Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt 0.24
ACMUY's Cash to Debt is ranked higher than
75% of the 173 Companies
in the Global Credit Services industry.

( Industry Median: 0.21 vs. ACMUY: 0.24 )
ACMUY' s 10-Year Cash to Debt Range
Min: 0.15   Max: No Debt
Current: 0.24

Equity to Asset 0.28
ACMUY's Equity to Asset is ranked higher than
76% of the 174 Companies
in the Global Credit Services industry.

( Industry Median: 0.24 vs. ACMUY: 0.28 )
ACMUY' s 10-Year Equity to Asset Range
Min: 0.19   Max: 0.31
Current: 0.28

0.19
0.31
Interest Coverage 716.65
ACMUY's Interest Coverage is ranked higher than
89% of the 144 Companies
in the Global Credit Services industry.

( Industry Median: 4.42 vs. ACMUY: 716.65 )
ACMUY' s 10-Year Interest Coverage Range
Min: 0.27   Max: 2573.75
Current: 716.65

0.27
2573.75
F-Score: 5
Z-Score: 1.67
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 6.36
ACMUY's Operating margin (%) is ranked higher than
57% of the 177 Companies
in the Global Credit Services industry.

( Industry Median: 22.93 vs. ACMUY: 6.36 )
ACMUY' s 10-Year Operating margin (%) Range
Min: -75.17   Max: 14.68
Current: 6.36

-75.17
14.68
Net-margin (%) 5.96
ACMUY's Net-margin (%) is ranked higher than
62% of the 177 Companies
in the Global Credit Services industry.

( Industry Median: 14.66 vs. ACMUY: 5.96 )
ACMUY' s 10-Year Net-margin (%) Range
Min: -108.69   Max: 24.84
Current: 5.96

-108.69
24.84
ROE (%) 3.86
ACMUY's ROE (%) is ranked higher than
59% of the 181 Companies
in the Global Credit Services industry.

( Industry Median: 11.73 vs. ACMUY: 3.86 )
ACMUY' s 10-Year ROE (%) Range
Min: -63.58   Max: 17.61
Current: 3.86

-63.58
17.61
ROA (%) 1.10
ACMUY's ROA (%) is ranked higher than
63% of the 183 Companies
in the Global Credit Services industry.

( Industry Median: 3.12 vs. ACMUY: 1.10 )
ACMUY' s 10-Year ROA (%) Range
Min: -21.17   Max: 4.65
Current: 1.1

-21.17
4.65
ROC (Joel Greenblatt) (%) 1.52
ACMUY's ROC (Joel Greenblatt) (%) is ranked higher than
55% of the 177 Companies
in the Global Credit Services industry.

( Industry Median: 22.22 vs. ACMUY: 1.52 )
ACMUY' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -16.02   Max: 3.93
Current: 1.52

-16.02
3.93
Revenue Growth (%) -6.30
ACMUY's Revenue Growth (%) is ranked higher than
58% of the 149 Companies
in the Global Credit Services industry.

( Industry Median: 7.80 vs. ACMUY: -6.30 )
ACMUY' s 10-Year Revenue Growth (%) Range
Min: -13.3   Max: 7.5
Current: -6.3

-13.3
7.5
» ACMUY's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with ACMUY

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 54.70
ACMUY's P/E(ttm) is ranked higher than
59% of the 198 Companies
in the Global Credit Services industry.

( Industry Median: 16.80 vs. ACMUY: 54.70 )
ACMUY' s 10-Year P/E(ttm) Range
Min: 9.54   Max: 767.35
Current: 54.7

9.54
767.35
P/B 1.70
ACMUY's P/B is ranked higher than
73% of the 198 Companies
in the Global Credit Services industry.

( Industry Median: 1.96 vs. ACMUY: 1.70 )
ACMUY' s 10-Year P/B Range
Min: 0.04   Max: 2.41
Current: 1.7

0.04
2.41
P/S 2.63
ACMUY's P/S is ranked higher than
73% of the 198 Companies
in the Global Credit Services industry.

( Industry Median: 2.79 vs. ACMUY: 2.63 )
ACMUY' s 10-Year P/S Range
Min: 0.11   Max: 7.34
Current: 2.63

0.11
7.34
EV-to-EBIT 80.03
ACMUY's EV-to-EBIT is ranked higher than
60% of the 198 Companies
in the Global Credit Services industry.

( Industry Median: 20.07 vs. ACMUY: 80.03 )
ACMUY' s 10-Year EV-to-EBIT Range
Min: -22.2   Max: 242.9
Current: 80.03

-22.2
242.9
Current Ratio 3.61
ACMUY's Current Ratio is ranked higher than
83% of the 126 Companies
in the Global Credit Services industry.

( Industry Median: 2.05 vs. ACMUY: 3.61 )
ACMUY' s 10-Year Current Ratio Range
Min: 2.85   Max: 5.39
Current: 3.61

2.85
5.39
Quick Ratio 3.61
ACMUY's Quick Ratio is ranked higher than
83% of the 126 Companies
in the Global Credit Services industry.

( Industry Median: 1.95 vs. ACMUY: 3.61 )
ACMUY' s 10-Year Quick Ratio Range
Min: 2.85   Max: 5.39
Current: 3.61

2.85
5.39

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.60
ACMUY's Price/Tangible Book is ranked higher than
75% of the 198 Companies
in the Global Credit Services industry.

( Industry Median: 2.36 vs. ACMUY: 1.60 )
ACMUY' s 10-Year Price/Tangible Book Range
Min: 0.04   Max: 2.48
Current: 1.6

0.04
2.48
Price/DCF (Projected) 0.90
ACMUY's Price/DCF (Projected) is ranked higher than
82% of the 198 Companies
in the Global Credit Services industry.

( Industry Median: 2.85 vs. ACMUY: 0.90 )
ACMUY' s 10-Year Price/DCF (Projected) Range
Min: 0.17   Max: 1.34
Current: 0.9

0.17
1.34
Price/Median PS Value 1.80
ACMUY's Price/Median PS Value is ranked higher than
57% of the 198 Companies
in the Global Credit Services industry.

( Industry Median: 1.26 vs. ACMUY: 1.80 )
ACMUY' s 10-Year Price/Median PS Value Range
Min: 0.09   Max: 5.32
Current: 1.8

0.09
5.32
Price/Graham Number 1.70
ACMUY's Price/Graham Number is ranked higher than
65% of the 198 Companies
in the Global Credit Services industry.

( Industry Median: 1.37 vs. ACMUY: 1.70 )
ACMUY' s 10-Year Price/Graham Number Range
Min: 0.63   Max: 5.41
Current: 1.7

0.63
5.41
Earnings Yield (Greenblatt) 1.20
ACMUY's Earnings Yield (Greenblatt) is ranked higher than
57% of the 181 Companies
in the Global Credit Services industry.

( Industry Median: 5.40 vs. ACMUY: 1.20 )
ACMUY' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.4   Max: 4.9
Current: 1.2

0.4
4.9

Business Description

Industry: Credit Services » Credit Services
Compare: » details
Traded in other countries:8572.Japan
Acom Co Ltd was incorporated on October 23, 1978. The Company is engaged in loan and credit card business, guarantee business, loan servicing business and overseas finance business. The Company provides loans including unsecured loan and secured loan. Its credit card business principal commodity is MasterCard. Its segments are Loan business: Provision of loans directly to customers. The scope of this segment's transaction volume is the amount of loans to customers; Credit card business: Provision of general financial services through the use of credit cards, based on comprehensive credit administration. The scope of transaction volume is the total amount of credit; Loan servicing business: The amount of purchased receivables; Installment sales finance business: Provision of financial services without using credit cards. Each transaction of this service involves customer screening and review. The scope of transaction volume is the sum of credit amount and commission fees; and Banking business: Provision of loans directly to customers. The scope of this segment's transaction volume is the amount of loans to customers.
» More Articles for ACMUY

Headlines

Articles On GuruFocus.com
No related article found.

More From Other Websites
No related articles found.

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK