10 Year Financial Data of PNC Financial Services Group Inc (PNC)

72.19 (1y: +17%)

Market Cap	37.73 B	P/E(ttm)	13.00
Enterprise Value	71.38 B	P/B	1.00

PNC- NYSE (USA)
PNC Financial Services Group Inc

Currently 1/5

Business Predictability Rank: 1-Star (On Watch)
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
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$72.19

3 Severe Warning Signs 2 Medium Warning Signs 1 Good Sign

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Annual Rates (per share)	10 yrs*	5 yrs*	12 months*
Revenue Growth (%)	5.3	4.3	8.7
EBITDA Growth (%)	1.4	11.3	-9
Free Cash Flow Growth (%)	0	0	-81
Book Value Growth (%)	14.4	-0	13.4

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.

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See this page for the explanation of the data and charts * All numbers are in millions except for per share data

Per Share Data	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	TTM	Mar12	Jun12	Sep12	Dec12	Mar13

Revenue per Share ($)	18.69	19.48	21.78	28.86	20.01	20.72	35.67	29.18	27.24	29.32	29.75	7.05	6.84	7.73	7.69	7.49
EBITDA per Share	6.72	7.21	8.06	14.65	7.24	4.52	9.24	9.85	9.90	7.45	8.43	2.06	1.36	2.29	1.74	3.04
Free Cashflow per Share	5.94	1.54	-2.33	8.92	-1.24	21.37	12.64	9.25	11.47	--	1.92	--	--	--	--	1.92
Earnings per Share ($)	3.55	4.21	4.55	8.73	4.35	2.46	4.36	5.74	5.64	5.30	5.64	1.44	0.98	1.64	1.26	1.76
Dividends Per Share	1.94	2.00	2.00	2.15	2.44	2.61	0.96	0.40	1.15	1.55	1.60	0.35	0.40	0.40	0.40	0.40
Book Value per Share	23.65	26.31	29.53	36.32	44.34	73.26	65.81	58.16	64.74	73.73	75.12	66.25	69.82	73.12	73.73	75.12
Month End Stock Price	54.84	57.44	61.83	74.04	65.65	49.00	52.79	60.72	57.67	58.31	66.50	64.49	61.11	63.10	58.31	66.50
Ratios	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

Return on Equity %	15.10	16.00	15.50	24.10	9.90	3.50	8.20	11.30	9.00	7.70	10.40	9.20	6.00	9.60	7.20	10.40
Return on Assets %	1.50	1.50	1.40	2.50	1.10	0.30	0.90	1.30	1.10	1.00	1.20	1.20	0.80	1.20	0.80	1.20
Return on Capital - Joel Greenblatt %	--	--	--	--	--	--	89.90	50.80	62.40	40.70	362	75.20	140	--	38.00	362
Debt to Equity	1.54	1.39	1.29	0.95	1.24	1.69	1.10	1.60	1.34	0.96	0.85	0.83	0.76	--	0.96	0.85

Operating Margin %	30.50	31.50	31.10	46.70	31.20	17.30	19.90	26.80	28.40	25.40	33.50	29.30	19.80	29.60	22.70	33.50
Net Margin %	19.10	21.60	21.00	30.30	21.90	12.30	15.10	22.50	21.30	19.40	25.60	21.60	15.20	23.00	17.60	25.60

Debt to Revenue	1.94	1.87	1.75	1.20	2.74	5.98	2.04	3.18	3.18	2.42	8.51	7.84	7.79	--	9.24	8.51
Interest Exp. to Revenue %	38.00	35.59	34.10	26.19	43.48	53.17	55.97	60.82	60.73	62.15	60.41	61.39	69.72	58.68	59.57	60.41

Asset Turnover	0.08	0.07	0.07	0.08	0.05	0.03	0.06	0.06	0.05	0.05	0.01	0.01	0.01	0.01	0.01	0.01
Buyback Ratio	--	--	--	--	--	--	-10.30	-103	-2.30	--	-2.90	--	--	--	--	-2.90
Dividend Payout Ratio	0.55	0.48	0.44	0.25	0.56	1.03	0.18	0.06	0.20	0.27	0.21	0.23	0.39	0.23	0.30	0.21
Income Statement	Annuals (USD $) View: $ %											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	TTM	Mar12	Jun12	Sep12	Dec12	Mar13

Net Interest Income	1,996	1,969	2,154	2,245	2,915	3,823	9,083	9,230	8,700	9,640	9,738	2,291	2,526	2,399	2,424	2,389
Non Interest Income	3,257	3,563	4,162	6,327	3,790	3,367	7,145	5,946	5,626	5,872	5,997	1,441	1,097	1,689	1,645	1,566
Revenue	5,253	5,532	6,316	8,572	6,705	7,190	16,228	15,176	14,326	15,512	15,735	3,732	3,623	4,088	4,069	3,955

Selling, General, &Admin. Expense	1,868	2,151	2,499	2,536	2,255	2,279	4,352	4,172	4,215	4,896	3,686	1,179	1,186	--	1,286	1,214
Credit Losses Provision	177	52.00	21.00	124	315	1,517	3,930	2,502	1,152	987	1,038	185	256	228	318	236
Other Expenses	1,319	1,282	1,459	1,562	1,709	1,826	3,743	3,382	3,750	5,686	6,553	1,276	1,462	2,650	1,543	898
Earnings Before DDA	1,889	2,047	2,337	4,350	2,426	1,568	4,203	5,120	5,209	3,943	4,458	1,092	719	1,210	922	1,607

Depreciation, Depletion and Amortization	289	302	375	345	332	325	978	1,059	1,140	--	283	--	--	--	--	283

Operating Income	1,600	1,745	1,962	4,005	2,094	1,243	3,225	4,061	4,069	3,943	4,175	1,092	719	1,210	922	1,324
Net Income	1,001	1,197	1,325	2,595	1,467	882	2,447	3,412	3,056	3,013	3,221	805	551	939	718	1,013

Preferred dividends	1.00	--	--	--	--	--	444	401	58.00	181	217	39.00	25.00	63.00	54.00	75.00
Earnings per Share ($)	3.55	4.21	4.55	8.73	4.35	2.46	4.36	5.74	5.64	5.30	5.64	1.44	0.98	1.64	1.26	1.76
Total Shares Outstanding	281	284	290	297	335	347	455	520	526	529	528	529	530	529	529	528
Balance Sheet	Annuals (USD $) View: $ %											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

Cash and cash equivalents	2,968	3,230	3,518	3,523	3,567	19,330	8,776	4,907	5,274	9,204	5,489	6,246	8,131	2,321	9,204	5,489
Money Market Investments	1,877	1,635	350	1,763	2,729	1,856	2,390	3,704	2,205	1,463	1,274	1,371	1,646	--	1,463	1,274
Net Loan	34,848	44,558	50,954	51,911	71,416	175,938	155,010	149,200	157,603	185,513	185,971	174,474	179,602	180,562	185,513	185,971
Securities & Investments	15,690	18,609	23,253	31,651	40,399	54,777	58,151	66,088	63,147	63,502	61,604	67,193	64,058	62,814	63,502	61,604
Accounts Receivable	2,223	--	--	--	--	--	--	--	--	--	--	--	--	--	--	--
Intangible Assets	2,707	3,355	4,466	4,043	9,551	11,688	12,909	10,753	10,144	10,869	10,996	11,188	10,962	10,941	10,869	10,996
Other Assets	7,855	8,336	9,413	8,929	11,258	27,492	32,627	29,632	32,832	34,556	35,478	35,411	35,176	44,165	34,556	35,478
Total Assets	68,168	79,723	91,954	101,820	138,920	291,081	269,863	264,284	271,205	305,107	300,812	295,883	299,575	300,803	305,107	300,812

Total Deposits	45,241	53,269	60,275	66,301	82,696	192,865	186,922	183,390	187,966	213,142	211,620	206,127	206,923	206,263	213,142	211,620
Accounts Payable	--	--	--	--	--	--	3,590	3,188	4,175	--	--	3,607	3,428	--	--	--
Current Portion of Long-Term Debt	2,226	2,251	10.00	--	--	--	12,362	12,904	11,793	18,882	6,953	12,065	10,185	--	18,882	6,953
Long-Term Debt	7,977	8,118	11,068	10,266	18,392	42,998	20,668	35,344	33,720	18,698	26,694	17,178	18,033	--	18,698	26,694
Other liabilities	6,079	8,612	12,038	14,465	22,978	29,796	16,379	-784	-502	15,382	15,882	21,861	24,001	55,857	15,382	15,882
Total Liabilities	61,523	72,250	83,391	91,032	124,066	265,659	239,921	234,042	237,152	266,104	261,149	260,838	262,570	262,120	266,104	261,149

Common Stock	1,764	1,764	1,764	1,764	1,764	2,261	2,354	2,682	2,683	2,690	2,690	2,685	2,687	--	2,690	2,690
Retained Earnings	7,642	8,273	9,023	10,985	11,497	11,461	13,144	15,859	18,253	20,265	20,993	18,834	19,149	--	20,265	20,993
Additional Paid-In Capital	1,108	1,265	1,358	1,651	2,618	16,246	16,919	12,704	13,709	15,783	15,765	13,712	15,218	--	15,783	15,765
Treasury Stock	-3,900	-3,724	-3,256	-3,377	-878	-597	-513	-572	-487	-569	-552	-467	-451	--	-569	-552
Total Equity	6,645	7,473	8,563	10,788	14,854	25,422	29,942	30,242	34,053	39,003	39,663	35,045	37,005	38,683	39,003	39,663
Cashflow Statement	Annuals (USD $) View: $ %											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	TTM	Mar12	Jun12	Sep12	Dec12	Mar13

Net Income	1,029	1,197	1,325	2,595	1,467	882	2,403	3,397	3,071	--	1,004	--	--	--	--	1,004
Depreciation, Depletion and Amortization	289	302	375	345	332	325	978	1,059	1,140	--	283	--	--	--	--	283
Cash Flow from Others	350	-1,062	-2,376	-292	-2,215	6,207	2,372	355	1,824	--	-271	--	--	--	--	-271
Cash Flow from Operations	1,668	437	-676	2,648	-416	7,414	5,753	4,811	6,035	--	1,016	--	--	--	--	1,016

Cash Flow from Acquisitions	--	--	-530	-58.00	-2,543	2,761	-3,396	2,202	430	--	--	--	--	--	--	--
Cash Flow from Investing	-2,660	-5,193	-5,796	-5,362	-14,639	-12,986	9,479	5,729	-6,549	--	3,380	--	--	--	--	3,380

Net Issuance of Stock	-467	-107	54.00	-188	-710	141	59.00	3,282	-1.00	--	7.00	--	--	--	--	7.00
Net Issuance of Preferred Stock	--	--	--	--	--	7,767	--	-7,579	988	--	--	--	--	--	--	--
Net Issuance of Debt	1,513	-56.00	4,023	-2,397	14,601	-4,979	-11,428	-3,965	-1,900	--	-4,196	--	--	--	--	-4,196
Cash Flow for Dividends	-546	-566	-575	-633	-806	-923	-818	-350	-660	--	-277	--	--	--	--	-277
Other Financing	259	5,747	3,258	5,937	2,014	4,470	-3,228	-2,919	2,895	--	-1,202	--	--	--	--	-1,202
Cash Flow from Financing	759	5,018	6,760	2,719	15,099	6,476	-15,415	-11,531	1,322	--	-5,668	--	--	--	--	-5,668

Net Change in Cash	-233	262	288	5.00	44.00	904	-183	-991	808	--	-1,272	--	--	--	--	-1,272

Free Cash Flow	1,668	437	-676	2,648	-416	7,414	5,753	4,811	6,035	--	1,016	--	--	--	--	1,016
Valuation Ratios (Daily)	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

PE Ratio(ttm)
Price to Tangible Book
Price-to-Free-Cash-Flow ratio
PS Ratio
EV-to-Revenue
EV-to-EBITDA
EV-to-EBIT
Earnings Yield (Joel Greenblatt)
Forward Rate of Return
Shiller PE Ratio
Valuation and Quality	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

Market Cap
Enterprise Value
Month End Stock Price
Net Cash (per share)
Net Current Asset Value (per share)
DCF (per share)
Median PS (per share)
Peter Lynch Fair Value (per share)
Graham Number (per share)
Altman Z-Score
Piotroski F-Score

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PNC Quarterly/Annuals Reports

PNC: 10-Q - PNC FINANCIAL SERVICES GROUP, INC. (0000713676) (Filer): (10-Q) - 2012-11-08
PNC: 10-Q - PNC FINANCIAL SERVICES GROUP, INC. (0000713676) (Filer): (10-Q) - 2012-08-08
PNC: 10-Q - PNC FINANCIAL SERVICES GROUP, INC. (0000713676) (Filer): (10-Q) - 2012-05-09
PNC: 10-K/A - PNC FINANCIAL SERVICES GROUP, INC. (0000713676) (Filer): (10-K/A) - 2012-03-14
PNC: 10-K - PNC FINANCIAL SERVICES GROUP, INC. (0000713676) (Filer): (10-K) - 2012-02-29

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PNC Quarterly/Annuals Reports