Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.13
AJG's Cash to Debt is ranked lower than
66% of the 608 Companies
in the Global Insurance Brokers industry.

( Industry Median: 8.20 vs. AJG: 0.13 )
AJG' s 10-Year Cash to Debt Range
Min: 0.13   Max: No Debt
Current: 0.13

Equity to Asset 0.32
AJG's Equity to Asset is ranked higher than
59% of the 596 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.34 vs. AJG: 0.32 )
AJG' s 10-Year Equity to Asset Range
Min: 0.17   Max: 0.32
Current: 0.32

0.17
0.32
Interest Coverage 3.00
AJG's Interest Coverage is ranked lower than
59% of the 479 Companies
in the Global Insurance Brokers industry.

( Industry Median: 85.83 vs. AJG: 3.00 )
AJG' s 10-Year Interest Coverage Range
Min: 3   Max: 9999.99
Current: 3

3
9999.99
F-Score: 5
Z-Score: 1.39
M-Score: -2.23
WACC vs ROIC
8.77%
6.89%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 5.78
AJG's Operating margin (%) is ranked higher than
55% of the 664 Companies
in the Global Insurance Brokers industry.

( Industry Median: 17.09 vs. AJG: 5.78 )
AJG' s 10-Year Operating margin (%) Range
Min: 5.78   Max: 18.39
Current: 5.78

5.78
18.39
Net-margin (%) 6.56
AJG's Net-margin (%) is ranked higher than
57% of the 666 Companies
in the Global Insurance Brokers industry.

( Industry Median: 14.53 vs. AJG: 6.56 )
AJG' s 10-Year Net-margin (%) Range
Min: 2.16   Max: 14.11
Current: 6.56

2.16
14.11
ROE (%) 10.86
AJG's ROE (%) is ranked higher than
77% of the 669 Companies
in the Global Insurance Brokers industry.

( Industry Median: 8.01 vs. AJG: 10.86 )
AJG' s 10-Year ROE (%) Range
Min: 4.03   Max: 38.46
Current: 10.86

4.03
38.46
ROA (%) 3.44
AJG's ROA (%) is ranked higher than
73% of the 674 Companies
in the Global Insurance Brokers industry.

( Industry Median: 1.90 vs. AJG: 3.44 )
AJG' s 10-Year ROA (%) Range
Min: 0.93   Max: 9.82
Current: 3.44

0.93
9.82
ROC (Joel Greenblatt) (%) 107.62
AJG's ROC (Joel Greenblatt) (%) is ranked higher than
75% of the 664 Companies
in the Global Insurance Brokers industry.

( Industry Median: 60.93 vs. AJG: 107.62 )
AJG' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 70.03   Max: 352.68
Current: 107.62

70.03
352.68
Revenue Growth (3Y)(%) 16.50
AJG's Revenue Growth (3Y)(%) is ranked higher than
84% of the 547 Companies
in the Global Insurance Brokers industry.

( Industry Median: 2.40 vs. AJG: 16.50 )
AJG' s 10-Year Revenue Growth (3Y)(%) Range
Min: 2   Max: 16.5
Current: 16.5

2
16.5
EBITDA Growth (3Y)(%) 7.30
AJG's EBITDA Growth (3Y)(%) is ranked higher than
73% of the 420 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.80 vs. AJG: 7.30 )
AJG' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -30.6   Max: 49.7
Current: 7.3

-30.6
49.7
EPS Growth (3Y)(%) 15.50
AJG's EPS Growth (3Y)(%) is ranked higher than
79% of the 410 Companies
in the Global Insurance Brokers industry.

( Industry Median: 4.00 vs. AJG: 15.50 )
AJG' s 10-Year EPS Growth (3Y)(%) Range
Min: -40.3   Max: 57.9
Current: 15.5

-40.3
57.9
» AJG's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

AJG Guru Trades in Q1 2014

Paul Tudor Jones Sold Out
Steven Cohen Sold Out
John Keeley 338,452 sh (-0.74%)
Westport Asset Management 379,922 sh (-0.91%)
Chuck Royce 807,020 sh (-22.51%)
Jim Simons 163,401 sh (-69.50%)
» More
Q2 2014

AJG Guru Trades in Q2 2014

Paul Tudor Jones 18,790 sh (New)
John Keeley 365,507 sh (+7.99%)
Steven Cohen 95,900 sh (unchged)
Chuck Royce 807,020 sh (unchged)
Westport Asset Management 369,922 sh (-2.63%)
Jim Simons 4,500 sh (-97.25%)
» More
Q3 2014

AJG Guru Trades in Q3 2014

Jim Simons 116,800 sh (+2495.56%)
John Keeley 365,667 sh (+0.04%)
Westport Asset Management 369,922 sh (unchged)
Chuck Royce 688,120 sh (-14.73%)
Paul Tudor Jones 15,146 sh (-19.39%)
Steven Cohen 63,700 sh (-33.58%)
» More
Q4 2014

AJG Guru Trades in Q4 2014

Jim Simons 700,000 sh (+499.32%)
Steven Cohen 118,000 sh (+85.24%)
Chuck Royce 688,120 sh (unchged)
Paul Tudor Jones Sold Out
John Keeley 358,987 sh (-1.83%)
Westport Asset Management 220,072 sh (-40.51%)
» More
» Details

Insider Trades

Latest Guru Trades with AJG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 25.20
AJG's P/E(ttm) is ranked higher than
70% of the 779 Companies
in the Global Insurance Brokers industry.

( Industry Median: 32.70 vs. AJG: 25.20 )
AJG' s 10-Year P/E(ttm) Range
Min: 13.52   Max: 111.47
Current: 25.2

13.52
111.47
Forward P/E 16.08
AJG's Forward P/E is ranked higher than
86% of the 779 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 16.08 )
N/A
PE(NRI) 24.50
AJG's PE(NRI) is ranked higher than
73% of the 779 Companies
in the Global Insurance Brokers industry.

( Industry Median: 32.40 vs. AJG: 24.50 )
AJG' s 10-Year PE(NRI) Range
Min: 12.06   Max: 127.08
Current: 24.5

12.06
127.08
P/B 2.40
AJG's P/B is ranked higher than
55% of the 779 Companies
in the Global Insurance Brokers industry.

( Industry Median: 2.02 vs. AJG: 2.40 )
AJG' s 10-Year P/B Range
Min: 1.97   Max: 4.2
Current: 2.4

1.97
4.2
P/S 1.64
AJG's P/S is ranked higher than
79% of the 779 Companies
in the Global Insurance Brokers industry.

( Industry Median: 4.92 vs. AJG: 1.64 )
AJG' s 10-Year P/S Range
Min: 0.89   Max: 2.29
Current: 1.64

0.89
2.29
PFCF 23.80
AJG's PFCF is ranked higher than
77% of the 779 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 23.80 )
AJG' s 10-Year PFCF Range
Min: 8.79   Max: 50.41
Current: 23.8

8.79
50.41
POCF 18.44
AJG's POCF is ranked higher than
78% of the 779 Companies
in the Global Insurance Brokers industry.

( Industry Median: 154.26 vs. AJG: 18.44 )
AJG' s 10-Year POCF Range
Min: 7.72   Max: 34
Current: 18.44

7.72
34
EV-to-EBIT 18.62
AJG's EV-to-EBIT is ranked higher than
77% of the 779 Companies
in the Global Insurance Brokers industry.

( Industry Median: 38.52 vs. AJG: 18.62 )
AJG' s 10-Year EV-to-EBIT Range
Min: 6.5   Max: 37.6
Current: 18.62

6.5
37.6
PEG 4.80
AJG's PEG is ranked higher than
93% of the 779 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 4.80 )
AJG' s 10-Year PEG Range
Min: 0.67   Max: 64.59
Current: 4.8

0.67
64.59
Shiller P/E 29.10
AJG's Shiller P/E is ranked higher than
84% of the 779 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 29.10 )
AJG' s 10-Year Shiller P/E Range
Min: 11.79   Max: 32.44
Current: 29.1

11.79
32.44
Current Ratio 1.05
AJG's Current Ratio is ranked lower than
58% of the 435 Companies
in the Global Insurance Brokers industry.

( Industry Median: 1.57 vs. AJG: 1.05 )
AJG' s 10-Year Current Ratio Range
Min: 0.88   Max: 1.09
Current: 1.05

0.88
1.09
Quick Ratio 1.05
AJG's Quick Ratio is ranked lower than
56% of the 435 Companies
in the Global Insurance Brokers industry.

( Industry Median: 1.47 vs. AJG: 1.05 )
AJG' s 10-Year Quick Ratio Range
Min: 0.88   Max: 1.09
Current: 1.05

0.88
1.09
Days Sales Outstanding 115.38
AJG's Days Sales Outstanding is ranked higher than
68% of the 779 Companies
in the Global Insurance Brokers industry.

( Industry Median: 184.72 vs. AJG: 115.38 )
AJG' s 10-Year Days Sales Outstanding Range
Min: 115.38   Max: 459.23
Current: 115.38

115.38
459.23

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.96
AJG's Dividend Yield is ranked higher than
61% of the 443 Companies
in the Global Insurance Brokers industry.

( Industry Median: 2.43 vs. AJG: 2.96 )
AJG' s 10-Year Dividend Yield Range
Min: 2.7   Max: 8.16
Current: 2.96

2.7
8.16
Dividend Payout 0.73
AJG's Dividend Payout is ranked higher than
74% of the 779 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 0.73 )
AJG' s 10-Year Dividend Payout Range
Min: 0.37   Max: 3.5
Current: 0.73

0.37
3.5
Dividend growth (3y) 2.90
AJG's Dividend growth (3y) is ranked higher than
74% of the 300 Companies
in the Global Insurance Brokers industry.

( Industry Median: 2.90 vs. AJG: 2.90 )
AJG' s 10-Year Dividend growth (3y) Range
Min: 1   Max: 24.4
Current: 2.9

1
24.4
Yield on cost (5-Year) 3.41
AJG's Yield on cost (5-Year) is ranked higher than
61% of the 443 Companies
in the Global Insurance Brokers industry.

( Industry Median: 2.60 vs. AJG: 3.41 )
AJG' s 10-Year Yield on cost (5-Year) Range
Min: 3.07   Max: 9.28
Current: 3.41

3.07
9.28
Share Buyback Rate -11.10
AJG's Share Buyback Rate is ranked higher than
51% of the 418 Companies
in the Global Insurance Brokers industry.

( Industry Median: -1.30 vs. AJG: -11.10 )
AJG' s 10-Year Share Buyback Rate Range
Min: 0.7   Max: -11.1
Current: -11.1

Valuation & Return

vs
industry
vs
history
Price/DCF (Projected) 1.40
AJG's Price/DCF (Projected) is ranked higher than
88% of the 779 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 1.40 )
AJG' s 10-Year Price/DCF (Projected) Range
Min: 0.99   Max: 3.13
Current: 1.4

0.99
3.13
Price/Median PS Value 0.90
AJG's Price/Median PS Value is ranked higher than
83% of the 779 Companies
in the Global Insurance Brokers industry.

( Industry Median: 1.32 vs. AJG: 0.90 )
AJG' s 10-Year Price/Median PS Value Range
Min: 0.7   Max: 2.06
Current: 0.9

0.7
2.06
Price/Peter Lynch Fair Value 3.70
AJG's Price/Peter Lynch Fair Value is ranked higher than
91% of the 779 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 3.70 )
AJG' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.69   Max: 7.59
Current: 3.7

0.69
7.59
Earnings Yield (Greenblatt) 5.30
AJG's Earnings Yield (Greenblatt) is ranked higher than
71% of the 654 Companies
in the Global Insurance Brokers industry.

( Industry Median: 3.90 vs. AJG: 5.30 )
AJG' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.7   Max: 15.4
Current: 5.3

2.7
15.4
Forward Rate of Return (Yacktman) 11.17
AJG's Forward Rate of Return (Yacktman) is ranked higher than
77% of the 256 Companies
in the Global Insurance Brokers industry.

( Industry Median: 4.11 vs. AJG: 11.17 )
AJG' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 0.2   Max: 31.8
Current: 11.17

0.2
31.8

Business Description

Industry: Brokers & Exchanges » Insurance Brokers
Compare:BRO, AOC, WSH, MMC, LPHI, EHTH » details
Traded in other countries:GAH.Germany,
Arthur J Gallagher & Co was reincorporated as a Delaware corporation in 1972. The Company provides insurance brokerage and third-party claims settlement and administration services to entities in the U.S. and abroad. The Company has three reportable operating segments; brokerage, risk management and corporate. The brokerage segment is mainly comprised of retail and wholesale insurance brokerage operations. The brokerage segment generates revenues through commissions paid by insurance underwriters and through fees charged to its clients. The Company's brokers, agents and administrators act as intermediaries between insurers and their customers and it does not assume underwriting risks. The risk management segment provides contract claim settlement and administration services for enterprises that choose to self-insure some or all of their property/casualty coverages and for insurance companies that choose to outsource some or all of their property/casualty claims departments. These operations also provide claims management, loss control consulting and insurance property appraisal services. The corporate segment manages the Company's clean energy and other investments. This segment also holds all of the Company's corporate debt. Allocations of investment income and certain expenses are based on reasonable assumptions and estimates mainly using revenue, headcount and other information. The Company's competitors include: Marsh & McLennan Companies, Inc., Aon Corporation, Willis Group Holdings, Ltd., Wells Fargo Insurance Services, Inc., Crump Group, Inc., CRC Insurance Services, Inc., AmWINS Group, Inc., Swett & Crawford Group, Inc. The Company's wholesale brokerage operations compete with wholesalers such as CRC Insurance Services, Inc., RT Specialty, AmWINS Group, Inc., Swett & Crawford Group, Inc., as well as a vast number of local and regional wholesalers. The Company also competes with certain insurance companies that write insurance directly for their customers. The Company's activities are subject to regulatory supervision, including insurance industry regulation, Federal and state employment regulation and regulations promulgated by regulatory bodies such as the Securities and Exchange Commission (SEC) and Department of Justice (DOJ) and Internal Revenue Service (IRS) in the U.S., and the Financial Services Authority (FSA) in the U.K.
» More Articles for AJG

Headlines

Articles On GuruFocus.com
Insurance Brokerage Industry Set For Further Commoditization Mar 05 2015 
13 Stocks Delivering What's Important: Dividend Increases Jan 27 2014 
The Best Yielding Ex-Dividend Stocks on Feb. 28, 2013 Feb 27 2013 
Erie Indemnity Co. Dividend Stock Analysis Oct 26 2012 
Erie Indemnity Co. (ERIE) Dividend Stock Analysis Apr 13 2012 
Guru Stocks Raising Dividends: PEBO, WBCO, AJG, HCP, STX Feb 06 2012 
Guru Stocks Raising Dividends: PEBO, WBCO, AJG, HCP, STX Jan 30 2012 
Thoughts on Brown & Brown: Stay Away! Jul 22 2011 
28 Dividend Stocks Acting Like a Money Machine Jan 31 2011 
High Yield Tweedy Browne Stocks: MO, T, GSK, PM, AJG Jan 18 2011 


More From Other Websites
9:13 am Arthur J. Gallagher Correction: Beats Q1 estimates Apr 26 2015
Arthur J. Gallagher beats Street 1Q forecasts Apr 24 2015
Arthur J. Gallagher beats Street 1Q forecasts Apr 24 2015
Arthur J. Gallagher & Co. Earnings Call scheduled for 8:00 am ET today Apr 24 2015
GALLAGHER ARTHUR J & CO Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Apr 24 2015
Q1 2015 Arthur J. Gallagher & Co. Earnings Release - Before Market Open Apr 24 2015
Q1 2015 Earnings Release Apr 24 2015
Arthur J. Gallagher & Co. Announces First Quarter 2015 Financial Results Apr 24 2015
Should You Buy Arthur J Gallagher (AJG) Ahead of Earnings? - Tale of the Tape Apr 23 2015
Arthur J. Gallagher & Co. Announces Regular Second Quarter Dividend Apr 22 2015
Arthur J. Gallagher & Co. Announces Regular Second Quarter Dividend Apr 22 2015
Arthur J. Gallagher's Madison Deal Boosts Inorganic Growth - Analyst Blog Apr 20 2015
Arthur J. Gallagher & Co. Acquires Madison Risk & Insurance Services Apr 16 2015
Arthur J. Gallagher & Co. Acquires Madison Risk & Insurance Services Apr 16 2015
Willis Group Buys Carsa Consultores to Spread Mexican Base - Analyst Blog Apr 08 2015
Arthur J. Gallagher & Co. Announces First Quarter 2015 Earnings Release And Conference Call Dates Apr 03 2015
Arthur J. Gallagher & Co. Announces First Quarter 2015 Earnings Release And Conference Call Dates Apr 03 2015
Credit Suisse Sees Opportunity In 'Soft' P&C Insurance Space Apr 02 2015
UPDATE: Credit Suisse Initiates Coverage On Arthur J. Gallagher As M&A Drives Free Cash Flow Growth Apr 01 2015
Arthur J. Gallagher & Co. Recognized as An America's Best Employer by Forbes Magazine Mar 31 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK