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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.10
ACE's Cash to Debt is ranked higher than
53% of the 202 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.21 vs. ACE: 0.10 )
ACE' s 10-Year Cash to Debt Range
Min: 0.1   Max: No Debt
Current: 0.1

Equity to Asset 0.31
ACE's Equity to Asset is ranked higher than
82% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.25 vs. ACE: 0.31 )
ACE' s 10-Year Equity to Asset Range
Min: 0.13   Max: 0.52
Current: 0.31

0.13
0.52
Interest Coverage 15.41
ACE's Interest Coverage is ranked higher than
67% of the 160 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 20.94 vs. ACE: 15.41 )
ACE' s 10-Year Interest Coverage Range
Min: 3.88   Max: 9999.99
Current: 15.41

3.88
9999.99
F-Score: 5
Z-Score: 0.87
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 21.13
ACE's Operating margin (%) is ranked higher than
90% of the 203 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.16 vs. ACE: 21.13 )
ACE' s 10-Year Operating margin (%) Range
Min: 11.27   Max: 22.91
Current: 21.13

11.27
22.91
Net-margin (%) 18.62
ACE's Net-margin (%) is ranked higher than
91% of the 203 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.48 vs. ACE: 18.62 )
ACE' s 10-Year Net-margin (%) Range
Min: -2.67   Max: 42.37
Current: 18.62

-2.67
42.37
ROE (%) 11.59
ACE's ROE (%) is ranked higher than
77% of the 202 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.28 vs. ACE: 11.59 )
ACE' s 10-Year ROE (%) Range
Min: -3.17   Max: 20.67
Current: 11.59

-3.17
20.67
ROA (%) 3.55
ACE's ROA (%) is ranked higher than
81% of the 203 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.06 vs. ACE: 3.55 )
ACE' s 10-Year ROA (%) Range
Min: -0.53   Max: 10.5
Current: 3.55

-0.53
10.5
Revenue Growth (%) 6.10
ACE's Revenue Growth (%) is ranked higher than
72% of the 184 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.10 vs. ACE: 6.10 )
ACE' s 10-Year Revenue Growth (%) Range
Min: -1.1   Max: 57.9
Current: 6.1

-1.1
57.9
EBITDA Growth (%) 4.80
ACE's EBITDA Growth (%) is ranked higher than
67% of the 168 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.50 vs. ACE: 4.80 )
ACE' s 10-Year EBITDA Growth (%) Range
Min: -72.2   Max: 336.5
Current: 4.8

-72.2
336.5
EPS Growth (%) 6.20
ACE's EPS Growth (%) is ranked higher than
70% of the 173 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.50 vs. ACE: 6.20 )
ACE' s 10-Year EPS Growth (%) Range
Min: -47.4   Max: 130.6
Current: 6.2

-47.4
130.6
» ACE's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

ACE Guru Trades in Q3 2013

Steven Cohen 89,045 sh (New)
George Soros 21,000 sh (New)
Diamond Hill Capital 4,392 sh (+25.63%)
John Keeley 28,905 sh (+10.81%)
Chris Davis 3,658,128 sh (+3.3%)
Pioneer Investments 989,658 sh (+2.54%)
Ray Dalio 7,185 sh (-1.37%)
Scott Black 16,344 sh (-12.6%)
Jeremy Grantham 90,700 sh (-13.12%)
Louis Moore Bacon 35,315 sh (-29.37%)
Arnold Schneider 3,645 sh (-94.14%)
» More
Q4 2013

ACE Guru Trades in Q4 2013

David Dreman 2,245 sh (New)
Diamond Hill Capital 4,393 sh (+0.02%)
Arnold Schneider Sold Out
Ray Dalio Sold Out
George Soros Sold Out
Louis Moore Bacon Sold Out
Scott Black 16,209 sh (-0.83%)
John Keeley 28,625 sh (-0.97%)
Chris Davis 3,582,600 sh (-2.06%)
Jeremy Grantham 81,200 sh (-10.47%)
Pioneer Investments 482,955 sh (-51.2%)
Steven Cohen 2,779 sh (-96.88%)
» More
Q1 2014

ACE Guru Trades in Q1 2014

Richard Pzena 3,342 sh (New)
Ray Dalio 11,785 sh (New)
Jim Simons 153,906 sh (New)
Paul Tudor Jones 11,619 sh (New)
Steven Cohen 22,219 sh (+699.53%)
Scott Black 126,233 sh (+678.78%)
Pioneer Investments 545,506 sh (+12.95%)
John Keeley 30,235 sh (+5.62%)
Chris Davis 3,485,590 sh (-2.71%)
David Dreman 2,182 sh (-2.81%)
Diamond Hill Capital 4,098 sh (-6.72%)
Jeremy Grantham 73,600 sh (-9.36%)
» More
Q2 2014

ACE Guru Trades in Q2 2014

Richard Pzena 56,109 sh (+1578.9%)
Jim Simons Sold Out
Ray Dalio Sold Out
Paul Tudor Jones Sold Out
Chris Davis 3,309,858 sh (-5.04%)
John Keeley 28,555 sh (-5.56%)
Jeremy Grantham 67,400 sh (-8.42%)
Diamond Hill Capital 3,150 sh (-23.13%)
Scott Black 94,513 sh (-25.13%)
David Dreman 610 sh (-72.04%)
Pioneer Investments 42,604 sh (-92.19%)
» More
» Details

Insider Trades

Latest Guru Trades with ACE

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Scott Black 2014-06-30 Reduce -25.13%0.35%$97.61 - $105.32 $ 106.94%94513
Richard Pzena 2014-06-30 Add 1578.9%0.03%$97.61 - $105.32 $ 106.94%56109
Ray Dalio 2014-06-30 Sold Out 0.01%$97.61 - $105.32 $ 106.94%0
David Dreman 2014-06-30 Reduce -72.04%0.01%$97.61 - $105.32 $ 106.94%610
Scott Black 2014-03-31 Add 678.78%1.22%$92.19 - $103.53 $ 106.910%126233
Ray Dalio 2014-03-31 New Buy0.01%$92.19 - $103.53 $ 106.910%11785
Richard Pzena 2014-03-31 New Buy$92.19 - $103.53 $ 106.910%3342
Arnold Schneider 2013-12-31 Sold Out 0.03%$91.01 - $103.15 $ 106.99%0
David Dreman 2013-12-31 New Buy0.02%$91.01 - $103.15 $ 106.99%2245
George Soros 2013-12-31 Sold Out 0.02%$91.01 - $103.15 $ 106.99%0
Ray Dalio 2013-12-31 Sold Out 0.01%$91.01 - $103.15 $ 106.99%0
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 10.70
ACE's P/E(ttm) is ranked higher than
82% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.30 vs. ACE: 10.70 )
ACE' s 10-Year P/E(ttm) Range
Min: 5.72   Max: 17.07
Current: 10.7

5.72
17.07
P/B 1.19
ACE's P/B is ranked higher than
67% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.30 vs. ACE: 1.19 )
ACE' s 10-Year P/B Range
Min: 0.74   Max: 1.58
Current: 1.19

0.74
1.58
P/S 1.97
ACE's P/S is ranked lower than
54% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.20 vs. ACE: 1.97 )
ACE' s 10-Year P/S Range
Min: 0.77   Max: 1.97
Current: 1.97

0.77
1.97
EV-to-EBIT 10.10
ACE's EV-to-EBIT is ranked higher than
69% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.65 vs. ACE: 10.10 )
ACE' s 10-Year EV-to-EBIT Range
Min: 5   Max: 13.5
Current: 10.1

5
13.5
PEG 2.68
ACE's PEG is ranked higher than
85% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9999.00 vs. ACE: 2.68 )
ACE' s 10-Year PEG Range
Min: 0.15   Max: 13.14
Current: 2.68

0.15
13.14
Shiller P/E 13.56
ACE's Shiller P/E is ranked higher than
83% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 20.20 vs. ACE: 13.56 )
ACE' s 10-Year Shiller P/E Range
Min: 5.9   Max: 22.51
Current: 13.56

5.9
22.51

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.39
ACE's Dividend Yield is ranked higher than
50% of the 163 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.45 vs. ACE: 2.39 )
ACE' s 10-Year Dividend Yield Range
Min: 1.45   Max: 3.32
Current: 2.39

1.45
3.32
Dividend Payout 0.23
ACE's Dividend Payout is ranked higher than
94% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.46 vs. ACE: 0.23 )
ACE' s 10-Year Dividend Payout Range
Min: 0.01   Max: 4.5
Current: 0.23

0.01
4.5
Dividend growth (3y) 5.10
ACE's Dividend growth (3y) is ranked higher than
71% of the 124 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.80 vs. ACE: 5.10 )
ACE' s 10-Year Dividend growth (3y) Range
Min: -1.9   Max: 26.7
Current: 5.1

-1.9
26.7
Yield on cost (5-Year) 4.15
ACE's Yield on cost (5-Year) is ranked higher than
68% of the 165 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.20 vs. ACE: 4.15 )
ACE' s 10-Year Yield on cost (5-Year) Range
Min: 2.51   Max: 5.75
Current: 4.15

2.51
5.75
Share Buyback Rate -0.30
ACE's Share Buyback Rate is ranked higher than
74% of the 163 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.30 vs. ACE: -0.30 )
ACE' s 10-Year Share Buyback Rate Range
Min: -0.3   Max: -22.4
Current: -0.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.46
ACE's Price/Tangible Book is ranked higher than
62% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.50 vs. ACE: 1.46 )
ACE' s 10-Year Price/Tangible Book Range
Min: 0.19   Max: 3.83
Current: 1.46

0.19
3.83
Price/DCF (Projected) 1.50
ACE's Price/DCF (Projected) is ranked higher than
52% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.90 vs. ACE: 1.50 )
ACE' s 10-Year Price/DCF (Projected) Range
Min: 0.73   Max: 129.55
Current: 1.5

0.73
129.55
Price/Median PS Value 1.49
ACE's Price/Median PS Value is ranked lower than
58% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.10 vs. ACE: 1.49 )
ACE' s 10-Year Price/Median PS Value Range
Min: 0.48   Max: 3.65
Current: 1.49

0.48
3.65
Price/Peter Lynch Fair Value 1.89
ACE's Price/Peter Lynch Fair Value is ranked higher than
86% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9999.00 vs. ACE: 1.89 )
ACE' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.3   Max: 2.07
Current: 1.89

0.3
2.07
Price/Graham Number 0.83
ACE's Price/Graham Number is ranked higher than
76% of the 206 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.90 vs. ACE: 0.83 )
ACE' s 10-Year Price/Graham Number Range
Min: 0.09   Max: 3.11
Current: 0.83

0.09
3.11
Earnings Yield (Greenblatt) 9.90
ACE's Earnings Yield (Greenblatt) is ranked higher than
55% of the 177 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.10 vs. ACE: 9.90 )
ACE' s 10-Year Earnings Yield (Greenblatt) Range
Min: 7.4   Max: 20.2
Current: 9.9

7.4
20.2
Forward Rate of Return (Yacktman) 5.67
ACE's Forward Rate of Return (Yacktman) is ranked higher than
71% of the 181 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.75 vs. ACE: 5.67 )
ACE' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -10.7   Max: 46.5
Current: 5.67

-10.7
46.5

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:AEX.Germany
ACE Ltd is a holding company which, until July 18, 2008, was incorporated with limited liability under the Cayman Islands Companies law. On July 10, 2008, and July 14, 2008, during the Company's annual general meeting, the shareholders approved the continuation and the Company became a Swiss company effective July 18, 2008. The Company, through its various subsidiaries, provides insurance and reinsurance products to insured's. It operates through the following business segments: Insurance - North American, Insurance - Overseas General, Global Reinsurance, and Life Insurance and Reinsurance. The Insurance - North American segment comprises its P&C operation in the U.S., Canada, and Bermuda. ACE Westchester specializes in the wholesale distribution of excess, surplus, and specialty P&C products. ACE Bermuda provides commercial insurance products on an excess basis to a client base, covering exposures that are generally low in frequency and high in severity. ACE Private Risk Services provides personal lines for high net worth clients. ACE USA mainly distributes its insurance products through a limited number of brokers. In addition to using brokers, certain products are also distributed through channels such as general agents, independent agents, managing general agents, managing general underwriters, alliances, affinity groups, and direct marketing operations. ACE USA has also established Internet distribution channels for some of its products. Insurance - Overseas General comprises ACE International, its network of retail insurance operations outside North America, and the wholesale insurance operations of ACE Global Markets, its London-based excess and surplus lines business that includes Lloyd's Syndicate 2488. ACE International provides D&O, and professional indemnity coverage. Marine cargo and hull coverage are written in the London market as well as in marine markets. The A&H insurance operations provide products that are designed to meet the insurance needs of individuals and groups outside of U.S. insurance markets. ACE Life Re helps clients manage mortality, morbidity, lapse, and/or capital market risks embedded in their books of business.
» More Articles for NYSE:ACE

Headlines

Articles On GuruFocus.com
ACE Limited Reports Earnings For Q2 2014 Oct 16 2014 
6 Cheapest Stocks With Dividend Yields Over 2% Sep 18 2014 
5 Five-Star Dividend Stocks Aug 12 2014 
Weekly 52-Week Highs Highlight: HAL, EOG, ACE, BBVA Jun 08 2014 
Chubb: After the Hurricane Comes the Sun? Apr 23 2014 
ACE Went Through a Series of Acquisitions Mar 18 2014 
XL Group's DDM Valuation: Is It Still a Buy? Feb 21 2014 
A Way to Protect Your Portfolio Is Adding an Insurance Company Feb 20 2014 
Value Investor Arnold Schneider’s Top Five Sells in Second Quarter Aug 24 2013 
My 4 Favorite Dividend Contenders with Highest Dividend Growth Potential May 24 2013 

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