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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 5.70  -1.00  0.30 
EBITDA Growth (%) 0.20  -3.50  -37.80 
EBIT Growth (%) 1.60  -2.60  -52.20 
Free Cash Flow Growth (%) -2.40  14.10  5250.00 
Book Value Growth (%) 3.00  0.00  5.40 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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* Preliminary data is from the companies’ press releases. 10-Q/K data is not available yet. Preliminary data is not used in the calculation of Ratios, Scores, or Rankings.
Per Share DataAnnualsAdd to batch download listDownload 15Y FinancialQuarterly
Fiscal Period
Sep04 Sep05 Sep06 Sep07 Sep08 Sep09 Sep10 Sep11 Sep12 Sep13 TTM Jun13 Sep13 Dec13 Mar14 Jun14
   
Revenue per Share ($)
EBITDA per Share ($)
EBIT per Share ($)
Earnings per Share (diluted) ($)
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Free Cashflow per Share ($)
Dividends Per Share
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Book Value Per Share ($)
Month End Stock Price ($)
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
RatiosAnnualsAdd to batch download listDownload 15Y FinancialQuarterly
Fiscal Period
Sep04 Sep05 Sep06 Sep07 Sep08 Sep09 Sep10 Sep11 Sep12 Sep13 TTM Jun13 Sep13 Dec13 Mar14 Jun14
   
Return on Equity %
3.15
5.38
4.98
4.85
5.96
6.05
4.76
2.72
4.05
5.23
1.75
5.32
4.40
-6.04
4.40
6.28
Return on Assets %
0.60
0.82
0.71
0.70
0.80
0.86
0.68
0.37
0.49
0.62
0.23
0.68
0.52
-0.84
0.60
0.84
Return on Capital - Joel Greenblatt %
95.89
28.57
9.59
7.84
91.74
88.56
62.77
35.58
67.68
100.41
49.04
98.32
94.64
-167.84
121.68
174.52
Debt to Equity
0.62
1.12
1.69
1.63
1.44
0.26
0.98
0.89
0.73
1.19
0.13
1.15
1.19
0.22
0.16
0.13
   
Gross Margin %
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Operating Margin %
22.10
31.26
28.90
26.96
28.94
26.93
22.70
12.00
20.25
26.22
10.38
26.39
24.90
-38.07
22.46
29.29
Net Margin %
15.07
20.47
19.82
18.77
20.43
19.32
17.00
9.68
15.46
18.06
7.31
18.27
15.35
-25.45
15.55
20.87
   
Total Equity to Total Asset
0.19
0.15
0.14
0.15
0.13
0.14
0.14
0.14
0.12
0.12
0.13
0.13
0.12
0.14
0.14
0.13
LT Debt to Total Asset
0.07
0.11
0.12
0.10
0.19
0.02
0.12
0.12
0.09
0.14
0.02
0.15
0.14
0.03
0.02
0.02
   
Asset Turnover
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.03
0.04
0.03
0.01
0.01
0.01
0.01
0.01
Dividend Payout Ratio
   
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Sep04 Sep05 Sep06 Sep07 Sep08 Sep09 Sep10 Sep11 Sep12 Sep13 TTM Jun13 Sep13 Dec13 Mar14 Jun14
   
   Interest Income
74.9
116.2
135.6
151.6
149.0
131.6
119.8
112.6
115.0
132.1
213.7
32.6
33.9
52.7
61.3
65.8
   Interest Expense
-13.0
-29.4
-50.9
-66.9
-53.6
-37.7
-26.4
-21.3
-18.6
-19.9
-27.2
-4.3
-5.8
-6.8
-7.3
-7.3
Net Interest Income
62.0
86.8
84.8
84.7
95.3
93.9
93.3
91.3
96.5
112.2
186.5
28.3
28.1
45.9
54.0
58.5
Non Interest Income
11.1
17.0
17.2
19.8
21.0
40.0
27.2
30.0
32.2
27.7
41.6
6.6
6.6
9.1
12.4
13.5
Revenue
73.1
103.8
101.9
104.6
116.4
133.8
120.5
121.2
128.6
139.9
228.1
34.9
34.7
55.0
66.4
71.9
   
Selling, General, &Admin. Expense
27.8
37.6
40.5
43.4
49.6
54.2
55.9
57.2
56.7
58.8
98.8
12.7
19.3
25.7
27.8
26.0
Advertising
--
--
--
--
3.3
3.1
3.3
3.3
1.8
1.5
2.1
0.3
0.4
0.3
0.4
1.0
Credit Losses Provision
0.8
0.8
1.2
1.8
7.2
17.6
10.0
16.6
10.6
12.2
16.5
3.9
2.7
3.0
4.8
6.0
Other Expenses
21.2
21.4
20.5
22.7
18.7
19.1
20.2
25.3
29.3
26.7
76.0
7.9
2.7
43.8
14.7
14.9
SpecialCharges
5.8
1.1
--
--
--
--
--
3.7
13.8
11.0
52.3
5.3
-5.0
38.7
9.1
9.4
Research &Development
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
EBITDA
23.3
44.0
39.7
36.6
40.9
42.9
34.4
22.1
32.0
42.2
36.9
10.4
10.0
-17.5
19.2
25.1
   
Depreciation, Depletion and Amortization
7.1
11.6
10.3
8.4
7.2
6.9
7.0
7.6
6.0
5.5
13.2
1.2
1.4
3.5
4.3
4.1
Operating Income
16.2
32.4
29.5
28.2
33.7
36.0
27.4
14.5
26.0
36.7
23.7
9.2
8.6
-21.0
14.9
21.1
   
Other Income (Minority Interest)
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Pre-Tax Income
16.2
32.4
29.5
28.2
33.7
36.0
27.4
14.5
26.0
36.7
23.7
9.2
8.6
-21.0
14.9
21.1
Tax Provision
-5.1
-11.2
-9.3
-8.6
-9.9
-10.2
-6.9
-2.8
-6.2
-11.4
-7.0
-2.8
-3.3
6.9
-4.6
-6.1
Net Income (Continuing Operations)
11.0
21.2
20.2
19.6
23.8
25.9
20.5
11.7
19.9
25.3
16.7
6.4
5.3
-14.0
10.3
15.0
Net Income (Discontinued Operations)
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Net Income
11.0
21.2
20.2
19.6
23.8
25.9
20.5
11.7
19.9
25.3
16.7
6.4
5.3
-14.0
10.3
15.0
   
Preferred dividends
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
EPS (Basic)
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
EPS (Diluted)
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Shares Outstanding (Diluted)
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Sep04 Sep05 Sep06 Sep07 Sep08 Sep09 Sep10 Sep11 Sep12 Sep13 Latest Q. Jun13 Sep13 Dec13 Mar14 Jun14
   
Cash and cash equivalents
107.6
64.1
57.3
47.3
125.8
160.4
90.9
281.5
438.0
113.1
216.5
109.2
113.1
152.7
164.6
216.5
Money Market Investments
10.2
21.3
33.5
32.8
--
--
--
--
--
--
--
--
--
--
--
--
Net Loan
981.1
1,341.0
1,460.7
1,617.7
1,708.6
1,673.2
1,676.6
1,680.1
2,098.7
2,385.0
4,542.5
2,309.7
2,385.0
4,121.0
4,233.7
4,542.5
Securities & Investments
603.4
893.9
1,012.7
832.4
834.7
877.2
934.9
849.9
1,153.2
1,208.4
1,731.0
1,065.7
1,208.4
1,640.2
1,760.6
1,731.0
Accounts Receivable
6.8
10.6
13.2
12.6
10.9
10.5
11.1
9.9
--
--
16.6
11.3
--
16.1
18.2
16.6
Deferred Policy Acquisition Costs
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Property, Plant and Equipment
16.8
32.1
31.7
30.1
36.7
40.7
43.6
40.9
38.5
36.5
48.3
37.5
36.5
49.9
49.0
48.3
Intangible Assets
70.9
172.3
174.0
172.2
168.5
166.4
164.5
165.5
170.4
169.0
435.2
169.3
169.0
440.5
437.7
435.2
Other Assets
29.3
63.0
58.2
57.0
99.1
93.6
99.5
109.7
124.2
137.1
260.7
121.7
137.1
247.0
260.6
260.7
Total Assets
1,826.2
2,598.3
2,841.3
2,802.1
2,984.4
3,021.9
3,021.0
3,137.4
4,023.0
4,049.2
7,250.7
3,824.4
4,049.2
6,667.4
6,924.4
7,250.7
   
Total Deposits
1,239.5
1,726.4
1,729.7
1,713.7
1,989.2
2,082.3
2,142.7
2,296.7
3,111.2
2,962.3
5,102.5
2,739.2
2,962.3
4,920.6
5,211.7
5,102.5
Accounts Payable
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Current Portion of Long-Term Debt
95.0
145.6
332.6
376.8
--
51.5
51.5
--
--
--
--
--
--
--
--
--
Long-Term Debt
119.9
296.6
350.2
284.5
573.3
59.9
371.9
384.7
357.1
573.6
121.9
552.8
573.6
206.5
144.7
121.9
Other liabilities
22.2
34.6
23.7
22.1
22.7
400.8
23.9
24.9
63.6
30.4
1,072.9
52.2
30.4
615.3
631.5
1,072.9
Total Liabilities
1,476.6
2,203.2
2,436.1
2,397.0
2,585.2
2,594.4
2,590.1
2,706.3
3,531.9
3,566.3
6,297.3
3,344.3
3,566.3
5,742.3
5,988.0
6,297.3
   
Common Stock
0.4
0.5
0.5
0.5
0.5
0.5
0.5
0.5
0.5
0.5
0.9
0.5
0.5
0.9
0.9
0.9
Preferred Stock
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Retained Earnings
91.4
104.5
114.9
125.7
138.7
153.2
162.4
165.2
176.0
187.9
187.1
187.9
187.9
173.9
178.2
187.1
Accumulated other comprehensive income (loss)
Additional Paid-In Capital
269.3
345.6
343.6
348.7
352.9
355.8
356.9
357.1
403.5
403.8
859.8
403.4
403.8
856.9
859.0
859.8
Treasury Stock
-0.4
-28.2
-37.0
-57.4
-75.7
-77.3
-87.3
-90.6
-90.2
-88.5
-86.7
-88.5
-88.5
-82.2
-87.3
-86.7
Total Equity
349.5
395.2
405.3
405.1
399.2
427.5
431.0
431.1
491.1
482.9
953.4
480.2
482.9
925.1
936.5
953.4
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Sep04 Sep05 Sep06 Sep07 Sep08 Sep09 Sep10 Sep11 Sep12 Sep13 TTM Jun13 Sep13 Dec13 Mar14 Jun14
   
  Net Income
11.0
21.2
20.2
19.6
23.8
25.9
20.5
11.7
19.9
25.3
16.7
6.4
5.3
-14.0
10.3
15.0
  Cumulative Effect Of Accounting Change
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
  Net Foreign Currency Exchange Gain
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Net Income From Continuing Operations
11.0
21.2
20.2
19.6
23.8
25.9
20.5
11.7
19.9
25.3
16.7
6.4
5.3
-14.0
10.3
15.0
Depreciation, Depletion and Amortization
7.1
11.6
10.3
8.4
7.2
6.9
7.0
7.6
6.0
5.5
13.2
1.2
1.4
3.5
4.3
4.1
  Change In Receivables
--
--
--
--
0.1
-0.6
-1.5
0.7
--
--
--
--
--
--
--
--
  Change In Inventory
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
  Change In Prepaid Assets
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
  Change In Payables And Accrued Expense
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Change In Working Capital
1.8
1.1
-7.4
-27.7
4.6
-9.9
-7.2
-9.1
2.2
-26.4
37.4
1.2
-3.2
7.6
11.6
21.5
Change In DeferredTax
-1.1
3.3
1.9
1.3
-2.5
-1.6
0.0
0.1
-0.1
0.7
0.7
--
0.7
--
--
--
Cash Flow from Discontinued Operations
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Cash Flow from Others
-3.2
-2.6
-1.2
33.6
7.2
-0.5
1.5
16.1
-3.0
17.5
16.8
2.5
4.0
11.9
-1.0
1.9
Cash Flow from Operations
15.6
34.5
23.8
35.2
40.3
20.7
21.9
26.5
25.0
22.6
84.9
11.3
8.2
9.0
25.2
42.4
   
Purchase Of Property, Plant, Equipment
--
--
--
--
-11.3
-8.9
-8.2
-3.5
-1.9
-2.4
-2.6
-0.7
-0.2
-8.6
6.9
-0.8
Sale Of Property, Plant, Equipment
--
--
--
--
--
0.7
0.0
--
0.1
--
--
--
--
--
--
--
Purchase Of Business
--
--
--
--
-5.0
--
--
--
--
--
--
--
--
--
--
--
Sale Of Business
--
--
--
--
--
--
--
--
126.8
4.7
-122.1
-122.1
--
--
--
--
Purchase Of Investment
-480.7
-408.9
-289.0
-186.8
-283.1
-733.8
-853.6
-718.3
-774.7
-659.5
-758.0
-117.5
-251.1
-67.0
-252.9
-186.9
Sale Of Investment
274.2
232.0
160.9
372.3
277.6
733.6
806.2
809.8
585.4
569.7
729.0
151.8
110.2
242.2
144.4
232.2
Net Intangibles Purchase And Sale
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Cash From Discontinued Investing Activities
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Cash Flow from Investing
-215.7
-86.9
-259.1
18.6
-115.7
15.7
-63.8
62.6
-291.5
-403.1
-329.0
-105.4
-218.8
423.3
-232.0
-301.5
   
Issuance of Stock
Repurchase of Stock
--
--
--
--
-20.2
-3.8
-13.1
-3.8
--
--
--
--
0.0
--
--
--
Net Issuance of Preferred Stock
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Net Issuance of Debt
50.2
68.6
243.5
-19.8
-93.2
-82.3
-66.9
-34.6
-61.7
214.3
296.3
192.9
-6.5
-53.4
-66.6
422.9
Cash Flow for Dividends
-5.0
-7.5
-8.4
-8.3
-9.5
-9.4
-9.2
-9.0
-9.1
-10.6
-14.4
-2.7
-2.7
-2.7
-5.9
-3.2
Other Financing
47.0
-14.0
4.5
-14.9
276.8
93.7
61.5
148.9
447.8
-148.0
69.6
-60.4
223.7
-336.6
291.3
-108.7
Cash Flow from Financing
274.2
9.0
228.5
-63.9
153.9
-1.8
-27.6
101.5
422.9
55.6
351.5
129.8
214.5
-392.7
218.8
311.0
   
Net Change in Cash
74.1
-43.5
-6.8
-10.0
78.5
34.6
-69.5
190.6
156.5
-324.9
107.3
35.8
3.9
39.6
12.0
51.9
Free Cash Flow
15.6
34.5
23.8
35.2
29.1
11.8
13.7
23.0
23.2
20.3
82.2
10.6
8.0
0.5
32.1
41.6
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Sep04 Sep05 Sep06 Sep07 Sep08 Sep09 Sep10 Sep11 Sep12 Sep13 Current Jun13 Sep13 Dec13 Mar14 Jun14
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Price to Tangible Book
Price-to-Free-Cash-Flow ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
PS Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-Revenue Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-EBITDA Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-EBIT Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Earnings Yield (Joel Greenblatt) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Forward Rate of Return Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Shiller PE Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Valuation and QualityAnnualsQuarterly
Fiscal Period
Sep04 Sep05 Sep06 Sep07 Sep08 Sep09 Sep10 Sep11 Sep12 Sep13 Current Jun13 Sep13 Dec13 Mar14 Jun14
   
Market Cap
Enterprise Value Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Month End Stock Price Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Cash (per share)
Net Current Asset Value (per share)
Projected FCF (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Median PS (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Peter Lynch Fair Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Graham Number (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Altman Z-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Piotroski F-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Beneish M-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Highest Stock Price Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Lowest Stock Price Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Shares Outstanding (Basic) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Shares Buyback Ratio (%)
YoY Rev. per Sh. Growth (%)
YoY EPS Growth (%)
YoY EBITDA Growth (%)
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Change log: Sept. 15, 2014: Balance Sheet: Added 'Debt to Equity' below 'Long Term Debt', and 'Total Equity to Total Asset' below 'Total Equity'. Sept. 15, 2014: In Income Statement added 'Gross Margin %' below 'Gross Profit', 'Operating Margin %' below 'Operating Income', 'Net Margin %' below 'Net Income'. Sept. 15, 2014: Cash Flow Statement: 'Net Issuance of Stock' is seperated into two rows: 'Issuance of Stock', and 'Repurchase of Stock'. Feb. 10, 2014: added row 54 - Other operating charges, and row 106-Accumulated other comprehensive income (loss)

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