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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.14
ANCX's Cash to Debt is ranked higher than
50% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. ANCX: 0.14 )
ANCX' s 10-Year Cash to Debt Range
Min: 0.14   Max: 0.98
Current: 0.14

0.14
0.98
Equity to Asset 0.11
ANCX's Equity to Asset is ranked higher than
75% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. ANCX: 0.11 )
ANCX' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.11
Current: 0.11

0.06
0.11
Interest Coverage 5.51
ANCX's Interest Coverage is ranked higher than
93% of the 1357 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. ANCX: 5.51 )
ANCX' s 10-Year Interest Coverage Range
Min: 0.21   Max: 5.51
Current: 5.51

0.21
5.51
F-Score: 4
Z-Score: 0.37
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 33.89
ANCX's Operating margin (%) is ranked higher than
79% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.05 vs. ANCX: 33.89 )
ANCX' s 10-Year Operating margin (%) Range
Min: 11.06   Max: 33.89
Current: 33.89

11.06
33.89
Net-margin (%) 21.90
ANCX's Net-margin (%) is ranked higher than
75% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.57 vs. ANCX: 21.90 )
ANCX' s 10-Year Net-margin (%) Range
Min: 6.25   Max: 21.9
Current: 21.9

6.25
21.9
ROE (%) 14.49
ANCX's ROE (%) is ranked higher than
93% of the 1554 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.99 vs. ANCX: 14.49 )
ANCX' s 10-Year ROE (%) Range
Min: 6.39   Max: 19.42
Current: 14.49

6.39
19.42
ROA (%) 1.56
ANCX's ROA (%) is ranked higher than
93% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. ANCX: 1.56 )
ANCX' s 10-Year ROA (%) Range
Min: 0.59   Max: 2.05
Current: 1.56

0.59
2.05
ROC (Joel Greenblatt) (%) 12.95
ANCX's ROC (Joel Greenblatt) (%) is ranked higher than
52% of the 1437 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 78.30 vs. ANCX: 12.95 )
ANCX' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 8.24   Max: 135.46
Current: 12.95

8.24
135.46
Revenue Growth (%) 0.80
ANCX's Revenue Growth (%) is ranked higher than
72% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. ANCX: 0.80 )
ANCX' s 10-Year Revenue Growth (%) Range
Min: -14.1   Max: 21.1
Current: 0.8

-14.1
21.1
EBITDA Growth (%) 18.80
ANCX's EBITDA Growth (%) is ranked higher than
84% of the 1124 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. ANCX: 18.80 )
ANCX' s 10-Year EBITDA Growth (%) Range
Min: -9   Max: 227.1
Current: 18.8

-9
227.1
EPS Growth (%) 20.80
ANCX's EPS Growth (%) is ranked higher than
84% of the 1103 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.50 vs. ANCX: 20.80 )
ANCX' s 10-Year EPS Growth (%) Range
Min: -10   Max: 33.7
Current: 20.8

-10
33.7
» ANCX's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

ANCX Guru Trades in Q1 2013

Jim Simons 72,100 sh (+17.05%)
» More
Q2 2013

ANCX Guru Trades in Q2 2013

Jim Simons 80,200 sh (+11.23%)
» More
Q3 2013

ANCX Guru Trades in Q3 2013

Jim Simons 63,900 sh (-20.32%)
» More
Q4 2013

ANCX Guru Trades in Q4 2013

Jim Simons 61,200 sh (-4.23%)
» More
» Details

Insider Trades

Latest Guru Trades with ANCX



No Insider Trades Found!
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Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about Access National Corporation

Weekly CEO Buys Highlight: KEG, ANCX, CNOB, BLMT, NEM
According to GuruFocus Insider Data, these are the largest CEO buys during the past week. The overall trend of CEOs is illustrated in the chart below: Read more...
Access National CEO Reports Large Insider Buy
This week Access National Corporation (ANCX) reported two insider buys coming from their CEO, Michael Clarke. Clarke added a total of 13,500 shares to his stake in the company. These buys come as the price dropped to a 52-week low. On April 26, Clarke bought a total of 3,500 shares at $12.05 per share. This first transaction cost him a total of $42,175. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 12.00
ANCX's P/E(ttm) is ranked higher than
78% of the 1451 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.60 vs. ANCX: 12.00 )
ANCX' s 10-Year P/E(ttm) Range
Min: 6.26   Max: 25.1
Current: 12

6.26
25.1
P/B 1.70
ANCX's P/B is ranked lower than
58% of the 1479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. ANCX: 1.70 )
ANCX' s 10-Year P/B Range
Min: 0.73   Max: 3.64
Current: 1.7

0.73
3.64
P/S 2.62
ANCX's P/S is ranked higher than
60% of the 1638 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.80 vs. ANCX: 2.62 )
ANCX' s 10-Year P/S Range
Min: 0.75   Max: 2.96
Current: 2.62

0.75
2.96
PFCF 1.50
ANCX's PFCF is ranked higher than
93% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. ANCX: 1.50 )
ANCX' s 10-Year PFCF Range
Min: 1.24   Max: 356.25
Current: 1.5

1.24
356.25
EV-to-EBIT 16.40
ANCX's EV-to-EBIT is ranked higher than
62% of the 1447 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.51 vs. ANCX: 16.40 )
ANCX' s 10-Year EV-to-EBIT Range
Min: 3.7   Max: 38.5
Current: 16.4

3.7
38.5
PEG 0.80
ANCX's PEG is ranked higher than
72% of the 848 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. ANCX: 0.80 )
ANCX' s 10-Year PEG Range
Min: 0.21   Max: 3.23
Current: 0.8

0.21
3.23
Shiller P/E 14.00
ANCX's Shiller P/E is ranked higher than
78% of the 841 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.71 vs. ANCX: 14.00 )
ANCX' s 10-Year Shiller P/E Range
Min: 8   Max: 18.56
Current: 14

8
18.56

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.83
ANCX's Dividend Yield is ranked higher than
62% of the 1312 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.40 vs. ANCX: 2.83 )
ANCX' s 10-Year Dividend Yield Range
Min: 0.04   Max: 2.77
Current: 2.83

0.04
2.77
Dividend Payout 0.32
ANCX's Dividend Payout is ranked higher than
63% of the 1147 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.31 vs. ANCX: 0.32 )
ANCX' s 10-Year Dividend Payout Range
Min: 0.03   Max: 0.32
Current: 0.32

0.03
0.32
Dividend growth (3y) 117.20
ANCX's Dividend growth (3y) is ranked higher than
99% of the 809 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. ANCX: 117.20 )
ANCX' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 117.2
Current: 117.2

0
117.2
Yield on cost (5-Year) 71.74
ANCX's Yield on cost (5-Year) is ranked higher than
99% of the 1327 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. ANCX: 71.74 )
ANCX' s 10-Year Yield on cost (5-Year) Range
Min: 1.02   Max: 70.97
Current: 71.74

1.02
70.97
Share Buyback Rate 0.40
ANCX's Share Buyback Rate is ranked higher than
90% of the 1170 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.70 vs. ANCX: 0.40 )
ANCX' s 10-Year Share Buyback Rate Range
Min: 3.9   Max: -61.1
Current: 0.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.70
ANCX's Price/Tangible Book is ranked lower than
52% of the 1380 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. ANCX: 1.70 )
ANCX' s 10-Year Price/Tangible Book Range
Min: 0.84   Max: 3.64
Current: 1.7

0.84
3.64
Price/DCF (Projected) 0.60
ANCX's Price/DCF (Projected) is ranked higher than
77% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. ANCX: 0.60 )
ANCX' s 10-Year Price/DCF (Projected) Range
Min: 0.44   Max: 1.65
Current: 0.6

0.44
1.65
Price/Median PS Value 1.60
ANCX's Price/Median PS Value is ranked lower than
68% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. ANCX: 1.60 )
ANCX' s 10-Year Price/Median PS Value Range
Min: 0.46   Max: 1.76
Current: 1.6

0.46
1.76
Price/Peter Lynch Fair Value 0.50
ANCX's Price/Peter Lynch Fair Value is ranked higher than
87% of the 440 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. ANCX: 0.50 )
ANCX' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.3   Max: 2.17
Current: 0.5

0.3
2.17
Price/Graham Number 1.00
ANCX's Price/Graham Number is ranked higher than
67% of the 1365 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. ANCX: 1.00 )
ANCX' s 10-Year Price/Graham Number Range
Min: 0.51   Max: 1.76
Current: 1

0.51
1.76
Earnings Yield (Greenblatt) 6.10
ANCX's Earnings Yield (Greenblatt) is ranked higher than
67% of the 1411 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. ANCX: 6.10 )
ANCX' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.6   Max: 27.2
Current: 6.1

2.6
27.2
Forward Rate of Return (Yacktman) 21.67
ANCX's Forward Rate of Return (Yacktman) is ranked higher than
81% of the 1102 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.77 vs. ANCX: 21.67 )
ANCX' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -39.6   Max: 70.7
Current: 21.67

-39.6
70.7

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Access National Corporation was organized in June 15, 2002 under the laws of Virginia to operate as a bank holding company for Access National Bank and Access National Capital Trust II. The Bank provides commercial credit, deposit and mortgage services to middle market businesses and associated professionals, mainly in the greater Washington, D.C. Metropolitan Area. Deposits with the Bank are insured to the maximum amount provided by the Federal Deposit Insurance Corporation. The Bank provides its customers with personal customized service utilizing the latest technology and delivery channels. The Company's income is mainly derived from dividends received from the Bank. These dividends are determined by the Bank's earnings and capital position. Access National Capital Trust II was formed for the purpose of issuing redeemable capital securities. The Bank operates from five banking centers located in Chantilly, Tysons Corner, Reston, Leesburg and Manassas, Virginia. The Bank's lending activities involve commercial loans - represents approximately 14.9% of the Loan Portfolio held for Investment; Commercial real estate loans - represents approximately 45.3% of the loan portfolio held for investment; commercial and residential real estate construction loans - represents approximately 31% of the loan portfolio held for investment; residential mortgage loans. The Bank originates a total volume of approximately $68.4 million and consumer loans - represents approximately 0.3% of the loan portfolio held for investment; and Brokered Loans - approximately 4.4% of the loan portfolio held for sales. These lending activities provide access to credit to small to medium sized businesses, professionals and consumers in the greater Washington, D.C. Metropolitan Area.

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