Emclaire Financial Corp (EMCF) Files 10-K for the Fiscal Year Ended on December 31, 2018

Emclaire Financial Corp (EMCF, Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2018. Emclaire Financial Corp is a financial holding Company. It offers retail and commercial financial products and services to the customers in western Pennsylvania through its wholly owned subsidiary bank, the Farmers National Bank of Emlenton. Emclaire Financial Corp has a market cap of $83.940 million; its shares were traded at around $31.20 with a P/E ratio of 17.33 and P/S ratio of 2.63. The dividend yield of Emclaire Financial Corp stocks is 3.62%.

For the last quarter Emclaire Financial Corp reported a revenue of $8.60 million, compared with the revenue of $5.94 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $29.8 million, an increase of 18.2% from last year. For the last five years Emclaire Financial Corp had an average revenue growth rate of 8.7% a year.

The reported diluted earnings per share was $1.72 for the year, a decline of 10.9% from the previous year. Over the last five years Emclaire Financial Corp had an average EPS decline of 2.9% a year. The profitability rank of the company is 2 (out of 10).

At the end of the fiscal year, Emclaire Financial Corp has the cash and cash equivalents of $17.7 million, compared with $14.4 million in the previous year. The company had no long term debt, compared with $26.0 million in the previous year. Emclaire Financial Corp has a financial strength rank of 6 (out of 10).

At the current stock price of $31.20, Emclaire Financial Corp is traded at 18.5% premium to its historical median P/S valuation band of $26.32. The P/S ratio of the stock is 2.63, while the historical median P/S ratio is 2.22. The stock lost 2.03% during the past 12 months.

Directors and Officers Recent Trades:

  • Director Deanna K Mccarrier bought 320 shares of EMCF stock on 03/19/2019 at the average price of $31.11. The price of the stock has increased by 0.29% since.

For the complete 20-year historical financial data of EMCF, click here.