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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.39
ANCX's Cash to Debt is ranked higher than
63% of the 1566 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. ANCX: 0.39 )
ANCX' s 10-Year Cash to Debt Range
Min: 0.1   Max: No Debt
Current: 0.39

Equity to Asset 0.10
ANCX's Equity to Asset is ranked higher than
74% of the 2010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. ANCX: 0.10 )
ANCX' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.11
Current: 0.1

0.06
0.11
Interest Coverage 5.51
ANCX's Interest Coverage is ranked higher than
92% of the 1837 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. ANCX: 5.51 )
ANCX' s 10-Year Interest Coverage Range
Min: 0.21   Max: 5.51
Current: 5.51

0.21
5.51
F-Score: 2
Z-Score: 0.35
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 40.50
ANCX's Operating margin (%) is ranked higher than
87% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.33 vs. ANCX: 40.50 )
ANCX' s 10-Year Operating margin (%) Range
Min: -8.3   Max: 33.89
Current: 40.5

-8.3
33.89
Net-margin (%) 26.17
ANCX's Net-margin (%) is ranked higher than
83% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.41 vs. ANCX: 26.17 )
ANCX' s 10-Year Net-margin (%) Range
Min: 7.52   Max: 21.9
Current: 26.17

7.52
21.9
ROE (%) 14.26
ANCX's ROE (%) is ranked higher than
92% of the 2031 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.59 vs. ANCX: 14.26 )
ANCX' s 10-Year ROE (%) Range
Min: 6.16   Max: 21.17
Current: 14.26

6.16
21.17
ROA (%) 1.47
ANCX's ROA (%) is ranked higher than
92% of the 2034 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. ANCX: 1.47 )
ANCX' s 10-Year ROA (%) Range
Min: 0.58   Max: 2.12
Current: 1.47

0.58
2.12
ROC (Joel Greenblatt) (%) 30.13
ANCX's ROC (Joel Greenblatt) (%) is ranked higher than
60% of the 2003 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.89 vs. ANCX: 30.13 )
ANCX' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -7.88   Max: 105.21
Current: 30.13

-7.88
105.21
Revenue Growth (3Y)(%) 0.80
ANCX's Revenue Growth (3Y)(%) is ranked higher than
74% of the 1740 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. ANCX: 0.80 )
ANCX' s 10-Year Revenue Growth (3Y)(%) Range
Min: -8.6   Max: 21.1
Current: 0.8

-8.6
21.1
EBITDA Growth (3Y)(%) 18.80
ANCX's EBITDA Growth (3Y)(%) is ranked higher than
88% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. ANCX: 18.80 )
ANCX' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -9   Max: 32.1
Current: 18.8

-9
32.1
EPS Growth (3Y)(%) 20.80
ANCX's EPS Growth (3Y)(%) is ranked higher than
86% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. ANCX: 20.80 )
ANCX' s 10-Year EPS Growth (3Y)(%) Range
Min: -10   Max: 33.7
Current: 20.8

-10
33.7
» ANCX's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

ANCX Guru Trades in Q4 2013

Jim Simons 61,200 sh (-4.23%)
» More
Q1 2014

ANCX Guru Trades in Q1 2014

Jim Simons 62,600 sh (+2.29%)
» More
Q2 2014

ANCX Guru Trades in Q2 2014

Jim Simons 87,858 sh (+40.35%)
» More
Q3 2014

ANCX Guru Trades in Q3 2014

Jim Simons 93,785 sh (+6.75%)
» More
» Details

Insider Trades

Latest Guru Trades with ANCX

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.30
ANCX's P/E(ttm) is ranked higher than
83% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. ANCX: 13.30 )
ANCX' s 10-Year P/E(ttm) Range
Min: 6.26   Max: 25.1
Current: 13.3

6.26
25.1
P/B 1.80
ANCX's P/B is ranked higher than
64% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. ANCX: 1.80 )
ANCX' s 10-Year P/B Range
Min: 0.73   Max: 3.64
Current: 1.8

0.73
3.64
P/S 3.46
ANCX's P/S is ranked higher than
73% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.56 vs. ANCX: 3.46 )
ANCX' s 10-Year P/S Range
Min: 0.75   Max: 3.59
Current: 3.46

0.75
3.59
EV-to-EBIT 13.61
ANCX's EV-to-EBIT is ranked higher than
79% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.47 vs. ANCX: 13.61 )
ANCX' s 10-Year EV-to-EBIT Range
Min: 3.7   Max: 33.8
Current: 13.61

3.7
33.8
PEG 0.90
ANCX's PEG is ranked higher than
92% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. ANCX: 0.90 )
ANCX' s 10-Year PEG Range
Min: 0.21   Max: 3.23
Current: 0.9

0.21
3.23
Shiller P/E 14.54
ANCX's Shiller P/E is ranked higher than
91% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. ANCX: 14.54 )
ANCX' s 10-Year Shiller P/E Range
Min: 8   Max: 18.56
Current: 14.54

8
18.56

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.91
ANCX's Dividend Yield is ranked higher than
63% of the 1876 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.32 vs. ANCX: 2.91 )
ANCX' s 10-Year Dividend Yield Range
Min: 0.04   Max: 3.13
Current: 2.91

0.04
3.13
Dividend Payout 0.36
ANCX's Dividend Payout is ranked higher than
74% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.61 vs. ANCX: 0.36 )
ANCX' s 10-Year Dividend Payout Range
Min: 0.03   Max: 0.5
Current: 0.36

0.03
0.5
Dividend growth (3y) 117.20
ANCX's Dividend growth (3y) is ranked higher than
99% of the 1127 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.50 vs. ANCX: 117.20 )
ANCX' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 117.2
Current: 117.2

0
117.2
Yield on cost (5-Year) 74.30
ANCX's Yield on cost (5-Year) is ranked higher than
100% of the 1889 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.53 vs. ANCX: 74.30 )
ANCX' s 10-Year Yield on cost (5-Year) Range
Min: 1.02   Max: 80.19
Current: 74.3

1.02
80.19
Share Buyback Rate 0.40
ANCX's Share Buyback Rate is ranked higher than
89% of the 1472 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. ANCX: 0.40 )
ANCX' s 10-Year Share Buyback Rate Range
Min: 3.9   Max: -61.1
Current: 0.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.80
ANCX's Price/Tangible Book is ranked higher than
68% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.58 vs. ANCX: 1.80 )
ANCX' s 10-Year Price/Tangible Book Range
Min: 0.78   Max: 3.64
Current: 1.8

0.78
3.64
Price/DCF (Projected) 0.86
ANCX's Price/DCF (Projected) is ranked higher than
81% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.09 vs. ANCX: 0.86 )
ANCX' s 10-Year Price/DCF (Projected) Range
Min: 0.35   Max: 3.92
Current: 0.86

0.35
3.92
Price/Median PS Value 2.09
ANCX's Price/Median PS Value is ranked higher than
63% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. ANCX: 2.09 )
ANCX' s 10-Year Price/Median PS Value Range
Min: 0.46   Max: 1.97
Current: 2.09

0.46
1.97
Price/Peter Lynch Fair Value 0.84
ANCX's Price/Peter Lynch Fair Value is ranked higher than
94% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. ANCX: 0.84 )
ANCX' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.3   Max: 1.11
Current: 0.84

0.3
1.11
Price/Graham Number 1.03
ANCX's Price/Graham Number is ranked higher than
76% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. ANCX: 1.03 )
ANCX' s 10-Year Price/Graham Number Range
Min: 0.51   Max: 1.76
Current: 1.03

0.51
1.76
Earnings Yield (Greenblatt) 7.30
ANCX's Earnings Yield (Greenblatt) is ranked higher than
76% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. ANCX: 7.30 )
ANCX' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3   Max: 27.2
Current: 7.3

3
27.2
Forward Rate of Return (Yacktman) 25.29
ANCX's Forward Rate of Return (Yacktman) is ranked higher than
82% of the 1246 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. ANCX: 25.29 )
ANCX' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -22.7   Max: 39.6
Current: 25.29

-22.7
39.6

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Access National Corp was organized in June 15, 2002 under the laws of Virginia to operate as a bank holding company for Access National Bank or the Bank and Access National Capital Trust II. The Bank provides commercial credit, deposit and mortgage services to middle market businesses and associated professionals, mainly in the greater Washington, D.C. Metropolitan Area. Deposits with the Bank are insured to the maximum amount provided by the Federal Deposit Insurance Corporation. The Bank provides its customers with personal customized service utilizing the latest technology and delivery channels. The Company's income is mainly derived from dividends received from the Bank. These dividends are determined by the Bank's earnings and capital position. Access National Capital Trust II was formed for the purpose of issuing redeemable capital securities. The Bank operates from five banking centers located in Chantilly, Tysons Corner, Reston, Leesburg and Manassas, Virginia. The Bank's lending activities involve commercial real estate loans both owner occupied and non-owner occupied, residential real estate loans, commercial loans, commercial and real estate construction loans, home equity loans, and consumer loans. These lending activities provide access to credit to small to medium sized businesses, professionals and consumers in the greater Washington, D.C. Metropolitan Area. The Bank competes with virtually all banks and financial institutions which offer services in its market area.
» More Articles for ANCX

Headlines

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More From Other Websites
Access National Declares Special Dividend Dec 19 2014
5:05 pm Access Natl declared a special dividend, which with the normal cash dividend totals $0.35... Dec 19 2014
Access National Declares Special Dividend Dec 19 2014
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ACCESS NATIONAL CORP Files SEC form 10-Q, Quarterly Report Nov 10 2014
Access National (ANCX): Strong Industry, Solid Earnings Estimate Revisions Oct 24 2014
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Access National Surpasses $1 Billion in Assets, Reports Third Quarter Earnings and Increases... Oct 17 2014
ACCESS NATIONAL CORP Files SEC form 10-Q, Quarterly Report Aug 11 2014
Access National Marks 10 Years on NASDAQ Global Market Jul 23 2014
ACCESS NATIONAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Regulation... Jul 23 2014
Access National increases quarterly dividend to 13c per share Jul 18 2014
Access National Increases Dividend, Reports Second Quarter Earnings Jul 18 2014
ACCESS NATIONAL CORP Files SEC form 8-K/A, Submission of Matters to a Vote of Security Holders Jun 02 2014
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Zacks Rank #5 Additions for Tuesday May 20 2014
ACCESS NATIONAL CORP Files SEC form 10-Q, Quarterly Report May 12 2014
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