Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 3.06
AIBYY's Cash to Debt is ranked higher than
80% of the 1254 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.36 vs. AIBYY: 3.06 )
AIBYY' s 10-Year Cash to Debt Range
Min: 0.02   Max: 3.18
Current: 3.06

0.02
3.18
Equity to Asset 0.09
AIBYY's Equity to Asset is ranked higher than
65% of the 1643 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 0.09 vs. AIBYY: 0.09 )
AIBYY' s 10-Year Equity to Asset Range
Min: 0.03   Max: 0.11
Current: 0.09

0.03
0.11
F-Score: 4
Z-Score: 0.21
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) -99.26
AIBYY's Operating margin (%) is ranked lower than
55% of the 1599 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 29.41 vs. AIBYY: -99.26 )
AIBYY' s 10-Year Operating margin (%) Range
Min: -580.46   Max: 373.57
Current: -99.26

-580.46
373.57
Net-margin (%) -91.47
AIBYY's Net-margin (%) is ranked lower than
55% of the 1618 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 21.45 vs. AIBYY: -91.47 )
AIBYY' s 10-Year Net-margin (%) Range
Min: -547.23   Max: 310.86
Current: -91.47

-547.23
310.86
ROE (%) -15.22
AIBYY's ROE (%) is ranked lower than
54% of the 1620 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 8.17 vs. AIBYY: -15.22 )
AIBYY' s 10-Year ROE (%) Range
Min: -277.73   Max: 25.39
Current: -15.22

-277.73
25.39
ROA (%) -1.36
AIBYY's ROA (%) is ranked lower than
54% of the 1621 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 0.75 vs. AIBYY: -1.36 )
AIBYY' s 10-Year ROA (%) Range
Min: -7   Max: 1.38
Current: -1.36

-7
1.38
ROC (Joel Greenblatt) (%) -575.75
AIBYY's ROC (Joel Greenblatt) (%) is ranked lower than
55% of the 1574 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 73.99 vs. AIBYY: -575.75 )
AIBYY' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -3509.2   Max: 75.08
Current: -575.75

-3509.2
75.08
Revenue Growth (%) -100.00
AIBYY's Revenue Growth (%) is ranked lower than
54% of the 1437 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.00 vs. AIBYY: -100.00 )
AIBYY' s 10-Year Revenue Growth (%) Range
Min: -100   Max: 95.6
Current: -100

-100
95.6
EBITDA Growth (%) -100.00
AIBYY's EBITDA Growth (%) is ranked lower than
52% of the 1277 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 6.50 vs. AIBYY: -100.00 )
AIBYY' s 10-Year EBITDA Growth (%) Range
Min: -100   Max: 56.3
Current: -100

-100
56.3
EPS Growth (%) -95.30
AIBYY's EPS Growth (%) is ranked lower than
51% of the 1280 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 8.80 vs. AIBYY: -95.30 )
AIBYY' s 10-Year EPS Growth (%) Range
Min: -95.3   Max: 60.6
Current: -95.3

-95.3
60.6
» AIBYY's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with AIBYY



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/B 4.40
AIBYY's P/B is ranked higher than
52% of the 1834 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.15 vs. AIBYY: 4.40 )
AIBYY' s 10-Year P/B Range
Min: 0.02   Max: 5.53
Current: 4.4

0.02
5.53
P/S 28.30
AIBYY's P/S is ranked lower than
59% of the 1834 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 3.10 vs. AIBYY: 28.30 )
AIBYY' s 10-Year P/S Range
Min: 0   Max: 28.6
Current: 28.3

0
28.6
PFCF 9.00
AIBYY's PFCF is ranked higher than
79% of the 1834 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 28.86 vs. AIBYY: 9.00 )
AIBYY' s 10-Year PFCF Range
Min: 0.34   Max: 57.07
Current: 9

0.34
57.07
EV-to-EBIT -26.37
AIBYY's EV-to-EBIT is ranked higher than
53% of the 1834 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 18.41 vs. AIBYY: -26.37 )
AIBYY' s 10-Year EV-to-EBIT Range
Min: 17.9   Max: 64.1
Current: -26.37

17.9
64.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 4.70
AIBYY's Price/Tangible Book is ranked higher than
53% of the 1834 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.35 vs. AIBYY: 4.70 )
AIBYY' s 10-Year Price/Tangible Book Range
Min: 0.11   Max: 5.6
Current: 4.7

0.11
5.6
Price/Median PS Value 9.10
AIBYY's Price/Median PS Value is ranked lower than
55% of the 1834 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.11 vs. AIBYY: 9.10 )
AIBYY' s 10-Year Price/Median PS Value Range
Min: 0.07   Max: 1.51
Current: 9.1

0.07
1.51
Forward Rate of Return (Yacktman) -12481.48
AIBYY's Forward Rate of Return (Yacktman) is ranked lower than
56% of the 1259 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 15.45 vs. AIBYY: -12481.48 )
AIBYY' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -12.4   Max: 1148.1
Current: -12481.48

-12.4
1148.1

Business Description

Industry: Banks » Banks - Regional - Europe
Compare:BNPQY, LYG, KBCSY, DB, NRBAY » details
Allied Irish Banks PLC was incorporated in the State of Ireland. The Company together with its subsidiaries is mainly involved in retail and corporate banking, investment banking and the provision of asset management services. It provides a suite of savings and investment products, loans and overdrafts, home mortgages, payment services and foreign exchange facilities, and also issues Visa(r) and Mastercard(r) credit cards. In addition, the division offers secure internet and telephone banking services for personal customers, who could avail of a range of traditional banking products and services. For business customers, an Internet based banking service called iBusiness banking is available. It offers secure internet banking and a comprehensive cash management solution, including domestic and cross-border payment functionality. Branch banking services are provided through a comprehensive relationship management structure to a full range of customer segments, including individuals, small and medium sized businesses (SMEs), farmers, and large commercial and corporate clients. Its lending services include vehicle, equipment and fleet leasing, retail and investment property loans, vehicle and equipment hire purchase, insurance premium financing and personal loans. It provides a comprehensive range of services including corporate finance. It provides a fully integrated, relationship-based banking service to top-tier companies, both domestic and international, including financial institutions and Irish commercial state companies. In addition, it undertakes proprietary trading activities, and provides a wide range of treasury and risk management services to corporate, commercial and retail customers of the Group. It also provides import and export related financial services through its international activities. There is strong competition among providers of banking services, based upon the quality and variety of products and services, the arrival of new institutions, customer relationship management, and convenience of location, technological capability, and the level of interest rates and fees charged to borrowers and interest rates paid to depositors.

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Email Hide