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Also traded in: Germany, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 10.24
AFSI's Cash to Debt is ranked lower than
71% of the 129 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.48 vs. AFSI: 10.24 )
Ranked among companies with meaningful Cash to Debt only.
AFSI' s Cash to Debt Range Over the Past 10 Years
Min: 0.27  Med: 0.91 Max: N/A
Current: 10.24
Equity to Asset 0.16
AFSI's Equity to Asset is ranked lower than
88% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.28 vs. AFSI: 0.16 )
Ranked among companies with meaningful Equity to Asset only.
AFSI' s Equity to Asset Range Over the Past 10 Years
Min: 0.12  Med: 0.16 Max: 0.33
Current: 0.16
0.12
0.33
Interest Coverage 11.48
AFSI's Interest Coverage is ranked lower than
63% of the 116 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 36.81 vs. AFSI: 11.48 )
Ranked among companies with meaningful Interest Coverage only.
AFSI' s Interest Coverage Range Over the Past 10 Years
Min: 5.56  Med: 10.05 Max: 13.32
Current: 11.48
5.56
13.32
F-Score: 3
WACC vs ROIC
10.35%
43.16%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 11.82
AFSI's Operating margin (%) is ranked higher than
54% of the 129 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.56 vs. AFSI: 11.82 )
Ranked among companies with meaningful Operating margin (%) only.
AFSI' s Operating margin (%) Range Over the Past 10 Years
Min: 11.63  Med: 14.80 Max: 22.66
Current: 11.82
11.63
22.66
Net-margin (%) 10.80
AFSI's Net-margin (%) is ranked higher than
65% of the 129 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.61 vs. AFSI: 10.80 )
Ranked among companies with meaningful Net-margin (%) only.
AFSI' s Net-margin (%) Range Over the Past 10 Years
Min: 10.46  Med: 14.04 Max: 15.62
Current: 10.8
10.46
15.62
ROE (%) 18.83
AFSI's ROE (%) is ranked higher than
88% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.17 vs. AFSI: 18.83 )
Ranked among companies with meaningful ROE (%) only.
AFSI' s ROE (%) Range Over the Past 10 Years
Min: 17.5  Med: 21.50 Max: 30.65
Current: 18.83
17.5
30.65
ROA (%) 4.04
AFSI's ROA (%) is ranked higher than
64% of the 129 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.49 vs. AFSI: 4.04 )
Ranked among companies with meaningful ROA (%) only.
AFSI' s ROA (%) Range Over the Past 10 Years
Min: 2.7  Med: 3.50 Max: 6.76
Current: 4.04
2.7
6.76
Revenue Growth (3Y)(%) 47.00
AFSI's Revenue Growth (3Y)(%) is ranked higher than
97% of the 111 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.40 vs. AFSI: 47.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
AFSI' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -1.6  Med: 29.20 Max: 129.9
Current: 47
-1.6
129.9
EBITDA Growth (3Y)(%) 38.20
AFSI's EBITDA Growth (3Y)(%) is ranked higher than
55% of the 83 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 19.30 vs. AFSI: 38.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
AFSI' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 14.3  Med: 28.10 Max: 123.7
Current: 38.2
14.3
123.7
EPS Growth (3Y)(%) 33.60
AFSI's EPS Growth (3Y)(%) is ranked higher than
64% of the 76 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.90 vs. AFSI: 33.60 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
AFSI' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 16.5  Med: 26.30 Max: 125.2
Current: 33.6
16.5
125.2
» AFSI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

AFSI Guru Trades in Q1 2015

Lee Ainslie 4,850 sh (New)
Paul Tudor Jones 22,843 sh (+120.09%)
Chuck Royce 46,238 sh (+23.51%)
Murray Stahl 355,980 sh (-7.00%)
» More
Q2 2015

AFSI Guru Trades in Q2 2015

Chuck Royce 46,238 sh (unchged)
Murray Stahl 322,288 sh (-9.46%)
Lee Ainslie 4,370 sh (-9.90%)
Paul Tudor Jones 12,495 sh (-45.30%)
» More
Q3 2015

AFSI Guru Trades in Q3 2015

David Dreman 306 sh (New)
Jim Simons 9,300 sh (New)
Paul Tudor Jones 17,530 sh (+40.30%)
Lee Ainslie 4,370 sh (unchged)
Chuck Royce 46,238 sh (unchged)
Murray Stahl 101,886 sh (-68.39%)
» More
Q4 2015

AFSI Guru Trades in Q4 2015

Chuck Royce 46,238 sh (+100.00%)
Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with AFSI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of AmTrust Financial Services Inc

SymbolPriceYieldDescription
AFSIPRA24.306.94
AFSIPRC25.457.49Deposit Shs Repr 1/40th 7 5/8 % Non-Cum Pfd Shs Series -C-
AFSIPRB25.007.25
AFSIPRD25.115.52Deposit Shs Repr 1/40th 7 1/2 % Non-Cum Pfd Shs Series

Ratios

vs
industry
vs
history
P/E(ttm) 8.55
AFSI's P/E(ttm) is ranked higher than
78% of the 185 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.80 vs. AFSI: 8.55 )
Ranked among companies with meaningful P/E(ttm) only.
AFSI' s P/E(ttm) Range Over the Past 10 Years
Min: 5.08  Med: 9.75 Max: 16.32
Current: 8.55
5.08
16.32
Forward P/E 8.08
AFSI's Forward P/E is ranked higher than
90% of the 142 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.51 vs. AFSI: 8.08 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 8.55
AFSI's PE(NRI) is ranked higher than
79% of the 144 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.90 vs. AFSI: 8.55 )
Ranked among companies with meaningful PE(NRI) only.
AFSI' s PE(NRI) Range Over the Past 10 Years
Min: 5.07  Med: 9.71 Max: 16.16
Current: 8.55
5.07
16.16
P/B 1.88
AFSI's P/B is ranked lower than
96% of the 184 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.12 vs. AFSI: 1.88 )
Ranked among companies with meaningful P/B only.
AFSI' s P/B Range Over the Past 10 Years
Min: 1.07  Med: 1.82 Max: 3.16
Current: 1.88
1.07
3.16
P/S 0.90
AFSI's P/S is ranked higher than
53% of the 184 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.94 vs. AFSI: 0.90 )
Ranked among companies with meaningful P/S only.
AFSI' s P/S Range Over the Past 10 Years
Min: 0.69  Med: 1.12 Max: 2.29
Current: 0.9
0.69
2.29
PFCF 5.82
AFSI's PFCF is ranked higher than
74% of the 145 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.29 vs. AFSI: 5.82 )
Ranked among companies with meaningful PFCF only.
AFSI' s PFCF Range Over the Past 10 Years
Min: 2.48  Med: 5.27 Max: 90.22
Current: 5.82
2.48
90.22
POCF 5.04
AFSI's POCF is ranked higher than
78% of the 173 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.66 vs. AFSI: 5.04 )
Ranked among companies with meaningful POCF only.
AFSI' s POCF Range Over the Past 10 Years
Min: 2.33  Med: 4.66 Max: 45.11
Current: 5.04
2.33
45.11
EV-to-EBIT 8.01
AFSI's EV-to-EBIT is ranked higher than
53% of the 184 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.64 vs. AFSI: 8.01 )
Ranked among companies with meaningful EV-to-EBIT only.
AFSI' s EV-to-EBIT Range Over the Past 10 Years
Min: 3.2  Med: 7.00 Max: 11.4
Current: 8.01
3.2
11.4
EV-to-EBITDA 7.04
AFSI's EV-to-EBITDA is ranked higher than
59% of the 184 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.75 vs. AFSI: 7.04 )
Ranked among companies with meaningful EV-to-EBITDA only.
AFSI' s EV-to-EBITDA Range Over the Past 10 Years
Min: 3  Med: 6.40 Max: 10.7
Current: 7.04
3
10.7
PEG 0.34
AFSI's PEG is ranked higher than
77% of the 47 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.72 vs. AFSI: 0.34 )
Ranked among companies with meaningful PEG only.
AFSI' s PEG Range Over the Past 10 Years
Min: 0.07  Med: 0.39 Max: 0.63
Current: 0.34
0.07
0.63
Shiller P/E 18.37
AFSI's Shiller P/E is ranked lower than
69% of the 87 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.34 vs. AFSI: 18.37 )
Ranked among companies with meaningful Shiller P/E only.
AFSI' s Shiller P/E Range Over the Past 10 Years
Min: 8.88  Med: 11.52 Max: 18.37
Current: 18.37
8.88
18.37

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.25
AFSI's Dividend Yield is ranked lower than
94% of the 181 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 4.09 vs. AFSI: 2.25 )
Ranked among companies with meaningful Dividend Yield only.
AFSI' s Dividend Yield Range Over the Past 10 Years
Min: 0.37  Med: 1.47 Max: 2.72
Current: 2.25
0.37
2.72
Dividend Payout 0.18
AFSI's Dividend Payout is ranked higher than
79% of the 136 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.36 vs. AFSI: 0.18 )
Ranked among companies with meaningful Dividend Payout only.
AFSI' s Dividend Payout Range Over the Past 10 Years
Min: 0.05  Med: 0.14 Max: 0.34
Current: 0.18
0.05
0.34
Dividend Growth (3y) 44.80
AFSI's Dividend Growth (3y) is ranked higher than
93% of the 76 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.10 vs. AFSI: 44.80 )
Ranked among companies with meaningful Dividend Growth (3y) only.
AFSI' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 21.20 Max: 128.1
Current: 44.8
0
128.1
Forward Dividend Yield 2.36
AFSI's Forward Dividend Yield is ranked lower than
78% of the 182 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.60 vs. AFSI: 2.36 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 9.51
AFSI's Yield on cost (5-Year) is ranked higher than
81% of the 182 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 4.59 vs. AFSI: 9.51 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
AFSI' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.56  Med: 6.21 Max: 11.49
Current: 9.51
1.56
11.49
3-Year Average Share Buyback Ratio -2.20
AFSI's 3-Year Average Share Buyback Ratio is ranked lower than
67% of the 85 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.50 vs. AFSI: -2.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
AFSI' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -36.1  Med: -2.10 Max: 0.2
Current: -2.2
-36.1
0.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 3.17
AFSI's Price/Tangible Book is ranked lower than
92% of the 183 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.43 vs. AFSI: 3.17 )
Ranked among companies with meaningful Price/Tangible Book only.
AFSI' s Price/Tangible Book Range Over the Past 10 Years
Min: 1.4  Med: 2.74 Max: 4.39
Current: 3.17
1.4
4.39
Price/Projected FCF 0.41
AFSI's Price/Projected FCF is ranked higher than
96% of the 142 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.82 vs. AFSI: 0.41 )
Ranked among companies with meaningful Price/Projected FCF only.
AFSI' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.18  Med: 0.25 Max: 0.32
Current: 0.41
0.18
0.32
Price/DCF (Earnings Based) 0.30
AFSI's Price/DCF (Earnings Based) is ranked higher than
94% of the 18 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.86 vs. AFSI: 0.30 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 0.80
AFSI's Price/Median PS Value is ranked higher than
75% of the 185 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.00 vs. AFSI: 0.80 )
Ranked among companies with meaningful Price/Median PS Value only.
AFSI' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.73  Med: 0.99 Max: 1.96
Current: 0.8
0.73
1.96
Price/Peter Lynch Fair Value 0.34
AFSI's Price/Peter Lynch Fair Value is ranked higher than
96% of the 67 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.62 vs. AFSI: 0.34 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
AFSI' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.12  Med: 0.20 Max: 0.29
Current: 0.34
0.12
0.29
Price/Graham Number 1.10
AFSI's Price/Graham Number is ranked lower than
69% of the 175 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.92 vs. AFSI: 1.10 )
Ranked among companies with meaningful Price/Graham Number only.
AFSI' s Price/Graham Number Range Over the Past 10 Years
Min: 0.61  Med: 1.10 Max: 1.52
Current: 1.1
0.61
1.52
Earnings Yield (Greenblatt) (%) 12.54
AFSI's Earnings Yield (Greenblatt) (%) is ranked higher than
56% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.40 vs. AFSI: 12.54 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
AFSI' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 8.8  Med: 14.30 Max: 31.5
Current: 12.54
8.8
31.5
Forward Rate of Return (Yacktman) (%) 40.44
AFSI's Forward Rate of Return (Yacktman) (%) is ranked higher than
80% of the 71 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 17.25 vs. AFSI: 40.44 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
AFSI' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 37.4  Med: 49.10 Max: 123
Current: 40.44
37.4
123

More Statistics

Revenue(Mil) $4500
EPS $ 3.33
Beta1.30
Short Percentage of Float7.04%
52-Week Range $24.31 - 35.94
Shares Outstanding(Mil)165.83

Analyst Estimate

Dec15 Dec16 Dec17
Revenue(Mil)
EPS($) 2.62 2.80 3.15
EPS without NRI($) 2.62 2.80 3.15

Latest Earnings Webcast

» More Conference Calls

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:721.Germany, AFSIPRA.USA,
AmTrust Financial Services Inc is a multinational specialty property and casualty insurer focused on generating consistent underwriting profits. It provides insurance coverage for small businesses and products with high volumes of insureds and loss profiles that it believes are predictable. It has operations in four business segments namely Small Commercial Business, Specialty Risk and Extended Warranty, Specialty Program, and Personal Lines Reinsurance. Under Small Commercial Business, it provides workers' compensation, commercial package and other commercial insurance lines produced by wholesale agents, retail agents and brokers in the United States. Under Specialty Risk and Extended Warranty, it provide coverage for consumer and commercial goods and custom designed coverages, such as accidental damage plans and payment protection plans offered in connection with the sale of consumer and commercial goods, in the United States and Europe, and certain niche property, casualty and specialty liability risks in the United States and Europe, including general liability, employers' liability and professional and medical liability. Under Specialty Program, it write commercial insurance for narrowly defined classes of insureds, requiring an in-depth knowledge of the insured's industry segment, through general and other wholesale agents. Under Personal Lines Reinsurance, it reinsures 10% of the net premiums of the GMACI personal lines business, pursuant to the Personal Lines Quota Share with the GMACI personal lines insurance companies. See discussion below related to ACAC investment. The Company transacts its business through its twelve insurance subsidiaries. Its competitors include other insurance companies, state insurance pools and self-insurance funds. It is subject to extensive regulation in the United States and the European Union (especially, Ireland and England) and is also subject to regulation in Bermuda.
» More Articles for NAS:AFSI

Headlines

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AmTrust Financial Services Inc. Reports Operating Results (10-K) Mar 15 2011 

More From Other Websites
AmTrust Financial Services, Inc. (New York) Earnings Analysis: 2015 By the Numbers Feb 11 2016
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