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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.19
ACE's Cash to Debt is ranked lower than
89% of the 130 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.76 vs. ACE: 0.19 )
Ranked among companies with meaningful Cash to Debt only.
ACE' s Cash to Debt Range Over the Past 10 Years
Min: 0.1  Med: 0.24 Max: N/A
Current: 0.19
Equity to Asset 0.29
ACE's Equity to Asset is ranked higher than
52% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.29 vs. ACE: 0.29 )
Ranked among companies with meaningful Equity to Asset only.
ACE' s Equity to Asset Range Over the Past 10 Years
Min: 0.14  Med: 0.24 Max: 0.52
Current: 0.29
0.14
0.52
Interest Coverage 10.99
ACE's Interest Coverage is ranked lower than
63% of the 109 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 18.78 vs. ACE: 10.99 )
Ranked among companies with meaningful Interest Coverage only.
ACE' s Interest Coverage Range Over the Past 10 Years
Min: 6.81  Med: 13.07 Max: 18.02
Current: 10.99
6.81
18.02
F-Score: 4
M-Score: -3.10
WACC vs ROIC
9.22%
9.09%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 17.36
ACE's Operating margin (%) is ranked higher than
75% of the 130 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.92 vs. ACE: 17.36 )
Ranked among companies with meaningful Operating margin (%) only.
ACE' s Operating margin (%) Range Over the Past 10 Years
Min: 11.5  Med: 19.30 Max: 22.91
Current: 17.36
11.5
22.91
Net-margin (%) 14.93
ACE's Net-margin (%) is ranked higher than
76% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.04 vs. ACE: 14.93 )
Ranked among companies with meaningful Net-margin (%) only.
ACE' s Net-margin (%) Range Over the Past 10 Years
Min: 8.78  Med: 16.00 Max: 19.51
Current: 14.93
8.78
19.51
ROE (%) 9.63
ACE's ROE (%) is ranked lower than
53% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.77 vs. ACE: 9.63 )
Ranked among companies with meaningful ROE (%) only.
ACE' s ROE (%) Range Over the Past 10 Years
Min: 6.51  Med: 11.89 Max: 17.67
Current: 9.63
6.51
17.67
ROA (%) 2.85
ACE's ROA (%) is ranked higher than
56% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.39 vs. ACE: 2.85 )
Ranked among companies with meaningful ROA (%) only.
ACE' s ROA (%) Range Over the Past 10 Years
Min: 1.66  Med: 3.21 Max: 4.02
Current: 2.85
1.66
4.02
Revenue Growth (3Y)(%) 3.30
ACE's Revenue Growth (3Y)(%) is ranked lower than
65% of the 113 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 6.60 vs. ACE: 3.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
ACE' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -1.1  Med: 6.10 Max: 57.8
Current: 3.3
-1.1
57.8
EBITDA Growth (3Y)(%) 6.20
ACE's EBITDA Growth (3Y)(%) is ranked lower than
56% of the 96 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.70 vs. ACE: 6.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
ACE' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 6.20 Max: 330.3
Current: 6.2
0
330.3
EPS Growth (3Y)(%) 3.00
ACE's EPS Growth (3Y)(%) is ranked lower than
67% of the 95 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.90 vs. ACE: 3.00 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
ACE' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -47.4  Med: 5.90 Max: 130.6
Current: 3
-47.4
130.6
» ACE's 10-Y Financials

Financials (Next Earnings Date: 2016-05-04)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

ACE Guru Trades in Q1 2015

Paul Tudor Jones 8,692 sh (New)
Jim Simons 447,100 sh (New)
Jeremy Grantham 91,500 sh (+6.89%)
David Dreman 304 sh (unchged)
Chris Davis 3,313,723 sh (-1.18%)
Pioneer Investments 83,976 sh (-2.09%)
» More
Q2 2015

ACE Guru Trades in Q2 2015

David Dreman 6,127 sh (+1915.46%)
Paul Tudor Jones 26,788 sh (+208.19%)
Jim Simons 686,600 sh (+53.57%)
Pioneer Investments Sold Out
Chris Davis 3,259,873 sh (-1.63%)
Jeremy Grantham 73,800 sh (-19.34%)
» More
Q3 2015

ACE Guru Trades in Q3 2015

Pioneer Investments 82,988 sh (New)
Jeremy Grantham 454,542 sh (+515.91%)
David Dreman 7,763 sh (+26.70%)
Chris Davis 2,769,640 sh (-15.04%)
Jim Simons 570,000 sh (-16.98%)
Paul Tudor Jones 3,400 sh (-87.31%)
» More
Q4 2015

ACE Guru Trades in Q4 2015

David Dreman 0 sh (unchged)
Paul Tudor Jones Sold Out
Jeremy Grantham 415,942 sh (-8.49%)
Chris Davis 2,436,683 sh (-12.02%)
Pioneer Investments 58,848 sh (-29.09%)
Jim Simons 19,700 sh (-96.54%)
» More
» Details

Insider Trades

Latest Guru Trades with ACE

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Top Ranked Articles about ACE Ltd

Dr. Michael Burry of Big Short Holds Citigroup, Bank of America in First Portfolio Filing Since 2008 Apple, low-priced financial sector draw value investor who predicted the financial crisis
Dr. Michael Burry, whose spellbinding all-in bet against the subprime mortgage market reaped a fortune and was made famous in the book and film The Big Short, released his new firm’s first public portfolio in the fourth quarter and showed some unexpected positions. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 13.75
ACE's P/E(ttm) is ranked lower than
52% of the 124 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.69 vs. ACE: 13.75 )
Ranked among companies with meaningful P/E(ttm) only.
ACE' s P/E(ttm) Range Over the Past 10 Years
Min: 5.72  Med: 10.41 Max: 17.07
Current: 13.75
5.72
17.07
Forward P/E 12.18
ACE's Forward P/E is ranked higher than
65% of the 43 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.19 vs. ACE: 12.18 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 13.75
ACE's PE(NRI) is ranked lower than
52% of the 122 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.63 vs. ACE: 13.75 )
Ranked among companies with meaningful PE(NRI) only.
ACE' s PE(NRI) Range Over the Past 10 Years
Min: 5.72  Med: 10.37 Max: 17.1
Current: 13.75
5.72
17.1
P/B 1.32
ACE's P/B is ranked lower than
56% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.25 vs. ACE: 1.32 )
Ranked among companies with meaningful P/B only.
ACE' s P/B Range Over the Past 10 Years
Min: 0.74  Med: 1.14 Max: 1.58
Current: 1.32
0.74
1.58
P/S 2.05
ACE's P/S is ranked lower than
79% of the 132 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.12 vs. ACE: 2.05 )
Ranked among companies with meaningful P/S only.
ACE' s P/S Range Over the Past 10 Years
Min: 0.77  Med: 1.42 Max: 2.12
Current: 2.05
0.77
2.12
POCF 10.09
ACE's POCF is ranked lower than
56% of the 93 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.69 vs. ACE: 10.09 )
Ranked among companies with meaningful POCF only.
ACE' s POCF Range Over the Past 10 Years
Min: 2.56  Med: 5.46 Max: 10.43
Current: 10.09
2.56
10.43
EV-to-EBIT 14.43
ACE's EV-to-EBIT is ranked lower than
80% of the 118 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.21 vs. ACE: 14.43 )
Ranked among companies with meaningful EV-to-EBIT only.
ACE' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.7  Med: 8.40 Max: 11.8
Current: 14.43
4.7
11.8
EV-to-EBITDA 14.09
ACE's EV-to-EBITDA is ranked lower than
81% of the 118 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.64 vs. ACE: 14.09 )
Ranked among companies with meaningful EV-to-EBITDA only.
ACE' s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.7  Med: 8.40 Max: 11.8
Current: 14.09
4.7
11.8
PEG 2.42
ACE's PEG is ranked lower than
88% of the 52 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.80 vs. ACE: 2.42 )
Ranked among companies with meaningful PEG only.
ACE' s PEG Range Over the Past 10 Years
Min: 0.13  Med: 0.96 Max: 288.25
Current: 2.42
0.13
288.25
Shiller P/E 14.83
ACE's Shiller P/E is ranked higher than
63% of the 57 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.38 vs. ACE: 14.83 )
Ranked among companies with meaningful Shiller P/E only.
ACE' s Shiller P/E Range Over the Past 10 Years
Min: 8.62  Med: 13.49 Max: 21.96
Current: 14.83
8.62
21.96

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.40
ACE's Dividend Yield is ranked lower than
78% of the 184 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.27 vs. ACE: 2.40 )
Ranked among companies with meaningful Dividend Yield only.
ACE' s Dividend Yield Range Over the Past 10 Years
Min: 1.39  Med: 2.10 Max: 3.32
Current: 2.4
1.39
3.32
Dividend Payout 0.32
ACE's Dividend Payout is ranked higher than
59% of the 125 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.35 vs. ACE: 0.32 )
Ranked among companies with meaningful Dividend Payout only.
ACE' s Dividend Payout Range Over the Past 10 Years
Min: 0.08  Med: 0.21 Max: 2.44
Current: 0.32
0.08
2.44
Dividend Growth (3y) 3.30
ACE's Dividend Growth (3y) is ranked lower than
73% of the 75 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.00 vs. ACE: 3.30 )
Ranked among companies with meaningful Dividend Growth (3y) only.
ACE' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -1.9  Med: 10.90 Max: 46.1
Current: 3.3
-1.9
46.1
Forward Dividend Yield 2.41
ACE's Forward Dividend Yield is ranked lower than
70% of the 185 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.11 vs. ACE: 2.41 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 6.10
ACE's Yield on cost (5-Year) is ranked higher than
55% of the 185 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 4.55 vs. ACE: 6.10 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
ACE' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 3.53  Med: 5.34 Max: 8.43
Current: 6.1
3.53
8.43
3-Year Average Share Buyback Ratio 1.40
ACE's 3-Year Average Share Buyback Ratio is ranked higher than
75% of the 89 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.40 vs. ACE: 1.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ACE' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -22.4  Med: -3.10 Max: 1.4
Current: 1.4
-22.4
1.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.64
ACE's Price/Tangible Book is ranked lower than
60% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.41 vs. ACE: 1.64 )
Ranked among companies with meaningful Price/Tangible Book only.
ACE' s Price/Tangible Book Range Over the Past 10 Years
Min: 1.08  Med: 1.64 Max: 3.83
Current: 1.64
1.08
3.83
Price/Projected FCF 1.67
ACE's Price/Projected FCF is ranked lower than
86% of the 84 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.82 vs. ACE: 1.67 )
Ranked among companies with meaningful Price/Projected FCF only.
ACE' s Price/Projected FCF Range Over the Past 10 Years
Min: 1.08  Med: 1.61 Max: 3.73
Current: 1.67
1.08
3.73
Price/DCF (Earnings Based) 1.11
ACE's Price/DCF (Earnings Based) is ranked lower than
57% of the 14 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.00 vs. ACE: 1.11 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 1.45
ACE's Price/Median PS Value is ranked lower than
87% of the 120 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.04 vs. ACE: 1.45 )
Ranked among companies with meaningful Price/Median PS Value only.
ACE' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.51  Med: 1.01 Max: 2.81
Current: 1.45
0.51
2.81
Price/Peter Lynch Fair Value 1.96
ACE's Price/Peter Lynch Fair Value is ranked lower than
87% of the 39 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.65 vs. ACE: 1.96 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
ACE' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.32  Med: 0.80 Max: 1.96
Current: 1.96
0.32
1.96
Price/Graham Number 1.00
ACE's Price/Graham Number is ranked lower than
54% of the 111 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.95 vs. ACE: 1.00 )
Ranked among companies with meaningful Price/Graham Number only.
ACE' s Price/Graham Number Range Over the Past 10 Years
Min: 0.57  Med: 0.91 Max: 3.23
Current: 1
0.57
3.23
Earnings Yield (Greenblatt) (%) 6.90
ACE's Earnings Yield (Greenblatt) (%) is ranked lower than
70% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.50 vs. ACE: 6.90 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
ACE' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 8.5  Med: 11.90 Max: 21.5
Current: 6.9
8.5
21.5
Forward Rate of Return (Yacktman) (%) 7.04
ACE's Forward Rate of Return (Yacktman) (%) is ranked lower than
67% of the 75 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.68 vs. ACE: 7.04 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
ACE' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -0.4  Med: 9.10 Max: 74.2
Current: 7.04
-0.4
74.2

More Statistics

Revenue(Mil) $19045
EPS $ 8.19
Short Percentage of Float7.19%
52-Week Range $96.00 - 119.86
Shares Outstanding(Mil)324.18

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:NYSE:TRV, HKSE:02328, TSE:8766, OHEL:SAMAS, NYSE:ALL » details
Traded in other countries:AEX.Germany,
Chubb Ltd is the Swiss-incorporated holding company of the ACE Group of Companies founded in 1985. The Company with its direct and indirect subsidiaries provides insurance and reinsurance organization, serving the needs of a diverse group of clients. It offers commercial insurance products and service offerings such as risk management programs, loss control and engineering and complex claims management. It provides specialized insurance products ranging from Directors & Officers (D&O) and professional liability to various specialty-casualty and umbrella and excess casualty lines to niche areas such as aviation and energy. It also offers personal lines insurance coverage including homeowners, automobile, valuables, umbrella liability, and recreational marine products. In addition, it supplies personal accident, supplemental health, and life insurance to individuals in select countries. The Company operates five business segments: Insurance - North American P&C includes the Company's retail divisions: ACE USA (including ACE Canada), ACE Commercial Risk Services, and ACE Private Risk Services, wholesale and specialty divisions: ACE Westchester and ACE Bermuda, Various run-off operations, including Brandywine Holdings Corporation (Brandywine); Insurance - North American Agriculture comprises Rain and Hail Insurance Service, Inc. (Rain and Hail) and ACE Agribusiness; Insurance - Overseas General comprises ACE International and ACE Global Markets (AGM). ACE International comprises its retail commercial P&C, A&H, and personal lines businesses serving territories outside the U.S., Bermuda, and Canada, and the international supplemental A&H business of Combined Insurance. AGM, its London-based international specialty and excess and surplus lines business, includes Lloyd's of London (Lloyd's) Syndicate 2488 (Syndicate 2488), a wholly-owned ACE syndicate; Global Reinsurance represents ACE's reinsurance operations comprising ACE Tempest Re Bermuda, ACE Tempest Re USA, ACE Tempest Re International, and ACE Tempest Re Canada. The Global Reinsurance segment also includes AGM's reinsurance operations. Global Reinsurance markets reinsurance products under the ACE Tempest Re brand name and provides solutions for small to mid-sized clients and multinational ceding companies including licensed reinsurance capabilities, property and workers' compensation catastrophe, loss-warranty, stop-loss cover, marine and aviation programs; and Life segment comprises ACE's international life operations (ACE Life), ACE Tempest Life Re (ACE Life Re), and the North American supplemental A&H and life business of Combined Insurance. The Company competitors include other stock companies, mutual companies, alternative risk sharing groups (such as group captives and catastrophe pools), and other underwriting organizations. It compete for business not only on the basis of price but also on the basis of availability of coverage desired by customers and quality of service.
» More Articles for ACE

Headlines

Articles On GuruFocus.com
Daniel Loeb Comments on Chubb Ltd. Apr 27 2016 
Dan Loeb's Q1 Third Point Letter: Where to Go After 'Catastrophic' Quarter Apr 27 2016 
Dr. Michael Burry of Big Short Holds Citigroup and Bank of America in 1st Public Portfolio Since 200 Mar 30 2016 
Hotchkis & Wiley Sells Stake in Most Heavily Weighted Sector Mar 24 2016 
Gap, Qualcomm Are High-Yield Stocks Gurus Are Buying Feb 16 2016 
Daniel Loeb Buys Axalta, Morgan Stanley, Chubb Feb 12 2016 
Chubb Merger With ACE Creates Strong Insurance Firm Feb 12 2016 
Dividend Growth Stocks for Intelligent Investors Feb 12 2016 
Chubb Corporation: Dividend Aristocrats Part 19 of 52 Nov 05 2015 
Ten Low PE Stocks for the Defensive Investor – August 2015 Aug 31 2015 

More From Other Websites
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Chubb Ltd (CB) Beats Earnings Estimates in Q4, Down YoY Jan 27 2016
CHUBB LTD Financials Jan 22 2016
Why Earnings Season Could Be Great for ACE Limited (CB) Jan 22 2016
Chubb's Mexican Units See Rating Action by Moody's de Mexico Jan 21 2016
Prudential’s Valuations Fall amid Weakening Economy and Industry Jan 19 2016
ACE Limited -- Moody's aligns ratings following ACE/Chubb combination (senior at A3), stable outlook Jan 15 2016
ACE Limited Concludes Chubb Buyout, Creates New Brand Jan 15 2016
Ace, Chubb complete $29.5B merger Jan 15 2016
ACE Completes Acquisition of Chubb; Adopts Chubb Name and Launches New Chubb Brand Jan 14 2016
ACE Limited Sees Value Creation with Chubb Corp Addition Jan 14 2016
Index Shuffling: Extra Space Storage To Join S&P 500, EPR Properties To Join MidCap 400, WWE To Join... Jan 14 2016
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