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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.12
AJG's Cash to Debt is ranked lower than
74% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 5.11 vs. AJG: 0.12 )
Ranked among companies with meaningful Cash to Debt only.
AJG' s 10-Year Cash to Debt Range
Min: 0.12   Max: No Debt
Current: 0.12

Equity to Asset 0.32
AJG's Equity to Asset is ranked higher than
65% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.15 vs. AJG: 0.32 )
Ranked among companies with meaningful Equity to Asset only.
AJG' s 10-Year Equity to Asset Range
Min: 0.17   Max: 0.33
Current: 0.32

0.17
0.33
Interest Coverage 3.00
AJG's Interest Coverage is ranked lower than
52% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 3.65 vs. AJG: 3.00 )
Ranked among companies with meaningful Interest Coverage only.
AJG' s 10-Year Interest Coverage Range
Min: 3   Max: 9999.99
Current: 3

3
9999.99
F-Score: 5
Z-Score: 1.48
M-Score: -2.07
WACC vs ROIC
9.26%
5.97%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 5.10
AJG's Operating margin (%) is ranked lower than
53% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 7.23 vs. AJG: 5.10 )
Ranked among companies with meaningful Operating margin (%) only.
AJG' s 10-Year Operating margin (%) Range
Min: 5.78   Max: 18.39
Current: 5.1

5.78
18.39
Net-margin (%) 5.58
AJG's Net-margin (%) is ranked lower than
53% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 7.99 vs. AJG: 5.58 )
Ranked among companies with meaningful Net-margin (%) only.
AJG' s 10-Year Net-margin (%) Range
Min: 2.16   Max: 14.11
Current: 5.58

2.16
14.11
ROE (%) 9.19
AJG's ROE (%) is ranked higher than
64% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 4.42 vs. AJG: 9.19 )
Ranked among companies with meaningful ROE (%) only.
AJG' s 10-Year ROE (%) Range
Min: 4.03   Max: 38.46
Current: 9.19

4.03
38.46
ROA (%) 2.93
AJG's ROA (%) is ranked higher than
62% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 1.19 vs. AJG: 2.93 )
Ranked among companies with meaningful ROA (%) only.
AJG' s 10-Year ROA (%) Range
Min: 0.93   Max: 9.82
Current: 2.93

0.93
9.82
ROC (Joel Greenblatt) (%) 92.47
AJG's ROC (Joel Greenblatt) (%) is ranked higher than
70% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 14.42 vs. AJG: 92.47 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
AJG' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 70.03   Max: 607.09
Current: 92.47

70.03
607.09
Revenue Growth (3Y)(%) 16.50
AJG's Revenue Growth (3Y)(%) is ranked higher than
84% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: -20.60 vs. AJG: 16.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
AJG' s 10-Year Revenue Growth (3Y)(%) Range
Min: 2   Max: 16.5
Current: 16.5

2
16.5
EBITDA Growth (3Y)(%) 7.30
AJG's EBITDA Growth (3Y)(%) is ranked higher than
79% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 7.30 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
AJG' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -30.6   Max: 49.9
Current: 7.3

-30.6
49.9
EPS Growth (3Y)(%) 15.50
AJG's EPS Growth (3Y)(%) is ranked higher than
84% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 15.50 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
AJG' s 10-Year EPS Growth (3Y)(%) Range
Min: -33.7   Max: 42.2
Current: 15.5

-33.7
42.2
» AJG's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

AJG Guru Trades in Q2 2014

Paul Tudor Jones 18,790 sh (New)
John Keeley 365,507 sh (+7.99%)
Steven Cohen 95,900 sh (unchged)
Chuck Royce 807,020 sh (unchged)
Westport Asset Management 369,922 sh (-2.63%)
Jim Simons 4,500 sh (-97.25%)
» More
Q3 2014

AJG Guru Trades in Q3 2014

Jim Simons 116,800 sh (+2495.56%)
John Keeley 365,667 sh (+0.04%)
Westport Asset Management 369,922 sh (unchged)
Chuck Royce 688,120 sh (-14.73%)
Paul Tudor Jones 15,146 sh (-19.39%)
Steven Cohen 63,700 sh (-33.58%)
» More
Q4 2014

AJG Guru Trades in Q4 2014

Jim Simons 700,000 sh (+499.32%)
Steven Cohen 118,000 sh (+85.24%)
Chuck Royce 688,120 sh (unchged)
Paul Tudor Jones Sold Out
John Keeley 358,987 sh (-1.83%)
Westport Asset Management 220,072 sh (-40.51%)
» More
Q1 2015

AJG Guru Trades in Q1 2015

Steven Cohen Sold Out
John Keeley 355,867 sh (-0.87%)
Westport Asset Management 213,972 sh (-2.77%)
Chuck Royce 620,600 sh (-9.81%)
Jim Simons 535,000 sh (-23.57%)
» More
» Details

Insider Trades

Latest Guru Trades with AJG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 28.50
AJG's P/E(ttm) is ranked higher than
55% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 35.40 vs. AJG: 28.50 )
Ranked among companies with meaningful P/E(ttm) only.
AJG' s 10-Year P/E(ttm) Range
Min: 13.52   Max: 135.19
Current: 28.5

13.52
135.19
Forward P/E 16.58
AJG's Forward P/E is ranked higher than
80% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 16.58 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 28.60
AJG's PE(NRI) is ranked higher than
60% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 43.20 vs. AJG: 28.60 )
Ranked among companies with meaningful PE(NRI) only.
AJG' s 10-Year PE(NRI) Range
Min: 12.06   Max: 88.25
Current: 28.6

12.06
88.25
P/B 2.60
AJG's P/B is ranked lower than
67% of the 561 Companies
in the Global Insurance Brokers industry.

( Industry Median: 1.46 vs. AJG: 2.60 )
Ranked among companies with meaningful P/B only.
AJG' s 10-Year P/B Range
Min: 1.97   Max: 4.2
Current: 2.6

1.97
4.2
P/S 1.60
AJG's P/S is ranked higher than
71% of the 623 Companies
in the Global Insurance Brokers industry.

( Industry Median: 3.05 vs. AJG: 1.60 )
Ranked among companies with meaningful P/S only.
AJG' s 10-Year P/S Range
Min: 0.89   Max: 2.29
Current: 1.6

0.89
2.29
PFCF 22.90
AJG's PFCF is ranked higher than
72% of the 623 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 22.90 )
Ranked among companies with meaningful PFCF only.
AJG' s 10-Year PFCF Range
Min: 8.79   Max: 50.41
Current: 22.9

8.79
50.41
POCF 18.50
AJG's POCF is ranked higher than
72% of the 623 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 18.50 )
Ranked among companies with meaningful POCF only.
AJG' s 10-Year POCF Range
Min: 7.76   Max: 34
Current: 18.5

7.76
34
EV-to-EBIT 41.02
AJG's EV-to-EBIT is ranked higher than
54% of the 623 Companies
in the Global Insurance Brokers industry.

( Industry Median: 56.45 vs. AJG: 41.02 )
Ranked among companies with meaningful EV-to-EBIT only.
AJG' s 10-Year EV-to-EBIT Range
Min: 6.5   Max: 41
Current: 41.02

6.5
41
PEG 5.61
AJG's PEG is ranked higher than
89% of the 623 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 5.61 )
Ranked among companies with meaningful PEG only.
AJG' s 10-Year PEG Range
Min: 0.67   Max: 58.48
Current: 5.61

0.67
58.48
Shiller P/E 29.30
AJG's Shiller P/E is ranked higher than
75% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 29.30 )
Ranked among companies with meaningful Shiller P/E only.
AJG' s 10-Year Shiller P/E Range
Min: 11.79   Max: 32.44
Current: 29.3

11.79
32.44
Current Ratio 1.05
AJG's Current Ratio is ranked higher than
63% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 1.05 )
Ranked among companies with meaningful Current Ratio only.
AJG' s 10-Year Current Ratio Range
Min: 0.88   Max: 1.18
Current: 1.05

0.88
1.18
Quick Ratio 1.05
AJG's Quick Ratio is ranked higher than
63% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 1.05 )
Ranked among companies with meaningful Quick Ratio only.
AJG' s 10-Year Quick Ratio Range
Min: 0.88   Max: 1.18
Current: 1.05

0.88
1.18
Days Sales Outstanding 130.42
AJG's Days Sales Outstanding is ranked higher than
57% of the 623 Companies
in the Global Insurance Brokers industry.

( Industry Median: 255.32 vs. AJG: 130.42 )
Ranked among companies with meaningful Days Sales Outstanding only.
AJG' s 10-Year Days Sales Outstanding Range
Min: 115.38   Max: 459.23
Current: 130.42

115.38
459.23

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.00
AJG's Dividend Yield is ranked higher than
70% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 1.65 vs. AJG: 3.00 )
Ranked among companies with meaningful Dividend Yield only.
AJG' s 10-Year Dividend Yield Range
Min: 2.7   Max: 8.16
Current: 3

2.7
8.16
Dividend Payout 0.85
AJG's Dividend Payout is ranked higher than
70% of the 623 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 0.85 )
Ranked among companies with meaningful Dividend Payout only.
AJG' s 10-Year Dividend Payout Range
Min: 0.26   Max: 11.2
Current: 0.85

0.26
11.2
Dividend growth (3y) 2.90
AJG's Dividend growth (3y) is ranked higher than
87% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 2.90 )
Ranked among companies with meaningful Dividend growth (3y) only.
AJG' s 10-Year Dividend growth (3y) Range
Min: 1   Max: 24.4
Current: 2.9

1
24.4
Yield on cost (5-Year) 3.41
AJG's Yield on cost (5-Year) is ranked higher than
69% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 1.14 vs. AJG: 3.41 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
AJG' s 10-Year Yield on cost (5-Year) Range
Min: 3.07   Max: 9.28
Current: 3.41

3.07
9.28
Share Buyback Rate -11.10
AJG's Share Buyback Rate is ranked higher than
65% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: -11.10 )
Ranked among companies with meaningful Share Buyback Rate only.
AJG' s 10-Year Share Buyback Rate Range
Min: 1.3   Max: -11.5
Current: -11.1

Valuation & Return

vs
industry
vs
history
Price/DCF (Projected) 1.40
AJG's Price/DCF (Projected) is ranked higher than
81% of the 623 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 1.40 )
Ranked among companies with meaningful Price/DCF (Projected) only.
AJG' s 10-Year Price/DCF (Projected) Range
Min: 0.78   Max: 3.13
Current: 1.4

0.78
3.13
Price/Median PS Value 0.90
AJG's Price/Median PS Value is ranked higher than
76% of the 623 Companies
in the Global Insurance Brokers industry.

( Industry Median: 1.20 vs. AJG: 0.90 )
Ranked among companies with meaningful Price/Median PS Value only.
AJG' s 10-Year Price/Median PS Value Range
Min: 0.56   Max: 2.06
Current: 0.9

0.56
2.06
Price/Peter Lynch Fair Value 3.90
AJG's Price/Peter Lynch Fair Value is ranked higher than
84% of the 551 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 3.90 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
AJG' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.69   Max: 7.59
Current: 3.9

0.69
7.59
Earnings Yield (Greenblatt) 2.40
AJG's Earnings Yield (Greenblatt) is ranked higher than
50% of the 620 Companies
in the Global Insurance Brokers industry.

( Industry Median: 2.40 vs. AJG: 2.40 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
AJG' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.4   Max: 15.4
Current: 2.4

2.4
15.4
Forward Rate of Return (Yacktman) 11.82
AJG's Forward Rate of Return (Yacktman) is ranked higher than
89% of the 551 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.00 vs. AJG: 11.82 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) only.
AJG' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 0.2   Max: 31.8
Current: 11.82

0.2
31.8

Business Description

Industry: Brokers & Exchanges » Insurance Brokers
Compare:BRO, AOC, WSH, MMC, LPHI, EHTH » details
Traded in other countries:GAH.Germany,
Arthur J Gallagher & Co was reincorporated as a Delaware corporation in 1972. The Company provides insurance brokerage and third-party claims settlement and administration services to entities in the U.S. and abroad. The Company has three reportable operating segments; brokerage, risk management and corporate. The brokerage segment is mainly comprised of retail and wholesale insurance brokerage operations. The brokerage segment generates revenues through commissions paid by insurance underwriters and through fees charged to its clients. The Company's brokers, agents and administrators act as intermediaries between insurers and their customers and it does not assume underwriting risks. The risk management segment provides contract claim settlement and administration services for enterprises that choose to self-insure some or all of their property/casualty coverages and for insurance companies that choose to outsource some or all of their property/casualty claims departments. These operations also provide claims management, loss control consulting and insurance property appraisal services. The corporate segment manages the Company's clean energy and other investments. This segment also holds all of the Company's corporate debt. Allocations of investment income and certain expenses are based on reasonable assumptions and estimates mainly using revenue, headcount and other information. The Company's competitors include: Marsh & McLennan Companies, Inc., Aon Corporation, Willis Group Holdings, Ltd., Wells Fargo Insurance Services, Inc., Crump Group, Inc., CRC Insurance Services, Inc., AmWINS Group, Inc., Swett & Crawford Group, Inc. The Company's wholesale brokerage operations compete with wholesalers such as CRC Insurance Services, Inc., RT Specialty, AmWINS Group, Inc., Swett & Crawford Group, Inc., as well as a vast number of local and regional wholesalers. The Company also competes with certain insurance companies that write insurance directly for their customers. The Company's activities are subject to regulatory supervision, including insurance industry regulation, Federal and state employment regulation and regulations promulgated by regulatory bodies such as the Securities and Exchange Commission (SEC) and Department of Justice (DOJ) and Internal Revenue Service (IRS) in the U.S., and the Financial Services Authority (FSA) in the U.K.
» More Articles for AJG

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More From Other Websites
Arthur J. Gallagher (AJG) Boosts Minnesota Footprint - Analyst Blog May 22 2015
Arthur J. Gallagher & Co. Acquires James R. Weir Insurance Agency, Inc. May 21 2015
Arthur J. Gallagher & Co. Acquires James R. Weir Insurance Agency, Inc. May 21 2015
Arthur J. Gallagher (AJG) Up on a Spate of Acquisitions - Analyst Blog May 07 2015
Arthur J. Gallagher & Co. Acquires Vital Benefits Inc. May 05 2015
Arthur J. Gallagher & Co. Acquires Vital Benefits Inc. May 05 2015
Arthur J. Gallagher & Co. Acquires McDowall Associates Human Resource Consultants Ltd. May 05 2015
Arthur J. Gallagher & Co. Acquires McDowall Associates Human Resource Consultants Ltd. May 05 2015
Arthur J. Gallagher & Co. Hires New Chief Information Officer May 04 2015
Arthur J. Gallagher & Co. Hires New Chief Information Officer May 04 2015
Arthur J. Gallagher & Co. Acquires Burns-Fazzi, Brock & Associates May 04 2015
Arthur J. Gallagher & Co. Acquires Burns-Fazzi, Brock & Associates May 04 2015
GALLAGHER ARTHUR J & CO Files SEC form 8-K, Other Events, Financial Statements and Exhibits May 01 2015
Arthur J. Gallagher & Co. Acquires Integrated Healthcare Strategies May 01 2015
Arthur J. Gallagher & Co. Acquires Integrated Healthcare Strategies May 01 2015
10-Q for Arthur J. Gallagher & Co. Apr 30 2015
GALLAGHER ARTHUR J & CO Files SEC form 10-Q, Quarterly Report Apr 28 2015
Arthur J. Gallagher Beats Q1 Earnings Estimates; Up Y/Y - Analyst Blog Apr 27 2015
Arthur J. Gallagher beats Street 1Q forecasts Apr 24 2015
Arthur J. Gallagher beats Street 1Q forecasts Apr 24 2015

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