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  • BishanCader created personal space. 8 min ago
  • AGInv posts: 40 min ago
    Why Domino's Pizza Will Continue Growing
    (DPZ) is the second-largest pizza chain in the United States and the largest worldwide, with more than 10,000 corporate and franchised stores in 70 countries. The company’s growth over the last few...
  • JuhiKulkarni posts: 1 hr ago
    Why Palo Alto Networks is a Great Buy
    (PANW) has not posted a profit since 2013, the company’s stock has gained considerable weight during the same period on the back of massive revenue growth. Both revenue and...
  • chazpulatani commented on chazpulatani's stock note 1 hr ago
    long term investment
    View all 1 comment
    chazpulatani 07-29 09:42
    • im first time in this page im goin to trie the 7 dsay free triel
  • David123123 commented on Vera Yuan's article 1 hr ago
    David Herro Comments on Atea ASA
    Atea (OSL:ATEA), a Nordic IT infrastructure company, issued a profit warning in June, and this news, combined with a corruption investigation into...
    View all 1 comment
    David123123 07-29 09:24
    • Another good example of company with good infrastructure is this service. Check it out.
  • Ken McGaha posts: 1 hr ago
    Management Thinks It Is The Star Of CoStar Group; I Disagree
    We hear on a regular basis about the quality of work environments that some businesses provide for their employees. I understand the need to take care of good people lest the best leave for greener pastures. However, the primary reason for any...
  • Christopher Batts commented on Christopher Batts's article 1 hr ago
    Aflac – Is USA the new Japan?
    Is USA the new Japan? The U.S. might be nothing like Japan in most areas of comparison, but the medical insurance market is an exception. In 1961,...
    View all 5 comments
    Christopher Batts 07-29 09:22
    • Pravchaw, I appreciate the questions and interest in my article. I am always looking for ways to improve my writing and research. 

      As far as Yen-denominated investments go:

      The regulations you are referring to are capital requirements placed on insurance companies. This only impacts the amount of cash on hand, not the denomination of their investments. I don't know if you follow Aflac closely, but yesterday they released their Q2 results. They announced on their conference call this morning that they sold off a lot of their Japanese Government Bonds in order to purchase Dollar-denominated bonds during the quarter. As a result, 49% of Aflac Japan's investment income was dollar-denominated (much higher than previous quarters). 

      Regarding the cultural differences that you mentioned:

      I fully agree that the healthcare systems are significantly different from one another (I mentioned that at the beginning of my article in order to avoid this confusion); however, the impacts on supplemental insurance companies are identical. I have read the article that you included a link to previously, and I agree that cancer insurance products were what helped Aflac do so well in Japan. Aflac is not looking to sell as much cancer insurance in the U.S. Their product line in the U.S. is largely different than their product line in Japan. According to their Q2 results, released yesterday, "Aflac U.S. total new annualized premium sales increased 3.1% in the quarter to $344 million." 

      Also, during the conference call this morning, Kriss Cloninger (the president of Aflac) said that the Affordable Care Act is set in place. He then said that it "runs our opportunity to grow our business." 

      I am not the only one that believes the ACA will result in significant growth for Aflac. I don't think that it is relevant to their growth: I believe its vital to their growth. 
  • fluidityinglass made a stock note of $UNAM: 49% Insider, looks like value 2 hr ago
    $UNAM: 49% Insider, looks like value
  • haoafu commented on The Science of Hitting's article 3 hr ago
    Berkshire's GEICO Investment: "Bet Big" (Part 2)
    (This article picks up where I left off last time; see part one here) “It’s not given to human beings to have such talent that they can just...
    View all 7 comments
    haoafu 07-29 07:48
    • Good article. I have experience in auto insurance industry. Geico and Progressive are two amazing companies in this field, but they have quite differet competitive advantages.

      To some extent, There's something in common in Geico, Cocacola, Costco... - they all provide something valuable and consistently share the low cost with customers.

  • haoafu commented on Sure Dividend's article 3 hr ago
    How to Stop Paying Attention to Your Stocks
    The 2nd article ever written on Sure Dividend is titled 3 Tips to Stop Checking Your Stocks Constantly. The first article is on PepsiCo’s (PEP) 10%...
    View all 1 comment
    haoafu 07-29 07:39
    • These are good points. One thing currently working for me is: I usually don't pay much attention if it's something I've studied for years and the holding size is relatively small(under 2% for me). 
  • capitalstars0007: CapitalStars Financial Services | Linkedin Capitalstars financial research pvt ltd is good advisory company in india which is provide research call on equity tips, commodity tips, future and option. 3 hr ago
  • The Science of Hitting commented on The Science of Hitting's article 4 hr ago
    Berkshire's GEICO Investment: "Bet Big" (Part 2)
    (This article picks up where I left off last time; see part one here) “It’s not given to human beings to have such talent that they can just...
    View all 6 comments
    The Science of Hitting 07-29 06:58
    • I've never looked too closely at Valeant either, but I remember that Charlie didn't seem to be a fan based on what he said at the most recent annual meeting; according to one article, this was his quote: "Valeant is like ITT and Harold Geneen come back to life, only the guy is worse this time."


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