Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.10
ACIW's Cash to Debt is ranked lower than
64% of the 1684 Companies
in the Global Software - Application industry.

( Industry Median: 24.11 vs. ACIW: 0.10 )
ACIW' s 10-Year Cash to Debt Range
Min: 0.1   Max: 2257.56
Current: 0.1

0.1
2257.56
Equity to Asset 0.29
ACIW's Equity to Asset is ranked lower than
59% of the 1630 Companies
in the Global Software - Application industry.

( Industry Median: 0.60 vs. ACIW: 0.29 )
ACIW' s 10-Year Equity to Asset Range
Min: 0   Max: 0.71
Current: 0.29

0
0.71
Interest Coverage 0.36
ACIW's Interest Coverage is ranked lower than
66% of the 1030 Companies
in the Global Software - Application industry.

( Industry Median: 704.34 vs. ACIW: 0.36 )
ACIW' s 10-Year Interest Coverage Range
Min: 0.36   Max: 290.69
Current: 0.36

0.36
290.69
F-Score: 5
Z-Score: 2.03
M-Score: -2.44
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 0.66
ACIW's Operating margin (%) is ranked higher than
56% of the 1596 Companies
in the Global Software - Application industry.

( Industry Median: 5.62 vs. ACIW: 0.66 )
ACIW' s 10-Year Operating margin (%) Range
Min: -20.76   Max: 20.51
Current: 0.66

-20.76
20.51
Net-margin (%) -2.49
ACIW's Net-margin (%) is ranked higher than
53% of the 1595 Companies
in the Global Software - Application industry.

( Industry Median: 3.80 vs. ACIW: -2.49 )
ACIW' s 10-Year Net-margin (%) Range
Min: -27.09   Max: 15.95
Current: -2.49

-27.09
15.95
ROE (%) -4.06
ACIW's ROE (%) is ranked higher than
51% of the 1559 Companies
in the Global Software - Application industry.

( Industry Median: 6.80 vs. ACIW: -4.06 )
ACIW' s 10-Year ROE (%) Range
Min: -95.35   Max: 24.97
Current: -4.06

-95.35
24.97
ROA (%) -1.80
ACIW's ROA (%) is ranked higher than
53% of the 1614 Companies
in the Global Software - Application industry.

( Industry Median: 3.56 vs. ACIW: -1.80 )
ACIW' s 10-Year ROA (%) Range
Min: -29.39   Max: 15.38
Current: -1.8

-29.39
15.38
ROC (Joel Greenblatt) (%) 12.50
ACIW's ROC (Joel Greenblatt) (%) is ranked higher than
61% of the 1594 Companies
in the Global Software - Application industry.

( Industry Median: 34.51 vs. ACIW: 12.50 )
ACIW' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -226.82   Max: 706.91
Current: 12.5

-226.82
706.91
Revenue Growth (%) 8.90
ACIW's Revenue Growth (%) is ranked higher than
75% of the 1378 Companies
in the Global Software - Application industry.

( Industry Median: 6.20 vs. ACIW: 8.90 )
ACIW' s 10-Year Revenue Growth (%) Range
Min: -10.1   Max: 26.6
Current: 8.9

-10.1
26.6
EBITDA Growth (%) -28.30
ACIW's EBITDA Growth (%) is ranked lower than
53% of the 1105 Companies
in the Global Software - Application industry.

( Industry Median: 7.80 vs. ACIW: -28.30 )
ACIW' s 10-Year EBITDA Growth (%) Range
Min: -28.3   Max: 44.9
Current: -28.3

-28.3
44.9
» ACIW's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2013

ACIW Guru Trades in Q2 2013

Wallace Weitz 7,000 sh (New)
Larry Robbins 677,129 sh (New)
Paul Tudor Jones 6,000 sh (New)
Jim Simons 113,311 sh (+217.3%)
Ron Baron 1,750,000 sh (+6.06%)
Chuck Royce 628,350 sh (unchged)
» More
Q3 2013

ACIW Guru Trades in Q3 2013

Joel Greenblatt 5,916 sh (New)
Wallace Weitz 150,844 sh (+2054.91%)
Ron Baron 1,750,000 sh (unchged)
Larry Robbins 677,129 sh (unchged)
Jim Simons Sold Out
Paul Tudor Jones Sold Out
Chuck Royce 518,600 sh (-17.47%)
» More
Q4 2013

ACIW Guru Trades in Q4 2013

Steven Cohen 13,100 sh (New)
Private Capital 135,915 sh (New)
Joel Greenblatt 81,153 sh (+1271.75%)
Wallace Weitz 150,944 sh (+0.07%)
Ron Baron 1,750,000 sh (unchged)
Larry Robbins Sold Out
Chuck Royce 481,000 sh (-7.25%)
» More
Q1 2014

ACIW Guru Trades in Q1 2014

Jim Simons 150,311 sh (New)
Joel Greenblatt 118,361 sh (+45.85%)
Wallace Weitz 151,000 sh (+0.04%)
Steven Cohen Sold Out
Private Capital 135,885 sh (-0.02%)
Chuck Royce 467,300 sh (-2.85%)
Ron Baron 1,680,700 sh (-3.96%)
» More
» Details

Insider Trades

Latest Guru Trades with ACIW

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-03-31 Add 45.85%0.03%$18.43 - $21.67 $ 18.47-9%355083
Joel Greenblatt 2013-12-31 Add 1271.75%0.12%$17.37 - $21.57 $ 18.47-7%243459
Wallace Weitz 2013-09-30 Add 2054.91%0.3%$15.52 - $18.03 $ 18.4712%452532
Joel Greenblatt 2013-09-30 New Buy0.01%$15.52 - $18.03 $ 18.4712%17748
Wallace Weitz 2013-06-30 New Buy0.01%$14.3 - $15.88 $ 18.4722%21000
Ron Baron 2013-03-31 Add 26.92%0.09%$14.56 - $16.29 $ 18.4718%4950000
Joel Greenblatt 2012-06-30 Sold Out 0.05%$12.36 - $14.73 $ 18.4739%0
Ron Baron 2012-03-31 New Buy0.24%$9.41 - $13.87 $ 18.4769%3000000
Joel Greenblatt 2012-03-31 Reduce -38.31%0.03%$9.41 - $13.87 $ 18.4769%41103
Joel Greenblatt 2011-12-31 Add 36.73%0.02%$8.42 - $10.59 $ 18.4789%66633
Wallace Weitz 2011-09-30 Sold Out 0.0748%$8.78 - $12.56 $ 18.4776%0
Joel Greenblatt 2011-09-30 Add 141.26%0.04%$8.78 - $12.56 $ 18.4776%48732
Wallace Weitz 2011-06-30 Reduce -71.05%0.18%$9.65 - $11.04 $ 18.4777%150000
Joel Greenblatt 2011-06-30 New Buy0.03%$9.65 - $11.04 $ 18.4777%20199
George Soros 2011-06-30 Sold Out $9.65 - $11.04 $ 18.4777%0
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 36.20
ACIW's P/E(ttm) is ranked higher than
72% of the 1826 Companies
in the Global Software - Application industry.

( Industry Median: 50.90 vs. ACIW: 36.20 )
ACIW' s 10-Year P/E(ttm) Range
Min: 12.17   Max: 889.23
Current: 36.2

12.17
889.23
P/B 4.40
ACIW's P/B is ranked higher than
58% of the 1826 Companies
in the Global Software - Application industry.

( Industry Median: 2.99 vs. ACIW: 4.40 )
ACIW' s 10-Year P/B Range
Min: 1.56   Max: 6.5
Current: 4.4

1.56
6.5
P/S 2.40
ACIW's P/S is ranked higher than
66% of the 1826 Companies
in the Global Software - Application industry.

( Industry Median: 2.41 vs. ACIW: 2.40 )
ACIW' s 10-Year P/S Range
Min: 0.83   Max: 4.89
Current: 2.4

0.83
4.89
PFCF 25.20
ACIW's PFCF is ranked higher than
80% of the 1826 Companies
in the Global Software - Application industry.

( Industry Median: 154.41 vs. ACIW: 25.20 )
ACIW' s 10-Year PFCF Range
Min: 8.68   Max: 380.43
Current: 25.2

8.68
380.43
EV-to-EBIT 22.02
ACIW's EV-to-EBIT is ranked higher than
75% of the 1826 Companies
in the Global Software - Application industry.

( Industry Median: 35.24 vs. ACIW: 22.02 )
ACIW' s 10-Year EV-to-EBIT Range
Min: 7.8   Max: 267.6
Current: 22.02

7.8
267.6
PEG 0.50
ACIW's PEG is ranked higher than
96% of the 1826 Companies
in the Global Software - Application industry.

( Industry Median: 9999.00 vs. ACIW: 0.50 )
ACIW' s 10-Year PEG Range
Min: 0.35   Max: 3.03
Current: 0.5

0.35
3.03
Shiller P/E 53.20
ACIW's Shiller P/E is ranked higher than
86% of the 1825 Companies
in the Global Software - Application industry.

( Industry Median: 9999.00 vs. ACIW: 53.20 )
ACIW' s 10-Year Shiller P/E Range
Min: 13.01   Max: 96.96
Current: 53.2

13.01
96.96
Current Ratio 1.17
ACIW's Current Ratio is ranked lower than
53% of the 1659 Companies
in the Global Software - Application industry.

( Industry Median: 1.92 vs. ACIW: 1.17 )
ACIW' s 10-Year Current Ratio Range
Min: 0.99   Max: 2.41
Current: 1.17

0.99
2.41
Quick Ratio 1.17
ACIW's Quick Ratio is ranked higher than
50% of the 1659 Companies
in the Global Software - Application industry.

( Industry Median: 1.80 vs. ACIW: 1.17 )
ACIW' s 10-Year Quick Ratio Range
Min: 0.97   Max: 2.41
Current: 1.17

0.97
2.41

Valuation & Return

vs
industry
vs
history
Price/DCF (Projected) 2.00
ACIW's Price/DCF (Projected) is ranked higher than
84% of the 1826 Companies
in the Global Software - Application industry.

( Industry Median: 9999.00 vs. ACIW: 2.00 )
ACIW' s 10-Year Price/DCF (Projected) Range
Min: 0.7   Max: 2.69
Current: 2

0.7
2.69
Price/Median PS Value 0.90
ACIW's Price/Median PS Value is ranked higher than
82% of the 1826 Companies
in the Global Software - Application industry.

( Industry Median: 1.20 vs. ACIW: 0.90 )
ACIW' s 10-Year Price/Median PS Value Range
Min: 0.31   Max: 2.54
Current: 0.9

0.31
2.54
Price/Peter Lynch Fair Value 1.40
ACIW's Price/Peter Lynch Fair Value is ranked higher than
93% of the 1826 Companies
in the Global Software - Application industry.

( Industry Median: 9999.00 vs. ACIW: 1.40 )
ACIW' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.23   Max: 2.72
Current: 1.4

0.23
2.72
Earnings Yield (Greenblatt) 4.50
ACIW's Earnings Yield (Greenblatt) is ranked higher than
61% of the 1390 Companies
in the Global Software - Application industry.

( Industry Median: 5.70 vs. ACIW: 4.50 )
ACIW' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.4   Max: 12.9
Current: 4.5

0.4
12.9
Forward Rate of Return (Yacktman) 27.70
ACIW's Forward Rate of Return (Yacktman) is ranked higher than
92% of the 1202 Companies
in the Global Software - Application industry.

( Industry Median: 5.86 vs. ACIW: 27.70 )
ACIW' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -20.4   Max: 57.8
Current: 27.7

-20.4
57.8

Business Description

Industry: Application Software » Software - Application
Compare:CRM, SQI, RHT, INTU, ADBE » details
ACI Worldwide, Inc., was formed as a Delaware corporation in November 1993 under the name ACI Holding, Inc. The Company and its subsidiaries develops, markets, installs and supports software products and services mainly focusing on facilitating electronic payments. In addition to its own products, the Company distributes, or acts as a sales agent for, software developed by third parties. The Company's integrated suite of software products and hosted services deliver a broad range of solutions for payments processing, card and merchant management, online banking, mobile, branch and voice banking, fraud detection and trade finance. Trusted by more than 1,650 organizations globally, it serves three primary market audiences: Financial institutions, including national, regional and global banks, community banks and credit unions; Processors; and Retailers. Its products cover several different domains within the payments and banking marketplace: Online Banking and Cash Management - the management of payments and cash flows across accounts globally through the online or mobile channel; Branch - the management and processing of monetary, non-monetary, sales and account origination financial transactions; Trade Finance - the management of all trade related transaction types, both traditional trade and open account instruments with the ability for end users to view and track those transactions through the online channel; Community Financial Services - the online and mobile banking and payment systems, and security solutions that service community banks and credit unions; Retail Banking Payments - it provides the software to support in house issuance of payment instruments (e.g. card, tokens and virtual cards) and the management of a consumer payment from transaction acquiring all through the lifecycle within the banking system to settlement; which it split into Payments Processing, and Card and Merchant Management; Wholesale Banking Payments - the management of primarily corporate payments and messages through their lifecycle including RTGS payments, ACH payments, and SWIFT transactions; Merchant Retail - the management of a consumer payment within a merchant retailer and supporting services such as the management of store and gift card and loyalty programs; Payment Fraud Management - the securing of payments against fraud and money laundering; Payment Infrastructure - the tools and infrastructure to operate and optimize the payments system. The Company's products are sold and supported through distribution networks covering three geographic regions - the Americas, Europe/Middle East/Africa and Asia/Pacific. The Company's products are marketed under the ACI Worldwide and ACI Payment Systems brands. Its main method of distribution is direct sales by employees assigned to specific regions or specific products. Principal competitors for the Online Banking and Cash Management and Branch product set are Clear2Pay NV/SA, Intuit Corporation, Bott
» More Articles for ACIW

Headlines

Articles On GuruFocus.com
The Electronic Payments Market Can Take ACI Higher May 07 2014 
Wallace Weitz's 3 New Q2 Buys Aug 09 2013 
Baron Funds Comments on ACI Worldwide Inc. May 24 2012 
ACI Worldwide Inc. Reports Operating Results (10-Q) Oct 29 2010 
ACI Worldwide Inc. Reports Operating Results (10-Q) Jul 30 2010 
ACI Worldwide Inc. Reports Operating Results (10-Q) May 04 2010 
ACI Worldwide Inc. Reports Operating Results (10-Q) Nov 06 2009 
ACI Worldwide Inc. Reports Operating Results (10-Q) Aug 07 2009 
ACI Worldwide Inc. Reports Operating Results (10-Q) May 08 2009 
ACI Worldwide Inc. Reports Operating Results (10-Q/A) Mar 04 2009 

More From Other Websites
ACI Worldwide Spotlights Payments Disruption at Exchange Asia Pacific Customer Conference Jul 29 2014
ACI Worldwide Spotlights Payments Disruption at Exchange Asia Pacific Customer Conference Jul 29 2014
Franklin University Selects ACI Worldwide for Online Payments Jul 28 2014
Franklin University Selects ACI Worldwide for Online Payments Jul 28 2014
ACI WORLDWIDE, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Other Events,... Jul 25 2014
Globally 3 in 10 Consumers Dont Trust Retailers With Securing Their Data Jul 22 2014
Globally, 3 in 10 Consumers Don’t Trust Retailers With Securing Their Data Jul 22 2014
ACI Worldwide to Acquire ReD Jul 21 2014
With Acquisition of ReD, ACI Bolsters Universal Payments Strategy, Delivering Unrivaled Merchant... Jul 21 2014
With Acquisition of ReD, ACI Bolsters Universal Payments Strategy, Delivering Unrivaled Merchant... Jul 21 2014
ACI Worldwide to Acquire ReD Jul 21 2014
Why ACI Worldwide (ACIW) Stock Is Up This Morning Jul 17 2014
ACI Worldwide, Inc. To Release Second Quarter 2014 Financial Results Jul 15 2014
ACI Worldwide, Inc. To Release Second Quarter 2014 Financial Results Jul 15 2014
Webster Bank Selects ACI to Host New Online Banking Platform to Serve Business and Government... Jul 14 2014
Webster Bank Selects ACI to Host New Online Banking Platform to Serve Business and Government... Jul 14 2014
SAFCo Selects ACI Worldwide for Electronic Bill Payment Solutions Jul 08 2014
SAFCo Selects ACI Worldwide for Electronic Bill Payment Solutions Jul 08 2014
[$$] Next Week Jul 04 2014
[$$] Preview Jul 04 2014

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Email Hide