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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.31
ANCX's Cash to Debt is ranked lower than
78% of the 1188 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.15 vs. ANCX: 0.31 )
Ranked among companies with meaningful Cash to Debt only.
ANCX' s Cash to Debt Range Over the Past 10 Years
Min: 0.1  Med: 0.32 Max: N/A
Current: 0.31
Equity to Asset 0.09
ANCX's Equity to Asset is ranked lower than
62% of the 1677 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. ANCX: 0.09 )
Ranked among companies with meaningful Equity to Asset only.
ANCX' s Equity to Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.09 Max: 0.11
Current: 0.09
0.06
0.11
Interest Coverage 5.16
ANCX's Interest Coverage is ranked higher than
82% of the 1565 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.64 vs. ANCX: 5.16 )
Ranked among companies with meaningful Interest Coverage only.
ANCX' s Interest Coverage Range Over the Past 10 Years
Min: 0.21  Med: 1.86 Max: 6.57
Current: 5.16
0.21
6.57
F-Score: 3
M-Score: -3.61
WACC vs ROIC
4.39%
8.43%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 36.19
ANCX's Operating margin (%) is ranked higher than
62% of the 1693 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.14 vs. ANCX: 36.19 )
Ranked among companies with meaningful Operating margin (%) only.
ANCX' s Operating margin (%) Range Over the Past 10 Years
Min: 11.06  Med: 26.16 Max: 39.45
Current: 36.19
11.06
39.45
Net-margin (%) 23.71
ANCX's Net-margin (%) is ranked higher than
54% of the 1694 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.52 vs. ANCX: 23.71 )
Ranked among companies with meaningful Net-margin (%) only.
ANCX' s Net-margin (%) Range Over the Past 10 Years
Min: 7.74  Med: 17.10 Max: 25.54
Current: 23.71
7.74
25.54
ROE (%) 14.82
ANCX's ROE (%) is ranked higher than
81% of the 1689 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.37 vs. ANCX: 14.82 )
Ranked among companies with meaningful ROE (%) only.
ANCX' s ROE (%) Range Over the Past 10 Years
Min: 6.16  Med: 14.67 Max: 20.36
Current: 14.82
6.16
20.36
ROA (%) 1.39
ANCX's ROA (%) is ranked higher than
76% of the 1698 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. ANCX: 1.39 )
Ranked among companies with meaningful ROA (%) only.
ANCX' s ROA (%) Range Over the Past 10 Years
Min: 0.58  Med: 1.39 Max: 2.12
Current: 1.39
0.58
2.12
Revenue Growth (3Y)(%) -9.40
ANCX's Revenue Growth (3Y)(%) is ranked lower than
87% of the 1391 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.70 vs. ANCX: -9.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
ANCX' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -19.1  Med: -0.30 Max: 21
Current: -9.4
-19.1
21
EBITDA Growth (3Y)(%) -6.50
ANCX's EBITDA Growth (3Y)(%) is ranked lower than
80% of the 1291 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.90 vs. ANCX: -6.50 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
ANCX' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -9.2  Med: 12.70 Max: 32.3
Current: -6.5
-9.2
32.3
EPS Growth (3Y)(%) -5.20
ANCX's EPS Growth (3Y)(%) is ranked lower than
79% of the 1270 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. ANCX: -5.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
ANCX' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -16.4  Med: 7.60 Max: 34.3
Current: -5.2
-16.4
34.3
» ANCX's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-07-17)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

ANCX Guru Trades in Q2 2015

Jim Simons 140,575 sh (+27.33%)
» More
Q3 2015

ANCX Guru Trades in Q3 2015

Jim Simons 182,000 sh (+29.47%)
» More
Q4 2015

ANCX Guru Trades in Q4 2015

Jim Simons 193,700 sh (+6.43%)
» More
Q1 2016

ANCX Guru Trades in Q1 2016

Jim Simons 169,700 sh (-12.39%)
» More
» Details

Insider Trades

Latest Guru Trades with ANCX

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:HMPR, NYSE:SCNB, NAS:HBNC, NAS:TBK, NAS:HEOP, NAS:WFBI » details
Access National Corp provides commercial credit, deposit and mortgage services to middle market businesses and associated professionals by utilizing the latest technology and delivery channels.

Access National Corp was organized in June 15, 2002 under the laws of Virginia to operate as a bank holding company for Access National Bank or the Bank and Access National Capital Trust II. The Bank provides commercial credit, deposit and mortgage services to middle market businesses and associated professionals, mainly in the greater Washington, D.C. Metropolitan Area. Deposits with the Bank are insured to the maximum amount provided by the Federal Deposit Insurance Corporation. The Bank provides its customers with personal customized service utilizing the latest technology and delivery channels. The Company's income is mainly derived from dividends received from the Bank. These dividends are determined by the Bank's earnings and capital position. Access National Capital Trust II was formed for the purpose of issuing redeemable capital securities. The Bank operates from five banking centers located in Chantilly, Tysons Corner, Reston, Leesburg and Manassas, Virginia. The Bank's lending activities involve commercial real estate loans both owner occupied and non-owner occupied, residential real estate loans, commercial loans, commercial and real estate construction loans, home equity loans, and consumer loans. These lending activities provide access to credit to small to medium sized businesses, professionals and consumers in the greater Washington, D.C. Metropolitan Area. The Bank competes with virtually all banks and financial institutions which offer services in its market area.

Ratios

vs
industry
vs
history
P/E(ttm) 13.46
ANCX's P/E(ttm) is ranked lower than
52% of the 1632 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.48 vs. ANCX: 13.46 )
Ranked among companies with meaningful P/E(ttm) only.
ANCX' s P/E(ttm) Range Over the Past 10 Years
Min: 6.26  Med: 12.66 Max: 25.1
Current: 13.46
6.26
25.1
PE(NRI) 13.46
ANCX's PE(NRI) is ranked lower than
52% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.53 vs. ANCX: 13.46 )
Ranked among companies with meaningful PE(NRI) only.
ANCX' s PE(NRI) Range Over the Past 10 Years
Min: 6.29  Med: 12.63 Max: 24.77
Current: 13.46
6.29
24.77
Price/Owner Earnings (ttm) 8.81
ANCX's Price/Owner Earnings (ttm) is ranked higher than
67% of the 871 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.93 vs. ANCX: 8.81 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
ANCX' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 1.53  Med: 3.85 Max: 67.1
Current: 8.81
1.53
67.1
P/B 1.88
ANCX's P/B is ranked lower than
84% of the 1697 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. ANCX: 1.88 )
Ranked among companies with meaningful P/B only.
ANCX' s P/B Range Over the Past 10 Years
Min: 0.73  Med: 1.52 Max: 3.64
Current: 1.88
0.73
3.64
P/S 3.21
ANCX's P/S is ranked lower than
53% of the 1697 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. ANCX: 3.21 )
Ranked among companies with meaningful P/S only.
ANCX' s P/S Range Over the Past 10 Years
Min: 0.75  Med: 1.79 Max: 3.83
Current: 3.21
0.75
3.83
PFCF 8.80
ANCX's PFCF is ranked higher than
60% of the 907 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.99 vs. ANCX: 8.80 )
Ranked among companies with meaningful PFCF only.
ANCX' s PFCF Range Over the Past 10 Years
Min: 1.25  Med: 3.72 Max: 63.37
Current: 8.8
1.25
63.37
POCF 8.65
ANCX's POCF is ranked higher than
54% of the 1010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.81 vs. ANCX: 8.65 )
Ranked among companies with meaningful POCF only.
ANCX' s POCF Range Over the Past 10 Years
Min: 1.24  Med: 4.53 Max: 395.83
Current: 8.65
1.24
395.83
EV-to-EBIT 12.55
ANCX's EV-to-EBIT is ranked higher than
54% of the 1568 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.90 vs. ANCX: 12.55 )
Ranked among companies with meaningful EV-to-EBIT only.
ANCX' s EV-to-EBIT Range Over the Past 10 Years
Min: 3.7  Med: 12.70 Max: 33.8
Current: 12.55
3.7
33.8
EV-to-EBITDA 12.30
ANCX's EV-to-EBITDA is ranked higher than
50% of the 1571 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.75 vs. ANCX: 12.30 )
Ranked among companies with meaningful EV-to-EBITDA only.
ANCX' s EV-to-EBITDA Range Over the Past 10 Years
Min: 3.6  Med: 12.20 Max: 29.4
Current: 12.3
3.6
29.4
PEG 1.23
ANCX's PEG is ranked lower than
53% of the 746 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. ANCX: 1.23 )
Ranked among companies with meaningful PEG only.
ANCX' s PEG Range Over the Past 10 Years
Min: 0.21  Med: 0.90 Max: 16.45
Current: 1.23
0.21
16.45
Shiller P/E 18.88
ANCX's Shiller P/E is ranked lower than
55% of the 503 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.88 vs. ANCX: 18.88 )
Ranked among companies with meaningful Shiller P/E only.
ANCX' s Shiller P/E Range Over the Past 10 Years
Min: 14.02  Med: 17.92 Max: 21.55
Current: 18.88
14.02
21.55

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.96
ANCX's Dividend Yield is ranked higher than
51% of the 2261 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.05 vs. ANCX: 2.96 )
Ranked among companies with meaningful Dividend Yield only.
ANCX' s Dividend Yield Range Over the Past 10 Years
Min: 0.04  Med: 0.85 Max: 3.57
Current: 2.96
0.04
3.57
Dividend Payout 0.40
ANCX's Dividend Payout is ranked lower than
60% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. ANCX: 0.40 )
Ranked among companies with meaningful Dividend Payout only.
ANCX' s Dividend Payout Range Over the Past 10 Years
Min: 0.03  Med: 0.13 Max: 0.5
Current: 0.4
0.03
0.5
Dividend Growth (3y) 33.10
ANCX's Dividend Growth (3y) is ranked higher than
85% of the 749 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.70 vs. ANCX: 33.10 )
Ranked among companies with meaningful Dividend Growth (3y) only.
ANCX' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 13.00 Max: 117.2
Current: 33.1
0
117.2
Forward Dividend Yield 2.96
ANCX's Forward Dividend Yield is ranked lower than
53% of the 2133 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.23 vs. ANCX: 2.96 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 38.55
ANCX's Yield on cost (5-Year) is ranked higher than
98% of the 2524 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.53 vs. ANCX: 38.55 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
ANCX' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.52  Med: 11.11 Max: 46.65
Current: 38.55
0.52
46.65
3-Year Average Share Buyback Ratio -0.70
ANCX's 3-Year Average Share Buyback Ratio is ranked higher than
62% of the 1070 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. ANCX: -0.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ANCX' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -53.4  Med: -0.80 Max: 3.7
Current: -0.7
-53.4
3.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.88
ANCX's Price/Tangible Book is ranked lower than
79% of the 1698 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. ANCX: 1.88 )
Ranked among companies with meaningful Price/Tangible Book only.
ANCX' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.78  Med: 1.53 Max: 3.64
Current: 1.88
0.78
3.64
Price/Projected FCF 0.93
ANCX's Price/Projected FCF is ranked lower than
75% of the 897 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.65 vs. ANCX: 0.93 )
Ranked among companies with meaningful Price/Projected FCF only.
ANCX' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.35  Med: 0.77 Max: 4.58
Current: 0.93
0.35
4.58
Price/Median PS Value 1.79
ANCX's Price/Median PS Value is ranked lower than
93% of the 1617 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. ANCX: 1.79 )
Ranked among companies with meaningful Price/Median PS Value only.
ANCX' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.43  Med: 0.96 Max: 1.88
Current: 1.79
0.43
1.88
Price/Peter Lynch Fair Value 2.18
ANCX's Price/Peter Lynch Fair Value is ranked lower than
89% of the 441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. ANCX: 2.18 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
ANCX' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.3  Med: 0.80 Max: 2.13
Current: 2.18
0.3
2.13
Price/Graham Number 1.06
ANCX's Price/Graham Number is ranked lower than
67% of the 1517 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.83 vs. ANCX: 1.06 )
Ranked among companies with meaningful Price/Graham Number only.
ANCX' s Price/Graham Number Range Over the Past 10 Years
Min: 0.51  Med: 0.99 Max: 1.93
Current: 1.06
0.51
1.93
Earnings Yield (Greenblatt) (%) 8.01
ANCX's Earnings Yield (Greenblatt) (%) is ranked higher than
59% of the 1722 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.12 vs. ANCX: 8.01 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
ANCX' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 3  Med: 7.90 Max: 27.2
Current: 8.01
3
27.2
Forward Rate of Return (Yacktman) (%) 16.61
ANCX's Forward Rate of Return (Yacktman) (%) is ranked higher than
59% of the 861 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.71 vs. ANCX: 16.61 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
ANCX' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -21.6  Med: 21.80 Max: 41.6
Current: 16.61
-21.6
41.6

More Statistics

Revenue (TTM) (Mil) $67.23
EPS (TTM) $ 1.51
Beta0.64
Short Percentage of Float3.81%
52-Week Range $16.26 - 23.29
Shares Outstanding (Mil)10.58
» More Articles for ANCX

Headlines

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My 5 Favorite Stocks with Recent Dividend Growth Jul 28 2013 
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My 3 Favorite Stocks with Dividend Growth from Last Week Jan 27 2013 
My 4 Favorite Picks From Last Week's Dividend Growth Stocks Oct 29 2012 
Weekly Raised Dividends: PROV, KMI, OKE, ANCX, TMP Jul 25 2011 
13 Dividend Stocks Delivering Good News with Higher Dividends Jul 25 2011 
13 Dividend Stocks Delivering Good News With Higher Dividends Jul 22 2011 

More From Other Websites
ACCESS NATIONAL CORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders May 23 2016
ACCESS NATIONAL CORP Financials May 19 2016
ACCESS NATIONAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits May 17 2016
Access National Bank is Expanding into Alexandria May 17 2016
Access National Bank is Expanding into Alexandria May 17 2016
ACCESS NATIONAL CORP Files SEC form 10-Q, Quarterly Report May 10 2016
ETF’s with exposure to Access National Corp. : April 22, 2016 Apr 22 2016
Access National Corp. :ANCX-US: Earnings Analysis: Q1, 2016 By the Numbers Apr 21 2016
ACCESS NATIONAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Regulation... Apr 20 2016
New Strong Buy Stocks for April 19th Apr 19 2016
Access National Q1 Earnings Rise 13%, Declares Dividend Apr 15 2016
Access National posts 1Q profit Apr 15 2016
Access National posts 1Q profit Apr 15 2016
Access National Q1 Earnings Rise 13%, Declares Dividend Apr 15 2016
Coverage initiated on Access National by FBR Capital Mar 31 2016
ACCESS NATIONAL CORP Files SEC form 10-K, Annual Report Mar 15 2016
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