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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 2.20  4.20  -1.00 
EBITDA Growth (%) 0.00  0.00  0.00 
EBIT Growth (%) 0.00  0.00  0.00 
Free Cash Flow Growth (%) 0.00  0.00  -2.90 
Book Value Growth (%) -3.00  -3.00  4.90 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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* Preliminary data is from the companies’ press releases. 10-Q/K data is not available yet. Preliminary data is not used in the calculation of Ratios, Scores, or Rankings.
Per Share DataAnnualsAdd to batch download listDownload 15Y FinancialQuarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 TTM Mar13 Jun13 Sep13 Dec13 Mar14
   
Revenue per Share ($)
15.13
16.40
16.28
17.56
13.99
16.14
17.00
18.21
19.43
18.53
19.05
4.35
4.99
4.70
4.50
4.86
EBITDA per Share ($)
2.86
3.26
2.96
1.66
-3.53
-1.06
0.25
-0.68
-0.36
2.36
3.09
0.31
1.03
0.53
0.50
1.03
EBIT per Share ($)
2.86
3.26
--
1.62
-3.54
-1.16
0.11
-0.93
-0.50
2.29
3.01
0.29
1.01
0.51
0.48
1.01
Earnings per Share (diluted) ($)
1.89
2.37
1.99
1.17
-2.41
-0.42
0.13
-0.55
-0.27
1.57
2.02
0.21
0.67
0.36
0.32
0.67
Free Cashflow per Share ($)
3.50
3.43
4.23
3.70
2.44
2.26
-1.17
-0.37
2.08
2.34
2.31
0.49
0.46
0.62
0.77
0.46
Dividends Per Share
0.40
0.51
0.59
0.63
0.67
0.68
0.69
0.70
0.89
0.72
0.72
0.18
0.18
0.18
0.18
0.18
Book Value Per Share ($)
16.96
17.57
18.96
19.71
16.21
16.17
15.90
14.55
14.03
14.52
14.84
14.15
13.80
14.29
14.52
14.84
Month End Stock Price ($)
20.26
21.14
23.28
15.41
11.92
10.04
13.63
9.27
10.65
17.27
15.18
12.71
12.87
15.40
17.27
16.40
RatiosAnnualsAdd to batch download listDownload 15Y FinancialQuarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 TTM Mar13 Jun13 Sep13 Dec13 Mar14
   
Return on Equity %
11.25
13.70
10.64
6.00
-14.93
-2.55
0.73
-3.72
-1.91
11.86
15.16
6.12
21.64
11.08
10.04
20.12
Return on Assets %
4.12
4.78
3.69
2.05
-4.21
-0.70
0.19
-0.88
-0.42
2.71
3.49
1.36
4.76
2.48
2.28
4.64
Return on Capital - Joel Greenblatt %
--
--
--
--
-263.07
-92.62
--
--
--
--
--
--
--
--
--
--
Debt to Equity
0.04
0.04
0.03
0.01
0.41
0.40
0.12
0.24
0.16
0.15
0.15
0.16
0.16
0.15
0.15
0.15
   
Gross Margin %
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Operating Margin %
18.90
19.89
--
9.25
-25.30
-7.19
0.67
-5.10
-2.59
12.36
15.80
6.65
20.27
10.85
10.69
20.76
Net Margin %
12.46
14.49
12.25
6.66
-17.24
-2.61
0.73
-3.02
-1.38
8.23
10.46
4.43
13.27
7.46
7.11
13.59
   
Total Equity to Total Asset
0.37
0.35
0.35
0.34
0.28
0.27
0.26
0.24
0.22
0.23
0.23
0.22
0.22
0.23
0.23
0.23
LT Debt to Total Asset
0.01
0.01
0.01
0.01
0.02
0.02
0.03
0.06
0.04
0.03
0.03
0.04
0.04
0.03
0.03
0.03
   
Asset Turnover
0.33
0.33
0.30
0.31
0.24
0.27
0.26
0.29
0.31
0.33
0.33
0.08
0.09
0.08
0.08
0.09
Dividend Payout Ratio
0.21
0.22
0.30
0.54
--
--
5.31
--
--
0.46
0.36
0.86
0.27
0.50
0.56
0.27
   
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 TTM Mar13 Jun13 Sep13 Dec13 Mar14
   
Total Premiums Earned
2,805
3,062
3,154
3,601
3,125
3,112
3,226
3,696
4,044
4,457
4,529
1,166
1,100
1,163
1,133
1,133
Net Investment Income
291
310
342
380
377
384
379
365
337
319
322
79
79
79
82
83
Fees and Other Income
396
434
299
110
-265
309
498
585
590
667
752
25
283
137
117
215
Revenue
3,492
3,806
3,794
4,091
3,238
3,804
4,103
4,646
4,970
5,443
5,603
1,270
1,462
1,380
1,332
1,431
   
Selling, General, &Admin. Expense
--
--
--
--
--
1,478
1,810
2,136
5,099
2,510
3,007
1,180
1,160
656
623
568
Advertising
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Net Policyholder Benefits/Claims
2,613
2,926
1,532
2,157
5,416
5,190
2,253
5,495
2,747
2,223
2,204
579
522
565
561
556
Policy Acquisition Expense
1,524
1,583
1,564
1,539
1,339
1,454
--
2,054
2,297
2,510
1,202
596
634
--
--
568
Research &Development
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
EBITDA
660
757
690
386
-817
-249
60
-173
-92
694
907
90
302
155
147
303
Depreciation, Depletion and Amortization
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Operating Income
660
757
--
378
-819
-274
28
-237
-129
673
885
85
296
150
142
297
   
Other Income (Minority Interest)
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Pre-Tax Income
651
747
680
378
-819
-274
28
-237
-129
673
885
85
296
150
142
297
Tax Provision
-216
-196
-215
-106
261
174
3
-192
60
-225
-299
-28
-102
-47
-48
-103
Net Income (Continuing Operations)
435
551
465
272
-558
-99
30
-141
-69
448
586
56
194
103
95
194
Net Income (Discontinued Operations)
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Net Income
435
551
465
272
-558
-99
30
-141
-69
448
586
56
194
103
95
194
   
Preferred dividends
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
EPS (Basic)
1.91
2.40
2.01
1.18
-2.41
-0.42
0.13
-0.55
-0.27
1.74
2.28
0.22
0.76
0.40
0.37
0.75
EPS (Diluted)
1.89
2.37
1.99
1.17
-2.41
-0.42
0.13
-0.55
-0.27
1.57
2.02
0.21
0.67
0.36
0.32
0.67
Shares Outstanding (Diluted)
230.8
232.1
233.0
232.9
231.5
235.7
241.3
255.0
255.8
293.7
294.5
292.1
292.8
293.4
295.8
294.5
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Latest Q. Mar13 Jun13 Sep13 Dec13 Mar14
   
Fixed Maturity Investment
6,456
6,332
6,833
7,384
7,407
8,327
8,532
8,393
8,566
8,712
8,555
8,672
8,635
9,937
8,712
8,555
Equity Investments
459
552
669
842
350
503
672
581
740
1,004
1,190
873
865
911
1,004
1,190
Short-term investments
389
275
494
527
918
851
1,004
1,512
1,295
1,146
1,313
1,218
1,092
9,780
1,146
1,313
Net Loan
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Cash and cash equivalents
61
68
72
54
64
77
127
93
101
153
130
123
113
156
153
130
Accounts Receivable
736
944
1,110
880
915
931
1,068
1,113
1,207
1,305
1,297
1,239
1,268
1,321
1,305
1,297
Deferred Policy Acquisition Costs
232
240
265
247
223
207
231
198
166
193
205
168
175
189
193
205
Property, Plant and Equipment
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Intangible Assets
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Total Assets
10,571
11,543
12,612
13,291
13,266
14,190
15,883
16,050
16,227
16,534
16,811
16,411
16,299
16,526
16,534
16,811
   
Unpaid Loss & Loss Reserve
4,579
5,129
5,723
6,231
7,241
7,915
8,815
8,787
9,303
9,434
9,498
9,353
9,306
9,358
9,434
9,498
Unearned Premiums
903
1,039
1,209
1,182
1,112
1,038
1,232
1,269
1,364
1,488
1,576
1,428
1,453
1,544
1,488
1,576
Future Policy Benefits
--
--
--
--
--
--
--
--
--
1,696
1,783
1,629
1,650
1,745
1,696
1,783
Policyholder Funds
176
189
--
190
181
185
192
193
202
208
207
201
197
201
208
207
Current Portion of Long-Term Debt
--
--
--
--
1,293
1,223
--
--
--
--
--
--
--
--
--
--
Long-Term Debt
143
143
144
64
233
347
475
913
573
569
566
570
570
569
569
566
Total Liabilities
6,705
7,519
8,243
8,749
9,526
10,299
11,761
12,278
12,631
12,759
12,945
12,737
12,715
12,810
12,759
12,945
   
Common Stock
185
230
--
--
241
241
259
259
259
260
261
260
260
260
260
261
Preferred Stock
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Retained Earnings
3,240
3,445
3,774
3,900
3,187
2,927
2,791
2,472
2,222
2,485
2,633
2,232
2,380
2,437
2,485
2,633
Accumulated other comprehensive income (loss)
Additional Paid-In Capital
270
289
320
344
405
412
650
658
661
674
675
660
664
667
674
675
Treasury Stock
-10
--
--
-28
--
--
--
--
--
--
--
--
--
--
--
--
Total Equity
3,866
4,024
4,369
4,542
3,740
3,891
4,121
3,773
3,596
3,775
3,866
3,673
3,585
3,716
3,775
3,866
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 TTM Mar13 Jun13 Sep13 Dec13 Mar14
   
  Net Income
435
551
465
272
-558
-99
30
-141
-69
448
586
56
194
103
95
194
  Cumulative Effect Of Accounting Change
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
  Net Foreign Currency Exchange Gain
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Net Income From Continuing Operations
435
551
465
272
-558
-99
30
-141
-69
448
586
56
194
103
95
194
Depreciation, Depletion and Amortization
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
  Change In Receivables
-33
-213
-86
82
--
--
81
-16
-106
-56
-105
-49
-27
-19
39
-98
  Change In Inventory
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
  Change In Prepaid Assets
-9
-7
53
--
--
--
119
--
--
--
--
--
--
--
--
--
  Change In Payables And Accrued Expense
345
463
542
-59
-182
129
74
125
39
171
208
31
92
19
29
68
Change In Working Capital
--
--
--
590
1,124
632
-312
46
601
239
93
87
-59
102
109
-59
Change In DeferredTax
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Cash Flow from Discontinued Operations
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Cash Flow from Others
393
282
540
-0
0
-0
0
-0
--
0
0
-0
0
-24
24
-0
Cash Flow from Operations
828
834
1,005
863
566
533
-282
-95
532
687
679
143
135
181
228
135
   
Purchase Of Property, Plant, Equipment
-20
-38
-20
--
--
--
--
--
--
--
--
--
--
--
--
--
Sale Of Property, Plant, Equipment
1
6
1
--
--
--
--
--
--
--
--
--
--
--
--
--
Purchase Of Business
--
-1
-18
-4
-4
-4
-16
--
--
-5
-5
--
--
-5
--
--
Sale Of Business
--
--
--
--
--
--
--
--
6
--
--
--
--
--
--
--
Purchase Of Investment
-13
-2,145
-1,649
-1,893
-1,694
-1,685
-1,686
-2,475
-1,806
-2,375
-2,750
-451
-691
-550
-683
-826
Sale Of Investment
1,109
1,509
995
1,254
1,082
1,232
2,054
2,814
1,586
1,784
2,354
314
482
521
467
884
Net Intangibles Purchase And Sale
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Cash From Discontinued Investing Activities
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Cash Flow from Investing
-734
-544
-887
-643
-607
-465
500
-187
-4
-458
-494
-72
-101
-92
-192
-109
   
Net Issuance of Stock
15
18
19
-13
86
1
3
1
1
12
12
1
3
2
6
1
Net Issuance of Preferred Stock
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Net Issuance of Debt
-1
-0
2
-80
169
103
-4
425
-340
-4
-4
-3
--
-1
0
-3
Cash Flow for Dividends
-92
-301
-136
-145
-155
-160
-166
-178
-182
-185
-186
-46
-46
-46
-46
-47
Other Financing
-3
0
1
2
-49
0
-1
0
0
-0
--
-1
-1
-0
2
-1
Cash Flow from Financing
-81
-282
-114
-237
52
-55
-168
248
-520
-177
-177
-50
-44
-45
-39
-50
   
Net Change in Cash
13
8
3
-18
10
13
50
-34
8
52
8
21
-10
44
-3
-23
Free Cash Flow
808
796
985
863
566
533
-282
-95
532
687
679
143
135
181
228
135
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Current Mar13 Jun13 Sep13 Dec13 Mar14
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Price to Tangible Book Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Price-to-Free-Cash-Flow ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
PS Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-Revenue Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-EBITDA Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-EBIT Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Earnings Yield (Joel Greenblatt) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Forward Rate of Return Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Shiller PE Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Current Mar13 Jun13 Sep13 Dec13 Mar14
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Enterprise Value Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Month End Stock Price Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Cash (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Current Asset Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Projected FCF (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Median PS (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Peter Lynch Fair Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Graham Number (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Altman Z-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Piotroski F-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Beneish M-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Highest Stock Price Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Lowest Stock Price Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Shares Outstanding (Basic) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Shares Buyback Ratio (%) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Y/Y (Q/Q) Rev. per Sh. Growth (%) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Y/Y (Q/Q) EPS Growth (%) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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