| Market Cap | 10.7 M | P/E(ttm) | |
|---|---|---|---|
| Enterprise Value | P/B |
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| Annual Rates (per share) | 10 yrs* | 5 yrs* | 12 months* |
|---|---|---|---|
| Revenue Growth (%) | 0 | 0 | 0 |
| EBITDA Growth (%) | 0 | 0 | 0 |
| Free Cash Flow Growth (%) | 0 | 0 | 0 |
| Book Value Growth (%) | 0 | 0 | 0 |
See this page for the explanation of the data and charts
* All numbers are in millions except for per share data
| Per Share Data | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec98 | Dec99 | Dec00 | Dec01 | Dec02 | Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | TTM | Sep07 | Dec07 | Mar08 | Jun08 | Sep08 |
| Revenue per Share ($) | 3.87 |
1.66 |
1.92 |
2.50 |
1.71 |
1.92 |
1.42 |
1.96 |
1.71 |
2.27 |
2.56 |
0.50 |
0.52 |
0.54 |
0.70 |
0.80 |
| EBITDA per Share | -- |
-0.10 |
-0.12 |
0.18 |
0.27 |
0.32 |
0.13 |
0.57 |
0.08 |
0.28 |
0.05 |
0.01 |
-0.09 |
0.08 |
-- |
0.06 |
| Free Cashflow per Share | 4.32 |
3.38 |
0.06 |
-1.09 |
0.09 |
0.57 |
-0.28 |
0.27 |
0.48 |
0.52 |
-2.83 |
0.33 |
-0.17 |
-0.22 |
-0.63 |
-1.81 |
| Earnings per Share ($) | -0.10 |
-0.44 |
-0.45 |
-0.13 |
0.05 |
0.02 |
-0.14 |
0.47 |
-0.10 |
0.14 |
0.02 |
-0.01 |
-0.09 |
0.06 |
0.02 |
0.03 |
| Book Value per Share | 1.56 |
0.95 |
1.01 |
1.20 |
0.82 |
0.84 |
0.73 |
1.27 |
1.24 |
1.40 |
1.34 |
1.50 |
1.40 |
1.46 |
1.41 |
1.34 |
| Month End Stock Price | -- |
-- |
1.25 |
1.10 |
0.69 |
2.59 |
1.81 |
1.81 |
2.08 |
2.20 |
1.85 |
1.80 |
2.20 |
2.05 |
1.98 |
1.85 |
| Ratios | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec98 | Dec99 | Dec00 | Dec01 | Dec02 | Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Latest Q. | Sep07 | Dec07 | Mar08 | Jun08 | Sep08 |
| Return on Equity % | -6.50 |
-45.00 |
-44.80 |
-11.20 |
6.50 |
2.70 |
-19.50 |
37.50 |
-7.70 |
10.80 |
8.40 |
-3.20 |
-24.80 |
16.40 |
6.00 |
8.40 |
| Return on Assets % | -0.40 |
-2.20 |
-1.90 |
-0.70 |
0.40 |
0.20 |
-1.20 |
3.10 |
-0.50 |
0.70 |
0.40 |
-0.40 |
-1.60 |
1.20 |
0.40 |
0.40 |
| Return on Capital - Joel Greenblatt % | -- |
-24.10 |
-31.30 |
-29.50 |
-- |
-- |
-31.00 |
-- |
-- |
-- |
366 |
-- |
-- |
-- |
-- |
366 |
| Debt to Equity | 0.48 |
2.85 |
2.46 |
0.64 |
0.09 |
0.05 |
0.82 |
-- |
-- |
-- |
0.61 |
-- |
-- |
-- |
-- |
0.61 |
| Operating Margin % | -3.90 |
-20.00 |
-23.50 |
-5.40 |
3.10 |
0.20 |
-8.70 |
23.00 |
-4.00 |
8.70 |
5.00 |
-1.40 |
-21.60 |
11.10 |
-3.70 |
5.00 |
| Net Margin % | -2.60 |
-25.70 |
-23.50 |
-5.40 |
3.10 |
1.20 |
-10.10 |
24.20 |
-5.60 |
6.60 |
3.50 |
-2.30 |
-16.60 |
11.10 |
3.00 |
3.50 |
| Debt to Revenue | 0.20 |
1.63 |
1.29 |
0.31 |
0.05 |
0.02 |
0.42 |
-- |
-- |
-- |
1.02 |
-- |
-- |
-- |
-- |
1.02 |
| Interest Exp. to Revenue % | 20.78 |
34.29 |
31.89 |
30.52 |
32.67 |
24.16 |
33.89 |
28.26 |
38.18 |
35.31 |
36.67 |
41.17 |
38.34 |
37.79 |
36.33 |
36.67 |
| Asset Turnover | 0.14 |
0.09 |
0.08 |
0.13 |
0.14 |
0.18 |
0.11 |
0.13 |
0.08 |
0.11 |
0.03 |
0.03 |
0.03 |
0.02 |
0.03 |
0.03 |
| Income Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec98 | Dec99 | Dec00 | Dec01 | Dec02 | Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | TTM | Sep07 | Dec07 | Mar08 | Jun08 | Sep08 |
| Net Interest Income | 1.70 |
1.20 |
1.24 |
1.74 |
2.16 |
1.89 |
1.96 |
2.32 |
2.76 |
3.43 |
4.07 |
0.88 |
0.86 |
0.87 |
1.08 |
1.26 |
| Non Interest Income | 6.00 |
2.30 |
2.65 |
3.96 |
4.44 |
5.93 |
3.82 |
5.89 |
4.47 |
6.28 |
6.90 |
1.26 |
1.38 |
1.44 |
1.90 |
2.18 |
| Revenue | 7.70 |
3.50 |
3.89 |
5.69 |
6.60 |
7.82 |
5.78 |
8.21 |
7.23 |
9.71 |
10.97 |
2.15 |
2.24 |
2.31 |
2.98 |
3.44 |
| Selling, General, &Admin. Expense | 4.60 |
1.80 |
2.03 |
3.36 |
3.02 |
3.50 |
3.01 |
3.16 |
3.68 |
4.35 |
5.93 |
1.06 |
1.19 |
1.19 |
1.62 |
1.93 |
| Credit Losses Provision | 0.10 |
0.10 |
0.11 |
0.04 |
0.10 |
0.19 |
-0.09 |
0.02 |
0.15 |
0.26 |
0.54 |
0.02 |
0.17 |
-0.02 |
0.31 |
0.08 |
| Other Expenses | 3.00 |
1.80 |
2.00 |
1.89 |
2.45 |
2.84 |
2.34 |
2.67 |
3.06 |
3.89 |
4.30 |
1.02 |
1.28 |
0.79 |
1.08 |
1.15 |
| Earnings Before DDA | -- |
-0.20 |
-0.25 |
0.40 |
1.03 |
1.29 |
0.52 |
2.36 |
0.33 |
1.20 |
0.20 |
0.05 |
-0.40 |
0.34 |
-0.02 |
0.28 |
| Depreciation, Depletion and Amortization | 0.30 |
0.50 |
0.66 |
0.71 |
0.82 |
1.28 |
1.02 |
0.48 |
0.62 |
0.36 |
0.36 |
0.08 |
0.08 |
0.09 |
0.09 |
0.10 |
| Operating Income | -0.30 |
-0.70 |
-0.92 |
-0.31 |
0.21 |
0.01 |
-0.51 |
1.89 |
-0.29 |
0.85 |
-0.16 |
-0.03 |
-0.48 |
0.26 |
-0.11 |
0.17 |
| Net Income | -0.20 |
-0.90 |
-0.92 |
-0.31 |
0.21 |
0.09 |
-0.59 |
1.99 |
-0.40 |
0.65 |
0.10 |
-0.05 |
-0.37 |
0.26 |
0.09 |
0.12 |
| Preferred dividends | -- |
-- |
0.00 |
0.05 |
0.05 |
-- |
-- |
0.02 |
0.03 |
0.04 |
0.05 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
| Earnings per Share ($) | -0.10 |
-0.44 |
-0.45 |
-0.13 |
0.05 |
0.02 |
-0.14 |
0.47 |
-0.10 |
0.14 |
0.02 |
-0.01 |
-0.09 |
0.06 |
0.02 |
0.03 |
| Total Shares Outstanding | 1.99 |
2.10 |
2.03 |
2.28 |
3.86 |
4.07 |
4.09 |
4.18 |
4.22 |
4.29 |
4.29 |
4.25 |
4.28 |
4.29 |
4.29 |
4.29 |
| Balance Sheet | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec98 | Dec99 | Dec00 | Dec01 | Dec02 | Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Latest Q. | Sep07 | Dec07 | Mar08 | Jun08 | Sep08 |
| Cash and cash equivalents | 9.20 |
1.60 |
2.55 |
0.84 |
2.57 |
2.17 |
1.73 |
7.75 |
27.38 |
13.77 |
6.11 |
14.00 |
13.77 |
19.74 |
14.42 |
6.11 |
| Money Market Investments | 0.80 |
1.70 |
0.85 |
0.85 |
0.85 |
0.88 |
0.92 |
0.94 |
0.72 |
0.72 |
1.20 |
0.72 |
0.72 |
0.75 |
1.20 |
1.20 |
| Net Loan | 35.10 |
30.90 |
35.91 |
36.59 |
34.34 |
34.68 |
42.65 |
46.75 |
52.41 |
59.38 |
71.52 |
58.29 |
59.38 |
58.67 |
60.41 |
71.52 |
| Securities & Investments | 2.90 |
2.60 |
1.95 |
2.26 |
3.10 |
1.65 |
1.11 |
0.83 |
0.67 |
8.00 |
26.52 |
8.57 |
8.00 |
15.06 |
28.73 |
26.52 |
| Accounts Receivable | 1.20 |
0.20 |
1.95 |
1.09 |
0.24 |
0.25 |
0.18 |
2.79 |
0.56 |
0.57 |
1.10 |
0.52 |
0.57 |
0.73 |
0.94 |
1.10 |
| Property, Plant and Equipment | 1.40 |
1.40 |
1.38 |
1.79 |
1.72 |
0.83 |
0.95 |
2.80 |
2.70 |
2.58 |
2.78 |
2.58 |
2.58 |
2.70 |
2.76 |
2.78 |
| Intangible Assets | -- |
-- |
0.14 |
0.06 |
0.10 |
0.10 |
0.10 |
1.58 |
1.62 |
1.51 |
1.90 |
1.69 |
1.51 |
1.63 |
2.01 |
1.90 |
| Other Assets | 3.90 |
2.40 |
2.96 |
2.15 |
3.33 |
2.98 |
3.15 |
1.10 |
1.22 |
1.73 |
1.83 |
1.11 |
1.73 |
2.71 |
2.07 |
1.83 |
| Total Assets | 54.50 |
40.80 |
47.67 |
45.62 |
46.25 |
43.55 |
50.79 |
64.54 |
87.27 |
88.24 |
113 |
87.49 |
88.24 |
102 |
113 |
113 |
| Total Deposits | 43.20 |
32.10 |
38.18 |
40.20 |
41.92 |
38.81 |
44.59 |
56.02 |
78.88 |
78.66 |
97.97 |
77.35 |
78.66 |
91.82 |
103 |
97.97 |
| Accounts Payable | 6.20 |
0.40 |
1.90 |
0.52 |
0.33 |
0.34 |
0.17 |
0.51 |
0.13 |
0.42 |
0.62 |
0.47 |
0.42 |
0.57 |
0.38 |
0.62 |
| Current Portion of Long-Term Debt | 0.30 |
3.10 |
4.09 |
0.09 |
-- |
-- |
2.42 |
-- |
-- |
-- |
3.52 |
-- |
-- |
-- |
-- |
3.52 |
| Long-Term Debt | 1.20 |
2.60 |
0.93 |
1.66 |
0.30 |
0.17 |
0.03 |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Other liabilities | 0.50 |
0.60 |
0.53 |
0.42 |
0.55 |
0.80 |
0.58 |
2.71 |
3.00 |
3.18 |
5.13 |
3.30 |
3.18 |
3.34 |
3.04 |
5.13 |
| Total Liabilities | 51.40 |
38.80 |
45.63 |
42.89 |
43.09 |
40.11 |
47.78 |
59.24 |
82.02 |
82.25 |
107 |
81.12 |
82.25 |
95.73 |
106 |
107 |
| Common Stock | -- |
-- |
0.02 |
0.04 |
0.04 |
0.04 |
0.04 |
0.04 |
0.04 |
0.04 |
0.04 |
0.04 |
0.04 |
0.04 |
0.04 |
0.04 |
| Preferred Stock | -- |
-- |
0.73 |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Retained Earnings | -- |
-0.90 |
-1.85 |
-2.21 |
-2.00 |
-1.91 |
-2.49 |
-0.52 |
-0.95 |
-0.35 |
0.09 |
0.04 |
-0.35 |
-0.10 |
-0.02 |
0.09 |
| Additional Paid-In Capital | -- |
3.80 |
3.82 |
5.41 |
5.54 |
5.68 |
5.84 |
6.15 |
6.53 |
6.65 |
6.72 |
6.65 |
6.65 |
6.67 |
6.70 |
6.72 |
| Treasury Stock | -- |
-0.30 |
-0.34 |
-0.34 |
-0.34 |
-0.34 |
-0.34 |
-0.34 |
-0.34 |
-0.34 |
-0.34 |
-0.34 |
-0.34 |
-0.34 |
-0.34 |
-0.34 |
| Total Equity | 3.10 |
2.00 |
2.04 |
2.74 |
3.16 |
3.44 |
3.00 |
5.30 |
5.25 |
5.98 |
5.73 |
6.37 |
5.98 |
6.27 |
6.05 |
5.73 |
| Cashflow Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec98 | Dec99 | Dec00 | Dec01 | Dec02 | Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | TTM | Sep07 | Dec07 | Mar08 | Jun08 | Sep08 |
| Net Income | -0.20 |
-0.70 |
-0.92 |
-0.31 |
0.21 |
0.09 |
-0.59 |
1.99 |
-0.40 |
0.65 |
0.10 |
-0.05 |
-0.37 |
0.26 |
0.09 |
0.12 |
| Depreciation, Depletion and Amortization | 0.30 |
0.50 |
0.66 |
0.71 |
0.82 |
1.28 |
1.02 |
0.48 |
0.62 |
0.36 |
0.36 |
0.08 |
0.08 |
0.09 |
0.09 |
0.10 |
| Cash Flow from Others | 8.50 |
7.30 |
0.38 |
-2.89 |
-0.68 |
0.95 |
-1.59 |
-1.31 |
1.81 |
1.24 |
-12.61 |
1.36 |
-0.44 |
-1.31 |
-2.88 |
-7.99 |
| Cash Flow from Operations | 8.60 |
7.10 |
0.13 |
-2.48 |
0.35 |
2.33 |
-1.15 |
1.15 |
2.03 |
2.24 |
-12.15 |
1.39 |
-0.72 |
-0.96 |
-2.70 |
-7.77 |
| Cash Flow from Investing | 3.30 |
-7.90 |
-4.54 |
1.19 |
0.98 |
0.38 |
-7.52 |
-4.41 |
-5.33 |
-15.70 |
-20.06 |
-10.01 |
-0.81 |
-6.37 |
-13.85 |
0.96 |
| Net Issuance of Stock | 0.10 |
-- |
0.03 |
0.15 |
0.13 |
0.14 |
0.16 |
0.04 |
-- |
-- |
0.01 |
-- |
-- |
-- |
0.01 |
-- |
| Net Issuance of Preferred Stock | -- |
-- |
0.73 |
0.52 |
-- |
-- |
-- |
0.27 |
0.07 |
0.08 |
-0.02 |
0.02 |
-0.04 |
-- |
0.01 |
-- |
| Net Issuance of Debt | -3.10 |
4.20 |
0.27 |
-3.06 |
-1.45 |
-0.13 |
2.28 |
-2.45 |
-- |
-- |
3.52 |
-- |
-- |
-- |
-- |
3.52 |
| Cash Flow for Dividends | -- |
-- |
-- |
-0.05 |
-- |
-- |
-- |
-0.01 |
-0.01 |
-0.01 |
-0.01 |
-0.01 |
0.02 |
-0.01 |
-0.01 |
-0.01 |
| Other Financing | -2.00 |
-11.10 |
4.38 |
2.02 |
1.72 |
-3.11 |
5.78 |
11.43 |
22.86 |
-0.23 |
20.83 |
0.19 |
1.31 |
13.31 |
11.21 |
-5.01 |
| Cash Flow from Financing | -5.00 |
-6.90 |
5.41 |
-0.42 |
0.40 |
-3.10 |
8.23 |
9.28 |
22.93 |
-0.15 |
24.32 |
0.20 |
1.30 |
13.30 |
11.22 |
-1.50 |
| Net Change in Cash | 6.90 |
-7.70 |
1.00 |
-1.71 |
1.73 |
-0.40 |
-0.44 |
6.02 |
19.63 |
-13.61 |
-7.89 |
-8.43 |
-0.23 |
5.97 |
-5.32 |
-8.31 |
| Free Cash Flow | 8.60 |
7.10 |
0.13 |
-2.48 |
0.35 |
2.33 |
-1.15 |
1.15 |
2.03 |
2.24 |
-12.15 |
1.39 |
-0.72 |
-0.96 |
-2.70 |
-7.77 |
| Valuation Ratios (Daily) | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec98 | Dec99 | Dec00 | Dec01 | Dec02 | Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Latest Q. | Sep07 | Dec07 | Mar08 | Jun08 | Sep08 |
| PE Ratio(ttm) | ![]() |
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| Price to Tangible Book | ![]() |
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| Price-to-Free-Cash-Flow ratio | ![]() |
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| PS Ratio | ![]() |
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| EV-to-Revenue | ![]() |
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| EV-to-EBITDA | ![]() |
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| EV-to-EBIT | ![]() |
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| Earnings Yield (Joel Greenblatt) | ![]() |
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| Forward Rate of Return | ![]() |
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| Shiller PE Ratio | ![]() |
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| Valuation and Quality | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec98 | Dec99 | Dec00 | Dec01 | Dec02 | Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Latest Q. | Sep07 | Dec07 | Mar08 | Jun08 | Sep08 |
| Market Cap | ![]() |
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| Enterprise Value | ![]() |
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| Month End Stock Price | ![]() |
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| Net Cash (per share) | ![]() |
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| Net Current Asset Value (per share) | ![]() |
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| DCF (per share) | ![]() |
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| Median PS (per share) | ![]() |
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| Peter Lynch Fair Value (per share) | ![]() |
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| Graham Number (per share) | ![]() |
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| Altman Z-Score | ![]() |
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| Piotroski F-Score | ![]() |
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