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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 2.1  1.5  12.2 
EBITDA Growth (%) -9.9  -11.2 
Free Cash Flow Growth (%) -62.5 
Book Value Growth (%) -32.5 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Sep12 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
5.58
6.70
6.07
6.05
7.55
6.99
6.07
7.64
7.02
6.99
6.45
1.48
2.07
1.34
2.06
0.98
EBITDA per Share
1.50
1.83
2.06
2.44
2.31
1.32
0.85
1.42
0.88
0.72
1.75
0.35
1.49
0.27
-0.23
0.22
Free Cashflow per Share
--
-6.84
-10.40
-1.02
2.28
-3.10
7.49
4.60
--
2.66
1.57
--
-1.42
--
2.99
--
Earnings per Share ($)
0.99
1.24
1.52
1.78
1.52
1.30
1.17
0.75
0.25
0.28
0.21
0.22
0.01
0.01
0.04
0.14
Dividends Per Share
0.33
0.43
0.54
0.69
0.79
0.80
0.60
0.48
0.49
0.64
0.67
0.12
0.22
0.15
0.15
0.15
Book Value per Share
12.03
7.32
8.95
10.70
10.62
10.46
10.84
10.78
--
9.73
6.95
10.30
9.44
9.76
7.09
6.95
Month End Stock Price
12.11
12.91
18.26
21.08
9.29
16.09
10.42
7.36
7.46
8.17
6.81
7.67
6.56
7.46
8.17
6.81
RatiosAnnualsQuarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Sep12 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
8.80
16.90
16.90
16.60
16.20
13.10
10.90
7.00
--
3.00
6.40
8.40
0.40
0.40
2.00
6.40
Return on Assets %
0.50
0.80
0.90
1.00
0.90
0.80
0.70
0.40
--
0.20
0.40
0.40
--
--
--
0.40
Return on Capital - Joel Greenblatt %
--
--
--
--
--
4.20
4.00
9.10
--
--
--
14.40
418
9.60
--
--
Debt to Equity
2.93
3.98
5.23
4.94
0.68
3.46
2.92
2.88
--
0.24
0.24
3.03
4.82
3.02
0.24
0.24
   
Operating Margin %
26.90
24.30
30.10
36.30
27.40
15.50
9.40
14.70
12.50
6.20
22.00
23.30
65.40
20.40
-16.60
22.00
Net Margin %
19.00
18.50
25.00
29.40
22.80
19.60
19.50
9.90
3.50
4.10
11.70
14.70
0.60
1.00
1.90
11.70
   
Debt to Revenue
6.31
4.35
7.70
8.74
0.95
5.17
5.20
4.07
--
0.34
1.73
21.07
21.93
21.93
0.84
1.73
Interest Exp. to Revenue %
52.32
31.25
42.06
49.62
44.37
54.80
69.50
56.95
--
56.27
0.57
0.56
188
73.62
164
0.57
   
Asset Turnover
0.03
0.04
0.04
0.03
0.04
0.04
0.04
0.04
--
0.04
0.01
0.01
0.01
0.01
0.02
0.01
Dividend Payout Ratio
0.25
0.27
0.28
0.30
0.36
0.45
--
0.50
1.56
1.73
1.03
0.42
13.49
9.20
2.99
1.03
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Sep12 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Interest Income
11,063
13,443
16,415
19,640
23,297
33,716
37,467
39,514
39,758
38,650
36,794
10,105
9,765
9,694
8,731
8,604
Non Interest Income
10,080
29,577
22,613
19,944
29,211
27,808
16,442
29,876
27,858
30,038
38,137
3,883
10,977
3,473
19,099
4,588
Revenue
21,144
43,020
39,028
39,584
52,508
61,524
53,909
69,390
67,615
68,688
74,931
13,988
20,742
13,167
27,829
13,192
   
Selling, General, &Admin. Expense
5,298
7,971
8,369
9,136
25,787
27,691
29,539
25,715
26,162
21,896
15,035
5,832
-996
5,763
4,591
5,677
Credit Losses Provision
2,111
2,250
3,184
4,489
--
--
--
3,335
5,587
23,781
15,129
4,009
-4,009
3,838
11,558
3,742
Other Expenses
8,054
21,045
14,269
9,980
10,697
22,226
16,803
27,458
27,413
15,949
27,449
886
10,859
879
14,840
871
Earnings Before DDA
5,681
11,755
13,206
15,978
16,025
11,608
7,567
12,882
8,454
7,063
17,318
3,262
14,888
2,686
-3,159
2,903
   
Depreciation, Depletion and Amortization
--
1,308
1,475
1,628
1,628
2,047
2,487
2,704
--
2,806
2,806
--
1,333
--
1,473
--
   
Operating Income
5,681
10,447
11,731
14,350
14,397
9,561
5,080
10,178
8,454
4,256
14,512
3,262
13,555
2,686
-4,632
2,903
Net Income
4,017
7,968
9,738
11,634
11,965
12,067
10,488
6,860
2,369
2,827
2,318
2,056
128
126
519
1,545
   
Preferred dividends
264
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Earnings per Share ($)
0.99
1.24
1.52
1.78
1.52
1.30
1.17
0.75
0.25
0.28
0.21
0.22
0.01
0.01
0.04
0.14
Total Shares Outstanding
3,789
6,420
6,424
6,539
6,950
8,801
8,875
9,085
9,625
9,833
13,500
9,435
10,000
9,800
13,500
13,500
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Sep12 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Cash and cash equivalents
11,256
20,608
17,737
39,887
58,694
44,730
99,725
123,749
--
151,908
116,062
152,349
147,271
135,868
151,908
116,062
Money Market Investments
20,656
--
--
--
--
--
--
--
--
--
--
--
3,792
--
--
--
Net Loan
334,960
459,435
698,306
580,443
708,527
736,746
804,009
801,826
--
758,228
989,604
1,024,750
915,647
1,050,447
972,087
989,604
Securities & Investments
122,989
354,878
73,280
281,004
257,356
332,678
93,678
131,408
--
382,742
410,259
326,459
133,463
335,221
382,742
410,259
Accounts Receivable
--
--
--
--
--
--
--
--
--
7,835
--
--
287,517
--
7,835
--
Property, Plant and Equipment
10,522
12,802
13,383
12,146
10,899
11,533
14,328
17,751
--
13,224
22,086
21,559
17,719
21,865
13,224
22,086
Intangible Assets
22,326
20,791
21,740
20,588
26,440
32,876
35,980
36,004
--
35,977
32,141
32,308
36,171
32,279
35,977
32,141
Other Assets
214,435
168,015
244,621
238,180
283,766
265,193
513,178
493,783
--
277,814
73,051
87,895
115,129
91,796
63,955
73,051
Total Assets
737,145
1,036,529
1,069,067
1,172,248
1,345,681
1,423,756
1,560,898
1,604,521
--
1,627,728
1,643,203
1,645,319
1,656,709
1,667,477
1,627,728
1,643,203
   
Total Deposits
485,102
149,450
569,562
572,341
652,896
767,041
907,261
994,450
--
999,494
837,472
824,085
865,829
807,786
999,494
837,472
Accounts Payable
--
--
--
--
2,955
4,279
5,521
10,479
--
17,645
--
--
17,481
--
17,645
--
Current Portion of Long-Term Debt
--
--
--
--
--
270,996
241,320
253,041
--
--
--
265,408
184,063
264,291
--
--
Long-Term Debt
133,493
187,003
300,631
345,807
49,838
47,185
39,070
29,477
--
23,382
22,856
29,258
270,788
24,474
23,382
22,856
Other liabilities
72,980
653,059
141,372
184,147
566,164
242,162
271,550
219,106
--
491,497
689,100
429,397
224,141
475,324
491,497
689,100
Total Liabilities
691,575
989,512
1,011,565
1,102,295
1,271,852
1,331,664
1,464,721
1,506,554
--
1,532,018
1,549,428
1,548,147
1,562,303
1,571,876
1,532,018
1,549,428
   
Common Stock
4,006
4,006
4,009
4,015
--
--
--
--
--
--
--
--
--
--
--
--
Retained Earnings
7,278
7,968
9,738
11,634
27,127
31,548
36,291
42,282
--
1,994
1,545
97,636
2,185
2,313
1,994
1,545
Additional Paid-In Capital
26,096
26,096
26,116
26,157
36,031
37,571
48,901
51,194
--
47,964
--
--
41,095
--
47,964
--
Treasury Stock
--
-67.98
-163
-0.25
-540
-38.15
-247
-322
--
-368
--
--
--
--
-368
--
Total Equity
45,569
47,017
57,502
69,953
73,829
92,092
96,177
97,967
--
95,710
93,774
97,172
94,406
95,601
95,710
93,774
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Sep12 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
--
8,647
10,571
12,374
11,965
12,067
11,669
7,871
--
3,804
3,804
--
2,746
--
1,058
--
Depreciation, Depletion and Amortization
--
1,308
1,475
1,628
1,628
2,047
2,487
2,704
--
2,806
2,806
--
1,333
--
1,473
--
Cash Flow from Others
--
-53,892
-78,889
-20,692
6,699
-37,236
52,349
35,573
--
24,572
24,572
--
-17,176
--
41,747
--
Cash Flow from Operations
--
-43,936
-66,842
-6,690
20,291
-23,122
66,505
46,147
--
31,182
31,182
--
-13,096
--
44,278
--
   
Investment for Property, Plant & Equipement
--
--
--
--
-4,472
-4,132
--
-4,356
--
-4,983
-4,983
--
-1,099
--
-3,885
--
Cash Flow from Acquisitions
--
--
--
--
--
7,200
42.02
-7,862
--
1,271
1,271
--
1,271
--
--
--
Cash Flow from Investing
--
5,301
3,204
-27,150
1,218
10,217
-3,378
-9,101
--
-80.77
-80.77
--
2,119
--
-2,200
--
   
Net Issuance of Debt
--
49,319
65,397
55,017
-1,286
-759
368
-6,613
--
-5,228
-5,228
--
-1,277
--
-3,951
--
Cash Flow for Dividends
--
-2,829
-3,563
-4,439
-5,440
-5,624
5,265
-4,473
--
-1,650
-1,650
--
-817
--
-833
--
Other Financing
--
1,085
-1,237
5,604
7,280
419
-20,121
687
--
5,977
5,977
--
309
--
5,668
--
Cash Flow from Financing
--
47,574
60,596
56,182
554
-5,964
-14,488
-10,399
--
-901
-901
--
-1,785
--
883
--
   
Net Change in Cash
--
8,939
-3,042
22,342
18,870
-13,964
54,995
24,023
--
28,159
28,159
--
-12,571
--
40,729
--
   
Free Cash Flow
--
-43,936
-66,842
-6,690
15,819
-27,254
66,505
41,791
--
26,199
26,199
--
-14,195
--
40,394
--
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Sep12 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Sep12 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
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