10 Year Financial Data of Prudential Financial Inc (PRU)

66.46 (1y: +41%)

Market Cap	31.08 B	P/E(ttm)	48.50
Enterprise Value	65.5 B	P/B	0.80

PRU- NYSE (USA)
Prudential Financial Inc

Currently 1/5

Business Predictability Rank: 1-Star (On Watch)
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
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$66.46

2 Severe Warning Signs 3 Medium Warning Signs

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Annual Rates (per share)	10 yrs*	5 yrs*	12 months*
Revenue Growth (%)	11.2	25.6	82.6
EBITDA Growth (%)	0	0	-95.2
Free Cash Flow Growth (%)	0	19.8	94.5
Book Value Growth (%)	8.4	25.2	15.6

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.

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See this page for the explanation of the data and charts * All numbers are in millions except for per share data

Per Share Data	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	TTM	Mar12	Jun12	Sep12	Dec12	Mar13

Revenue per Share ($)	50.89	53.37	60.87	65.77	73.46	68.13	72.93	80.80	100	181	183	20.51	34.08	28.30	98.78	21.94
EBITDA per Share	4.91	7.30	9.55	9.62	10.59	-1.08	3.89	9.52	11.06	2.09	0.39	-1.48	6.40	-2.02	-0.90	-3.09
Free Cashflow per Share	-1.09	13.40	7.76	8.86	12.74	25.22	13.03	13.76	25.33	44.67	43.54	1.63	11.13	12.30	19.71	0.40
Earnings per Share ($)	1.98	3.31	6.34	6.50	7.61	-2.42	7.63	5.75	7.22	0.94	1.37	-2.09	4.64	-1.41	-0.31	-1.55
Dividends Per Share	0.50	0.63	0.78	0.95	1.15	0.58	0.70	1.15	1.45	1.60	2.00	--	--	--	1.60	0.40
Book Value per Share	38.83	42.06	43.70	46.34	50.09	31.24	56.21	68.18	76.17	82.41	86.07	74.47	80.30	83.28	82.99	86.07
Month End Stock Price	41.77	54.96	73.19	85.86	93.04	30.26	49.76	58.71	50.12	53.33	58.99	63.39	48.43	54.51	53.33	58.99
Ratios	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

Return on Equity %	5.90	10.10	15.60	15.00	15.80	-8.00	12.40	9.90	9.80	1.20	-7.20	-11.20	23.20	-6.40	-1.60	-7.20
Return on Assets %	0.40	0.60	0.80	0.80	0.80	-0.20	0.70	0.60	0.60	0.10	-0.40	-0.80	1.20	-0.40	--	-0.40
Return on Capital - Joel Greenblatt %	--	--	135	112	102	--	--	--	--	--	--	--	--	--	--	--
Debt to Equity	0.49	0.52	0.85	1.05	1.27	2.30	0.96	0.79	0.72	0.71	0.69	0.80	0.72	0.69	0.71	0.69

Operating Margin %	7.00	11.60	14.10	13.60	13.60	-3.80	4.80	11.50	10.40	0.80	-15.20	-8.30	18.20	-7.40	-1.10	-15.20
Net Margin %	4.50	8.00	11.20	10.60	10.80	-3.70	9.60	8.30	7.50	0.60	-6.90	-10.00	13.60	-4.70	-0.30	-6.90

Debt to Revenue	0.37	0.41	0.61	0.74	0.87	1.05	0.74	0.67	0.55	0.32	2.72	2.91	1.71	2.04	0.59	2.72
Interest Exp. to Revenue %	-6.56	--	--	--	--	--	--	--	-2.37	--	--	--	-1.93	-8.04	--	--

Asset Turnover	0.09	0.07	0.08	0.07	0.07	0.07	0.07	0.07	0.08	0.12	0.01	0.02	0.03	0.02	0.07	0.01
Buyback Ratio	-4.20	-30.60	--	-4.80	-6.00	--	-45.00	-30.30	--	--	--	--	--	--	--	--
Dividend Payout Ratio	0.22	0.15	0.12	0.14	0.15	--	0.10	0.17	0.19	1.60	--	--	--	--	--	--
Income Statement	Annuals (USD $) View: $ %											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	TTM	Mar12	Jun12	Sep12	Dec12	Mar13

Total Premiums Earned	13,233	12,580	13,685	13,908	14,351	15,468	16,545	18,260	24,338	65,354	65,665	6,773	7,556	9,027	41,998	7,084
Net Investment Income	8,681	9,079	10,560	11,354	12,017	11,883	11,421	11,875	13,124	13,661	13,979	3,320	3,358	3,433	3,550	3,638
Fees and Other Income	5,993	6,689	7,463	7,226	8,033	1,924	4,722	8,279	11,583	5,800	5,733	-470	5,222	684	364	-537
Revenue	27,907	28,348	31,708	32,488	34,401	29,275	32,688	38,414	49,045	84,815	85,377	9,623	16,136	13,144	45,912	10,185

Selling, General, &Admin. Expense	7,602	7,346	7,838	8,263	8,841	9,309	8,991	7,872	9,815	11,094	10,981	2,796	2,689	2,779	2,830	2,683
Policyholder Benefits & Claims	31,280	30,611	33,239	37,022	21,193	16,531	16,346	18,285	23,614	65,131	65,907	6,443	7,427	9,576	41,685	7,219
Policy Acquisition Expense	--	--	--	--	--	--	--	--	3,897	1,504	921	--	921	--	--	--
Earnings Before DDA	2,691	3,876	4,972	4,753	4,958	-462	1,744	4,526	5,407	978	236	-694	3,030	-940	-418	-1,436

Depreciation, Depletion and Amortization	733	589	501	350	272	656	175	104	290	302	306	105	98.00	27.00	72.00	109

Operating Income	1,958	3,287	4,471	4,403	4,686	-1,118	1,569	4,422	5,117	676	-70.00	-799	2,932	-967	-490	-1,545
Net Income	1,264	2,256	3,540	3,428	3,704	-1,073	3,124	3,195	3,666	469	730	-967	2,198	-618	-144	-706

Earnings per Share ($)	1.98	3.31	6.34	6.50	7.61	-2.42	7.63	5.75	7.22	0.94	1.37	-2.09	4.64	-1.41	-0.31	-1.55
Total Shares Outstanding	548	531	521	494	468	430	448	475	489	468	464	469	474	464	465	464
Balance Sheet	Annuals (USD $) View: $ %											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

Fixed Maturity Investment	132,011	153,715	158,515	66,285	165,710	161,864	180,345	200,209	259,755	305,604	304,260	259,366	268,936	278,101	305,604	304,260
Equity Investments	3,401	4,283	5,011	8,103	8,580	6,065	6,895	7,741	7,535	8,277	8,918	8,026	7,703	7,992	8,277	8,918
Short-term investments	7,633	5,245	3,959	5,034	5,237	23,787	25,872	27,293	34,147	33,365	34,040	32,785	34,334	35,301	33,365	34,040
Net Loan	27,621	32,762	8,370	8,887	39,384	42,817	41,530	42,498	46,990	48,308	50,396	47,042	47,899	48,523	48,308	50,396
Cash and cash equivalents	7,949	8,072	7,799	8,589	11,060	15,028	13,164	12,915	14,251	18,100	14,477	14,201	14,242	13,906	18,100	14,477
Accounts Receivable	1,098	--	--	--	--	--	--	--	--	--	--	--	--	--	--	--
Deferred Policy Acquisition Costs	7,826	8,847	9,438	10,863	12,339	15,126	14,578	16,435	16,790	14,100	14,374	13,461	13,048	13,666	14,100	14,374
Total Assets	321,274	401,058	417,776	454,266	485,814	445,011	480,203	539,854	624,521	709,298	724,097	637,737	647,463	671,698	709,298	724,097

Unpaid Loss & Loss Reserve	146,223	179,337	177,531	187,603	111,468	--	--	--	--	--	--	--	--	--	--	--
Future Policy Benefits	94,845	102,305	102,165	106,951	115,129	121,951	125,707	133,874	170,459	216,050	210,918	168,001	174,715	183,162	216,050	210,918
Policyholder Funds	49,691	75,225	75,366	80,652	84,154	101,283	102,920	109,819	140,349	134,413	138,316	139,316	140,478	143,231	134,413	138,316
Current Portion of Long-Term Debt	4,739	4,044	11,114	12,536	15,657	10,555	3,122	1,982	2,336	2,484	2,228	3,655	3,226	3,013	2,484	2,228
Other liabilities	-5,772	-24,891	15,284	27,643	116,743	177,058	198,208	229,587	238,476	276,989	291,693	259,892	258,158	270,876	276,989	291,693
Long-Term Debt	5,610	7,627	8,270	11,423	14,101	20,290	21,037	23,653	24,622	24,729	25,488	24,379	24,299	23,845	24,729	25,488
Total Liabilities	299,982	378,714	395,013	431,374	462,357	431,589	455,008	507,439	587,298	670,723	684,134	602,795	609,442	633,023	670,723	684,134

Common Stock	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00
Retained Earnings	960	2,851	5,947	8,844	11,841	10,502	13,787	16,381	19,281	16,138	15,203	15,339	17,524	16,896	16,138	15,203
Additional Paid-In Capital	19,560	20,354	20,501	20,666	20,856	21,912	23,235	24,223	24,293	24,380	24,354	24,288	24,318	24,348	24,380	24,354
Treasury Stock	-1,632	-2,967	-4,925	-7,143	-9,693	-11,655	-11,390	-11,173	-11,920	-12,163	-12,018	-11,917	-12,117	-12,225	-12,163	-12,018
Total Equity	21,292	22,344	22,763	22,892	23,457	13,422	25,195	32,415	37,223	38,575	39,963	34,942	38,021	38,675	38,575	39,963
Cashflow Statement	Annuals (USD $) View: $ %											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	TTM	Mar12	Jun12	Sep12	Dec12	Mar13

Net Income	1,264	2,256	3,540	3,428	3,704	-1,073	3,090	3,206	3,738	547	839	-956	2,213	-593	-117	-664
Depreciation, Depletion and Amortization	733	589	501	350	272	656	175	104	290	302	306	105	98.00	27.00	72.00	109
Cash Flow from Others	-2,593	4,274	1.00	597	1,990	11,255	2,575	3,232	8,349	20,060	19,184	1,618	2,958	6,279	9,205	742
Cash Flow from Operations	-596	7,119	4,042	4,375	5,966	10,838	5,840	6,542	12,377	20,909	20,329	767	5,269	5,713	9,160	187

Cash Flow from Acquisitions	-991	-1,158	27.00	-724	-103	-147	3,767	--	-2,321	--	-488	--	--	--	--	-488
Cash Flow from Investing	-4,419	-7,423	-11,273	-10,147	-5,004	-10,780	2,429	-8,522	-13,295	-15,420	-16,848	-2,224	-3,285	-5,903	-4,008	-3,652

Net Issuance of Stock	-954	-803	-2,095	-2,346	-2,779	-2,161	1,391	970	-999	-650	-425	-225	-275	-150	--	--
Net Issuance of Debt	3,753	1,027	7,706	7,448	4,111	-4,851	-9,059	644	1,757	1,272	146	2,054	502	-396	-888	928
Cash Flow for Dividends	-275	-341	-394	-440	-533	-317	-347	-575	-704	-768	-935	-44.00	-6.00	-3.00	-715	-211
Other Financing	542	623	1,921	1,860	740	11,142	-2,406	574	2,045	-1,159	-1,261	-266	-2,234	374	967	-368
Cash Flow from Financing	3,066	506	7,138	6,522	1,539	3,813	-10,421	1,613	2,099	-1,305	-2,475	1,519	-2,013	-175	-636	349

Net Change in Cash	-1,949	123	-273	790	2,471	3,968	-1,864	-249	1,336	3,849	276	-50.00	41.00	-336	4,194	-3,623

Free Cash Flow	-596	7,119	4,042	4,375	5,966	10,838	5,840	6,542	12,377	20,909	20,329	767	5,269	5,713	9,160	187
Valuation Ratios (Daily)	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

PE Ratio(ttm)
Price to Tangible Book
Price-to-Free-Cash-Flow ratio
PS Ratio
EV-to-Revenue
EV-to-EBITDA
EV-to-EBIT
Earnings Yield (Joel Greenblatt)
Forward Rate of Return
Shiller PE Ratio
Valuation and Quality	Annuals											Quarterly
Fiscal Period	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Latest Q.	Mar12	Jun12	Sep12	Dec12	Mar13

Market Cap
Enterprise Value
Month End Stock Price
Net Cash (per share)
Net Current Asset Value (per share)
DCF (per share)
Median PS (per share)
Peter Lynch Fair Value (per share)
Graham Number (per share)
Altman Z-Score
Piotroski F-Score

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PRU Quarterly/Annuals Reports

PRU: 10-Q - PRUDENTIAL FINANCIAL INC (0001137774) (Filer): (10-Q) - 2012-11-08
PRU: 10-Q - PRUDENTIAL FINANCIAL INC (0001137774) (Filer): (10-Q) - 2012-08-03
PRU: 10-Q - PRUDENTIAL FINANCIAL INC (0001137774) (Filer): (10-Q) - 2012-05-04
PRU: 10-K - PRUDENTIAL FINANCIAL INC (0001137774) (Filer): (10-K) - 2012-02-24
PRU: 10-Q - PRUDENTIAL FINANCIAL INC (0001137774) (Filer): (10-Q) - 2011-11-04

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