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Also traded in: Germany, Italy, Netherlands, Switzerland, UK, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.83
AEG's Cash to Debt is ranked lower than
85% of the 182 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9999.00 vs. AEG: 0.83 )
Ranked among companies with meaningful Cash to Debt only.
AEG' s Cash to Debt Range Over the Past 10 Years
Min: 0.15  Med: N/A Max: No Debt
Current: 0.83
Equity to Asset 0.06
AEG's Equity to Asset is ranked lower than
94% of the 181 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.25 vs. AEG: 0.06 )
Ranked among companies with meaningful Equity to Asset only.
AEG' s Equity to Asset Range Over the Past 10 Years
Min: 0.04  Med: 0.06 Max: 0.08
Current: 0.06
0.04
0.08
Interest Coverage 2.60
AEG's Interest Coverage is ranked lower than
91% of the 178 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9999.00 vs. AEG: 2.60 )
Ranked among companies with meaningful Interest Coverage only.
AEG' s Interest Coverage Range Over the Past 10 Years
Min: 1.85  Med: 3.35 Max: 6.42
Current: 2.6
1.85
6.42
F-Score: 6
M-Score: -2.96
WACC vs ROIC
5.98%
2.42%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 1.73
AEG's Operating margin (%) is ranked lower than
77% of the 172 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.80 vs. AEG: 1.73 )
Ranked among companies with meaningful Operating margin (%) only.
AEG' s Operating margin (%) Range Over the Past 10 Years
Min: -14.42  Med: 2.47 Max: 6.67
Current: 1.73
-14.42
6.67
Net-margin (%) 1.40
AEG's Net-margin (%) is ranked lower than
77% of the 182 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.53 vs. AEG: 1.40 )
Ranked among companies with meaningful Net-margin (%) only.
AEG' s Net-margin (%) Range Over the Past 10 Years
Min: -14.38  Med: 2.41 Max: 6.67
Current: 1.4
-14.38
6.67
ROE (%) 2.39
AEG's ROE (%) is ranked lower than
77% of the 182 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.98 vs. AEG: 2.39 )
Ranked among companies with meaningful ROE (%) only.
AEG' s ROE (%) Range Over the Past 10 Years
Min: -8.21  Med: 2.71 Max: 16.98
Current: 2.39
-8.21
16.98
ROA (%) 0.18
AEG's ROA (%) is ranked lower than
80% of the 182 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.01 vs. AEG: 0.18 )
Ranked among companies with meaningful ROA (%) only.
AEG' s ROA (%) Range Over the Past 10 Years
Min: -0.36  Med: 0.27 Max: 1.01
Current: 0.18
-0.36
1.01
Revenue Growth (3Y)(%) -18.70
AEG's Revenue Growth (3Y)(%) is ranked lower than
94% of the 149 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.80 vs. AEG: -18.70 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
AEG' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -42.5  Med: 1.6 Max: 50.9
Current: -18.7
-42.5
50.9
EBITDA Growth (3Y)(%) -20.20
AEG's EBITDA Growth (3Y)(%) is ranked lower than
79% of the 114 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.70 vs. AEG: -20.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
AEG' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -35.7  Med: -1.7 Max: 29.4
Current: -20.2
-35.7
29.4
EPS Growth (3Y)(%) -27.90
AEG's EPS Growth (3Y)(%) is ranked lower than
86% of the 117 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.00 vs. AEG: -27.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
AEG' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -10.2 Max: 42.7
Current: -27.9
0
42.7
» AEG's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q4 2015

AEG Guru Trades in Q4 2015

Dodge & Cox 107,393,115 sh (+0.24%)
Charles Brandes 9,394,897 sh (-6.53%)
David Dreman 11,787 sh (-92.45%)
» More
Q1 2016

AEG Guru Trades in Q1 2016

Charles Brandes 9,905,135 sh (+5.43%)
Dodge & Cox 107,500,525 sh (+0.10%)
David Dreman 6,874 sh (-41.68%)
» More
Q2 2016

AEG Guru Trades in Q2 2016

Charles Brandes 11,761,239 sh (+18.74%)
Dodge & Cox 110,757,413 sh (+3.03%)
David Dreman 6,223 sh (-9.47%)
» More
Q3 2016

AEG Guru Trades in Q3 2016

Jim Simons 1,582,761 sh (New)
Charles Brandes 12,512,478 sh (+6.39%)
Dodge & Cox 111,413,650 sh (+0.59%)
David Dreman 5,943 sh (-4.50%)
» More
» Details

Insider Trades

Latest Guru Trades with AEG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Insurance » Insurance - Diversified
Compare:OTCPK:NNGPF, OTCPK:PWCDF, OTCPK:GJNSY, OTCPK:DIISY, OTCPK:BBSEY, NYSE:AIZ, NYSE:ORI, NAS:ESGR, NYSE:HIG, OTCPK:MSADY, OTCPK:VNRFY, OTCPK:ARZGF, OTCPK:TPDKY, OTCPK:DGRLY, NYSE:GNW, NYSE:KMPR, NYSE:HMN, NYSE:GTS, NYSE:AV, NYSE:SLF » details
Traded in other countries:AEND.Germany, AGN.Italy, AGN.Netherlands, AGN.Switzerland, AGN.UK, AEGOF.USA,
Aegon NV provides life insurance, pensions and asset management products and services in the US, Europe, and Asia. It offers life and protection, and accidental death products. It also offers individual savings and retirement products.

Aegon NV is a holding company was formed on October 18, 1983 through the merger of AGO and Ennia, both of which were successors to insurance companies. The Company through its member companies that are collectively referred to as Aegon or the Aegon Group is an international life insurance, pensions and asset management company. Its businesses focus on life insurance, pensions and asset management. Aegon is also active in accident, supplemental health, and general insurance, and has some limited banking activities. The Company's operations are conducted through its operating subsidiaries. Aegon operates in more than 25 countries in the Americas, Europe and Asia, and serves millions of customers. Its main markets are the United States, the Netherlands and the United Kingdom. has the following reportable operating segments: the Americas, which includes the United States, Mexico and Brazil; the Netherlands; the United Kingdom; and New Markets, which includes a number of countries in Central & Eastern Europe and Asia, as well as Spain, Portugal, and the reporting units Variable Annuities Europe and Aegon Asset Management. Aegon's subsidiary companies in the United States contain two divisions acting through one or more of the Aegon USA life insurance companies: Life & Protection and Investments & Retirement; The Company competes with other insurers, as well as non-insurance financial services companies such as banks, broker-dealers and asset managers, for individual customers, employers, other group customers, agents and other distributors of insurance and investment products. The Company is subject to regulation under the laws of the states in which it is domiciled.

Ratios

vs
industry
vs
history
P/E(ttm) 16.77
AEG's P/E(ttm) is ranked lower than
65% of the 151 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 12.50 vs. AEG: 16.77 )
Ranked among companies with meaningful P/E(ttm) only.
AEG' s P/E(ttm) Range Over the Past 10 Years
Min: 0.65  Med: 9.91 Max: 104
Current: 16.77
0.65
104
Forward P/E 7.59
AEG's Forward P/E is ranked higher than
89% of the 19 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.83 vs. AEG: 7.59 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 16.77
AEG's PE(NRI) is ranked lower than
65% of the 150 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 12.39 vs. AEG: 16.77 )
Ranked among companies with meaningful PE(NRI) only.
AEG' s PE(NRI) Range Over the Past 10 Years
Min: 0.65  Med: 9.89 Max: 93.6
Current: 16.77
0.65
93.6
Price/Owner Earnings (ttm) 20.23
AEG's Price/Owner Earnings (ttm) is ranked lower than
77% of the 98 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.37 vs. AEG: 20.23 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
AEG' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 0.31  Med: 8.92 Max: 37.76
Current: 20.23
0.31
37.76
P/B 0.52
AEG's P/B is ranked higher than
92% of the 181 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.16 vs. AEG: 0.52 )
Ranked among companies with meaningful P/B only.
AEG' s P/B Range Over the Past 10 Years
Min: 0.07  Med: 0.42 Max: 1.3
Current: 0.52
0.07
1.3
P/S 0.24
AEG's P/S is ranked higher than
92% of the 179 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.01 vs. AEG: 0.24 )
Ranked among companies with meaningful P/S only.
AEG' s P/S Range Over the Past 10 Years
Min: 0.03  Med: 0.24 Max: 1.05
Current: 0.24
0.03
1.05
PFCF 3.73
AEG's PFCF is ranked higher than
74% of the 95 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.65 vs. AEG: 3.73 )
Ranked among companies with meaningful PFCF only.
AEG' s PFCF Range Over the Past 10 Years
Min: 1.24  Med: 5.46 Max: 138.85
Current: 3.73
1.24
138.85
POCF 3.62
AEG's POCF is ranked higher than
72% of the 121 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.91 vs. AEG: 3.62 )
Ranked among companies with meaningful POCF only.
AEG' s POCF Range Over the Past 10 Years
Min: 1.21  Med: 5.61 Max: 68.82
Current: 3.62
1.21
68.82
EV-to-EBIT 9.35
AEG's EV-to-EBIT is ranked lower than
51% of the 134 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.82 vs. AEG: 9.35 )
Ranked among companies with meaningful EV-to-EBIT only.
AEG' s EV-to-EBIT Range Over the Past 10 Years
Min: -102.9  Med: 1.5 Max: 147
Current: 9.35
-102.9
147
EV-to-EBITDA 6.06
AEG's EV-to-EBITDA is ranked higher than
64% of the 135 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.64 vs. AEG: 6.06 )
Ranked among companies with meaningful EV-to-EBITDA only.
AEG' s EV-to-EBITDA Range Over the Past 10 Years
Min: -102.9  Med: 1.5 Max: 126.8
Current: 6.06
-102.9
126.8
Shiller P/E 17.53
AEG's Shiller P/E is ranked higher than
50% of the 24 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 16.69 vs. AEG: 17.53 )
Ranked among companies with meaningful Shiller P/E only.
AEG' s Shiller P/E Range Over the Past 10 Years
Min: 1.63  Med: 6.61 Max: 17.53
Current: 17.53
1.63
17.53

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 5.47
AEG's Dividend Yield is ranked higher than
81% of the 286 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.55 vs. AEG: 5.47 )
Ranked among companies with meaningful Dividend Yield only.
AEG' s Dividend Yield Range Over the Past 10 Years
Min: 0.47  Med: 4.14 Max: 29.64
Current: 5.47
0.47
29.64
Dividend Payout 0.88
AEG's Dividend Payout is ranked lower than
83% of the 123 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.43 vs. AEG: 0.88 )
Ranked among companies with meaningful Dividend Payout only.
AEG' s Dividend Payout Range Over the Past 10 Years
Min: 0.19  Med: 0.97 Max: 11
Current: 0.88
0.19
11
Dividend Growth (3y) 6.30
AEG's Dividend Growth (3y) is ranked lower than
58% of the 59 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.40 vs. AEG: 6.30 )
Ranked among companies with meaningful Dividend Growth (3y) only.
AEG' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0 Max: 84
Current: 6.3
0
84
Forward Dividend Yield 5.76
AEG's Forward Dividend Yield is ranked higher than
80% of the 275 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 3.37 vs. AEG: 5.76 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 5.47
AEG's Yield on cost (5-Year) is ranked higher than
58% of the 286 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.64 vs. AEG: 5.47 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
AEG' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.47  Med: 4.14 Max: 29.64
Current: 5.47
0.47
29.64
3-Year Average Share Buyback Ratio -3.40
AEG's 3-Year Average Share Buyback Ratio is ranked lower than
61% of the 84 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -1.20 vs. AEG: -3.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
AEG' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -8  Med: -3.2 Max: 0.4
Current: -3.4
-8
0.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.57
AEG's Price/Tangible Book is ranked higher than
92% of the 178 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.36 vs. AEG: 0.57 )
Ranked among companies with meaningful Price/Tangible Book only.
AEG' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.07  Med: 0.4 Max: 1.42
Current: 0.57
0.07
1.42
Price/Projected FCF 0.51
AEG's Price/Projected FCF is ranked higher than
66% of the 56 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.68 vs. AEG: 0.51 )
Ranked among companies with meaningful Price/Projected FCF only.
AEG' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.02  Med: 0.59 Max: 7.84
Current: 0.51
0.02
7.84
Price/Median PS Value 1.01
AEG's Price/Median PS Value is ranked lower than
51% of the 150 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.95 vs. AEG: 1.01 )
Ranked among companies with meaningful Price/Median PS Value only.
AEG' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.11  Med: 0.7 Max: 3.78
Current: 1.01
0.11
3.78
Price/Graham Number 0.65
AEG's Price/Graham Number is ranked higher than
75% of the 131 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.83 vs. AEG: 0.65 )
Ranked among companies with meaningful Price/Graham Number only.
AEG' s Price/Graham Number Range Over the Past 10 Years
Min: 0.04  Med: 0.4 Max: 1.1
Current: 0.65
0.04
1.1
Earnings Yield (Greenblatt) (%) 10.64
AEG's Earnings Yield (Greenblatt) (%) is ranked higher than
60% of the 169 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.30 vs. AEG: 10.64 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
AEG' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.7  Med: 9.15 Max: 20000
Current: 10.64
0.7
20000
Forward Rate of Return (Yacktman) (%) -2.21
AEG's Forward Rate of Return (Yacktman) (%) is ranked lower than
78% of the 54 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.65 vs. AEG: -2.21 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
AEG' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -47.1  Med: -1.2 Max: 50.5
Current: -2.21
-47.1
50.5

More Statistics

Revenue (TTM) (Mil) $61,435
EPS (TTM) $ 0.33
Beta1.27
Short Percentage of Float0.20%
52-Week Range $3.36 - 6.09
Shares Outstanding (Mil)2,109.16

Analyst Estimate

Dec16 Dec17 Dec18 Dec19
Revenue (Mil $) 34,126 35,192 23,515
EPS ($) 0.57 0.68 0.71 0.73
EPS w/o NRI ($) 0.57 0.68 0.71 0.73
EPS Growth Rate
(3Y to 5Y Estimate)
33.30%
Dividends Per Share ($) 0.24 0.26 0.31 0.32
» More Articles for NYSE:AEG

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