Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt 12.08
AFH's Cash to Debt is ranked higher than
78% of the 249 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.58 vs. AFH: 12.08 )
AFH' s 10-Year Cash to Debt Range
Min: 1.09   Max: No Debt
Current: 12.08

Equity to Asset 0.32
AFH's Equity to Asset is ranked higher than
81% of the 248 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.25 vs. AFH: 0.32 )
AFH' s 10-Year Equity to Asset Range
Min: 0.25   Max: 0.39
Current: 0.32

0.25
0.39
Interest Coverage No Debt
AFH's Interest Coverage is ranked higher than
99% of the 209 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 23.53 vs. AFH: No Debt )
AFH' s 10-Year Interest Coverage Range
Min: 9999.99   Max: 9999.99
Current: No Debt

F-Score: 7
Z-Score: 0.29
M-Score: -1.88
WACC vs ROIC
14.53%
26.16%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 12.30
AFH's Operating margin (%) is ranked higher than
74% of the 249 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.63 vs. AFH: 12.30 )
AFH' s 10-Year Operating margin (%) Range
Min: -32.08   Max: 11.74
Current: 12.3

-32.08
11.74
Net-margin (%) 16.08
AFH's Net-margin (%) is ranked higher than
88% of the 249 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.04 vs. AFH: 16.08 )
AFH' s 10-Year Net-margin (%) Range
Min: -36.37   Max: 17.42
Current: 16.08

-36.37
17.42
ROE (%) 17.99
AFH's ROE (%) is ranked higher than
90% of the 248 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.23 vs. AFH: 17.99 )
AFH' s 10-Year ROE (%) Range
Min: -38.7   Max: 20.45
Current: 17.99

-38.7
20.45
ROA (%) 6.25
AFH's ROA (%) is ranked higher than
93% of the 249 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.88 vs. AFH: 6.25 )
AFH' s 10-Year ROA (%) Range
Min: -8.67   Max: 7.04
Current: 6.25

-8.67
7.04
ROC (Joel Greenblatt) (%) 492.41
AFH's ROC (Joel Greenblatt) (%) is ranked higher than
84% of the 202 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 258.63 vs. AFH: 492.41 )
AFH' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -3019.94   Max: 448.77
Current: 492.41

-3019.94
448.77
Revenue Growth (3Y)(%) 8.30
AFH's Revenue Growth (3Y)(%) is ranked higher than
78% of the 225 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.20 vs. AFH: 8.30 )
AFH' s 10-Year Revenue Growth (3Y)(%) Range
Min: -27.5   Max: 8.3
Current: 8.3

-27.5
8.3
» AFH's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

AFH Guru Trades in Q2 2014

Chuck Royce 14,000 sh (New)
Jim Simons 95,300 sh (+301.99%)
» More
Q3 2014

AFH Guru Trades in Q3 2014

Chuck Royce 14,000 sh (unchged)
Jim Simons 77,700 sh (-18.47%)
» More
Q4 2014

AFH Guru Trades in Q4 2014

Jim Simons 176,300 sh (+126.90%)
Chuck Royce 14,000 sh (unchged)
» More
Q1 2015

AFH Guru Trades in Q1 2015

Jim Simons 192,399 sh (+9.13%)
Chuck Royce 12,900 sh (-7.86%)
» More
» Details

Insider Trades

Latest Guru Trades with AFH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 12.90
AFH's P/E(ttm) is ranked higher than
78% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.40 vs. AFH: 12.90 )
AFH' s 10-Year P/E(ttm) Range
Min: 10.62   Max: 29.53
Current: 12.9

10.62
29.53
Forward P/E 9.97
AFH's Forward P/E is ranked higher than
95% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.45 vs. AFH: 9.97 )
N/A
PE(NRI) 13.10
AFH's PE(NRI) is ranked higher than
77% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.30 vs. AFH: 13.10 )
AFH' s 10-Year PE(NRI) Range
Min: 10.7   Max: 29.32
Current: 13.1

10.7
29.32
P/B 2.00
AFH's P/B is ranked higher than
66% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.41 vs. AFH: 2.00 )
AFH' s 10-Year P/B Range
Min: 0.8   Max: 2.13
Current: 2

0.8
2.13
P/S 2.08
AFH's P/S is ranked higher than
59% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.32 vs. AFH: 2.08 )
AFH' s 10-Year P/S Range
Min: 0.98   Max: 2.12
Current: 2.08

0.98
2.12
PFCF 21.30
AFH's PFCF is ranked higher than
75% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 32.13 vs. AFH: 21.30 )
AFH' s 10-Year PFCF Range
Min: 9.39   Max: 21.97
Current: 21.3

9.39
21.97
POCF 19.78
AFH's POCF is ranked higher than
70% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.79 vs. AFH: 19.78 )
AFH' s 10-Year POCF Range
Min: 8.41   Max: 20.14
Current: 19.78

8.41
20.14
EV-to-EBIT 15.19
AFH's EV-to-EBIT is ranked higher than
70% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.17 vs. AFH: 15.19 )
AFH' s 10-Year EV-to-EBIT Range
Min: 10.4   Max: 26.4
Current: 15.19

10.4
26.4
Current Ratio 0.57
AFH's Current Ratio is ranked lower than
61% of the 18 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.85 vs. AFH: 0.57 )
AFH' s 10-Year Current Ratio Range
Min: 0.3   Max: 4.66
Current: 0.57

0.3
4.66
Quick Ratio 0.57
AFH's Quick Ratio is ranked lower than
61% of the 18 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.85 vs. AFH: 0.57 )
AFH' s 10-Year Quick Ratio Range
Min: 0.3   Max: 4.66
Current: 0.57

0.3
4.66
Days Sales Outstanding 249.81
AFH's Days Sales Outstanding is ranked higher than
75% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.00 vs. AFH: 249.81 )
AFH' s 10-Year Days Sales Outstanding Range
Min: 80.88   Max: 187.09
Current: 249.81

80.88
187.09

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.20
AFH's Price/Tangible Book is ranked higher than
70% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.74 vs. AFH: 2.20 )
AFH' s 10-Year Price/Tangible Book Range
Min: 0.84   Max: 2.13
Current: 2.2

0.84
2.13
Price/Median PS Value 1.20
AFH's Price/Median PS Value is ranked higher than
71% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.20 vs. AFH: 1.20 )
AFH' s 10-Year Price/Median PS Value Range
Min: 0.57   Max: 1.11
Current: 1.2

0.57
1.11
Price/Graham Number 1.10
AFH's Price/Graham Number is ranked higher than
73% of the 292 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.30 vs. AFH: 1.10 )
AFH' s 10-Year Price/Graham Number Range
Min: 0.55   Max: 1.39
Current: 1.1

0.55
1.39
Earnings Yield (Greenblatt) 6.50
AFH's Earnings Yield (Greenblatt) is ranked higher than
63% of the 248 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.90 vs. AFH: 6.50 )
AFH' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3.8   Max: 9.6
Current: 6.5

3.8
9.6

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare: » details
Traded in other countries:AFH.Canada,
Atlas Financial Holdings, Inc., is a financial services holding company incorporated under the laws of the Cayman Islands. The Company's core business is underwriting commercial automobile insurance policies in the United States. Automobile insurance products provide insurance coverage in three major areas: liability, accident benefits and physical damage. Liability insurance provides coverage subject to policy terms and conditions where the insured is determined to be responsible and/or liable for an automobile accident, for the payment for injuries and property damage to third parties. Accident benefit policies or personal injury protection policies provide coverage for loss of income, medical and rehabilitation expenses for insured persons who are injured in an automobile accident, regardless of fault. Physical damage coverage subject to policy terms and conditions provides for the payment of damages to an insured automobile arising from a collision with another object or from other risks such as fire or theft. The Company's business is carried out through its insurance subsidiaries, which distribute their insurance products through a network of retail independent agents. Together, the insurance subsidiaries are licensed to write property and casualty insurance in 47 states in the United States.
» More Articles for AFH

Headlines

Articles On GuruFocus.com
3 Best-Yielding Stocks Which Hit All-Time-Highs Recently Jun 19 2013 

More From Other Websites
ATLAS FINANCIAL HOLDINGS, INC. Files SEC form 8-K/A, Financial Statements and Exhibits May 22 2015
ATLAS FINANCIAL HOLDINGS, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits May 22 2015
ATLAS FINANCIAL HOLDINGS, INC. Financials May 20 2015
Atlas Financial Posts In-Line Earnings in Q1, Gives View - Analyst Blog May 12 2015
ATLAS FINANCIAL HOLDINGS, INC. Files SEC form 8-K, Results of Operations and Financial Condition May 12 2015
Atlas Financial Holdings Announces 2015 First Quarter Financial Results May 12 2015
ATLAS FINANCIAL HOLDINGS, INC. Files SEC form 10-Q, Quarterly Report May 11 2015
Atlas Financial Holdings Announces 2015 First Quarter Financial Results May 11 2015
Q1 2015 Atlas Financial Holdings Inc Earnings Release - After Market Close May 11 2015
Atlas Financial Holdings Schedules 2015 First Quarter Financial Results and Conference Call Apr 23 2015
Atlas Financial Holdings Schedules 2015 First Quarter Financial Results and Conference Call Apr 22 2015
Atlas Financial Holdings, Inc. to Host Investor Day and Annual Meeting on Thursday, May 28, 2015 Apr 22 2015
Atlas Financial Holdings, Inc. to Host Investor Day and Annual Meeting on Thursday, May 28, 2015 Apr 13 2015
Atlas Financial Holdings Announces 2014 Fourth Quarter Financial Results Mar 23 2015
Atlas Financial Holdings Receives Regulatory Approval from New York State Department of Financial... Mar 23 2015
Atlas Financial Holdings Secures $30 Million Credit Facility with Fifth Third Bank; Adjusts Terms of... Mar 23 2015
Atlas Financial Holdings To Present at The NYSSA 19th Annual Insurance Conference on March 17, 2015 Mar 23 2015
Atlas Financial Holdings Announces Closing of Acquisition of Global Liberty Insurance Company of New... Mar 23 2015
ATLAS FINANCIAL HOLDINGS, INC. Files SEC form 8-K, Change in Directors or Principal Officers Mar 16 2015
Atlas Financial Hits 52-Week High on Q4 and Buyout Strength - Analyst Blog Mar 13 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK