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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.25
ANCX's Cash to Debt is ranked lower than
81% of the 1088 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. ANCX: 0.25 )
Ranked among companies with meaningful Cash to Debt only.
ANCX' s Cash to Debt Range Over the Past 10 Years
Min: 0.1  Med: 0.33 Max: N/A
Current: 0.25
Equity to Asset 0.09
ANCX's Equity to Asset is ranked lower than
60% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. ANCX: 0.09 )
Ranked among companies with meaningful Equity to Asset only.
ANCX' s Equity to Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.09 Max: 0.11
Current: 0.09
0.06
0.11
Interest Coverage 5.73
ANCX's Interest Coverage is ranked higher than
83% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.82 vs. ANCX: 5.73 )
Ranked among companies with meaningful Interest Coverage only.
ANCX' s Interest Coverage Range Over the Past 10 Years
Min: 0.21  Med: 1.16 Max: 6.57
Current: 5.73
0.21
6.57
F-Score: 4
WACC vs ROIC
4.06%
7.95%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 35.96
ANCX's Operating margin (%) is ranked higher than
63% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.86 vs. ANCX: 35.96 )
Ranked among companies with meaningful Operating margin (%) only.
ANCX' s Operating margin (%) Range Over the Past 10 Years
Min: 11.06  Med: 22.61 Max: 39.45
Current: 35.96
11.06
39.45
Net-margin (%) 23.50
ANCX's Net-margin (%) is ranked higher than
55% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.37 vs. ANCX: 23.50 )
Ranked among companies with meaningful Net-margin (%) only.
ANCX' s Net-margin (%) Range Over the Past 10 Years
Min: 7.74  Med: 14.66 Max: 25.54
Current: 23.5
7.74
25.54
ROE (%) 14.75
ANCX's ROE (%) is ranked higher than
84% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. ANCX: 14.75 )
Ranked among companies with meaningful ROE (%) only.
ANCX' s ROE (%) Range Over the Past 10 Years
Min: 6.16  Med: 14.67 Max: 20.63
Current: 14.75
6.16
20.63
ROA (%) 1.38
ANCX's ROA (%) is ranked higher than
79% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. ANCX: 1.38 )
Ranked among companies with meaningful ROA (%) only.
ANCX' s ROA (%) Range Over the Past 10 Years
Min: 0.58  Med: 1.34 Max: 2.12
Current: 1.38
0.58
2.12
Revenue Growth (3Y)(%) -5.80
ANCX's Revenue Growth (3Y)(%) is ranked lower than
76% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. ANCX: -5.80 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
ANCX' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -8.6  Med: 0.80 Max: 21.1
Current: -5.8
-8.6
21.1
EBITDA Growth (3Y)(%) 6.30
ANCX's EBITDA Growth (3Y)(%) is ranked higher than
50% of the 1167 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. ANCX: 6.30 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
ANCX' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -9  Med: 16.00 Max: 32.1
Current: 6.3
-9
32.1
EPS Growth (3Y)(%) 6.50
ANCX's EPS Growth (3Y)(%) is ranked lower than
53% of the 1165 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. ANCX: 6.50 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
ANCX' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -10.1  Med: 18.30 Max: 34.3
Current: 6.5
-10.1
34.3
» ANCX's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2014

ANCX Guru Trades in Q4 2014

Jim Simons 108,700 sh (+15.90%)
» More
Q1 2015

ANCX Guru Trades in Q1 2015

Jim Simons 110,400 sh (+1.56%)
» More
Q2 2015

ANCX Guru Trades in Q2 2015

Jim Simons 140,575 sh (+27.33%)
» More
Q3 2015

ANCX Guru Trades in Q3 2015

Jim Simons 182,000 sh (+29.47%)
» More
» Details

Insider Trades

Latest Guru Trades with ANCX

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 11.43
ANCX's P/E(ttm) is ranked higher than
54% of the 1403 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.40 vs. ANCX: 11.43 )
Ranked among companies with meaningful P/E(ttm) only.
ANCX' s P/E(ttm) Range Over the Past 10 Years
Min: 6.26  Med: 12.72 Max: 25.1
Current: 11.43
6.26
25.1
Forward P/E 9.35
ANCX's Forward P/E is ranked higher than
61% of the 703 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.52 vs. ANCX: 9.35 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 11.43
ANCX's PE(NRI) is ranked higher than
54% of the 1401 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.40 vs. ANCX: 11.43 )
Ranked among companies with meaningful PE(NRI) only.
ANCX' s PE(NRI) Range Over the Past 10 Years
Min: 6.29  Med: 12.68 Max: 24.77
Current: 11.43
6.29
24.77
P/B 1.58
ANCX's P/B is ranked lower than
85% of the 1542 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.99 vs. ANCX: 1.58 )
Ranked among companies with meaningful P/B only.
ANCX' s P/B Range Over the Past 10 Years
Min: 0.73  Med: 1.52 Max: 3.64
Current: 1.58
0.73
3.64
P/S 2.68
ANCX's P/S is ranked higher than
52% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.81 vs. ANCX: 2.68 )
Ranked among companies with meaningful P/S only.
ANCX' s P/S Range Over the Past 10 Years
Min: 0.75  Med: 1.75 Max: 3.83
Current: 2.68
0.75
3.83
PFCF 9.25
ANCX's PFCF is ranked higher than
50% of the 937 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.36 vs. ANCX: 9.25 )
Ranked among companies with meaningful PFCF only.
ANCX' s PFCF Range Over the Past 10 Years
Min: 1.24  Med: 3.69 Max: 719
Current: 9.25
1.24
719
POCF 9.21
ANCX's POCF is ranked lower than
57% of the 1036 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.10 vs. ANCX: 9.21 )
Ranked among companies with meaningful POCF only.
ANCX' s POCF Range Over the Past 10 Years
Min: 1.24  Med: 4.43 Max: 356.25
Current: 9.21
1.24
356.25
EV-to-EBIT 8.54
ANCX's EV-to-EBIT is ranked higher than
73% of the 1384 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.68 vs. ANCX: 8.54 )
Ranked among companies with meaningful EV-to-EBIT only.
ANCX' s EV-to-EBIT Range Over the Past 10 Years
Min: 3.7  Med: 12.70 Max: 33.8
Current: 8.54
3.7
33.8
EV-to-EBITDA 8.36
ANCX's EV-to-EBITDA is ranked higher than
68% of the 1383 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.31 vs. ANCX: 8.36 )
Ranked among companies with meaningful EV-to-EBITDA only.
ANCX' s EV-to-EBITDA Range Over the Past 10 Years
Min: 3.6  Med: 12.20 Max: 29.4
Current: 8.36
3.6
29.4
PEG 1.08
ANCX's PEG is ranked lower than
56% of the 618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. ANCX: 1.08 )
Ranked among companies with meaningful PEG only.
ANCX' s PEG Range Over the Past 10 Years
Min: 0.21  Med: 0.88 Max: 11.71
Current: 1.08
0.21
11.71
Shiller P/E 15.68
ANCX's Shiller P/E is ranked higher than
50% of the 520 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.90 vs. ANCX: 15.68 )
Ranked among companies with meaningful Shiller P/E only.
ANCX' s Shiller P/E Range Over the Past 10 Years
Min: 13.86  Med: 18.09 Max: 21.76
Current: 15.68
13.86
21.76

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.68
ANCX's Dividend Yield is ranked higher than
60% of the 2412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.03 vs. ANCX: 3.68 )
Ranked among companies with meaningful Dividend Yield only.
ANCX' s Dividend Yield Range Over the Past 10 Years
Min: 0.04  Med: 0.80 Max: 3.51
Current: 3.68
0.04
3.51
Dividend Payout 0.41
ANCX's Dividend Payout is ranked lower than
62% of the 1441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. ANCX: 0.41 )
Ranked among companies with meaningful Dividend Payout only.
ANCX' s Dividend Payout Range Over the Past 10 Years
Min: 0.03  Med: 0.12 Max: 0.5
Current: 0.41
0.03
0.5
Dividend Growth (3y) 56.70
ANCX's Dividend Growth (3y) is ranked higher than
94% of the 730 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.00 vs. ANCX: 56.70 )
Ranked among companies with meaningful Dividend Growth (3y) only.
ANCX' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 117.2
Current: 56.7
0
117.2
Forward Dividend Yield 3.63
ANCX's Forward Dividend Yield is ranked higher than
58% of the 2191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.26 vs. ANCX: 3.63 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 65.42
ANCX's Yield on cost (5-Year) is ranked higher than
99% of the 2446 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.42 vs. ANCX: 65.42 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
ANCX' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.72  Med: 14.46 Max: 65.42
Current: 65.42
0.72
65.42
3-Year Average Share Buyback Ratio -0.40
ANCX's 3-Year Average Share Buyback Ratio is ranked higher than
66% of the 1061 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.70 vs. ANCX: -0.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ANCX' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -61.1  Med: -0.40 Max: 3.9
Current: -0.4
-61.1
3.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.60
ANCX's Price/Tangible Book is ranked lower than
80% of the 1534 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.07 vs. ANCX: 1.60 )
Ranked among companies with meaningful Price/Tangible Book only.
ANCX' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.78  Med: 1.51 Max: 3.64
Current: 1.6
0.78
3.64
Price/Projected FCF 0.69
ANCX's Price/Projected FCF is ranked lower than
59% of the 850 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.63 vs. ANCX: 0.69 )
Ranked among companies with meaningful Price/Projected FCF only.
ANCX' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.35  Med: 0.74 Max: 3.92
Current: 0.69
0.35
3.92
Price/Median PS Value 1.56
ANCX's Price/Median PS Value is ranked lower than
92% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.98 vs. ANCX: 1.56 )
Ranked among companies with meaningful Price/Median PS Value only.
ANCX' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.44  Med: 0.97 Max: 1.92
Current: 1.56
0.44
1.92
Price/Peter Lynch Fair Value 1.03
ANCX's Price/Peter Lynch Fair Value is ranked lower than
60% of the 429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. ANCX: 1.03 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
ANCX' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.3  Med: 0.73 Max: 1.48
Current: 1.03
0.3
1.48
Price/Graham Number 0.91
ANCX's Price/Graham Number is ranked lower than
63% of the 1277 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.77 vs. ANCX: 0.91 )
Ranked among companies with meaningful Price/Graham Number only.
ANCX' s Price/Graham Number Range Over the Past 10 Years
Min: 0.51  Med: 0.97 Max: 1.93
Current: 0.91
0.51
1.93
Earnings Yield (Greenblatt) (%) 11.65
ANCX's Earnings Yield (Greenblatt) (%) is ranked higher than
76% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. ANCX: 11.65 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
ANCX' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 3  Med: 7.90 Max: 27.2
Current: 11.65
3
27.2
Forward Rate of Return (Yacktman) (%) 25.40
ANCX's Forward Rate of Return (Yacktman) (%) is ranked higher than
68% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. ANCX: 25.40 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
ANCX' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -21.7  Med: 22.20 Max: 41.6
Current: 25.4
-21.7
41.6

More Statistics

Revenue(Mil) $66
EPS $ 1.46
Beta0.64
Short Percentage of Float3.66%
52-Week Range $16.26 - 23.29
Shares Outstanding(Mil)10.54

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Access National Corp was organized in June 15, 2002 under the laws of Virginia to operate as a bank holding company for Access National Bank or the Bank and Access National Capital Trust II. The Bank provides commercial credit, deposit and mortgage services to middle market businesses and associated professionals, mainly in the greater Washington, D.C. Metropolitan Area. Deposits with the Bank are insured to the maximum amount provided by the Federal Deposit Insurance Corporation. The Bank provides its customers with personal customized service utilizing the latest technology and delivery channels. The Company's income is mainly derived from dividends received from the Bank. These dividends are determined by the Bank's earnings and capital position. Access National Capital Trust II was formed for the purpose of issuing redeemable capital securities. The Bank operates from five banking centers located in Chantilly, Tysons Corner, Reston, Leesburg and Manassas, Virginia. The Bank's lending activities involve commercial real estate loans both owner occupied and non-owner occupied, residential real estate loans, commercial loans, commercial and real estate construction loans, home equity loans, and consumer loans. These lending activities provide access to credit to small to medium sized businesses, professionals and consumers in the greater Washington, D.C. Metropolitan Area. The Bank competes with virtually all banks and financial institutions which offer services in its market area.
» More Articles for ANCX

Headlines

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My 5 Favorite Stocks with Recent Dividend Growth Jul 28 2013 
Weekly CEO Buys Highlight: KEG, ANCX, CNOB, BLMT, NEM May 06 2013 
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My 3 Favorite Stocks with Dividend Growth from Last Week Jan 27 2013 
My 4 Favorite Picks From Last Week's Dividend Growth Stocks Oct 29 2012 
Weekly Raised Dividends: PROV, KMI, OKE, ANCX, TMP Jul 25 2011 
13 Dividend Stocks Delivering Good News with Higher Dividends Jul 25 2011 
13 Dividend Stocks Delivering Good News With Higher Dividends Jul 22 2011 

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