NBT Bancorp Inc (NBTB) Files 10-K for the Fiscal Year Ended on December 31, 2019

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Mar 02, 2020
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NBT Bancorp Inc (NBTB, Financial)(30-Year Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2019. NBT Bancorp Inc provides financial services. The company, through community banks, mainly provides consumer loans, home equity loans, mortgages, business banking loans, and commercial loans. NBT Bancorp Inc has a market cap of $1.56 billion; its shares were traded at around $35.57 with a P/E ratio of 13.00 and P/S ratio of 3.52. The dividend yield of NBT Bancorp Inc stocks is 3.00%. GuruFocus has detected 2 severe warning signs with NBT Bancorp Inc. .

For the last quarter NBT Bancorp Inc reported a revenue of $112.0 million, compared with the revenue of $104.1 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $451.4 million, an increase of 5.9% from last year. For the complete 30-year financial data, please go here.. For the last five years NBT Bancorp Inc had an average revenue growth rate of 5.1% a year.

The reported diluted earnings per share was $2.74 for the year, an increase of 7% from previous year. Over the last five years NBT Bancorp Inc had an EPS growth rate of 11% a year. The profitability rank of the company is 4 (out of 10).

At the end of the fiscal year, NBT Bancorp Inc has the cash and cash equivalents of $216.8 million, compared with $181.0 million in the previous year. The long term debt was $165.4 million, compared with $174.9 million in the previous year. NBT Bancorp Inc has a financial strength rank of 2 (out of 10).

At the current stock price of $35.57, NBT Bancorp Inc is traded at 13.7% discount to its historical median P/S valuation band of $41.22. The P/S ratio of the stock is 3.52, while the historical median P/S ratio is 3.04. The stock lost 10.04% during the past 12 months.

For the complete 20-year historical financial data of NBTB, click here.