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Also traded in: Germany, Italy, Mexico, Romania, Switzerland, UK

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.62
ALIZF's Cash-to-Debt is ranked lower than
88% of the 167 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9999.00 vs. ALIZF: 0.62 )
Ranked among companies with meaningful Cash-to-Debt only.
ALIZF' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.55 Max: No Debt
Current: 0.62
Equity-to-Asset 0.08
ALIZF's Equity-to-Asset is ranked lower than
83% of the 166 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.23 vs. ALIZF: 0.08 )
Ranked among companies with meaningful Equity-to-Asset only.
ALIZF' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.02  Med: 0.07 Max: 0.08
Current: 0.08
0.02
0.08
Interest Coverage 9.70
ALIZF's Interest Coverage is ranked lower than
74% of the 209 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9999.00 vs. ALIZF: 9.70 )
Ranked among companies with meaningful Interest Coverage only.
ALIZF' s Interest Coverage Range Over the Past 10 Years
Min: 2.79  Med: 5.09 Max: 12.95
Current: 9.7
2.79
12.95
WACC vs ROIC
7.05%
8.89%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 9.18
ALIZF's Operating Margin % is ranked higher than
53% of the 156 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.28 vs. ALIZF: 9.18 )
Ranked among companies with meaningful Operating Margin % only.
ALIZF' s Operating Margin % Range Over the Past 10 Years
Min: 5.02  Med: 8.6 Max: 16.1
Current: 9.18
5.02
16.1
Net Margin % 6.03
ALIZF's Net Margin % is ranked lower than
51% of the 167 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.37 vs. ALIZF: 6.03 )
Ranked among companies with meaningful Net Margin % only.
ALIZF' s Net Margin % Range Over the Past 10 Years
Min: -2.66  Med: 5.58 Max: 8.63
Current: 6.03
-2.66
8.63
ROE % 9.95
ALIZF's ROE % is ranked higher than
54% of the 167 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.08 vs. ALIZF: 9.95 )
Ranked among companies with meaningful ROE % only.
ALIZF' s ROE % Range Over the Past 10 Years
Min: -6  Med: 11.32 Max: 16.36
Current: 9.95
-6
16.36
ROA % 0.75
ALIZF's ROA % is ranked lower than
68% of the 167 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.16 vs. ALIZF: 0.75 )
Ranked among companies with meaningful ROA % only.
ALIZF' s ROA % Range Over the Past 10 Years
Min: -0.24  Med: 0.76 Max: 0.85
Current: 0.75
-0.24
0.85
3-Year Revenue Growth Rate 2.60
ALIZF's 3-Year Revenue Growth Rate is ranked lower than
65% of the 146 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.10 vs. ALIZF: 2.60 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
ALIZF' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -21.3  Med: -4.3 Max: 3.9
Current: 2.6
-21.3
3.9
3-Year EBITDA Growth Rate 2.90
ALIZF's 3-Year EBITDA Growth Rate is ranked higher than
53% of the 123 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.50 vs. ALIZF: 2.90 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
ALIZF' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -25.7  Med: -2.4 Max: 18.1
Current: 2.9
-25.7
18.1
3-Year EPS without NRI Growth Rate 8.20
ALIZF's 3-Year EPS without NRI Growth Rate is ranked higher than
61% of the 118 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.20 vs. ALIZF: 8.20 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
ALIZF' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -26.5  Med: 1.15 Max: 44.4
Current: 8.2
-26.5
44.4
GuruFocus has detected 5 Warning Signs with Allianz SE $ALIZF.
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» ALIZF's 10-Y Financials

Financials (Next Earnings Date: 2017-05-17 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

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Business Description

Industry: Insurance » Insurance - Diversified    NAICS: 524126    SIC: 6411
Compare:NYSE:AIG, OTCPK:AXAHY, OTCPK:ZURVY, OTCPK:AVVIY, OTCPK:ARZGY, NYSE:SLF, OTCPK:MSADY, OTCPK:BBSEY, NYSE:HIG, OTCPK:NHOLF, NYSE:AEG, OTCPK:NNGPF, OTCPK:PWCDF, OTCPK:SZLMY, OTCPK:GJNSY, OTCPK:SNYFY, OTCPK:BLHEY, OTCPK:DIISY, NYSE:AIZ, NYSE:ORI » details
Traded in other countries:ALV.Germany, ALV.Italy, ALV N.Mexico, ALV.Romania, ALV.Switzerland, 0M6S.UK,
Allianz SE is a financial service company. It provides insurance and financial products through its subsidiaries. The Company operates & manages its activities through three operating segments: Property-Casualty, Life/Health and Asset Management.

Munich-based Allianz Group is a leading financial services enterprise that offers insurance and asset-management services. The insurance business is organised in three segments, with property-casualty insurance accounting for about half of operating profits, followed roughly equally by life insurance and asset-management businesses. Allianz is one of the largest asset managers in the world. The company offers investment services to retail investors and pension funds under the brand names of Pimco and Allianz Global Investors.

Ratios

vs
industry
vs
history
PE Ratio 11.83
ALIZF's PE Ratio is ranked higher than
58% of the 211 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 13.48 vs. ALIZF: 11.83 )
Ranked among companies with meaningful PE Ratio only.
ALIZF' s PE Ratio Range Over the Past 10 Years
Min: 5.95  Med: 9.58 Max: 280.55
Current: 11.83
5.95
280.55
Forward PE Ratio 10.94
ALIZF's Forward PE Ratio is ranked higher than
56% of the 36 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.40 vs. ALIZF: 10.94 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 11.83
ALIZF's PE Ratio without NRI is ranked higher than
60% of the 179 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 13.59 vs. ALIZF: 11.83 )
Ranked among companies with meaningful PE Ratio without NRI only.
ALIZF' s PE Ratio without NRI Range Over the Past 10 Years
Min: 3.98  Med: 9.46 Max: 16.73
Current: 11.83
3.98
16.73
Price-to-Owner-Earnings 4.18
ALIZF's Price-to-Owner-Earnings is ranked higher than
70% of the 101 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.61 vs. ALIZF: 4.18 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
ALIZF' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 1.42  Med: 3.14 Max: 12.28
Current: 4.18
1.42
12.28
PB Ratio 1.09
ALIZF's PB Ratio is ranked higher than
58% of the 196 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.24 vs. ALIZF: 1.09 )
Ranked among companies with meaningful PB Ratio only.
ALIZF' s PB Ratio Range Over the Past 10 Years
Min: 0.56  Med: 1.02 Max: 1.65
Current: 1.09
0.56
1.65
PS Ratio 0.70
ALIZF's PS Ratio is ranked higher than
62% of the 194 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.94 vs. ALIZF: 0.70 )
Ranked among companies with meaningful PS Ratio only.
ALIZF' s PS Ratio Range Over the Past 10 Years
Min: 0.23  Med: 0.53 Max: 0.75
Current: 0.7
0.23
0.75
Price-to-Free-Cash-Flow 5.23
ALIZF's Price-to-Free-Cash-Flow is ranked higher than
65% of the 123 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.96 vs. ALIZF: 5.23 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
ALIZF' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.82  Med: 2.61 Max: 14.18
Current: 5.23
0.82
14.18
Price-to-Operating-Cash-Flow 5.03
ALIZF's Price-to-Operating-Cash-Flow is ranked higher than
61% of the 145 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.78 vs. ALIZF: 5.03 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
ALIZF' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.79  Med: 2.54 Max: 10.71
Current: 5.03
0.79
10.71
EV-to-EBIT 8.18
ALIZF's EV-to-EBIT is ranked lower than
58% of the 189 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.41 vs. ALIZF: 8.18 )
Ranked among companies with meaningful EV-to-EBIT only.
ALIZF' s EV-to-EBIT Range Over the Past 10 Years
Min: -47.9  Med: 6.6 Max: 11.4
Current: 8.18
-47.9
11.4
EV-to-EBITDA 7.72
ALIZF's EV-to-EBITDA is ranked lower than
60% of the 186 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.34 vs. ALIZF: 7.72 )
Ranked among companies with meaningful EV-to-EBITDA only.
ALIZF' s EV-to-EBITDA Range Over the Past 10 Years
Min: -41.1  Med: 6 Max: 10.6
Current: 7.72
-41.1
10.6
PEG Ratio 1.68
ALIZF's PEG Ratio is ranked lower than
58% of the 64 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.46 vs. ALIZF: 1.68 )
Ranked among companies with meaningful PEG Ratio only.
ALIZF' s PEG Ratio Range Over the Past 10 Years
Min: 0.72  Med: 1.23 Max: 7.86
Current: 1.68
0.72
7.86
Shiller PE Ratio 15.05
ALIZF's Shiller PE Ratio is ranked higher than
52% of the 25 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 15.16 vs. ALIZF: 15.05 )
Ranked among companies with meaningful Shiller PE Ratio only.
ALIZF' s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.54  Med: 11.6 Max: 15.24
Current: 15.05
7.54
15.24

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 4.54
ALIZF's Dividend Yield % is ranked higher than
60% of the 280 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.17 vs. ALIZF: 4.54 )
Ranked among companies with meaningful Dividend Yield % only.
ALIZF' s Dividend Yield % Range Over the Past 10 Years
Min: 1.21  Med: 4.32 Max: 11.79
Current: 4.54
1.21
11.79
Dividend Payout Ratio 0.51
ALIZF's Dividend Payout Ratio is ranked lower than
58% of the 139 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.43 vs. ALIZF: 0.51 )
Ranked among companies with meaningful Dividend Payout Ratio only.
ALIZF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.12  Med: 0.39 Max: 0.82
Current: 0.51
0.12
0.82
3-Year Dividend Growth Rate 15.00
ALIZF's 3-Year Dividend Growth Rate is ranked higher than
65% of the 66 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.70 vs. ALIZF: 15.00 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
ALIZF' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 5.3 Max: 46.5
Current: 15
0
46.5
Forward Dividend Yield % 4.50
ALIZF's Forward Dividend Yield % is ranked higher than
61% of the 266 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.62 vs. ALIZF: 4.50 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 7.02
ALIZF's 5-Year Yield-on-Cost % is ranked higher than
75% of the 291 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.00 vs. ALIZF: 7.02 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
ALIZF' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.87  Med: 6.68 Max: 18.22
Current: 7.02
1.87
18.22
3-Year Average Share Buyback Ratio 0.10
ALIZF's 3-Year Average Share Buyback Ratio is ranked higher than
67% of the 80 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.40 vs. ALIZF: 0.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ALIZF' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -16.1  Med: -1.4 Max: 0.1
Current: 0.1
-16.1
0.1

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.35
ALIZF's Price-to-Tangible-Book is ranked higher than
55% of the 196 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.45 vs. ALIZF: 1.35 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
ALIZF' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.04  Med: 1.52 Max: 9.6
Current: 1.35
1.04
9.6
Price-to-Intrinsic-Value-Projected-FCF 0.31
ALIZF's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
83% of the 98 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.78 vs. ALIZF: 0.31 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
ALIZF' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.22  Med: 0.33 Max: 2.01
Current: 0.31
0.22
2.01
Price-to-Median-PS-Value 1.34
ALIZF's Price-to-Median-PS-Value is ranked lower than
81% of the 187 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.02 vs. ALIZF: 1.34 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
ALIZF' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.19  Med: 0.92 Max: 2.29
Current: 1.34
0.19
2.29
Price-to-Peter-Lynch-Fair-Value 1.60
ALIZF's Price-to-Peter-Lynch-Fair-Value is ranked lower than
68% of the 31 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.17 vs. ALIZF: 1.60 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
ALIZF' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.08  Med: 1.1 Max: 1.62
Current: 1.6
0.08
1.62
Price-to-Graham-Number 0.84
ALIZF's Price-to-Graham-Number is ranked higher than
56% of the 163 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.90 vs. ALIZF: 0.84 )
Ranked among companies with meaningful Price-to-Graham-Number only.
ALIZF' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.64  Med: 0.82 Max: 2.39
Current: 0.84
0.64
2.39
Earnings Yield (Greenblatt) % 12.24
ALIZF's Earnings Yield (Greenblatt) % is ranked lower than
51% of the 225 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 12.35 vs. ALIZF: 12.24 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
ALIZF' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 8.7  Med: 14 Max: 86.2
Current: 12.24
8.7
86.2
Forward Rate of Return (Yacktman) % 33.71
ALIZF's Forward Rate of Return (Yacktman) % is ranked higher than
74% of the 53 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 15.66 vs. ALIZF: 33.71 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
ALIZF' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -7.9  Med: 18.95 Max: 46.1
Current: 33.71
-7.9
46.1

More Statistics

Revenue (TTM) (Mil) $120,890
EPS (TTM) $ 15.84
Beta0.90
Short Percentage of Float0.00%
52-Week Range $131.40 - 186.50
Shares Outstanding (Mil)454.82

Analyst Estimate

Dec16 Dec17 Dec18 Dec19
Revenue (Mil $) 118,488 119,883 122,855 124,517
EPS ($) 15.58 16.44 17.75 18.02
EPS without NRI ($) 15.58 16.44 17.75 18.02
EPS Growth Rate
(Future 3Y To 5Y Estimate)
8.10%
Dividends per Share ($) 7.71 8.19 8.73 9.01
» More Articles for ALIZF

Headlines

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International Favorite David Herro's Top Five Holdings May 29 2014 
International Favorite David Herro's Top Five Holdings at Year End Feb 24 2014 
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