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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) -48.9  -6.2  30.9 
EBITDA Growth (%) 40.7  -22.8 
Free Cash Flow Growth (%) -125.9 
Book Value Growth (%) -44.2  -44.2  15.5 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
   Trendline:
Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Mar04 Mar05 Mar06 Mar07 Mar08 Mar09 Mar10 Mar11 Mar12 Mar13 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
773
1,302
771
8.87
9.74
7.70
5.87
3.72
4.77
6.22
6.22
0.57
1.52
1.36
1.75
1.59
EBITDA per Share
93.22
-43.63
244
3.47
3.51
0.36
2.59
1.68
2.58
2.00
1.99
1.25
0.37
1.38
-0.31
0.55
Free Cashflow per Share
792
-1,342
506
-20.90
13.70
19.55
-1.42
22.25
1.67
-0.48
-0.47
10.67
--
-1.90
--
1.43
Earnings per Share ($)
76.07
--
160
1.09
1.20
-1.06
1.02
0.70
0.53
1.24
1.24
-0.10
0.18
0.27
0.41
0.38
Dividends Per Share
--
--
0.05
--
0.91
0.10
--
0.18
0.21
0.10
0.10
0.11
--
0.10
--
--
Book Value per Share
707
1,116
1,041
11.09
9.45
12.67
11.21
8.37
8.51
9.94
9.94
8.61
8.01
8.82
8.81
9.94
Month End Stock Price
14.00
13.60
22.00
18.20
13.50
6.96
6.50
6.25
6.64
8.16
8.16
6.64
6.64
6.18
7.34
8.16
RatiosAnnualsQuarterly
Fiscal Period
Mar04 Mar05 Mar06 Mar07 Mar08 Mar09 Mar10 Mar11 Mar12 Mar13 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
10.80
-8.40
15.40
11.30
12.90
-8.10
9.60
8.40
6.20
12.50
15.20
-4.80
9.20
12.40
18.40
15.20
Return on Assets %
0.30
-0.20
0.60
0.40
0.40
-0.30
0.40
0.30
0.20
0.50
0.80
--
0.40
0.40
0.80
0.80
Return on Capital - Joel Greenblatt %
32.90
-9.20
91.10
18.20
54.10
--
18.20
13.70
18.10
23.70
21.20
34.80
7.20
34.80
-6.40
21.20
Debt to Equity
0.09
0.14
0.09
1.98
2.52
0.80
2.29
3.35
3.20
1.16
1.16
3.20
3.13
2.69
2.72
1.16
   
Operating Margin %
12.10
-3.40
31.60
25.70
22.50
--
39.30
38.40
48.50
26.80
23.50
196
24.60
90.10
-17.50
23.50
Net Margin %
9.80
-7.20
20.80
14.10
12.50
-13.30
18.30
19.00
11.10
20.00
24.00
-17.70
12.20
19.90
23.20
24.00
   
Debt to Revenue
0.08
0.12
0.12
2.47
2.45
1.31
4.38
7.54
5.70
1.86
7.26
47.93
16.55
17.39
13.67
7.26
Interest Exp. to Revenue %
38.14
36.16
35.18
37.25
32.82
47.74
49.17
57.65
44.78
35.07
35.14
111
34.22
43.69
29.03
35.14
   
Asset Turnover
0.03
0.03
0.03
0.03
0.03
0.02
0.02
0.02
0.02
0.03
0.01
0.00
0.01
0.01
0.01
0.01
Buyback Ratio
--
--
--
--
-17.40
--
--
--
--
--
Dividend Payout Ratio
--
--
0.03
--
70.29
--
--
23.54
36.79
7.59
--
--
--
34.83
--
--
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Mar04 Mar05 Mar06 Mar07 Mar08 Mar09 Mar10 Mar11 Mar12 Mar13 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Interest Income
13,586
12,423
12,320
12,394
12,837
14,195
15,052
14,945
14,813
14,770
14,770
4,369
3,511
4,030
3,443
3,787
Non Interest Income
22,040
21,934
22,701
20,879
26,282
15,542
15,559
10,979
18,264
27,349
27,349
-432
6,750
5,193
8,416
6,991
Revenue
35,627
34,357
35,021
33,273
39,118
29,738
30,611
25,923
33,077
42,119
42,119
3,937
10,261
9,223
11,858
10,777
   
Selling, General, &Admin. Expense
9,190
9,044
9,055
10,450
15,036
11,278
11,634
13,719
14,495
15,869
15,869
-4,663
4,250
3,254
12,586
-4,221
Credit Losses Provision
--
--
--
251
--
--
--
--
--
387
387
--
--
--
--
387
Other Expenses
22,143
26,464
14,900
9,570
9,990
16,585
5,450
519
704
12,356
12,356
4.56
3,490
-3,361
1,353
10,874
Earnings Before DDA
4,294
-1,151
11,065
13,002
14,093
1,394
13,527
11,686
17,879
13,507
13,507
8,596
2,521
9,331
-2,080
3,736
   
Depreciation, Depletion and Amortization
--
--
--
4,445
5,278
1,394
1,492
1,733
1,834
2,224
2,224
866
--
1,023
--
1,202
   
Operating Income
4,294
-1,151
11,065
8,556
8,815
--
12,035
9,953
16,044
11,283
11,283
7,730
2,521
8,308
-2,080
2,535
Net Income
3,504
-2,484
7,284
4,681
4,895
-3,961
5,607
4,921
3,663
8,421
8,421
-695
1,250
1,836
2,751
2,584
   
Earnings per Share ($)
76.07
--
160
1.09
1.20
-1.06
1.02
0.70
0.53
1.24
1.24
-0.10
0.18
0.27
0.41
0.38
Total Shares Outstanding
46.06
26.38
45.40
3,752
4,018
3,862
5,215
6,972
6,938
6,770
6,769
6,855
6,770
6,774
6,770
6,769
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Mar04 Mar05 Mar06 Mar07 Mar08 Mar09 Mar10 Mar11 Mar12 Mar13 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Cash and cash equivalents
37,432
31,081
54,723
42,813
53,212
--
66,172
100,078
85,381
114,533
114,533
85,381
73,676
88,669
84,440
114,533
Money Market Investments
--
--
--
10,254
12,229
--
60,427
53,569
52,360
3,139
3,139
52,360
2,487
42,191
3,016
3,139
Net Loan
55,382,800
54,799,805
57,267,203
59,796,400
62,144,874
64,057,467
71,634,128
71,020,329
72,536,813
64,703,225
686,215
769,295
646,288
757,921
665,870
686,215
Securities & Investments
321,950
296,986
313,754
252,576
293,150
356,593
280,104
402,771
443,158
520,440
520,440
443,158
497,726
416,716
521,273
520,440
Accounts Receivable
12,317
7,352
21,997
24,960
--
19,416
428
570
693
17,868
17,868
693
18,055
240
17,719
17,868
Property, Plant and Equipment
10,437
8,867
8,552
8,671
8,701
10,699
10,533
11,024
11,083
21,039
21,039
11,083
18,507
16,853
19,219
21,039
Intangible Assets
230
142
70.12
2,491
3,527
3,838
7,532
8,163
9,536
8,388
8,388
9,536
8,569
9,554
8,412
8,388
Other Assets
-54,681,115
-54,086,518
-56,531,390
-59,068,504
-61,328,335
-63,179,190
-70,754,914
-70,149,151
-71,634,363
-63,811,616
205,394
133,155
199,536
141,020
195,493
205,394
Total Assets
1,084,051
1,057,714
1,134,909
1,069,661
1,187,357
1,268,822
1,304,411
1,447,353
1,504,660
1,577,016
1,577,016
1,504,660
1,464,844
1,473,163
1,515,444
1,577,016
   
Total Deposits
730,225
754,991
779,964
792,719
770,926
880,589
908,877
959,477
984,766
1,069,440
1,069,440
984,766
987,876
1,001,010
1,016,450
1,069,440
Accounts Payable
74,714
45,325
33,337
18,263
857
--
625
524
655
--
--
655
4,922
1,133
6,437
--
Current Portion of Long-Term Debt
2,998
3,978
4,178
38,750
8,157
--
56,455
62,471
78,245
27,848
27,848
78,245
123,842
79,223
111,510
27,848
Long-Term Debt
--
--
--
43,414
87,478
39,065
77,649
133,083
110,434
50,385
50,385
110,434
46,015
81,126
50,529
50,385
Other liabilities
243,545
223,982
270,190
134,909
281,988
300,257
202,324
233,440
271,543
362,035
362,035
271,543
247,955
250,959
270,878
362,035
Total Liabilities
1,051,482
1,028,276
1,087,668
1,028,055
1,149,407
1,219,912
1,245,930
1,388,995
1,445,644
1,509,708
1,509,708
1,445,644
1,410,610
1,413,451
1,455,804
1,509,708
   
Retained Earnings
6,482
3,499
10,521
14,704
18,460
13,205
17,644
20,936
22,937
29,817
29,817
22,937
23,361
25,265
27,231
29,817
Additional Paid-In Capital
9,177
10,334
13,037
613
613
607
11,469
11,471
9,152
8,046
8,046
9,152
8,046
9,142
8,046
8,046
Treasury Stock
-31.35
-2,862
-46.59
-1,309
-1,315
-1,315
-1,316
-1,822
-2,503
-2,411
-2,411
-2,503
-2,409
-2,409
-2,410
-2,411
Total Equity
32,569
29,438
47,241
41,606
37,951
48,910
58,481
58,358
59,016
67,308
67,308
59,016
54,235
59,712
59,640
67,308
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Mar04 Mar05 Mar06 Mar07 Mar08 Mar09 Mar10 Mar11 Mar12 Mar13 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
--
--
--
--
4,895
--
--
--
--
--
--
--
--
--
--
--
Depreciation, Depletion and Amortization
--
--
--
4,445
5,278
1,394
1,492
1,733
1,834
2,224
2,224
866
--
1,023
--
1,202
Cash Flow from Others
37,354
-34,788
23,421
-76,147
51,155
76,749
-6,182
156,381
12,176
-1,254
-1,254
73,874
--
-12,479
--
11,225
Cash Flow from Operations
37,354
-34,788
23,421
-71,702
61,328
78,142
-4,690
158,114
14,010
970
970
74,740
--
-11,457
--
12,426
   
Investment for Property, Plant & Equipement
-858
-604
-457
-6,731
-6,292
-2,653
-2,711
-2,970
-2,453
-4,220
-4,220
-1,564
--
-1,445
--
-2,775
Cash Flow from Acquisitions
--
--
--
--
--
--
-1,404
767
-326
-725
-725
-327
--
-109
--
-616
Cash Flow from Investing
-32,117
27,824
-7,026
50,583
-53,946
-70,413
479
-120,510
-26,218
13,290
13,290
-65,499
--
19,374
--
-6,084
   
Net Issuance of Stock
-6.70
-2,853
-23.43
-15,519
-0.51
11,093
19,353
-506
-1,157
-0.71
-0.71
1,044
--
-0.39
--
-0.32
Net Issuance of Preferred Stock
--
--
--
--
--
--
-1,180
--
-2,227
--
-133
-2,227
--
-133
--
--
Net Issuance of Debt
--
--
--
-502
1,389
--
-1,195
-744
2,644
-5,237
-5,237
3,269
--
-1,822
--
-3,415
Cash Flow for Dividends
-706
-911
-920
-1,004
-1,807
-2,216
-1,805
-2,662
-2,481
-2,641
-2,641
-1,213
--
-1,268
--
-1,373
Other Financing
2,167
4,339
8,149
3,822
1,501
-5,137
0.00
28.30
-15.83
-0.01
133
-15.83
--
1.13
--
131
Cash Flow from Financing
1,454
575
7,206
-13,203
1,083
3,740
15,172
-3,885
-3,237
-7,879
-7,879
857
--
-3,222
--
-4,657
   
Net Change in Cash
6,665
-6,393
23,642
-34,286
8,375
11,286
10,376
31,414
-16,099
6,504
6,504
9,548
--
2,917
--
3,586
   
Free Cash Flow
36,496
-35,392
22,964
-78,432
55,036
75,490
-7,401
155,144
11,557
-3,250
-3,250
73,176
--
-12,901
--
9,651
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Mar04 Mar05 Mar06 Mar07 Mar08 Mar09 Mar10 Mar11 Mar12 Mar13 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Mar04 Mar05 Mar06 Mar07 Mar08 Mar09 Mar10 Mar11 Mar12 Mar13 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
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