long-Term Debt
--
--
--
--
160
79.42
148
206
419
--
201
238
244
419
--
Other liabilities
46.51
219
118
120
185
214
329
295
3.49
405
319
294
281
3.49
405
Total Liabilities
46.51
1,257
1,131
1,020
1,371
1,611
1,850
1,994
2,398
2,100
2,021
2,075
2,095
2,398
2,100
   
Common Stock
0.01
--
--
0.45
0.45
0.46
0.46
0.46
0.47
0.58
0.46
0.46
0.46
0.47
0.58
Retained Earnings
3.49
167
178
188
203
212
223
236
250
251
239
243
247
250
251
Additional Paid-In Capital
4.35
0.51
0.51
199
199
202
206
209
230
506
210
211
212
230
506
Treasury Stock
--
--
--
--
--
-19.93
-27.98
-65.78
-70.01
--
-67.50
-70.13
-70.01
-70.01
--
Total Equity
7.07
152
164
367
387
392
397
383
415
744
385
389
396
415
744
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec99 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
0.37
13.16
10.84
10.51
15.83
12.07
13.79
16.82
16.03
15.88
4.95
3.95
3.89
3.24
4.79
Depreciation, Depletion and Amortization
0.01
1.56
2.29
1.82
1.87
2.02
1.96
2.37
3.14
3.39
0.71
0.79
0.85
0.79
0.97
Cash Flow from Others
1.21
4.22
-2.37
-0.92
-12.37
1.08
9.82
8.27
8.81
6.59
9.49
-4.89
-0.09
4.30
7.27
Cash Flow from Operations
1.59
18.94
10.77
11.41
5.33
15.16
25.58
27.46
27.98
25.86
15.15
-0.16
4.65
8.33
13.03
   
Investment for Property, Plant & Equipement
-0.02
--
--
--
-2.66
-5.46
-5.37
-6.08
-8.04
-6.67
-2.82
-1.67
-1.67
-1.87
-1.46
Cash Flow from Acquisitions
--
--
--
--
--
--
--
77.45
4.72
4.72
--
--
--
4.72
--
Cash Flow from Investing
-13.38
84.51
137
-106
-337
-237
-181
10.62
-245
-263
-35.02
-87.28
-21.81
-101
-53.54
   
Net Issuance of Stock
--
--
--
89.68
--
-19.93
-8.21
-37.82
-4.34
37.80
-1.72
-2.63
--
--
40.42
Net Issuance of Debt
--
-23.49
-0.15
-0.11
-0.14
-0.16
-0.19
--
-0.25
4.50
-67.92
36.45
-31.82
-0.07
-0.07
Cash Flow for Dividends
-0.09
--
--
--
-0.74
-2.96
-3.31
-3.70
-1.72
-3.28
-1.72
0.00
-0.01
--
-3.28
Other Financing
9.10
-136
-125
-30.49
358
237
168
24.86
287
219
71.80
42.15
46.62
189
-59.41
Cash Flow from Financing
9.01
-159
-126
59.08
357
214
157
-16.67
280
258
0.44
75.98
14.79
189
-22.33
   
Net Change in Cash
-2.78
-55.93
22.26
-35.54
25.04
-7.58
1.31
21.42
63.49
20.08
-19.43
-11.46
-2.37
96.75
-62.84
   
Free Cash Flow
1.57
18.94
10.77
11.41
2.67
9.71
20.21
21.38
19.94
19.19
12.33
-1.83
2.99
6.46
11.58
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec99 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec99 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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