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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 3.5  12.2  33.3 
EBITDA Growth (%) 1.3  114.8  67.1 
Free Cash Flow Growth (%) -1  8.7  -51.6 
Book Value Growth (%) 0.9  58.6 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
   Trendline:
Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
3.50
2.97
3.19
3.54
3.77
3.05
4.23
2.47
4.43
5.31
5.52
1.03
1.67
1.27
1.34
1.24
EBITDA per Share
0.58
1.23
1.35
1.26
1.00
0.25
0.08
0.66
1.71
2.47
2.34
0.44
0.93
0.55
0.56
0.30
Free Cashflow per Share
1.54
0.57
1.05
0.30
0.33
0.43
0.99
0.81
0.86
0.70
0.45
0.15
0.11
-0.36
0.75
-0.05
Earnings per Share ($)
0.61
1.02
1.08
1.11
0.55
0.11
-0.08
0.38
0.99
1.44
1.32
0.25
0.55
0.32
0.32
0.13
Book Value per Share
10.98
6.65
7.60
8.68
9.31
9.27
13.03
7.11
8.16
12.25
13.35
8.42
9.00
9.22
11.39
13.35
Month End Stock Price
11.09
13.26
11.80
12.18
6.91
4.00
3.38
6.48
6.34
10.24
13.15
8.00
8.40
9.54
10.24
13.15
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
5.50
15.30
14.30
12.80
6.00
1.20
-0.60
5.40
12.20
11.70
5.20
12.00
24.00
14.00
11.20
5.20
Return on Assets %
0.70
1.20
1.00
1.00
0.50
0.10
-0.10
0.50
1.10
1.30
0.40
1.20
2.00
1.20
1.20
0.40
Return on Capital - Joel Greenblatt %
3.40
7.00
--
494
492
52.70
--
--
--
--
--
--
--
81.60
--
--
Debt to Equity
1.30
4.70
6.29
5.63
5.07
3.83
1.39
1.00
0.45
0.94
0.35
0.43
0.40
0.86
0.94
0.35
   
Operating Margin %
12.30
39.20
40.70
33.30
23.30
3.90
-2.30
23.10
36.00
44.10
21.50
39.50
53.90
40.60
39.40
21.50
Net Margin %
17.30
34.30
34.00
31.40
14.70
3.70
-1.90
15.50
22.40
27.00
13.50
24.50
32.60
25.20
24.10
13.50
   
Debt to Revenue
4.08
10.52
14.96
13.82
12.52
11.62
4.26
2.88
0.82
2.16
3.73
3.54
2.18
6.23
7.96
3.73
Interest Exp. to Revenue %
80.56
78.39
80.58
72.44
74.18
111
97.08
104
86.18
78.46
88.21
91.45
63.34
86.12
79.80
88.21
   
Asset Turnover
0.04
0.04
0.03
0.03
0.03
0.03
0.03
0.03
0.05
0.05
0.01
0.01
0.02
0.01
0.01
0.01
Buyback Ratio
--
--
--
--
--
--
3,313
--
--
-196
-231
--
--
--
-812
-231
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Interest Income
9.59
15.41
17.14
17.13
18.27
21.12
23.19
28.44
40.63
45.80
48.66
10.04
11.28
11.85
12.62
12.90
Non Interest Income
2.32
4.25
4.13
6.52
6.36
-2.17
0.70
-1.08
6.51
12.57
13.36
0.94
6.53
1.91
3.19
1.72
Revenue
11.91
19.65
21.27
23.64
24.63
18.95
23.88
27.36
47.14
58.37
62.01
10.98
17.81
13.76
15.82
14.62
   
Selling, General, &Admin. Expense
5.04
6.85
7.61
9.92
11.19
9.77
11.82
13.00
20.51
23.11
25.36
5.03
6.56
6.29
5.23
7.28
Credit Losses Provision
0.66
0.71
0.35
0.53
1.65
2.24
7.74
2.09
3.26
0.75
1.05
--
--
0.15
0.61
0.30
Other Expenses
4.23
3.94
4.30
4.78
5.24
5.38
3.86
4.96
5.20
7.39
9.55
1.30
1.32
1.40
3.37
3.46
Earnings Before DDA
1.98
8.16
9.00
8.41
6.54
1.56
0.47
7.31
18.19
27.12
26.06
4.65
9.94
5.93
6.61
3.59
   
Depreciation, Depletion and Amortization
0.51
0.45
0.34
0.53
0.81
0.82
1.02
0.99
1.20
1.36
1.49
0.31
0.33
0.34
0.37
0.44
   
Operating Income
1.47
7.71
8.66
7.88
5.73
0.74
-0.55
6.32
16.98
25.77
24.57
4.34
9.61
5.59
6.23
3.15
Net Income
2.07
6.74
7.22
7.43
3.62
0.71
-0.46
4.24
10.57
15.78
15.06
2.69
5.81
3.46
3.81
1.97
   
Earnings per Share ($)
0.61
1.02
1.08
1.11
0.55
0.11
-0.08
0.38
0.99
1.44
1.32
0.25
0.55
0.32
0.32
0.13
Total Shares Outstanding
3.40
6.62
6.66
6.69
6.53
6.21
5.64
11.06
10.63
10.98
11.81
10.63
10.67
10.83
11.81
11.81
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Cash and cash equivalents
2.44
3.00
10.06
7.03
8.31
8.18
59.68
63.43
60.21
59.33
99.43
93.62
64.95
58.22
59.33
99.43
Money Market Investments
--
21.39
37.95
25.34
42.52
15.86
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
Net Loan
248
470
603
605
623
623
567
556
730
978
937
687
790
856
978
937
Securities & Investments
42.28
36.46
35.85
61.82
56.24
56.61
123
155
116
84.07
301
151
146
114
84.07
301
Accounts Receivable
1.12
1.94
3.01
3.76
4.00
3.63
3.52
3.76
3.89
4.13
4.90
3.63
3.97
3.93
4.13
4.90
Property, Plant and Equipment
5.33
5.24
5.98
8.62
9.47
9.59
8.71
8.22
9.82
8.58
8.86
9.55
9.43
10.07
8.58
8.86
Intangible Assets
--
--
--
--
--
--
--
--
2.07
2.63
16.32
2.01
2.78
2.70
2.63
16.32
Other Assets
10.60
4.74
6.50
19.20
20.03
22.96
45.39
40.74
39.41
37.15
38.48
38.45
47.69
43.70
37.15
38.48
Total Assets
309
543
703
731
763
740
807
827
961
1,174
1,407
985
1,065
1,089
1,174
1,407
   
Total Deposits
221
289
328
339
387
457
619
659
829
905
1,186
847
913
896
905
1,186
Accounts Payable
--
3.50
--
--
--
--
--
--
--
8.70
8.85
--
--
--
8.70
8.85
Current Portion of Long-Term Debt
40.60
108
--
--
--
--
--
--
--
--
--
28.50
28.50
75.50
--
--
Long-Term Debt
8.00
98.71
318
327
308
220
102
78.81
38.81
126
54.50
10.31
10.31
10.31
126
54.50
Other liabilities
1.99
0.00
6.07
6.59
7.66
5.07
13.28
10.16
6.66
0.00
-0.00
10.17
16.97
7.77
0.00
-0.00
Total Liabilities
272
499
652
673
703
682
734
748
874
1,039
1,249
896
969
989
1,039
1,249
   
Common Stock
0.05
0.05
0.05
0.05
0.05
0.05
0.10
0.10
0.10
0.14
0.15
0.10
0.10
0.10
0.14
0.15
Retained Earnings
-30.02
-23.28
-16.06
-8.63
-5.01
-4.30
-4.76
-0.53
10.05
25.82
27.79
12.74
18.55
22.01
25.82
27.79
Additional Paid-In Capital
67.55
67.56
67.20
67.31
66.42
64.68
79.91
79.94
76.31
107
128
76.24
76.26
76.41
107
128
Total Equity
37.33
44.03
50.58
58.04
60.75
57.55
73.50
78.60
86.78
135
158
89.48
96.07
99.89
135
158
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
2.07
6.74
7.22
7.43
3.62
0.71
-0.46
4.24
10.57
15.78
15.06
2.69
5.81
3.46
3.81
1.97
Depreciation, Depletion and Amortization
0.51
0.45
0.34
0.53
0.81
0.82
1.02
0.99
1.20
1.36
1.49
0.31
0.33
0.34
0.37
0.44
Cash Flow from Others
2.65
-3.42
-0.60
-5.98
-2.28
1.13
5.17
4.20
0.22
-4.97
-5.95
-1.39
-4.77
-6.72
7.91
-2.37
Cash Flow from Operations
5.22
3.77
6.97
1.98
2.15
2.66
5.73
9.43
12.00
12.17
10.59
1.62
1.37
-2.92
12.10
0.04
   
Investment for Property, Plant & Equipement
--
--
--
--
--
--
-0.17
-0.53
-2.82
-4.53
-5.14
-0.04
-0.21
-0.98
-3.29
-0.66
Cash Flow from Acquisitions
--
--
--
--
--
--
--
--
--
--
125
--
--
--
--
125
Cash Flow from Investing
-76.01
-216
-139
-39.19
-12.84
-7.23
-13.94
-23.18
63.65
-91.36
94.20
14.04
19.06
-33.58
-90.88
200
   
Net Issuance of Stock
24.26
0.02
0.03
0.02
-1.09
-2.07
14.86
--
-0.45
30.76
35.40
-0.10
--
--
30.87
4.54
Net Issuance of Debt
15.10
158
111
8.66
28.76
-88.07
-118
-23.00
-40.00
87.00
-1.21
--
--
47.00
40.00
-88.21
Other Financing
30.28
67.44
39.05
11.51
-0.00
70.39
162
40.51
-38.43
-39.45
-133
17.86
-49.11
-17.23
9.03
-75.86
Cash Flow from Financing
69.64
226
151
20.19
27.67
-19.75
58.21
17.51
-78.88
78.31
-98.99
17.76
-49.11
29.77
79.89
-160
   
Net Change in Cash
-1.15
13.56
18.05
-17.02
16.98
-24.31
50.00
3.76
-3.23
-0.88
5.81
33.41
-28.68
-6.73
1.11
40.11
   
Free Cash Flow
5.22
3.77
6.97
1.98
2.15
2.66
5.56
8.90
9.18
7.64
5.45
1.57
1.16
-3.90
8.80
-0.62
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Peter Lynch Fair Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Graham Number (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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