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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.37
ANCX's Cash-to-Debt is ranked lower than
79% of the 1592 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. ANCX: 0.37 )
Ranked among companies with meaningful Cash-to-Debt only.
ANCX' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.14  Med: 0.3 Max: 0.98
Current: 0.37
0.14
0.98
Equity-to-Asset 0.08
ANCX's Equity-to-Asset is ranked lower than
71% of the 1591 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. ANCX: 0.08 )
Ranked among companies with meaningful Equity-to-Asset only.
ANCX' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.09 Max: 0.11
Current: 0.08
0.06
0.11
Interest Coverage 4.06
ANCX's Interest Coverage is ranked higher than
75% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. ANCX: 4.06 )
Ranked among companies with meaningful Interest Coverage only.
ANCX' s Interest Coverage Range Over the Past 10 Years
Min: 0.21  Med: 3.29 Max: 6.57
Current: 4.06
0.21
6.57
Beneish M-Score: -2.16
WACC vs ROIC
5.15%
8.01%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating Margin % 33.91
ANCX's Operating Margin % is ranked higher than
56% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.37 vs. ANCX: 33.91 )
Ranked among companies with meaningful Operating Margin % only.
ANCX' s Operating Margin % Range Over the Past 10 Years
Min: 11.06  Med: 30.16 Max: 39.45
Current: 33.91
11.06
39.45
Net Margin % 21.72
ANCX's Net Margin % is ranked lower than
54% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.70 vs. ANCX: 21.72 )
Ranked among companies with meaningful Net Margin % only.
ANCX' s Net Margin % Range Over the Past 10 Years
Min: 7.74  Med: 19.09 Max: 25.54
Current: 21.72
7.74
25.54
ROE % 14.06
ANCX's ROE % is ranked higher than
79% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.58 vs. ANCX: 14.06 )
Ranked among companies with meaningful ROE % only.
ANCX' s ROE % Range Over the Past 10 Years
Min: 6.16  Med: 14.57 Max: 20.36
Current: 14.06
6.16
20.36
ROA % 1.26
ANCX's ROA % is ranked higher than
72% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. ANCX: 1.26 )
Ranked among companies with meaningful ROA % only.
ANCX' s ROA % Range Over the Past 10 Years
Min: 0.58  Med: 1.39 Max: 2.12
Current: 1.26
0.58
2.12
3-Year Revenue Growth Rate 6.80
ANCX's 3-Year Revenue Growth Rate is ranked higher than
63% of the 1354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. ANCX: 6.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
ANCX' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -9.4  Med: 0.7 Max: 21
Current: 6.8
-9.4
21
3-Year EBITDA Growth Rate 6.70
ANCX's 3-Year EBITDA Growth Rate is ranked higher than
51% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. ANCX: 6.70 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
ANCX' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -9.2  Med: 9.7 Max: 32.6
Current: 6.7
-9.2
32.6
3-Year EPS without NRI Growth Rate 6.60
ANCX's 3-Year EPS without NRI Growth Rate is ranked lower than
52% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. ANCX: 6.60 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
ANCX' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -10  Med: 8.5 Max: 33.7
Current: 6.6
-10
33.7
GuruFocus has detected 6 Warning Signs with Access National Corp $ANCX.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» ANCX's 10-Y Financials

Financials (Next Earnings Date: 2017-07-15 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

ANCX Guru Trades in Q1 2016

Jim Simons 169,700 sh (-12.39%)
» More
Q2 2016

ANCX Guru Trades in Q2 2016

Jim Simons 172,800 sh (+1.83%)
» More
Q3 2016

ANCX Guru Trades in Q3 2016

Jim Simons 191,000 sh (+10.53%)
» More
Q4 2016

ANCX Guru Trades in Q4 2016

Jim Simons 319,900 sh (+67.49%)
» More
» Details

Insider Trades

Latest Guru Trades with ANCX

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6035
Compare:NAS:OLBK, NAS:CNBKA, NAS:PBNC, NAS:FFKT, NAS:NKSH, NAS:FNLC, NAS:MBRG, NAS:ATLO, NAS:WNEB, NAS:MCBC, NAS:CZNC, NAS:BLMT, NAS:AMNB, NAS:PFIS, NAS:CVCY, OTCPK:IALB, NAS:CHFN, NAS:BWFG, NAS:SMMF, NAS:BFIN » details
Headquarter Location:USA
Access National Corp provides commercial credit, deposit, mortgage and wealth management services to middle market businesses and associated professionals mainly in Greater Washington.

Access National Corp was organized in June 15, 2002 under the laws of Virginia to operate as a bank holding company for Access National Bank or the Bank and Access National Capital Trust II. The Bank provides commercial credit, deposit and mortgage services to middle market businesses and associated professionals, mainly in the greater Washington, D.C. Metropolitan Area. Deposits with the Bank are insured to the maximum amount provided by the Federal Deposit Insurance Corporation. The Bank provides its customers with personal customized service utilizing the latest technology and delivery channels. The Company's income is mainly derived from dividends received from the Bank. These dividends are determined by the Bank's earnings and capital position. Access National Capital Trust II was formed for the purpose of issuing redeemable capital securities. The Bank operates from five banking centers located in Chantilly, Tysons Corner, Reston, Leesburg and Manassas, Virginia. The Bank's lending activities involve commercial real estate loans both owner occupied and non-owner occupied, residential real estate loans, commercial loans, commercial and real estate construction loans, home equity loans, and consumer loans. These lending activities provide access to credit to small to medium sized businesses, professionals and consumers in the greater Washington, D.C. Metropolitan Area. The Bank competes with virtually all banks and financial institutions which offer services in its market area.

Ratios

vs
industry
vs
history
PE Ratio 18.40
ANCX's PE Ratio is ranked lower than
71% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. ANCX: 18.40 )
Ranked among companies with meaningful PE Ratio only.
ANCX' s PE Ratio Range Over the Past 10 Years
Min: 6.29  Med: 12.56 Max: 24.77
Current: 18.4
6.29
24.77
PE Ratio without NRI 18.40
ANCX's PE Ratio without NRI is ranked lower than
71% of the 1477 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.63 vs. ANCX: 18.40 )
Ranked among companies with meaningful PE Ratio without NRI only.
ANCX' s PE Ratio without NRI Range Over the Past 10 Years
Min: 6.29  Med: 12.56 Max: 24.77
Current: 18.4
6.29
24.77
Price-to-Owner-Earnings 13.46
ANCX's Price-to-Owner-Earnings is ranked higher than
50% of the 882 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.21 vs. ANCX: 13.46 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
ANCX' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 1.54  Med: 5.91 Max: 77.61
Current: 13.46
1.54
77.61
PB Ratio 2.49
ANCX's PB Ratio is ranked lower than
92% of the 1611 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. ANCX: 2.49 )
Ranked among companies with meaningful PB Ratio only.
ANCX' s PB Ratio Range Over the Past 10 Years
Min: 0.73  Med: 1.52 Max: 2.64
Current: 2.49
0.73
2.64
PS Ratio 4.00
ANCX's PS Ratio is ranked lower than
65% of the 1586 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.40 vs. ANCX: 4.00 )
Ranked among companies with meaningful PS Ratio only.
ANCX' s PS Ratio Range Over the Past 10 Years
Min: 0.75  Med: 1.81 Max: 4.23
Current: 4
0.75
4.23
Price-to-Free-Cash-Flow 11.92
ANCX's Price-to-Free-Cash-Flow is ranked lower than
51% of the 870 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.33 vs. ANCX: 11.92 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
ANCX' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 1.25  Med: 4.66 Max: 63.37
Current: 11.92
1.25
63.37
Price-to-Operating-Cash-Flow 11.52
ANCX's Price-to-Operating-Cash-Flow is ranked lower than
57% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.82 vs. ANCX: 11.52 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
ANCX' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 1.24  Med: 4.64 Max: 57.17
Current: 11.52
1.24
57.17
EV-to-EBIT 17.96
ANCX's EV-to-EBIT is ranked lower than
69% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.52 vs. ANCX: 17.96 )
Ranked among companies with meaningful EV-to-EBIT only.
ANCX' s EV-to-EBIT Range Over the Past 10 Years
Min: 3.7  Med: 12.1 Max: 33.8
Current: 17.96
3.7
33.8
EV-to-EBITDA 17.61
ANCX's EV-to-EBITDA is ranked lower than
74% of the 1685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. ANCX: 17.61 )
Ranked among companies with meaningful EV-to-EBITDA only.
ANCX' s EV-to-EBITDA Range Over the Past 10 Years
Min: 3.6  Med: 11.7 Max: 29.4
Current: 17.61
3.6
29.4
PEG Ratio 5.75
ANCX's PEG Ratio is ranked lower than
90% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. ANCX: 5.75 )
Ranked among companies with meaningful PEG Ratio only.
ANCX' s PEG Ratio Range Over the Past 10 Years
Min: 0.21  Med: 0.95 Max: 15.78
Current: 5.75
0.21
15.78
Shiller PE Ratio 24.66
ANCX's Shiller PE Ratio is ranked lower than
67% of the 479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.93 vs. ANCX: 24.66 )
Ranked among companies with meaningful Shiller PE Ratio only.
ANCX' s Shiller PE Ratio Range Over the Past 10 Years
Min: 14.02  Med: 18.33 Max: 26.1
Current: 24.66
14.02
26.1

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 2.12
ANCX's Dividend Yield % is ranked lower than
66% of the 2319 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.69 vs. ANCX: 2.12 )
Ranked among companies with meaningful Dividend Yield % only.
ANCX' s Dividend Yield % Range Over the Past 10 Years
Min: 0.1  Med: 1.25 Max: 3.57
Current: 2.12
0.1
3.57
Dividend Payout Ratio 0.39
ANCX's Dividend Payout Ratio is ranked lower than
60% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. ANCX: 0.39 )
Ranked among companies with meaningful Dividend Payout Ratio only.
ANCX' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.04  Med: 0.14 Max: 0.4
Current: 0.39
0.04
0.4
3-Year Dividend Growth Rate 13.50
ANCX's 3-Year Dividend Growth Rate is ranked higher than
67% of the 768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. ANCX: 13.50 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
ANCX' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 13.5 Max: 117.2
Current: 13.5
0
117.2
Forward Dividend Yield % 2.12
ANCX's Forward Dividend Yield % is ranked lower than
71% of the 2248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.73 vs. ANCX: 2.12 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 9.36
ANCX's 5-Year Yield-on-Cost % is ranked higher than
86% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.31 vs. ANCX: 9.36 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
ANCX' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.44  Med: 5.54 Max: 15.83
Current: 9.36
0.44
15.83
3-Year Average Share Buyback Ratio -0.80
ANCX's 3-Year Average Share Buyback Ratio is ranked higher than
60% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. ANCX: -0.80 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ANCX' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -53.4  Med: -0.8 Max: 3.7
Current: -0.8
-53.4
3.7

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.49
ANCX's Price-to-Tangible-Book is ranked lower than
89% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. ANCX: 2.49 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
ANCX' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.84  Med: 1.7 Max: 3.64
Current: 2.49
0.84
3.64
Price-to-Intrinsic-Value-Projected-FCF 0.95
ANCX's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
72% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. ANCX: 0.95 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
ANCX' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.54  Med: 0.93 Max: 1.76
Current: 0.95
0.54
1.76
Price-to-Median-PS-Value 2.22
ANCX's Price-to-Median-PS-Value is ranked lower than
95% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. ANCX: 2.22 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
ANCX' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.42  Med: 0.96 Max: 2.18
Current: 2.22
0.42
2.18
Price-to-Graham-Number 1.43
ANCX's Price-to-Graham-Number is ranked lower than
85% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. ANCX: 1.43 )
Ranked among companies with meaningful Price-to-Graham-Number only.
ANCX' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.51  Med: 0.99 Max: 1.91
Current: 1.43
0.51
1.91
Earnings Yield (Greenblatt) % 5.57
ANCX's Earnings Yield (Greenblatt) % is ranked lower than
53% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.95 vs. ANCX: 5.57 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
ANCX' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 3  Med: 8.3 Max: 27.2
Current: 5.57
3
27.2
Forward Rate of Return (Yacktman) % 11.18
ANCX's Forward Rate of Return (Yacktman) % is ranked lower than
53% of the 890 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. ANCX: 11.18 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
ANCX' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -21.6  Med: 20.05 Max: 41.6
Current: 11.18
-21.6
41.6

More Statistics

Revenue (TTM) (Mil) $75.51
EPS (TTM) $ 1.54
Beta0.80
Short Percentage of Float4.00%
52-Week Range $18.11 - 33.18
Shares Outstanding (Mil)10.77
» More Articles for NAS:ANCX

Headlines

Articles On GuruFocus.com
My 5 Favorite Stocks with Recent Dividend Growth Jul 28 2013 
Weekly CEO Buys Highlight: KEG, ANCX, CNOB, BLMT, NEM May 06 2013 
Access National CEO Reports Large Insider Buy May 02 2013 
Weekly CEO Buys Highlight: WINA, AROW, HBAN, ANCX, MNRK Apr 28 2013 
The Best Yielding Ex-Dividend Stocks on Feb. 7, 2013 Feb 06 2013 
My 3 Favorite Stocks with Dividend Growth from Last Week Jan 27 2013 
My 4 Favorite Picks From Last Week's Dividend Growth Stocks Oct 29 2012 
Weekly Raised Dividends: PROV, KMI, OKE, ANCX, TMP Jul 25 2011 
13 Dividend Stocks Delivering Good News with Higher Dividends Jul 25 2011 
13 Dividend Stocks Delivering Good News With Higher Dividends Jul 22 2011 

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