Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt No Debt
AMSF's Cash to Debt is ranked higher than
98% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.58 vs. AMSF: No Debt )
Ranked among companies with meaningful Cash to Debt only.
AMSF' s Cash to Debt Range Over the Past 10 Years
Min: 0.74  Med: N/A Max: No Debt
Current: No Debt
Equity to Asset 0.32
AMSF's Equity to Asset is ranked higher than
61% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.27 vs. AMSF: 0.32 )
Ranked among companies with meaningful Equity to Asset only.
AMSF' s Equity to Asset Range Over the Past 10 Years
Min: 0.11  Med: 0.29 Max: 0.32
Current: 0.32
0.11
0.32
Interest Coverage No Debt
AMSF's Interest Coverage is ranked higher than
98% of the 132 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 38.54 vs. AMSF: No Debt )
Ranked among companies with meaningful Interest Coverage only.
AMSF' s Interest Coverage Range Over the Past 10 Years
Min: 16  Med: 30.93 Max: No Debt
Current: No Debt
F-Score: 5
WACC vs ROIC
6.35%
20.79%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 29.71
AMSF's Operating margin (%) is ranked higher than
93% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.47 vs. AMSF: 29.71 )
Ranked among companies with meaningful Operating margin (%) only.
AMSF' s Operating margin (%) Range Over the Past 10 Years
Min: 9.72  Med: 17.68 Max: 29.71
Current: 29.71
9.72
29.71
Net-margin (%) 20.47
AMSF's Net-margin (%) is ranked higher than
90% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 6.89 vs. AMSF: 20.47 )
Ranked among companies with meaningful Net-margin (%) only.
AMSF' s Net-margin (%) Range Over the Past 10 Years
Min: 8.6  Med: 13.36 Max: 20.47
Current: 20.47
8.6
20.47
ROE (%) 16.85
AMSF's ROE (%) is ranked higher than
85% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.35 vs. AMSF: 16.85 )
Ranked among companies with meaningful ROE (%) only.
AMSF' s ROE (%) Range Over the Past 10 Years
Min: 7.14  Med: 14.04 Max: 29.17
Current: 16.85
7.14
29.17
ROA (%) 5.24
AMSF's ROA (%) is ranked higher than
88% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.33 vs. AMSF: 5.24 )
Ranked among companies with meaningful ROA (%) only.
AMSF' s ROA (%) Range Over the Past 10 Years
Min: 2.12  Med: 3.91 Max: 5.24
Current: 5.24
2.12
5.24
Revenue Growth (3Y)(%) 6.60
AMSF's Revenue Growth (3Y)(%) is ranked higher than
52% of the 121 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 6.20 vs. AMSF: 6.60 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
AMSF' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -8.2 Max: 377.8
Current: 6.6
0
377.8
EBITDA Growth (3Y)(%) 36.80
AMSF's EBITDA Growth (3Y)(%) is ranked higher than
83% of the 103 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.10 vs. AMSF: 36.80 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
AMSF' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -64.9  Med: -14.9 Max: 368.9
Current: 36.8
-64.9
368.9
EPS Growth (3Y)(%) 32.70
AMSF's EPS Growth (3Y)(%) is ranked higher than
83% of the 103 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.50 vs. AMSF: 32.70 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
AMSF' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -2.45 Max: 32.7
Current: 32.7
0
32.7
» AMSF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q4 2015

AMSF Guru Trades in Q4 2015

Paul Tudor Jones 14,974 sh (New)
Ken Fisher 69,315 sh (+11.23%)
Jim Simons 91,500 sh (-13.60%)
» More
Q1 2016

AMSF Guru Trades in Q1 2016

Jim Simons 105,600 sh (+15.41%)
Ken Fisher 74,724 sh (+7.80%)
Paul Tudor Jones 6,942 sh (-53.64%)
» More
Q2 2016

AMSF Guru Trades in Q2 2016

Paul Tudor Jones 10,280 sh (+48.08%)
Ken Fisher 58,060 sh (-22.30%)
Jim Simons 59,400 sh (-43.75%)
» More
Q3 2016

AMSF Guru Trades in Q3 2016

Paul Tudor Jones Sold Out
Ken Fisher 46,677 sh (-19.61%)
Jim Simons 40,600 sh (-31.65%)
» More
» Details

Insider Trades

Latest Guru Trades with AMSF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty    NAICS: 524126    SIC: 6331
Compare:NAS:UFCS, NAS:JRVR, NAS:STFC, NAS:SAFT, NYSE:STC, NYSE:MBI, NAS:IPCC, NYSE:UVE, NAS:NAVG, NAS:NATL, NAS:KNSL, NAS:EMCI, NAS:NMIH, NAS:AGII, NAS:SNC, NAS:GBLI, NYSE:HRTG, NAS:DGICB, NAS:BWINB, NYSE:HCI » details
Traded in other countries:A3I.Germany,
AMERISAFE Inc is a specialty provider of workers' compensation insurance to employers engaged in hazardous industries, mainly construction, trucking, manufacturing, oil and gas and agriculture.

AMERISAFE Inc is a holding company and was incorporated in Texas in 1985. The Company is a specialty provider of workers' compensation insurance focused on small to mid-sized employers engaged in hazardous industries, mainly construction, trucking, manufacturing, oil and gas and agriculture. It provides coverage to employers under state and federal workers' compensation laws. These laws prescribe wage replacement and medical care benefits that employers are obligated to provide to their employees who are injured in the course and scope of their employment. Its workers' compensation insurance policies provide benefits to injured employees for, among other things, temporary or permanent disability, death and medical and hospital expenses. The benefits payable and the duration of those benefits are set by state or federal law. The benefits vary by jurisdiction, the nature and severity of the injury and the wages of the employee. It employs a proactive, disciplined approach to underwriting employers and providing comprehensive services intended to lessen the overall incidence and cost of workplace injuries. It provides safety services at employers' workplaces as a vital component of its underwriting process and to promote safer workplaces. It utilize intensive claims management practices that it think permits it to reduce the overall cost of its claims. In addition, its premium audit services ensure that its policyholders pay the appropriate premiums required under the terms of their policies and enable it to monitor payroll patterns that cause underwriting, safety or fraud concerns. The Company provides workers' compensation insurance mainly to employers in the following targeted hazardous industries: Construction, Trucking, Manufacturing, Agriculture, Oil and Gas, Maritime and Logging. The Company sells its workers' compensation insurance through agencies. As of December 31, 2013, its insurance was sold through more than 3,175 independent agencies and its wholly-owned insurance agency subsidiary, Amerisafe General Agency, which is licensed in 27 states. Its competitors include other insurance companies, individual self-insured companies, state insurance pools and self-insurance funds.

Ratios

vs
industry
vs
history
P/E(ttm) 14.97
AMSF's P/E(ttm) is ranked lower than
53% of the 120 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.33 vs. AMSF: 14.97 )
Ranked among companies with meaningful P/E(ttm) only.
AMSF' s P/E(ttm) Range Over the Past 10 Years
Min: 0.39  Med: 13.53 Max: 23.09
Current: 14.97
0.39
23.09
PE(NRI) 14.97
AMSF's PE(NRI) is ranked lower than
51% of the 121 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.48 vs. AMSF: 14.97 )
Ranked among companies with meaningful PE(NRI) only.
AMSF' s PE(NRI) Range Over the Past 10 Years
Min: 0.39  Med: 13.53 Max: 23.09
Current: 14.97
0.39
23.09
Price/Owner Earnings (ttm) 13.05
AMSF's Price/Owner Earnings (ttm) is ranked lower than
56% of the 80 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.77 vs. AMSF: 13.05 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
AMSF' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 2.26  Med: 8.46 Max: 26.16
Current: 13.05
2.26
26.16
P/B 2.37
AMSF's P/B is ranked lower than
86% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.24 vs. AMSF: 2.37 )
Ranked among companies with meaningful P/B only.
AMSF' s P/B Range Over the Past 10 Years
Min: 0.98  Med: 1.53 Max: 2.5
Current: 2.37
0.98
2.5
P/S 3.05
AMSF's P/S is ranked lower than
89% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.07 vs. AMSF: 3.05 )
Ranked among companies with meaningful P/S only.
AMSF' s P/S Range Over the Past 10 Years
Min: 0.01  Med: 1.5 Max: 3.11
Current: 3.05
0.01
3.11
PFCF 11.01
AMSF's PFCF is ranked lower than
60% of the 81 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.50 vs. AMSF: 11.01 )
Ranked among companies with meaningful PFCF only.
AMSF' s PFCF Range Over the Past 10 Years
Min: 0.02  Med: 6.17 Max: 23.6
Current: 11.01
0.02
23.6
POCF 10.87
AMSF's POCF is ranked lower than
59% of the 96 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.38 vs. AMSF: 10.87 )
Ranked among companies with meaningful POCF only.
AMSF' s POCF Range Over the Past 10 Years
Min: 0.02  Med: 6.1 Max: 21.85
Current: 10.87
0.02
21.85
EV-to-EBIT 9.55
AMSF's EV-to-EBIT is ranked higher than
55% of the 119 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.71 vs. AMSF: 9.55 )
Ranked among companies with meaningful EV-to-EBIT only.
AMSF' s EV-to-EBIT Range Over the Past 10 Years
Min: 0.6  Med: 8.15 Max: 15.1
Current: 9.55
0.6
15.1
EV-to-EBITDA 9.46
AMSF's EV-to-EBITDA is ranked higher than
51% of the 120 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.38 vs. AMSF: 9.46 )
Ranked among companies with meaningful EV-to-EBITDA only.
AMSF' s EV-to-EBITDA Range Over the Past 10 Years
Min: 0.6  Med: 8 Max: 14.7
Current: 9.46
0.6
14.7
PEG 0.63
AMSF's PEG is ranked higher than
62% of the 56 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.90 vs. AMSF: 0.63 )
Ranked among companies with meaningful PEG only.
AMSF' s PEG Range Over the Past 10 Years
Min: 0.36  Med: 0.66 Max: 6.14
Current: 0.63
0.36
6.14
Shiller P/E 24.81
AMSF's Shiller P/E is ranked lower than
91% of the 58 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 18.13 vs. AMSF: 24.81 )
Ranked among companies with meaningful Shiller P/E only.
AMSF' s Shiller P/E Range Over the Past 10 Years
Min: 7.94  Med: 23.33 Max: 81.35
Current: 24.81
7.94
81.35

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.05
AMSF's Dividend Yield is ranked lower than
98% of the 191 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.87 vs. AMSF: 1.05 )
Ranked among companies with meaningful Dividend Yield only.
AMSF' s Dividend Yield Range Over the Past 10 Years
Min: 0.23  Med: 1.08 Max: 1.27
Current: 1.05
0.23
1.27
Dividend Payout 0.16
AMSF's Dividend Payout is ranked higher than
78% of the 139 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.34 vs. AMSF: 0.16 )
Ranked among companies with meaningful Dividend Payout only.
AMSF' s Dividend Payout Range Over the Past 10 Years
Min: 0.09  Med: 0.17 Max: 0.21
Current: 0.16
0.09
0.21
Forward Dividend Yield 1.10
AMSF's Forward Dividend Yield is ranked lower than
99.99% of the 191 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.02 vs. AMSF: 1.10 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.06
AMSF's Yield on cost (5-Year) is ranked lower than
99.99% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 5.20 vs. AMSF: 1.06 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
AMSF' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.23  Med: 1.08 Max: 1.27
Current: 1.06
0.23
1.27
3-Year Average Share Buyback Ratio -1.60
AMSF's 3-Year Average Share Buyback Ratio is ranked lower than
66% of the 79 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.20 vs. AMSF: -1.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
AMSF' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -370.2  Med: -0.5 Max: 79.9
Current: -1.6
-370.2
79.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.47
AMSF's Price/Tangible Book is ranked lower than
80% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.44 vs. AMSF: 2.47 )
Ranked among companies with meaningful Price/Tangible Book only.
AMSF' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.98  Med: 1.48 Max: 2.49
Current: 2.47
0.98
2.49
Price/Projected FCF 0.68
AMSF's Price/Projected FCF is ranked higher than
52% of the 82 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.72 vs. AMSF: 0.68 )
Ranked among companies with meaningful Price/Projected FCF only.
AMSF' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.34  Med: 0.57 Max: 0.86
Current: 0.68
0.34
0.86
Price/Median PS Value 2.09
AMSF's Price/Median PS Value is ranked lower than
96% of the 114 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.04 vs. AMSF: 2.09 )
Ranked among companies with meaningful Price/Median PS Value only.
AMSF' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.01  Med: 1.01 Max: 2.11
Current: 2.09
0.01
2.11
Price/Peter Lynch Fair Value 0.61
AMSF's Price/Peter Lynch Fair Value is ranked higher than
67% of the 30 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.88 vs. AMSF: 0.61 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
AMSF' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.28  Med: 0.55 Max: 2.68
Current: 0.61
0.28
2.68
Price/Graham Number 1.30
AMSF's Price/Graham Number is ranked lower than
68% of the 108 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.94 vs. AMSF: 1.30 )
Ranked among companies with meaningful Price/Graham Number only.
AMSF' s Price/Graham Number Range Over the Past 10 Years
Min: 0.17  Med: 0.96 Max: 1.31
Current: 1.3
0.17
1.31
Earnings Yield (Greenblatt) (%) 10.43
AMSF's Earnings Yield (Greenblatt) (%) is ranked higher than
60% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.50 vs. AMSF: 10.43 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
AMSF' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 6.6  Med: 12.3 Max: 162.7
Current: 10.43
6.6
162.7
Forward Rate of Return (Yacktman) (%) 44.12
AMSF's Forward Rate of Return (Yacktman) (%) is ranked higher than
83% of the 75 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.86 vs. AMSF: 44.12 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
AMSF' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -11  Med: 17.75 Max: 591.2
Current: 44.12
-11
591.2

More Statistics

Revenue (TTM) (Mil) $399.9
EPS (TTM) $ 4.28
Beta0.53
Short Percentage of Float3.01%
52-Week Range $46.88 - 66.00
Shares Outstanding (Mil)19.23
» More Articles for AMSF

Headlines

Articles On GuruFocus.com
Mondelez and Reynolds Boast Fat Profit Margins Sep 09 2016 
AMERISAFE Inc. Reports Operating Results (10-Q) Aug 06 2010 
AMERISAFE Inc. Reports Operating Results (10-Q) May 04 2010 
AMERISAFE Inc. Reports Operating Results (10-Q) Nov 06 2009 
AMERISAFE Inc. (AMSF) CFO Geoffrey R Banta buys 1,000 Shares Mar 13 2009 
AMERISAFE Inc. (AMSF) CFO G. Janelle Frost buys 1,000 Shares Mar 13 2009 

More From Other Websites
Amerisafe Banks on Solid Underwriting Results, Fundamentals Nov 22 2016
AMERISAFE INC Financials Nov 03 2016
AMERISAFE INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Nov 02 2016
AMERISAFE INC Files SEC form 10-Q, Quarterly Report Oct 28 2016
Amerisafe (AMSF) Beats on Q3 Earnings, Misses Revenues Oct 27 2016
Amerisafe posts 3Q profit Oct 26 2016
Amerisafe posts 3Q profit Oct 26 2016
AMERISAFE Announces 2016 Third Quarter Results Oct 26 2016
AMERISAFE INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Oct 26 2016
AMERISAFE Announces 2016 Third Quarter Results Oct 26 2016
Q3 2016 Amerisafe Inc Earnings Release - After Market Close Oct 26 2016
AMERISAFE, Inc. breached its 50 day moving average in a Bearish Manner : AMSF-US : October 19, 2016 Oct 19 2016
AMERISAFE, Inc. : AMSF-US: Dividend Analysis : September 09th, 2016 (record date) : By the numbers :... Oct 18 2016
Amerisafe Looking Like An Undervalued Insurance Provider Oct 12 2016
AMERISAFE, Inc. breached its 50 day moving average in a Bearish Manner : AMSF-US : September 26,... Sep 26 2016
AMERISAFE Announces 2016 Third Quarter Earnings Release and Conference Call Schedule Sep 20 2016
AMERISAFE Announces 2016 Third Quarter Earnings Release and Conference Call Schedule Sep 20 2016
AMERISAFE, Inc. breached its 50 day moving average in a Bearish Manner : AMSF-US : September 14,... Sep 14 2016
Amerisafe (AMSF) Maintains Niche in High Hazard Insurance Sep 12 2016
AMERISAFE, Inc. breached its 50 day moving average in a Bullish Manner : AMSF-US : September 1, 2016 Sep 01 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)