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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt No Debt
AMSF's Cash to Debt is ranked higher than
98% of the 130 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.76 vs. AMSF: No Debt )
Ranked among companies with meaningful Cash to Debt only.
AMSF' s Cash to Debt Range Over the Past 10 Years
Min: 0.7  Med: 2.85 Max: No Debt
Current: No Debt
Equity to Asset 0.31
AMSF's Equity to Asset is ranked higher than
56% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.29 vs. AMSF: 0.31 )
Ranked among companies with meaningful Equity to Asset only.
AMSF' s Equity to Asset Range Over the Past 10 Years
Min: -0.06  Med: 0.23 Max: 0.31
Current: 0.31
-0.06
0.31
Interest Coverage No Debt
AMSF's Interest Coverage is ranked higher than
97% of the 109 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 18.78 vs. AMSF: No Debt )
Ranked among companies with meaningful Interest Coverage only.
AMSF' s Interest Coverage Range Over the Past 10 Years
Min: 16  Med: 30.93 Max: 9999.99
Current: No Debt
16
9999.99
F-Score: 5
WACC vs ROIC
8.47%
20.58%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 28.43
AMSF's Operating margin (%) is ranked higher than
85% of the 130 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.92 vs. AMSF: 28.43 )
Ranked among companies with meaningful Operating margin (%) only.
AMSF' s Operating margin (%) Range Over the Past 10 Years
Min: 9.72  Med: 17.68 Max: 25.18
Current: 28.43
9.72
25.18
Net-margin (%) 19.82
AMSF's Net-margin (%) is ranked higher than
84% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.04 vs. AMSF: 19.82 )
Ranked among companies with meaningful Net-margin (%) only.
AMSF' s Net-margin (%) Range Over the Past 10 Years
Min: 8.6  Med: 13.36 Max: 17.57
Current: 19.82
8.6
17.57
ROE (%) 16.88
AMSF's ROE (%) is ranked higher than
76% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.77 vs. AMSF: 16.88 )
Ranked among companies with meaningful ROE (%) only.
AMSF' s ROE (%) Range Over the Past 10 Years
Min: 7.1  Med: 14.04 Max: 29.17
Current: 16.88
7.1
29.17
ROA (%) 5.19
AMSF's ROA (%) is ranked higher than
82% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.39 vs. AMSF: 5.19 )
Ranked among companies with meaningful ROA (%) only.
AMSF' s ROA (%) Range Over the Past 10 Years
Min: 2.13  Med: 3.91 Max: 4.89
Current: 5.19
2.13
4.89
Revenue Growth (3Y)(%) 6.60
AMSF's Revenue Growth (3Y)(%) is ranked higher than
50% of the 113 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 6.60 vs. AMSF: 6.60 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
AMSF' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -8.20 Max: 377.8
Current: 6.6
0
377.8
EBITDA Growth (3Y)(%) 36.80
AMSF's EBITDA Growth (3Y)(%) is ranked higher than
81% of the 96 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.70 vs. AMSF: 36.80 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
AMSF' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -64.4  Med: -11.80 Max: 368.9
Current: 36.8
-64.4
368.9
EPS Growth (3Y)(%) 32.60
AMSF's EPS Growth (3Y)(%) is ranked higher than
82% of the 95 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.90 vs. AMSF: 32.60 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
AMSF' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -8.20 Max: 32.6
Current: 32.6
0
32.6
» AMSF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2015

AMSF Guru Trades in Q2 2015

Paul Tudor Jones Sold Out
Jim Simons 88,817 sh (-13.52%)
» More
Q3 2015

AMSF Guru Trades in Q3 2015

Ken Fisher 62,316 sh (New)
Jim Simons 105,900 sh (+19.23%)
» More
Q4 2015

AMSF Guru Trades in Q4 2015

Paul Tudor Jones 14,974 sh (New)
Ken Fisher 69,315 sh (+11.23%)
Jim Simons 91,500 sh (-13.60%)
» More
Q1 2016

AMSF Guru Trades in Q1 2016

Ken Fisher 74,724 sh (+7.80%)
» More
» Details

Insider Trades

Latest Guru Trades with AMSF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 12.95
AMSF's P/E(ttm) is ranked lower than
52% of the 124 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.69 vs. AMSF: 12.95 )
Ranked among companies with meaningful P/E(ttm) only.
AMSF' s P/E(ttm) Range Over the Past 10 Years
Min: 1.46  Med: 13.48 Max: 23.13
Current: 12.95
1.46
23.13
PE(NRI) 12.95
AMSF's PE(NRI) is ranked lower than
53% of the 122 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.63 vs. AMSF: 12.95 )
Ranked among companies with meaningful PE(NRI) only.
AMSF' s PE(NRI) Range Over the Past 10 Years
Min: 1.14  Med: 13.50 Max: 23.09
Current: 12.95
1.14
23.09
Price/Owner Earnings (ttm) 14.24
AMSF's Price/Owner Earnings (ttm) is ranked lower than
65% of the 78 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.96 vs. AMSF: 14.24 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
AMSF' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 2.25  Med: 7.97 Max: 23.41
Current: 14.24
2.25
23.41
P/B 2.16
AMSF's P/B is ranked lower than
85% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.25 vs. AMSF: 2.16 )
Ranked among companies with meaningful P/B only.
AMSF' s P/B Range Over the Past 10 Years
Min: 0.97  Med: 1.45 Max: 2.28
Current: 2.16
0.97
2.28
P/S 2.56
AMSF's P/S is ranked lower than
84% of the 132 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.12 vs. AMSF: 2.56 )
Ranked among companies with meaningful P/S only.
AMSF' s P/S Range Over the Past 10 Years
Min: 0.01  Med: 1.42 Max: 2.58
Current: 2.56
0.01
2.58
PFCF 11.19
AMSF's PFCF is ranked lower than
58% of the 76 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.25 vs. AMSF: 11.19 )
Ranked among companies with meaningful PFCF only.
AMSF' s PFCF Range Over the Past 10 Years
Min: 0.02  Med: 6.05 Max: 23.6
Current: 11.19
0.02
23.6
POCF 11.08
AMSF's POCF is ranked lower than
58% of the 93 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.69 vs. AMSF: 11.08 )
Ranked among companies with meaningful POCF only.
AMSF' s POCF Range Over the Past 10 Years
Min: 0.02  Med: 5.98 Max: 21.85
Current: 11.08
0.02
21.85
EV-to-EBIT 9.44
AMSF's EV-to-EBIT is ranked higher than
53% of the 118 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.21 vs. AMSF: 9.44 )
Ranked among companies with meaningful EV-to-EBIT only.
AMSF' s EV-to-EBIT Range Over the Past 10 Years
Min: 0.6  Med: 7.80 Max: 15.1
Current: 9.44
0.6
15.1
EV-to-EBITDA 9.32
AMSF's EV-to-EBITDA is ranked lower than
54% of the 118 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.64 vs. AMSF: 9.32 )
Ranked among companies with meaningful EV-to-EBITDA only.
AMSF' s EV-to-EBITDA Range Over the Past 10 Years
Min: 0.6  Med: 7.60 Max: 14.7
Current: 9.32
0.6
14.7
PEG 0.63
AMSF's PEG is ranked higher than
62% of the 52 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.80 vs. AMSF: 0.63 )
Ranked among companies with meaningful PEG only.
AMSF' s PEG Range Over the Past 10 Years
Min: 0.47  Med: 0.89 Max: 6.76
Current: 0.63
0.47
6.76
Shiller P/E 22.57
AMSF's Shiller P/E is ranked lower than
81% of the 57 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.38 vs. AMSF: 22.57 )
Ranked among companies with meaningful Shiller P/E only.
AMSF' s Shiller P/E Range Over the Past 10 Years
Min: 14.45  Med: 21.15 Max: 23.49
Current: 22.57
14.45
23.49

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.17
AMSF's Dividend Yield is ranked lower than
99.99% of the 184 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.27 vs. AMSF: 1.17 )
Ranked among companies with meaningful Dividend Yield only.
AMSF' s Dividend Yield Range Over the Past 10 Years
Min: 0.23  Med: 1.07 Max: 1.27
Current: 1.17
0.23
1.27
Dividend Payout 0.16
AMSF's Dividend Payout is ranked higher than
89% of the 125 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.35 vs. AMSF: 0.16 )
Ranked among companies with meaningful Dividend Payout only.
AMSF' s Dividend Payout Range Over the Past 10 Years
Min: 0.14  Med: 0.16 Max: 0.17
Current: 0.16
0.14
0.17
Forward Dividend Yield 1.34
AMSF's Forward Dividend Yield is ranked lower than
86% of the 185 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.11 vs. AMSF: 1.34 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.17
AMSF's Yield on cost (5-Year) is ranked lower than
99.99% of the 185 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 4.55 vs. AMSF: 1.17 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
AMSF' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.23  Med: 1.06 Max: 1.27
Current: 1.17
0.23
1.27
3-Year Average Share Buyback Ratio -1.00
AMSF's 3-Year Average Share Buyback Ratio is ranked lower than
61% of the 89 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.40 vs. AMSF: -1.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
AMSF' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -360.7  Med: -0.40 Max: 79.9
Current: -1
-360.7
79.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.16
AMSF's Price/Tangible Book is ranked lower than
77% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.41 vs. AMSF: 2.16 )
Ranked among companies with meaningful Price/Tangible Book only.
AMSF' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.97  Med: 1.53 Max: 2.14
Current: 2.16
0.97
2.14
Price/Projected FCF 0.62
AMSF's Price/Projected FCF is ranked higher than
64% of the 84 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.82 vs. AMSF: 0.62 )
Ranked among companies with meaningful Price/Projected FCF only.
AMSF' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.34  Med: 0.56 Max: 0.84
Current: 0.62
0.34
0.84
Price/Median PS Value 1.82
AMSF's Price/Median PS Value is ranked lower than
93% of the 120 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.04 vs. AMSF: 1.82 )
Ranked among companies with meaningful Price/Median PS Value only.
AMSF' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.01  Med: 0.96 Max: 1.72
Current: 1.82
0.01
1.72
Price/Peter Lynch Fair Value 0.58
AMSF's Price/Peter Lynch Fair Value is ranked higher than
59% of the 39 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.65 vs. AMSF: 0.58 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
AMSF' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.3  Med: 0.55 Max: 2.18
Current: 0.58
0.3
2.18
Price/Graham Number 1.22
AMSF's Price/Graham Number is ranked lower than
69% of the 111 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.95 vs. AMSF: 1.22 )
Ranked among companies with meaningful Price/Graham Number only.
AMSF' s Price/Graham Number Range Over the Past 10 Years
Min: 0.61  Med: 0.88 Max: 1.24
Current: 1.22
0.61
1.24
Earnings Yield (Greenblatt) (%) 10.60
AMSF's Earnings Yield (Greenblatt) (%) is ranked higher than
57% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.50 vs. AMSF: 10.60 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
AMSF' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 6.6  Med: 12.90 Max: 162.7
Current: 10.6
6.6
162.7
Forward Rate of Return (Yacktman) (%) 35.68
AMSF's Forward Rate of Return (Yacktman) (%) is ranked higher than
75% of the 75 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.68 vs. AMSF: 35.68 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
AMSF' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -10.6  Med: 12.20 Max: 591.2
Current: 35.68
-10.6
591.2

More Statistics

Revenue(Mil) $402
EPS $ 4.16
Beta0.88
Short Percentage of Float1.60%
52-Week Range $41.50 - 57.20
Shares Outstanding(Mil)19.13

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:XKRX:000060, XPAR:COFA, OCSE:ALMB, NAS:NAVG, NAS:UFCS, BKK:BKI » details
Traded in other countries:A3I.Germany,
AMERISAFE Inc is a holding company and was incorporated in Texas in 1985. The Company is a specialty provider of workers' compensation insurance focused on small to mid-sized employers engaged in hazardous industries, mainly construction, trucking, manufacturing, oil and gas and agriculture. It provides coverage to employers under state and federal workers' compensation laws. These laws prescribe wage replacement and medical care benefits that employers are obligated to provide to their employees who are injured in the course and scope of their employment. Its workers' compensation insurance policies provide benefits to injured employees for, among other things, temporary or permanent disability, death and medical and hospital expenses. The benefits payable and the duration of those benefits are set by state or federal law. The benefits vary by jurisdiction, the nature and severity of the injury and the wages of the employee. It employs a proactive, disciplined approach to underwriting employers and providing comprehensive services intended to lessen the overall incidence and cost of workplace injuries. It provides safety services at employers' workplaces as a vital component of its underwriting process and to promote safer workplaces. It utilize intensive claims management practices that it think permits it to reduce the overall cost of its claims. In addition, its premium audit services ensure that its policyholders pay the appropriate premiums required under the terms of their policies and enable it to monitor payroll patterns that cause underwriting, safety or fraud concerns. The Company provides workers' compensation insurance mainly to employers in the following targeted hazardous industries: Construction, Trucking, Manufacturing, Agriculture, Oil and Gas, Maritime and Logging. The Company sells its workers' compensation insurance through agencies. As of December 31, 2013, its insurance was sold through more than 3,175 independent agencies and its wholly-owned insurance agency subsidiary, Amerisafe General Agency, which is licensed in 27 states. Its competitors include other insurance companies, individual self-insured companies, state insurance pools and self-insurance funds.
» More Articles for AMSF

Headlines

Articles On GuruFocus.com
AMERISAFE Inc. Reports Operating Results (10-Q) Aug 06 2010 
AMERISAFE Inc. Reports Operating Results (10-Q) May 04 2010 
AMERISAFE Inc. Reports Operating Results (10-Q) Nov 06 2009 
AMERISAFE Inc. (AMSF) CFO Geoffrey R Banta buys 1,000 Shares Mar 13 2009 
AMERISAFE Inc. (AMSF) CFO G. Janelle Frost buys 1,000 Shares Mar 13 2009 

More From Other Websites
AMERISAFE INC Files SEC form 10-Q, Quarterly Report Apr 29 2016
AMERISAFE, Inc. :AMSF-US: Earnings Analysis: Q1, 2016 By the Numbers Apr 29 2016
Edited Transcript of AMSF earnings conference call or presentation 28-Apr-16 2:30pm GMT Apr 28 2016
ETF’s with exposure to AMERISAFE, Inc. : April 28, 2016 Apr 28 2016
Amerisafe (AMSF) Earnings, Revenues Beat Estimates in Q1 Apr 28 2016
AMERISAFE INC Files SEC form 8-K, Change in Directors or Principal Officers, Regulation FD... Apr 28 2016
Amerisafe posts 1Q profit Apr 27 2016
Amerisafe posts 1Q profit Apr 27 2016
AMERISAFE Announces 2016 First Quarter Results Apr 27 2016
AMERISAFE INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Apr 27 2016
AMERISAFE Announces 2016 First Quarter Results Apr 27 2016
AMERISAFE’s Board of Directors Appoints G. Janelle Frost to the Board Apr 27 2016
AMERISAFE, Inc. breached its 50 day moving average in a Bullish Manner : AMSF-US : April 27, 2016 Apr 27 2016
AMERISAFE’s Board of Directors Appoints G. Janelle Frost to the Board Apr 27 2016
Q1 2016 Amerisafe Inc Earnings Release - After Market Close Apr 27 2016
AMERISAFE to Present at Burkenroad Reports Investment Conference Apr 20 2016
AMERISAFE to Present at Burkenroad Reports Investment Conference Apr 20 2016
A.M. Best Revises Issuer Credit Rating Outlook to Positive for AMERISAFE, Inc. and Its Operating... Apr 15 2016
AMERISAFE, Inc. breached its 50 day moving average in a Bullish Manner : AMSF-US : April 13, 2016 Apr 13 2016
AMERISAFE Announces 2016 First Quarter Earnings Release and Conference Call Schedule Mar 29 2016

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