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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.06
AF's Cash to Debt is ranked lower than
53% of the 1566 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.48 vs. AF: 0.06 )
AF' s 10-Year Cash to Debt Range
Min: 0.02   Max: 0.68
Current: 0.06

0.02
0.68
Equity to Asset 0.10
AF's Equity to Asset is ranked higher than
73% of the 2010 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.09 vs. AF: 0.10 )
AF' s 10-Year Equity to Asset Range
Min: 0.05   Max: 0.12
Current: 0.1

0.05
0.12
Interest Coverage 0.59
AF's Interest Coverage is ranked higher than
56% of the 1837 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.30 vs. AF: 0.59 )
AF' s 10-Year Interest Coverage Range
Min: 0.07   Max: 0.59
Current: 0.59

0.07
0.59
F-Score: 6
Z-Score: 0.32
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 30.79
AF's Operating margin (%) is ranked higher than
77% of the 2021 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 29.33 vs. AF: 30.79 )
AF' s 10-Year Operating margin (%) Range
Min: 7.57   Max: 64.97
Current: 30.79

7.57
64.97
Net-margin (%) 22.98
AF's Net-margin (%) is ranked higher than
78% of the 2021 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 21.41 vs. AF: 22.98 )
AF' s 10-Year Net-margin (%) Range
Min: 5.44   Max: 43.44
Current: 22.98

5.44
43.44
ROE (%) 6.03
AF's ROE (%) is ranked higher than
65% of the 2031 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.59 vs. AF: 6.03 )
AF' s 10-Year ROE (%) Range
Min: 2.32   Max: 17.73
Current: 6.03

2.32
17.73
ROA (%) 0.59
AF's ROA (%) is ranked higher than
65% of the 2034 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.80 vs. AF: 0.59 )
AF' s 10-Year ROA (%) Range
Min: 0.13   Max: 1.12
Current: 0.59

0.13
1.12
ROC (Joel Greenblatt) (%) 111.29
AF's ROC (Joel Greenblatt) (%) is ranked higher than
82% of the 2003 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 76.89 vs. AF: 111.29 )
AF' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 17.73   Max: 241.98
Current: 111.29

17.73
241.98
Revenue Growth (%) -8.90
AF's Revenue Growth (%) is ranked higher than
57% of the 1740 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.20 vs. AF: -8.90 )
AF' s 10-Year Revenue Growth (%) Range
Min: -8.9   Max: 13.5
Current: -8.9

-8.9
13.5
EBITDA Growth (%) -4.60
AF's EBITDA Growth (%) is ranked higher than
61% of the 1563 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.60 vs. AF: -4.60 )
AF' s 10-Year EBITDA Growth (%) Range
Min: -43.3   Max: 42.2
Current: -4.6

-43.3
42.2
EPS Growth (%) -8.60
AF's EPS Growth (%) is ranked higher than
61% of the 1547 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.90 vs. AF: -8.60 )
AF' s 10-Year EPS Growth (%) Range
Min: -44.4   Max: 72.5
Current: -8.6

-44.4
72.5
» AF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

AF Guru Trades in Q4 2013

Jim Simons 543,050 sh (+68.05%)
Irving Kahn 17,685 sh (unchged)
Bernard Horn 152,404 sh (unchged)
Michael Price Sold Out
Steven Cohen Sold Out
» More
Q1 2014

AF Guru Trades in Q1 2014

Jim Simons 655,550 sh (+20.72%)
Irving Kahn 17,685 sh (unchged)
Bernard Horn 152,404 sh (unchged)
» More
Q2 2014

AF Guru Trades in Q2 2014

Irving Kahn 17,685 sh (unchged)
Bernard Horn 152,404 sh (unchged)
Jim Simons 485,450 sh (-25.95%)
» More
Q3 2014

AF Guru Trades in Q3 2014

Bernard Horn 227,404 sh (+49.21%)
Irving Kahn 17,685 sh (unchged)
Jim Simons 393,450 sh (-18.95%)
» More
» Details

Insider Trades

Latest Guru Trades with AF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Michael Price 2013-12-31 Sold Out 0.43%$12.12 - $14.07 $ 13.13-2%0
Michael Price 2013-09-30 Reduce -25.09%0.13%$11.17 - $12.92 $ 13.136%262200
Michael Price 2013-06-30 New Buy0.51%$9.22 - $10.78 $ 13.1333%350000
Joel Greenblatt 2012-06-30 Sold Out 0.01%$8.5 - $9.95 $ 13.1342%0
Irving Kahn 2012-03-31 Reduce -40.44%0.02%$8.22 - $10 $ 13.1357%17685
Ray Dalio 2011-12-31 Sold Out 0.01%$6.63 - $9.01 $ 13.1363%0
George Soros 2011-12-31 Sold Out 0.0026%$6.63 - $9.01 $ 13.1363%0
Joel Greenblatt 2011-09-30 New Buy0.02%$7.68 - $13.38 $ 13.1325%12028
Ray Dalio 2011-09-30 Add 430.27%0.01%$7.68 - $13.38 $ 13.1326%107220
George Soros 2011-09-30 Add 46.97%$7.68 - $13.38 $ 13.1325%19400
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Astoria Financial Corporation

SymbolPriceYieldDescription
AFPRC0.006.52

Ratios

vs
industry
vs
history
P/E(ttm) 15.40
AF's P/E(ttm) is ranked higher than
78% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 17.80 vs. AF: 15.40 )
AF' s 10-Year P/E(ttm) Range
Min: 7.82   Max: 48.6
Current: 15.4

7.82
48.6
P/B 0.90
AF's P/B is ranked higher than
87% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.33 vs. AF: 0.90 )
AF' s 10-Year P/B Range
Min: 0.5   Max: 2.51
Current: 0.9

0.5
2.51
P/S 3.20
AF's P/S is ranked higher than
77% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.56 vs. AF: 3.20 )
AF' s 10-Year P/S Range
Min: 1.3   Max: 6.6
Current: 3.2

1.3
6.6
PFCF 7.80
AF's PFCF is ranked higher than
90% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9999.00 vs. AF: 7.80 )
AF' s 10-Year PFCF Range
Min: 2.22   Max: 14.84
Current: 7.8

2.22
14.84
EV-to-EBIT 30.28
AF's EV-to-EBIT is ranked higher than
64% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 19.47 vs. AF: 30.28 )
AF' s 10-Year EV-to-EBIT Range
Min: 11.4   Max: 132.1
Current: 30.28

11.4
132.1
PEG 1.21
AF's PEG is ranked higher than
90% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9999.00 vs. AF: 1.21 )
AF' s 10-Year PEG Range
Min: 0.76   Max: 31.07
Current: 1.21

0.76
31.07
Shiller P/E 19.00
AF's Shiller P/E is ranked higher than
86% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9999.00 vs. AF: 19.00 )
AF' s 10-Year Shiller P/E Range
Min: 3.63   Max: 21.46
Current: 19

3.63
21.46

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.20
AF's Dividend Yield is ranked lower than
75% of the 1876 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.32 vs. AF: 1.20 )
AF' s 10-Year Dividend Yield Range
Min: 1.11   Max: 15.85
Current: 1.2

1.11
15.85
Dividend Payout 0.19
AF's Dividend Payout is ranked higher than
87% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.61 vs. AF: 0.19 )
AF' s 10-Year Dividend Payout Range
Min: 0.13   Max: 4.33
Current: 0.19

0.13
4.33
Dividend growth (3y) -32.50
AF's Dividend growth (3y) is ranked higher than
59% of the 1127 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.50 vs. AF: -32.50 )
AF' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 58.5
Current: -32.5

0
58.5
Yield on cost (5-Year) 0.26
AF's Yield on cost (5-Year) is ranked lower than
94% of the 1889 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.53 vs. AF: 0.26 )
AF' s 10-Year Yield on cost (5-Year) Range
Min: 0.24   Max: 3.38
Current: 0.26

0.24
3.38
Share Buyback Rate -1.90
AF's Share Buyback Rate is ranked higher than
72% of the 1472 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.80 vs. AF: -1.90 )
AF' s 10-Year Share Buyback Rate Range
Min: 7.4   Max: -34.8
Current: -1.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.03
AF's Price/Tangible Book is ranked higher than
85% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.58 vs. AF: 1.03 )
AF' s 10-Year Price/Tangible Book Range
Min: 0.55   Max: 7.98
Current: 1.03

0.55
7.98
Price/DCF (Projected) 0.41
AF's Price/DCF (Projected) is ranked higher than
94% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.09 vs. AF: 0.41 )
AF' s 10-Year Price/DCF (Projected) Range
Min: 0.23   Max: 0.92
Current: 0.41

0.23
0.92
Price/Median PS Value 1.00
AF's Price/Median PS Value is ranked higher than
88% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.21 vs. AF: 1.00 )
AF' s 10-Year Price/Median PS Value Range
Min: 0.48   Max: 2.09
Current: 1

0.48
2.09
Price/Peter Lynch Fair Value 1.94
AF's Price/Peter Lynch Fair Value is ranked higher than
89% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9999.00 vs. AF: 1.94 )
AF' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.35   Max: 4.3
Current: 1.94

0.35
4.3
Price/Graham Number 0.77
AF's Price/Graham Number is ranked higher than
87% of the 2636 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.15 vs. AF: 0.77 )
AF' s 10-Year Price/Graham Number Range
Min: 0.54   Max: 5.31
Current: 0.77

0.54
5.31
Earnings Yield (Greenblatt) 3.30
AF's Earnings Yield (Greenblatt) is ranked higher than
60% of the 1996 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.60 vs. AF: 3.30 )
AF' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.8   Max: 8.7
Current: 3.3

0.8
8.7
Forward Rate of Return (Yacktman) 23.23
AF's Forward Rate of Return (Yacktman) is ranked higher than
81% of the 1246 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.25 vs. AF: 23.23 )
AF' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -18.9   Max: 26.9
Current: 23.23

-18.9
26.9

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, NYCB, PBCT, HCBK » details
Traded in other countries:ORD.Germany,
Astoria Financial Corporation is a Delaware corporation organized on June 14, 1993 as the unitary savings and loan association holding company of Astoria Federal Savings and Loan Association and its consolidated subsidiaries, or Astoria Federal. The Company's business is the operation of its wholly-owned subsidiary, Astoria Federal who attracts retail deposits from the general public and investing those deposits, together with funds generated from operations, main repayments on loans and securities and borrowings, mainly in one-to-four family mortgage loans, multi-family mortgage loans, commercial real estate loans and mortgage-backed securities. To a lesser degree, Astoria Federal also invests in construction loans and consumer and other loans, U.S. government, government agency and government-sponsored enterprise, or GSE, securities and other investments permitted by federal banking laws and regulations. In addition to Astoria Federal, the Company has two other subsidiaries, AF Insurance Agency, Inc. and Astoria Capital Trust I. AF Insurance Agency, Inc. is a licensed life insurance agency and property and casualty insurance broker. Through contractual agreements with various third party marketing organizations, AF Insurance Agency, Inc. makes insurance products available mainly to the customers of Astoria Federal. Astoria Federal has been, and continues to be, a community-oriented federally chartered savings association offering a number of financial services to meet the needs of the communities it serves. Its retail banking network includes multiple delivery channels including full service banking offices, automated teller machines and telephone and internet banking capabilities. The Company is subject to extensive regulation, examination and supervision by the OCC, as its primary federal regulator, by the FDIC, as its deposit insurer, and by the CFPB.
» More Articles for AF

Headlines

Articles On GuruFocus.com
AlarmForce Announces New CEO and CFO Oct 15 2014 
Notes on Thrifts and 4 Stocks to Watch May 03 2013 
Shares of Astoria Fi Oct 10 2011 
Astoria Financial Corp. Reports Operating Results (10-K) Feb 25 2011 
Astoria Financial Corp. (AF) President & COO Monte N Redman sells 21,744 Shares Dec 20 2010 
Astoria Financial Corp. (AF) President & COO Monte N Redman sells 15,179 Shares Dec 20 2010 
Astoria Financial Corp. Reports Operating Results (10-Q) Nov 05 2010 
Astoria Financial Corp. Reports Operating Results (10-Q) Aug 06 2010 
Astoria Financial Corp. Reports Operating Results (10-Q) May 07 2010 
Astoria Financial Corp. Reports Operating Results (10-Q) Nov 06 2009 

More From Other Websites
ASTORIA FINANCIAL CORP Files SEC form 8-K, Other Events Dec 18 2014
ASTORIA FINANCIAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Dec 17 2014
Astoria Financial Corporation Announces the Passing of Former Chairman, President and Chief... Dec 16 2014
Astoria Financial Corporation Announces the Passing of Former Chairman, President and Chief... Dec 16 2014
Astoria Bank -- Moody's affirms Astoria Financial's Baa2 rating Dec 12 2014
Astoria Bank Opens Branch In Melville Today Dec 01 2014
Astoria Bank Opens Branch In Melville Today Dec 01 2014
ASTORIA FINANCIAL CORP Financials Nov 14 2014
10-Q for Astoria Financial Corp. Nov 08 2014
ASTORIA FINANCIAL CORP Files SEC form 10-Q, Quarterly Report Nov 06 2014
ASTORIA FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Nov 05 2014
UPDATE: Bank Of America Reiterates On Astoria Financial Corp. On Weak Growth Prospects Oct 20 2014
ASTORIA FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Other... Oct 16 2014
Astoria Financial Corp Earnings Call scheduled for 10:00 am ET today Oct 16 2014
Astoria Financial Corporation Reports Third Quarter Earnings Per Common Share Of $0.17 Oct 15 2014
Taking Stock: Ferguson Says Airlines Cut Price to Fill Planes Oct 15 2014
Q3 2014 Astoria Financial Corp Earnings Release - After Market Close Oct 15 2014
Astoria Bank Unveils Plans For Melville Branch Oct 09 2014
ASTORIA FINANCIAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Oct 08 2014
Hugh J. Donlon Joins Astoria Bank As Senior Executive Vice President And Chief Lending Officer Oct 08 2014

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