Jack Henry & Associates Inc. has a market cap of $3.05 billion; its shares were traded at around $35.19 with a P/E ratio of 21.2 and P/S ratio of 3.15. The dividend yield of Jack Henry & Associates Inc. stocks is 1.19%. Jack Henry & Associates Inc. had an annual average earning growth of 12.1% over the past 10 years. GuruFocus rated Jack Henry & Associates Inc. the business predictability rank of 5-star.
This is the annual revenues and earnings per share of JKHY over the last 10 years. For detailed 10-year financial data and charts, go to 10-Year Financials of JKHY.
Highlight of Business Operations:In the second quarter of fiscal 2012, revenues increased 5% or $13,223 compared to the same period in the prior year, with particularly strong growth continuing in our electronic payment services. In the first half of fiscal 2012, revenues increased 6% or $26,739 compared to the first half of last year due to continued revenue growth in all three of our components of revenue (license, support and service, and hardware). During fiscal 2012, the Company continued to focus on cost management and also reduced interest cost from our sustained repayment of long-term debt. The growth in revenue and reduced interest cost, partially offset by a slightly higher tax rate, has resulted in a 7% increase in net income for the quarter and an 11% increase for the year-to-date period.
Revenue in the Bank segment increased 4% compared to the equivalent quarter last fiscal year. This was primarily through growth in support and service revenue, driven mainly by a 10% increase in electronic payment transaction
Year-to-date revenue increased for the six month period due mainly to a 4% increase in support and service revenue. This increase was driven by an 11% increase in electronic payment services revenues from transaction processing, partially offset by a decrease in implementation revenue compared to the same period a year ago.
Gross profit margins for the Credit Union segment for the three and six month periods have increased mainly due to the increase in license revenue noted above with associated gross profit margin of 95%.
Cash provided by operating activities for the fiscal year to date increased 12% compared to last year. Cash from operations is primarily used to repay debt, pay dividends and fund acquisitions and other capital expenditures. The increase compared to last year reflects increased earnings driven by continued strong revenue growth, ongoing cost control and decreased interests costs.
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