Investar Holding Corp (ISTR, Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2017. Investar Holding Corp is a financial holding company. The Company is engaged in offering commercial and retail lending products throughout market areas, including business loans to small to medium-sized businesses as well as loans to individuals. Investar Holding Corp has a market cap of $244.530 million; its shares were traded at around $25.70 with a P/E ratio of 26.51 and P/S ratio of 4.86. The dividend yield of Investar Holding Corp stocks is 0.41%. Investar Holding Corp had annual average EBITDA growth of 13.50% over the past five years.
For the last quarter Investar Holding Corp reported a revenue of $13.8 million, compared with the revenue of $9.68 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $46.3 million, an increase of 15.2% from last year. For the last five years Investar Holding Corp had an average revenue growth rate of 22.6% a year.
The reported diluted earnings per share was 96 cents for the year, a decline of 12.7% from the previous year. Over the last five years Investar Holding Corp had an EPS growth rate of 7.3% a year. The Investar Holding Corp had a decent operating margin of 26.87%, compared with the operating margin of 28.57% a year before. The 10-year historical median operating margin of Investar Holding Corp is 20.71%. The profitability rank of the company is 5 (out of 10).
At the end of the fiscal year, Investar Holding Corp has the cash and cash equivalents of $30.4 million, compared with $29.3 million in the previous year. The long term debt was $190.6 million, compared with $87.4 million in the previous year. The interest coverage to the debt is 1.1, which is not a favorable level. Investar Holding Corp has a financial strength rank of 4 (out of 10).
At the current stock price of $25.70, Investar Holding Corp is traded at 56.4% premium to its historical median P/S valuation band of $16.43. The P/S ratio of the stock is 4.86, while the historical median P/S ratio is 3.10. The stock gained 18.58% during the past 12 months.
For the complete 20-year historical financial data of ISTR, click here.
