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Also traded in: Germany, Italy, Netherlands, Switzerland, UK, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.82
NYSE:AEG's Cash-to-Debt is ranked lower than
84% of the 187 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9999.00 vs. NYSE:AEG: 0.82 )
Ranked among companies with meaningful Cash-to-Debt only.
NYSE:AEG' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.47  Med: 1.65 Max: N/A
Current: 0.82
Equity-to-Asset 0.06
NYSE:AEG's Equity-to-Asset is ranked lower than
93% of the 185 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.24 vs. NYSE:AEG: 0.06 )
Ranked among companies with meaningful Equity-to-Asset only.
NYSE:AEG' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.06 Max: 0.08
Current: 0.06
0.05
0.08
Interest Coverage 1.59
NYSE:AEG's Interest Coverage is ranked lower than
96% of the 182 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9999.00 vs. NYSE:AEG: 1.59 )
Ranked among companies with meaningful Interest Coverage only.
NYSE:AEG' s Interest Coverage Range Over the Past 10 Years
Min: 1.59  Med: 2.79 Max: 6.42
Current: 1.59
1.59
6.42
Beneish M-Score: -1.95
WACC vs ROIC
4.90%
1.34%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 2/10

vs
industry
vs
history
Operating Margin % 1.04
NYSE:AEG's Operating Margin % is ranked lower than
82% of the 176 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.24 vs. NYSE:AEG: 1.04 )
Ranked among companies with meaningful Operating Margin % only.
NYSE:AEG' s Operating Margin % Range Over the Past 10 Years
Min: -14.42  Med: 2.41 Max: 6.67
Current: 1.04
-14.42
6.67
Net Margin % 0.82
NYSE:AEG's Net Margin % is ranked lower than
83% of the 187 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.37 vs. NYSE:AEG: 0.82 )
Ranked among companies with meaningful Net Margin % only.
NYSE:AEG' s Net Margin % Range Over the Past 10 Years
Min: -14.38  Med: 2.02 Max: 5.6
Current: 0.82
-14.38
5.6
ROE % 1.17
NYSE:AEG's ROE % is ranked lower than
84% of the 187 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.89 vs. NYSE:AEG: 1.17 )
Ranked among companies with meaningful ROE % only.
NYSE:AEG' s ROE % Range Over the Past 10 Years
Min: -8.21  Med: 2.48 Max: 11.89
Current: 1.17
-8.21
11.89
ROA % 0.10
NYSE:AEG's ROA % is ranked lower than
86% of the 187 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.49 vs. NYSE:AEG: 0.10 )
Ranked among companies with meaningful ROA % only.
NYSE:AEG' s ROA % Range Over the Past 10 Years
Min: -0.36  Med: 0.23 Max: 0.81
Current: 0.1
-0.36
0.81
3-Year Revenue Growth Rate 0.20
NYSE:AEG's 3-Year Revenue Growth Rate is ranked lower than
74% of the 156 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.50 vs. NYSE:AEG: 0.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NYSE:AEG' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -42.5  Med: 2.6 Max: 50.9
Current: 0.2
-42.5
50.9
3-Year EBITDA Growth Rate -9.70
NYSE:AEG's 3-Year EBITDA Growth Rate is ranked lower than
70% of the 130 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.70 vs. NYSE:AEG: -9.70 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NYSE:AEG' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -35.7  Med: 3.3 Max: 29.7
Current: -9.7
-35.7
29.7
3-Year EPS without NRI Growth Rate -25.30
NYSE:AEG's 3-Year EPS without NRI Growth Rate is ranked lower than
87% of the 127 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.30 vs. NYSE:AEG: -25.30 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NYSE:AEG' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: 6.35 Max: 42.7
Current: -25.3
0
42.7
GuruFocus has detected 5 Warning Signs with Aegon NV $NYSE:AEG.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NYSE:AEG's 10-Y Financials

Financials (Next Earnings Date: 2017-05-11)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

AEG Guru Trades in Q1 2016

Charles Brandes 9,905,135 sh (+5.43%)
Dodge & Cox 107,500,525 sh (+0.10%)
David Dreman 6,874 sh (-41.68%)
» More
Q2 2016

AEG Guru Trades in Q2 2016

Charles Brandes 11,761,239 sh (+18.74%)
Dodge & Cox 110,757,413 sh (+3.03%)
David Dreman 6,223 sh (-9.47%)
» More
Q3 2016

AEG Guru Trades in Q3 2016

Jim Simons 1,582,761 sh (New)
Charles Brandes 12,512,478 sh (+6.39%)
Dodge & Cox 111,413,650 sh (+0.59%)
David Dreman 5,943 sh (-4.50%)
» More
Q4 2016

AEG Guru Trades in Q4 2016

David Dreman Sold Out
Dodge & Cox 108,581,654 sh (-2.54%)
Charles Brandes 11,430,274 sh (-8.65%)
Jim Simons 286,148 sh (-81.92%)
» More
» Details

Insider Trades

Latest Guru Trades with AEG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Insurance » Insurance - Diversified  
Compare:OTCPK:SZLMY, OTCPK:NNGPF, NYSE:ATH, OTCPK:GJNSY, OTCPK:SNYFY, OTCPK:DIISY, NYSE:AIZ, NYSE:ORI, NAS:ESGR, NYSE:HIG, OTCPK:VNRFY, OTCPK:DGRLY, OTCPK:BBSEY, OTCPK:TPDKY, NYSE:KMPR, NYSE:GNW, NYSE:HMN, OTCPK:MSADY, NYSE:GTS, OTCPK:CNCPF » details
Traded in other countries:AEND.Germany, AGN.Italy, AGN.Netherlands, AGN.Switzerland, 0Q0Y.UK, AEGOF.USA,
Headquarter Location:Netherlands
Aegon NV provides life insurance, pensions and asset management products and services in the USA, Europe, and Asia. It offers life and protection, and accidental death products. It also offers individual savings and retirement products.

Dutch insurer Aegon offers life insurance, corporate pensions, and individual savings and retirement products in a range of markets in Europe, the Americas, and Asia. Through its Transamerica brand, Aegon generates approximately 60% of pretax earnings from the United States. Life insurance and annuities are the two largest contributors to earnings, followed by corporate pensions and individual savings and retirement products.

Ratios

vs
industry
vs
history
PE Ratio 32.28
AEG's PE Ratio is ranked lower than
85% of the 161 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 12.88 vs. AEG: 32.28 )
Ranked among companies with meaningful PE Ratio only.
AEG' s PE Ratio Range Over the Past 10 Years
Min: 5.22  Med: 10.55 Max: 93.6
Current: 32.28
5.22
93.6
Forward PE Ratio 7.20
AEG's Forward PE Ratio is ranked higher than
98% of the 96 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.98 vs. AEG: 7.20 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 32.28
AEG's PE Ratio without NRI is ranked lower than
85% of the 160 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 12.99 vs. AEG: 32.28 )
Ranked among companies with meaningful PE Ratio without NRI only.
AEG' s PE Ratio without NRI Range Over the Past 10 Years
Min: 5.22  Med: 10.56 Max: 93.6
Current: 32.28
5.22
93.6
Price-to-Owner-Earnings 9.18
AEG's Price-to-Owner-Earnings is ranked higher than
50% of the 100 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.05 vs. AEG: 9.18 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
AEG' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 4.08  Med: 9.22 Max: 48.83
Current: 9.18
4.08
48.83
PB Ratio 0.42
AEG's PB Ratio is ranked higher than
93% of the 186 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.26 vs. AEG: 0.42 )
Ranked among companies with meaningful PB Ratio only.
AEG' s PB Ratio Range Over the Past 10 Years
Min: 0.21  Med: 0.46 Max: 1.36
Current: 0.42
0.21
1.36
PS Ratio 0.24
AEG's PS Ratio is ranked higher than
93% of the 183 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.01 vs. AEG: 0.24 )
Ranked among companies with meaningful PS Ratio only.
AEG' s PS Ratio Range Over the Past 10 Years
Min: 0.09  Med: 0.32 Max: 1.05
Current: 0.24
0.09
1.05
Price-to-Free-Cash-Flow 4.00
AEG's Price-to-Free-Cash-Flow is ranked higher than
75% of the 101 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.44 vs. AEG: 4.00 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
AEG' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 1.24  Med: 5.11 Max: 138.85
Current: 4
1.24
138.85
Price-to-Operating-Cash-Flow 3.89
AEG's Price-to-Operating-Cash-Flow is ranked higher than
73% of the 124 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.79 vs. AEG: 3.89 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
AEG' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 1.21  Med: 5.47 Max: 68.82
Current: 3.89
1.21
68.82
EV-to-EBIT 12.01
AEG's EV-to-EBIT is ranked lower than
70% of the 238 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.27 vs. AEG: 12.01 )
Ranked among companies with meaningful EV-to-EBIT only.
AEG' s EV-to-EBIT Range Over the Past 10 Years
Min: -208  Med: 1.85 Max: 55.3
Current: 12.01
-208
55.3
EV-to-EBITDA 5.69
AEG's EV-to-EBITDA is ranked higher than
71% of the 237 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.92 vs. AEG: 5.69 )
Ranked among companies with meaningful EV-to-EBITDA only.
AEG' s EV-to-EBITDA Range Over the Past 10 Years
Min: -208  Med: 1.85 Max: 46.6
Current: 5.69
-208
46.6
Shiller PE Ratio 26.23
AEG's Shiller PE Ratio is ranked lower than
84% of the 25 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 15.53 vs. AEG: 26.23 )
Ranked among companies with meaningful Shiller PE Ratio only.
AEG' s Shiller PE Ratio Range Over the Past 10 Years
Min: 1.63  Med: 8.08 Max: 29.89
Current: 26.23
1.63
29.89

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 5.64
AEG's Dividend Yield % is ranked higher than
83% of the 287 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.27 vs. AEG: 5.64 )
Ranked among companies with meaningful Dividend Yield % only.
AEG' s Dividend Yield % Range Over the Past 10 Years
Min: 0.47  Med: 4.28 Max: 29.64
Current: 5.64
0.47
29.64
Dividend Payout Ratio 1.75
AEG's Dividend Payout Ratio is ranked lower than
86% of the 138 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.43 vs. AEG: 1.75 )
Ranked among companies with meaningful Dividend Payout Ratio only.
AEG' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.28  Med: 0.61 Max: 1.75
Current: 1.75
0.28
1.75
3-Year Dividend Growth Rate 5.70
AEG's 3-Year Dividend Growth Rate is ranked lower than
61% of the 66 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.30 vs. AEG: 5.70 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
AEG' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0 Max: 84
Current: 5.7
0
84
Forward Dividend Yield % 5.31
AEG's Forward Dividend Yield % is ranked higher than
83% of the 270 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.60 vs. AEG: 5.31 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 5.64
AEG's 5-Year Yield-on-Cost % is ranked higher than
60% of the 288 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.05 vs. AEG: 5.64 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
AEG' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.47  Med: 4.28 Max: 29.64
Current: 5.64
0.47
29.64
3-Year Average Share Buyback Ratio -2.80
AEG's 3-Year Average Share Buyback Ratio is ranked lower than
80% of the 90 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.40 vs. AEG: -2.80 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
AEG' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -16.4  Med: -3.2 Max: 0.8
Current: -2.8
-16.4
0.8

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 0.45
AEG's Price-to-Tangible-Book is ranked higher than
92% of the 181 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.45 vs. AEG: 0.45 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
AEG' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.26  Med: 1.22 Max: 8
Current: 0.45
0.26
8
Price-to-Intrinsic-Value-Projected-FCF 0.43
AEG's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
69% of the 65 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.74 vs. AEG: 0.43 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
AEG' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.41  Med: 1.63 Max: 9.91
Current: 0.43
0.41
9.91
Price-to-Median-PS-Value 0.75
AEG's Price-to-Median-PS-Value is ranked higher than
57% of the 169 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.98 vs. AEG: 0.75 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
AEG' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.44  Med: 1.69 Max: 11.52
Current: 0.75
0.44
11.52
Price-to-Graham-Number 0.80
AEG's Price-to-Graham-Number is ranked higher than
54% of the 153 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.92 vs. AEG: 0.80 )
Ranked among companies with meaningful Price-to-Graham-Number only.
AEG' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.32  Med: 0.82 Max: 2.91
Current: 0.8
0.32
2.91
Earnings Yield (Greenblatt) % 8.34
AEG's Earnings Yield (Greenblatt) % is ranked lower than
63% of the 268 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.72 vs. AEG: 8.34 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
AEG' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 1.8  Med: 7.2 Max: 20000
Current: 8.34
1.8
20000
Forward Rate of Return (Yacktman) % -6.08
AEG's Forward Rate of Return (Yacktman) % is ranked lower than
93% of the 56 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 14.19 vs. AEG: -6.08 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
AEG' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -47.1  Med: -0.7 Max: 50.5
Current: -6.08
-47.1
50.5

More Statistics

Revenue (TTM) (Mil) $58,919
EPS (TTM) $ 0.16
Beta1.29
Short Percentage of Float0.24%
52-Week Range $3.36 - 5.91
Shares Outstanding (Mil)2,089.17

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 36,621 38,133 24,883
EPS ($) 0.58 0.63 0.77
EPS without NRI ($) 0.58 0.63 0.77
EPS Growth Rate
(Future 3Y To 5Y Estimate)
41.10%
Dividends per Share ($) 0.24 0.26 0.32
» More Articles for AEG

Headlines

Articles On GuruFocus.com
Dodge & Cox Funds First Quarter Commentary Apr 14 2017 
Aegon Publishes Agenda for 2017 Annual General Meeting Apr 07 2017 
What I Don’t Want as a Dividend Growth Investor Sep 09 2016 
Dodge & Cox's Stock Fund Q4 2014 Commentary Jan 20 2015 
My 5 Favorite Dividend Growth Stocks From Last Week Aug 11 2013 
4 High-Yielding Large-Capitalized Stocks with the Cheapest Fundamentals on the Market Jul 23 2013 
Cheapest Dividend Paying Large Caps as of May 2013 and Which to Favor May 23 2013 
My 3 Favorite Financial Dividend Stocks with Really Cheap Price Ratios May 10 2013 
My 3 Favorite Dividend-Paying Large Caps with Cheap Price Ratios Apr 23 2013 
14 Cheapest Dividend-Paying Large Caps As of March 2013 Mar 23 2013 

More From Other Websites
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Aegon Publishes Agenda for 2017 Annual General Meeting Apr 07 2017
Aegon Publishes 2016 Annual Report and Review Mar 24 2017
Ackman's winners and losers Mar 14 2017
AEGON NV :AEG-US: Earnings Analysis: 2016 By the Numbers : February 22, 2017 Feb 22 2017
Aegon Responds to Inaccurate Information Feb 17 2017
Aegon Reports Strong Net Income in Q4 2016 Feb 17 2017
AXA -- Moody's: Financial leverage for European insurers to rise in 2017 amid low interest rates and... Jan 26 2017
Aegon Announces Management Changes Dec 15 2016
Should You Buy AEGON N.V. (ADR) (AEG)? Dec 13 2016
Aegon Accelerates Execution of Strategy and Increases Expense Savings Dec 08 2016
Aegon to Appoint Matthew Rider as CFO Nov 28 2016
Aegon Completes Share Buyback Program Nov 11 2016
Aegon Reports Net Income of EUR 358 Million in Q3 2016 Nov 10 2016
Aegon Announces Repurchase of Shares to Neutralize 2016 Interim Stock Dividend Oct 03 2016
CFO Darryl Button to Leave Aegon Sep 06 2016
Aegon Appoints Global Head of Government and Policy Affairs Aug 25 2016

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