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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) -3.30  -2.60  -1.80 
EBITDA Growth (%) 0.00  -3.30  14.30 
EBIT Growth (%) 0.00  -2.80  16.30 
Free Cash Flow Growth (%) 0.00  0.00  0.00 
Book Value Growth (%) 6.50  12.00  7.00 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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* Preliminary data is from the companies’ press releases. 10-Q/K data is not available yet. Preliminary data is not used in the calculation of Ratios, Scores, or Rankings.
Per Share DataAnnualsAdd to batch download listDownload 15Y FinancialQuarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 TTM Mar13 Jun13 Sep13 Dec13 Mar14
   
Revenue per Share ($)
434.12
424.09
443.83
440.31
288.78
500.11
273.01
275.74
363.05
379.34
371.48
101.28
79.23
94.41
103.04
94.80
EBITDA per Share ($)
28.31
36.82
72.20
76.26
-99.94
94.32
28.85
19.44
45.85
63.41
57.06
26.15
2.25
11.05
23.73
20.03
EBIT per Share ($)
28.31
36.82
72.20
63.39
-111.23
86.32
22.15
12.43
39.17
56.46
50.12
24.50
0.58
9.09
22.07
18.38
Earnings per Share (diluted) ($)
39.92
26.56
62.32
37.89
-54.26
53.10
10.12
97.44
30.50
51.89
48.39
19.17
4.26
9.26
19.39
15.48
Free Cashflow per Share ($)
-53.08
-29.62
7.01
29.73
7.77
-6.55
5.87
-15.23
-34.00
-18.68
10.60
-36.30
-7.40
31.84
-6.10
-7.74
Dividends Per Share
1.00
8.00
8.00
8.00
4.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
--
--
--
1.00
Book Value Per Share ($)
360.29
355.58
413.29
446.34
277.66
412.80
446.03
539.27
593.29
631.96
650.65
608.24
596.96
613.27
631.96
650.65
Month End Stock Price ($)
646.00
558.55
579.43
514.05
267.11
332.66
335.60
453.46
515.00
603.08
613.00
567.12
574.94
567.62
603.08
599.90
RatiosAnnualsAdd to batch download listDownload 15Y FinancialQuarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 TTM Mar13 Jun13 Sep13 Dec13 Mar14
   
Return on Equity %
10.78
7.57
15.11
8.64
-19.16
12.85
2.37
18.79
5.56
8.24
7.40
12.80
2.84
6.04
12.08
9.52
Return on Assets %
2.20
1.49
3.46
2.13
-3.49
3.04
0.60
5.46
1.61
2.65
2.39
3.80
0.84
1.84
3.88
3.08
Return on Capital - Joel Greenblatt %
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Debt to Equity
0.20
0.20
0.25
0.25
0.47
0.29
0.22
0.17
0.20
0.17
0.17
0.18
0.18
0.18
0.17
0.17
   
Gross Margin %
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Operating Margin %
6.52
8.68
16.27
14.40
-38.52
17.26
8.11
4.51
10.79
14.88
13.46
24.20
0.74
9.63
21.42
19.38
Net Margin %
9.20
6.26
14.04
8.61
-18.79
10.62
3.71
35.34
8.52
13.89
13.09
19.19
5.38
9.96
18.82
16.53
   
Total Equity to Total Asset
0.20
0.20
0.23
0.25
0.18
0.24
0.25
0.29
0.29
0.32
0.32
0.30
0.30
0.31
0.32
0.32
LT Debt to Total Asset
0.04
0.04
0.06
0.06
0.09
0.07
0.06
0.05
0.06
0.06
0.06
0.05
0.06
0.06
0.06
0.06
   
Asset Turnover
0.24
0.24
0.25
0.25
0.19
0.29
0.16
0.16
0.19
0.19
0.18
0.05
0.04
0.05
0.05
0.05
Dividend Payout Ratio
0.03
0.30
0.13
0.21
--
0.02
0.10
0.01
0.03
0.02
0.02
0.05
--
--
--
0.07
   
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 TTM Mar13 Jun13 Sep13 Dec13 Mar14
   
Total Premiums Earned
3,821
3,799
3,713
3,784
3,710
3,600
2,029
1,925
2,064
1,987
1,986
495
498
500
494
494
Net Investment Income
361
492
436
533
410
272
209
185
154
111
107
29
29
27
26
24
Fees and Other Income
372
342
646
417
-1,165
554
96
64
219
219
176
104
-37
46
106
60
Revenue
4,553
4,632
4,794
4,734
2,956
4,427
2,334
2,173
2,436
2,317
2,268
627
489
574
627
578
   
Selling, General, &Admin. Expense
309
149
218
201
253
250
155
175
182
181
188
44
40
42
56
50
Advertising
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Net Policyholder Benefits/Claims
2,591
2,895
2,477
2,406
2,506
2,119
1,217
1,174
1,194
1,041
1,026
244
275
278
243
229
Policy Acquisition Expense
1,265
1,186
1,260
777
753
717
420
402
430
377
374
98
76
107
96
95
Research &Development
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
EBITDA
297
402
780
820
-1,023
835
247
153
308
387
348
162
14
67
144
122
Depreciation, Depletion and Amortization
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Operating Income
297
402
780
682
-1,138
764
189
98
263
345
305
152
4
55
134
112
   
Other Income (Minority Interest)
--
-12
-16
-93
74
-110
-53
-42
14
12
12
1
11
1
-0
1
Pre-Tax Income
248
305
730
682
-1,138
764
189
98
263
345
305
152
4
55
134
112
Tax Provision
-47
-37
-99
-211
499
-209
-30
110
16
-77
-65
-42
1
-8
-27
-30
Net Income (Continuing Operations)
238
290
652
500
-630
580
160
208
308
305
290
119
4
47
143
96
Net Income (Discontinued Operations)
--
--
--
--
--
--
-30
622
-115
5
4
1
4
0
-0
-1
Net Income
419
290
673
407
-555
470
87
768
207
322
297
120
26
57
118
96
   
Preferred dividends
--
--
--
--
--
--
--
19
19
--
--
--
--
--
--
--
EPS (Basic)
42.28
26.96
62.51
37.96
-54.26
53.11
10.12
97.44
30.50
51.89
48.39
19.17
4.26
9.26
19.39
15.48
EPS (Diluted)
39.92
26.56
62.32
37.89
-54.26
53.10
10.12
97.44
30.50
51.89
48.39
19.17
4.26
9.26
19.39
15.48
Shares Outstanding (Diluted)
10.5
10.9
10.8
10.8
10.2
8.9
8.5
7.9
6.7
6.1
6.1
6.2
6.2
6.1
6.1
6.1
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Latest Q. Mar13 Jun13 Sep13 Dec13 Mar14
   
Fixed Maturity Investment
7,900
7,583
7,912
7,862
5,789
6,334
6,540
6,366
5,324
5,111
5,063
4,950
5,006
4,999
5,111
5,063
Equity Investments
1,044
968
1,213
1,551
553
459
710
755
1,030
1,157
1,175
1,073
1,030
1,111
1,157
1,175
Short-term investments
1,586
728
1,345
1,633
2,245
2,098
1,106
846
631
636
674
654
607
648
636
674
Net Loan
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Cash and cash equivalents
243
188
159
171
410
366
435
705
462
383
339
412
348
337
383
339
Accounts Receivable
5,076
6,339
5,185
1,055
914
813
675
494
560
531
755
817
721
723
531
755
Deferred Policy Acquisition Costs
308
288
320
326
323
304
211
187
195
175
190
190
181
188
175
190
Property, Plant and Equipment
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Intangible Assets
--
--
--
--
20
20
--
--
--
--
--
--
--
--
--
--
Total Assets
19,015
19,418
19,444
19,083
15,896
15,443
14,534
14,064
12,895
12,144
12,416
12,612
12,284
12,308
12,144
12,416
   
Unpaid Loss & Loss Reserve
9,554
10,403
8,919
8,062
7,400
6,802
6,187
5,702
3,169
3,079
3,048
3,101
3,058
3,108
3,079
3,048
Unearned Premiums
1,739
1,582
1,585
1,605
1,597
1,499
1,140
847
924
901
1,117
1,065
1,015
1,010
901
1,117
Future Policy Benefits
--
--
--
--
--
--
--
769
442
53
54
252
194
144
53
54
Policyholder Funds
--
--
--
--
--
--
--
43
44
127
128
67
76
89
127
128
Current Portion of Long-Term Debt
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Long-Term Debt
783
779
1,107
1,193
1,362
1,051
819
678
751
676
678
676
676
676
676
678
Total Liabilities
15,131
15,585
14,988
14,369
12,997
11,786
10,881
9,976
9,164
8,239
8,402
8,853
8,595
8,518
8,239
8,402
   
Common Stock
11
11
11
11
9
9
8
8
6
6
6
6
6
6
6
6
Preferred Stock
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Retained Earnings
1,696
1,900
2,496
2,719
1,752
2,216
2,176
2,790
2,543
2,802
2,881
2,601
2,627
2,684
2,802
2,881
Accumulated other comprehensive income (loss)
Additional Paid-In Capital
1,719
1,716
1,717
1,681
1,419
1,436
1,351
1,254
1,051
1,045
1,047
1,031
1,036
1,040
1,045
1,047
Treasury Stock
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Total Equity
3,884
3,833
4,455
4,713
2,899
3,657
3,653
4,088
3,732
3,906
4,015
3,759
3,689
3,790
3,906
4,015
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 TTM Mar13 Jun13 Sep13 Dec13 Mar14
   
  Net Income
419
290
673
407
-630
580
140
809
193
309
285
120
15
56
118
95
  Cumulative Effect Of Accounting Change
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
  Net Foreign Currency Exchange Gain
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Net Income From Continuing Operations
419
290
673
407
-630
580
140
809
193
309
285
120
15
56
118
95
Depreciation, Depletion and Amortization
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
  Change In Receivables
--
-59
111
51
-8
86
-123
-42
-79
13
-20
-180
-12
48
157
-212
  Change In Inventory
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
  Change In Prepaid Assets
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
  Change In Payables And Accrued Expense
-414
-266
-567
--
--
-24
1
40
4
-28
-25
76
-5
-18
-81
79
Change In Working Capital
--
--
--
42
39
-390
-111
38
-139
-139
5
-215
-31
198
-90
-72
Change In DeferredTax
-59
28
33
65
-467
172
71
-71
-17
40
36
26
-18
-3
34
22
Cash Flow from Discontinued Operations
--
--
--
--
--
--
-16
-70
--
--
--
--
--
--
--
--
Cash Flow from Others
-916
-603
-611
-168
1,147
-409
-28
-822
-264
-312
-249
-156
-6
-58
-92
-92
Cash Flow from Operations
-557
-285
96
346
89
-47
56
-115
-226
-101
77
-225
-40
194
-30
-47
   
Purchase Of Property, Plant, Equipment
--
-39
-20
-26
-10
-11
-6
-6
-2
-13
-13
--
-6
--
-7
--
Sale Of Property, Plant, Equipment
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Purchase Of Business
-660
--
-33
-52
-224
--
-5
-3
-42
--
-32
-9
--
--
--
-32
Sale Of Business
221
181
771
90
12
--
188
1,011
25
32
14
31
--
--
1
13
Purchase Of Investment
-7,536
-7,075
-6,498
-8,779
-5,232
-3,941
-4,602
-5,564
-6,272
-4,601
-3,914
-1,903
-976
-914
-807
-1,216
Sale Of Investment
8,792
6,964
6,236
8,452
6,496
4,068
4,968
5,209
7,143
4,960
3,833
2,368
977
825
790
1,242
Net Intangibles Purchase And Sale
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Cash From Discontinued Investing Activities
--
--
--
--
--
--
-12
278
196
72
46
41
32
21
-21
15
Cash Flow from Investing
467
338
-344
-315
1,042
365
485
800
830
402
57
403
114
-146
31
58
   
Net Issuance of Stock
308
1
1
-179
-835
1
-235
-252
-669
-80
-12
-79
-1
--
--
-11
Net Issuance of Preferred Stock
--
--
--
227
-300
--
--
--
--
--
--
--
--
--
--
--
Net Issuance of Debt
-25
18
327
72
176
-313
-211
-162
71
-75
-75
-75
--
--
--
--
Cash Flow for Dividends
-39
-117
-30
-150
-142
-47
-104
-70
-45
-45
-45
-11
-14
-5
-14
-11
Other Financing
-0
--
-86
-2
0
-0
-0
23
-5
13
16
-2
7
3
5
1
Cash Flow from Financing
243
-97
212
-32
-1,102
-360
-550
-460
-648
-187
-41
-167
-8
-2
-9
-21
   
Net Change in Cash
153
-55
-29
4
21
-35
-16
148
-39
114
93
10
64
50
-10
-10
Free Cash Flow
-557
-324
76
320
80
-58
50
-120
-228
-114
64
-225
-46
194
-37
-47
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Current Mar13 Jun13 Sep13 Dec13 Mar14
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Price to Tangible Book Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Price-to-Free-Cash-Flow ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
PS Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-Revenue Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-EBITDA Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
EV-to-EBIT Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Earnings Yield (Joel Greenblatt) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Forward Rate of Return Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Shiller PE Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Current Mar13 Jun13 Sep13 Dec13 Mar14
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Enterprise Value Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Month End Stock Price Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Cash (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Current Asset Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Projected FCF (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Median PS (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Peter Lynch Fair Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Graham Number (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Altman Z-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Piotroski F-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Beneish M-Score Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Highest Stock Price Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Lowest Stock Price Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Shares Outstanding (Basic) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Shares Buyback Ratio (%) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Y/Y (Q/Q) Rev. per Sh. Growth (%) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Y/Y (Q/Q) EPS Growth (%) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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