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Also traded in: Canada

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.98
AFH's Cash to Debt is ranked lower than
67% of the 132 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.58 vs. AFH: 0.98 )
Ranked among companies with meaningful Cash to Debt only.
AFH' s Cash to Debt Range Over the Past 10 Years
Min: 0.89  Med: 10000.00 Max: No Debt
Current: 0.98
Equity to Asset 0.32
AFH's Equity to Asset is ranked higher than
57% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.28 vs. AFH: 0.32 )
Ranked among companies with meaningful Equity to Asset only.
AFH' s Equity to Asset Range Over the Past 10 Years
Min: 0.25  Med: 0.32 Max: 0.79
Current: 0.32
0.25
0.79
Interest Coverage 55.16
AFH's Interest Coverage is ranked higher than
66% of the 105 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 21.46 vs. AFH: 55.16 )
Ranked among companies with meaningful Interest Coverage only.
AFH' s Interest Coverage Range Over the Past 10 Years
Min: 34.55  Med: 10000.00 Max: 9999.99
Current: 55.16
34.55
9999.99
F-Score: 4
Z-Score: 0.43
M-Score: -2.27
WACC vs ROIC
10.11%
14.19%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 15.14
AFH's Operating margin (%) is ranked higher than
72% of the 132 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.31 vs. AFH: 15.14 )
Ranked among companies with meaningful Operating margin (%) only.
AFH' s Operating margin (%) Range Over the Past 10 Years
Min: -32.08  Med: 7.40 Max: 14.06
Current: 15.14
-32.08
14.06
Net-margin (%) 10.14
AFH's Net-margin (%) is ranked higher than
61% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.48 vs. AFH: 10.14 )
Ranked among companies with meaningful Net-margin (%) only.
AFH' s Net-margin (%) Range Over the Past 10 Years
Min: -36.37  Med: 7.40 Max: 17.42
Current: 10.14
-36.37
17.42
ROE (%) 13.30
AFH's ROE (%) is ranked higher than
71% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.19 vs. AFH: 13.30 )
Ranked among companies with meaningful ROE (%) only.
AFH' s ROE (%) Range Over the Past 10 Years
Min: -38.7  Med: 4.06 Max: 20.34
Current: 13.3
-38.7
20.34
ROA (%) 4.30
AFH's ROA (%) is ranked higher than
78% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.25 vs. AFH: 4.30 )
Ranked among companies with meaningful ROA (%) only.
AFH' s ROA (%) Range Over the Past 10 Years
Min: -8.67  Med: 1.89 Max: 7.04
Current: 4.3
-8.67
7.04
ROC (Joel Greenblatt) (%) 993.75
AFH's ROC (Joel Greenblatt) (%) is ranked higher than
50% of the 2 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 993.75 vs. AFH: 993.75 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
AFH' s ROC (Joel Greenblatt) (%) Range Over the Past 10 Years
Min: -1426.55  Med: 343.80 Max: 838.91
Current: 993.75
-1426.55
838.91
Revenue Growth (3Y)(%) 34.40
AFH's Revenue Growth (3Y)(%) is ranked higher than
96% of the 120 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 5.70 vs. AFH: 34.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
AFH' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -27.5  Med: -1.55 Max: 34.4
Current: 34.4
-27.5
34.4
» AFH's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

AFH Guru Trades in Q2 2015

Jim Simons 191,806 sh (-0.31%)
Chuck Royce 11,900 sh (-7.75%)
» More
Q3 2015

AFH Guru Trades in Q3 2015

Chuck Royce 78,100 sh (+556.30%)
Jim Simons 195,962 sh (+2.17%)
» More
Q4 2015

AFH Guru Trades in Q4 2015

Chuck Royce 75,900 sh (-2.82%)
Jim Simons 131,100 sh (-33.10%)
» More
Q1 2016

AFH Guru Trades in Q1 2016

Chuck Royce 155,400 sh (+104.74%)
Jim Simons 123,900 sh (-5.49%)
» More
» Details

Insider Trades

Latest Guru Trades with AFH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:NAS:HALL, OTCPK:FBDHY, NAS:FNHC, NYSE:HCI, OTCPK:EGFHF, NYSE:KFS, NAS:NMIH, NAS:UNAM, NAS:UIHC, NAS:BWINA, NAS:CNFR, NAS:NSEC, NYSE:HRTG, NAS:PIH, NAS:DGICB, NAS:SNC, NAS:GBLI, NAS:EMCI, NAS:NATL, NYSE:UVE » details
Traded in other countries:AFH.Canada,
Atlas Financial Holdings Inc underwrites commercial auto mobile insurance policies in the United States. It offers insurance for taxi cabs, limousine, non-emergency para-transit and livery and business autos.

Atlas Financial Holdings, Inc., is a financial services holding company incorporated under the laws of the Cayman Islands. The Company's core business is underwriting commercial automobile insurance policies in the United States. Automobile insurance products provide insurance coverage in three major areas: liability, accident benefits and physical damage. Liability insurance provides coverage subject to policy terms and conditions where the insured is determined to be responsible and/or liable for an automobile accident, for the payment for injuries and property damage to third parties. Accident benefit policies or personal injury protection policies provide coverage for loss of income, medical and rehabilitation expenses for insured persons who are injured in an automobile accident, regardless of fault. Physical damage coverage subject to policy terms and conditions provides for the payment of damages to an insured automobile arising from a collision with another object or from other risks such as fire or theft. The Company's business is carried out through its insurance subsidiaries, which distribute their insurance products through a network of retail independent agents. Together, the insurance subsidiaries are licensed to write property and casualty insurance in 47 states in the United States.

Ratios

vs
industry
vs
history
P/E(ttm) 12.85
AFH's P/E(ttm) is ranked higher than
55% of the 120 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.57 vs. AFH: 12.85 )
Ranked among companies with meaningful P/E(ttm) only.
AFH' s P/E(ttm) Range Over the Past 10 Years
Min: 10.27  Med: 15.23 Max: 29.53
Current: 12.85
10.27
29.53
PE(NRI) 13.19
AFH's PE(NRI) is ranked higher than
54% of the 120 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.57 vs. AFH: 13.19 )
Ranked among companies with meaningful PE(NRI) only.
AFH' s PE(NRI) Range Over the Past 10 Years
Min: 10.41  Med: 15.54 Max: 29.32
Current: 13.19
10.41
29.32
Price/Owner Earnings (ttm) 22.94
AFH's Price/Owner Earnings (ttm) is ranked lower than
86% of the 73 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.05 vs. AFH: 22.94 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
AFH' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 11.87  Med: 30.34 Max: 597.35
Current: 22.94
11.87
597.35
P/B 1.56
AFH's P/B is ranked lower than
69% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.16 vs. AFH: 1.56 )
Ranked among companies with meaningful P/B only.
AFH' s P/B Range Over the Past 10 Years
Min: 0.8  Med: 1.80 Max: 2.13
Current: 1.56
0.8
2.13
P/S 1.27
AFH's P/S is ranked lower than
65% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.03 vs. AFH: 1.27 )
Ranked among companies with meaningful P/S only.
AFH' s P/S Range Over the Past 10 Years
Min: 0.88  Med: 1.66 Max: 2.08
Current: 1.27
0.88
2.08
PFCF 20.29
AFH's PFCF is ranked lower than
77% of the 83 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.59 vs. AFH: 20.29 )
Ranked among companies with meaningful PFCF only.
AFH' s PFCF Range Over the Past 10 Years
Min: 9.16  Med: 20.64 Max: 89.08
Current: 20.29
9.16
89.08
POCF 18.96
AFH's POCF is ranked lower than
79% of the 99 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.55 vs. AFH: 18.96 )
Ranked among companies with meaningful POCF only.
AFH' s POCF Range Over the Past 10 Years
Min: 8.23  Med: 19.13 Max: 68.15
Current: 18.96
8.23
68.15
EV-to-EBIT 8.08
AFH's EV-to-EBIT is ranked higher than
63% of the 118 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.17 vs. AFH: 8.08 )
Ranked among companies with meaningful EV-to-EBIT only.
AFH' s EV-to-EBIT Range Over the Past 10 Years
Min: 7.85  Med: 13.65 Max: 24.7
Current: 8.08
7.85
24.7
EV-to-EBITDA 7.68
AFH's EV-to-EBITDA is ranked higher than
61% of the 118 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.52 vs. AFH: 7.68 )
Ranked among companies with meaningful EV-to-EBITDA only.
AFH' s EV-to-EBITDA Range Over the Past 10 Years
Min: 7.45  Med: 12.75 Max: 22.4
Current: 7.68
7.45
22.4
Current Ratio 0.55
AFH's Current Ratio is ranked lower than
100% of the 2 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.43 vs. AFH: 0.55 )
Ranked among companies with meaningful Current Ratio only.
AFH' s Current Ratio Range Over the Past 10 Years
Min: 0.3  Med: 0.56 Max: 4.66
Current: 0.55
0.3
4.66
Quick Ratio 0.55
AFH's Quick Ratio is ranked lower than
100% of the 2 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.43 vs. AFH: 0.55 )
Ranked among companies with meaningful Quick Ratio only.
AFH' s Quick Ratio Range Over the Past 10 Years
Min: 0.3  Med: 0.56 Max: 4.66
Current: 0.55
0.3
4.66
Days Sales Outstanding 188.20
AFH's Days Sales Outstanding is ranked lower than
100% of the 1 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.00 vs. AFH: 188.20 )
Ranked among companies with meaningful Days Sales Outstanding only.
AFH' s Days Sales Outstanding Range Over the Past 10 Years
Min: 80.88  Med: 170.20 Max: 192.05
Current: 188.2
80.88
192.05

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.69
AFH's Price/Tangible Book is ranked lower than
62% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.41 vs. AFH: 1.69 )
Ranked among companies with meaningful Price/Tangible Book only.
AFH' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.84  Med: 1.91 Max: 2.19
Current: 1.69
0.84
2.19
Price/Median PS Value 0.79
AFH's Price/Median PS Value is ranked higher than
82% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.00 vs. AFH: 0.79 )
Ranked among companies with meaningful Price/Median PS Value only.
AFH' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.55  Med: 0.98 Max: 1.17
Current: 0.79
0.55
1.17
Price/Graham Number 0.99
AFH's Price/Graham Number is ranked lower than
54% of the 109 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.93 vs. AFH: 0.99 )
Ranked among companies with meaningful Price/Graham Number only.
AFH' s Price/Graham Number Range Over the Past 10 Years
Min: 0.91  Med: 1.10 Max: 1.41
Current: 0.99
0.91
1.41
Earnings Yield (Greenblatt) (%) 12.39
AFH's Earnings Yield (Greenblatt) (%) is ranked higher than
66% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.40 vs. AFH: 12.39 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
AFH' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 4.1  Med: 7.30 Max: 12.78
Current: 12.39
4.1
12.78

More Statistics

Revenue (TTM) (Mil) $168.7
EPS (TTM) $ 1.34
Beta1.13
Short Percentage of Float2.69%
52-Week Range $15.64 - 21.13
Shares Outstanding (Mil)12.02

Analyst Estimate

Dec16
Revenue (Mil $)
EPS ($) 1.92
EPS w/o NRI ($) 1.92
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
» More Articles for AFH

Headlines

Articles On GuruFocus.com
3 Best-Yielding Stocks Which Hit All-Time-Highs Recently Jun 19 2013 

More From Other Websites
AFH: ALEXANDER FORBES GROUP HOLDINGS LIMITED - No change statement and notice of annual general... Jun 30 2016
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ETF’s with exposure to Atlas Financial Holdings, Inc. : May 26, 2016 May 26 2016
Atlas Financial Holdings, Inc. :AFH-US: Earnings Analysis: Q1, 2016 By the Numbers : May 23, 2016 May 23 2016
ATLAS FINANCIAL HOLDINGS, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security... May 20 2016
ATLAS FINANCIAL HOLDINGS, INC. Financials May 17 2016
Atlas Financial Holdings Announces 2016 First Quarter Financial Results May 16 2016
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ATLAS FINANCIAL HOLDINGS, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement May 10 2016
Atlas Financial posts 1Q profit May 09 2016
Atlas Financial posts 1Q profit May 09 2016
ATLAS FINANCIAL HOLDINGS, INC. Files SEC form 8-K, Results of Operations and Financial Condition May 09 2016
Atlas Financial Holdings Announces 2016 First Quarter Financial Results May 09 2016
Q1 2016 Atlas Financial Holdings Inc Earnings Release - After Market Close May 09 2016
AFH: ALEXANDER FORBES GROUP HOLDINGS LIMITED - Renewal of cautionary announcement Apr 29 2016

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